Rf&l Wealth Management, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 14, 2026), Rf&l Wealth Management, LLC reported 52 stock positions worth $133.6 million. Its top holding was Dimensional US Target Value (DFAT) at 13.6% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 8.2%) and Dimensional US Eq MKT ETF (DFUS, 7.7%). Compared with Q4 2025, it sold out of 10, added to 11 and reduced 30. The biggest buy was Vanguard Short-Term Bond ETF (BSV, shares +5%) and the biggest sale Apple (AAPL, shares −83%).
- Most Recent 13F
- Q2 2026
- Location
- ACTON, MA
- CIK
- 0001965915
- Portfolio Value
- $133.6M (Q1 2026)
- SEC Filing
- 0001965915-26-000002 ↗ filed Apr 14, 2026
Holdings Value
Holdings 52 stocks · $133.6M
| DFAT Dimensional US Target Value | 13.55% | 289,809 | $18.1M | Reduce -0.8% |
| DFAC Dimensional US Core Equity 2 | 8.24% | 283,137 | $11.0M | Reduce -0.6% |
| DFUS Dimensional US Eq MKT ETF | 7.74% | 145,850 | $10.3M | Reduce -0.3% |
| DFUV Dimensional US Marketwide Va | 7.29% | 200,932 | $9.7M | Reduce -1.7% |
| BSV Vanguard Short-Term Bond ETF | 6.80% | 115,903 | $9.1M | Add +4.5% |
| DFIV Dimensional International Va | 5.06% | 128,164 | $6.8M | Reduce -0.7% |
| DFAS Dimensional US Small Cap ETF | 4.84% | 90,962 | $6.5M | Reduce -2.3% |
| VOO Vanguard S&P 500 ETF | 3.99% | 8,919 | $5.3M | Add +1.1% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 3.69% | 106,308 | $4.9M | Reduce -1.5% |
| VTI VG Morningstar TS MKT ETF-US | 3.61% | 15,017 | $4.8M | Reduce -3.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.50% | 21,491 | $4.7M | Reduce -5.8% |
| ITOT iShares Core S&P Total U.S. | 3.08% | 28,892 | $4.1M | Add +4.3% |
| IEMG iShares Core MSCI Emerging | 2.72% | 52,072 | $3.6M | Add +1.1% |
| LLY Eli Lilly & Co. | 2.32% | 3,369 | $3.1M | Reduce -4.6% |
| IDEV iShares Core MSCI Dev MKTS | 1.95% | 31,107 | $2.6M | Add +0.1% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.57% | 42,979 | $2.1M | Reduce -1.6% |
| IWD iShares Russell 1000 Value E | 1.52% | 9,477 | $2.0M | Add +0.7% |
| NVDA Nvidia Corp. | 1.42% | 10,910 | $1.9M | Reduce -56.9% |
| ABBV Abbvie Inc. | 1.42% | 8,720 | $1.9M | Reduce -48.7% |
| DFAX Dimensional World Ex US Core | 1.08% | 42,331 | $1.4M | No change |
| DISV Dimensional International SM | 1.01% | 34,070 | $1.3M | Add +3.7% |
| AAPL Apple Inc. | 0.90% | 4,735 | $1.2M | Reduce -83.1% |
| BSVO EA Bridgeway Omni Sm-Cp Val | 0.83% | 43,506 | $1.1M | Add +12.6% |
| VWO Vanguard Ftse Emerging Marke | 0.79% | 19,578 | $1.1M | Reduce -3.1% |
| IWM iShares Russell 2000 ETF | 0.74% | 3,981 | $987K | Reduce -1.9% |
| DFEM Dimensional Emrg MRKT Core | 0.74% | 28,540 | $986K | Reduce -0.6% |
| ABT Abbott Laboratories | 0.73% | 9,494 | $975K | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.73% | 4,958 | $973K | Reduce -1.2% |
| IJR iShares Core S&P Small-Cap E | 0.70% | 7,489 | $931K | Add +2.4% |
| IWN iShares Russell 2000 Value E | 0.67% | 4,690 | $889K | No change |
| COST Costco Wholesale Corp. | 0.65% | 865 | $862K | Reduce -77.6% |
| SCZ iShares MSCI Eafe Small-Cap | 0.54% | 9,248 | $725K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.44% | 12,753 | $582K | Reduce -3.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.41% | 1,132 | $542K | Reduce -8.1% |
| SCHX Schwab US Large-Cap ETF | 0.38% | 20,001 | $513K | Add +0.2% |
| GL Globe Life Inc. | 0.38% | 3,626 | $505K | Reduce -7.1% |
| SO The Southern Co. | 0.35% | 4,852 | $468K | No change |
| FTEC Fidelity MSCI Info Tech Indx | 0.33% | 2,108 | $439K | No change |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.32% | 2,922 | $424K | No change |
| MSFT Microsoft Corp. | 0.31% | 1,102 | $408K | Reduce -89.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 607 | $395K | No change |
| AMZN Amazon.com Inc. | 0.29% | 1,837 | $383K | Reduce -92.9% |
| CVX Chevron Corp. | 0.27% | 1,760 | $364K | Reduce -77.3% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.24% | 855 | $314K | No change |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.22% | 3,245 | $297K | Reduce -1.8% |
| GOOGL Alphabet Inc. Class A | 0.22% | 1,016 | $292K | Reduce -26.0% |
| JPM JPMorgan Chase & Co. | 0.22% | 977 | $288K | Reduce -86.0% |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 0.21% | 4,697 | $280K | No change |
