Rinkey Investments
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 13, 2024), Rinkey Investments reported 80 stock positions worth $309.0 million. Its top holding was iShares Treasury Floating Ra (TFLO) at 14.4% of the portfolio, followed by Ste STR SPDR PT DW Eu ETF (SPDW, 9.2%) and SS SPDR P S&P 1500 Comp ETF (SPTM, 8.9%). Compared with Q2 2024, it opened 18 new positions, sold out of 9, added to 22 and reduced 22. The biggest buy was a new position in Vanguard Mrngstr Val ETF-Aui (VTV) and the biggest sale SS SPDR P S&P 1500 Comp ETF (SPTM, shares −38%).
- Most Recent 13F
- Q2 2026
- Location
- San Diego, CA
- CIK
- 0001730774
- Portfolio Value
- $309.0M (Q3 2024)
- SEC Filing
- 0001172661-24-004596 ↗ filed Nov 13, 2024
Holdings Value
Holdings 80 stocks · $309.0M
| TFLO iShares Treasury Floating Ra | 14.39% | 878,665 | $44.5M | Reduce