| OHI Omega Healthcare Investors | 0.20% | 6,024 | $264K | Reduce -80.4% |
| FXL First Trust Technology Alpha | 0.19% | 1,625 | $258K | No change |
| BIV Vanguard Intermediate-Term B | 0.18% | 3,135 | $242K | Add +6.8% |
| TSLA Tesla Inc. | 0.15% | 555 | $206K | Reduce -51.8% |
Portfolio Sells Q4 2025 → Q1 2026
| AAPL Apple Inc. | Reduce -83.1% | 0.90% | −3.37 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −3.10 |
| AMZN Amazon.com Inc. | Reduce -92.9% | 0.29% | −3.05 |
| MSFT Microsoft Corp. | Reduce -89.4% | 0.31% | −2.51 |
| WMT Walmart Inc. | Sold out | 0.00% | −1.84 |
| COST Costco Wholesale Corp. | Reduce -77.6% | 0.65% | −1.22 |
| NVDA Nvidia Corp. | Reduce -56.9% | 1.42% | −1.22 |
| CRWD CrowdStrike Holdings Inc. Class A | Sold out | 0.00% | −1.18 |
| JPM JPMorgan Chase & Co. | Reduce -86.0% | 0.22% | −1.05 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.95 |
| ABBV Abbvie Inc. | Reduce -48.7% | 1.42% | −0.76 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.67 |
| OHI Omega Healthcare Investors | Reduce -80.4% | 0.20% | −0.57 |
| QCOM Qualcomm Inc. | Sold out | 0.00% | −0.47 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.45 |
| CVX Chevron Corp. | Reduce -77.3% | 0.27% | −0.39 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.26 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.23 |
| TSLA Tesla Inc. | Reduce -51.8% | 0.15% | −0.14 |
| UBER Uber Technologies Inc. | Sold out | 0.00% | −0.11 |
| GOOGL Alphabet Inc. Class A | Reduce -26.0% | 0.22% | −0.02 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -1.8% | 0.22% | +0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -8.1% | 0.41% | +0.06 |
| GL Globe Life Inc. | Reduce -7.1% | 0.38% | +0.07 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -3.2% | 0.44% | +0.11 |
| IWM iShares Russell 2000 ETF | Reduce -1.9% | 0.74% | +0.18 |
| VWO Vanguard Ftse Emerging Marke | Reduce -3.1% | 0.79% | +0.18 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.2% | 0.73% | +0.19 |
| LLY Eli Lilly & Co. | Reduce -4.6% | 2.32% | +0.19 |
| DFEM Dimensional Emrg MRKT Core | Reduce -0.6% | 0.74% | +0.21 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -1.6% | 1.57% | +0.47 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.8% | 3.61% | +0.67 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -5.8% | 3.50% | +0.79 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Reduce -1.5% | 3.69% | +1.00 |
| DFAS Dimensional US Small Cap ETF | Reduce -2.3% | 4.84% | +1.21 |
| DFIV Dimensional International Va | Reduce -0.7% | 5.06% | +1.45 |
| DFUS Dimensional US Eq MKT ETF | Reduce -0.3% | 7.74% | +1.66 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.6% | 8.24% | +1.92 |
| DFUV Dimensional US Marketwide Va | Reduce -1.7% | 7.29% | +1.95 |
| DFAT Dimensional US Target Value | Reduce -0.8% | 13.55% | +3.80 |
Portfolio Buys Q4 2025 → Q1 2026
| BSV Vanguard Short-Term Bond ETF | Add +4.5% | 6.80% | +1.91 |
| VOO Vanguard S&P 500 ETF | Add +1.1% | 3.99% | +0.89 |
| IEMG iShares Core MSCI Emerging | Add +1.1% | 2.72% | +0.78 |
| ITOT iShares Core S&P Total U.S. | Add +4.3% | 3.08% | +0.77 |
| IDEV iShares Core MSCI Dev MKTS | Add +0.1% | 1.95% | +0.51 |
| IWD iShares Russell 1000 Value E | Add +0.7% | 1.52% | +0.41 |
| BSVO EA Bridgeway Omni Sm-Cp Val | Add +12.6% | 0.83% | +0.32 |
| DISV Dimensional International SM | Add +3.7% | 1.01% | +0.31 |
| IJR iShares Core S&P Small-Cap E | Add +2.4% | 0.70% | +0.20 |
| SCHX Schwab US Large-Cap ETF | Add +0.2% | 0.38% | +0.08 |
| BIV Vanguard Intermediate-Term B | Add +6.8% | 0.18% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 50 | $147.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2026 | 52 | $133.6M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2025 | 62 | $178.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2025 | 60 | $170.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2025 | 59 | $155.2M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2025 | 58 | $139.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2024 | 57 | $141.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2024 | 58 | $141.3M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2024 | 56 | $131.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2024 | 56 | $129.8M | DFAT, DFAC, DFUV, DFUS, BSV |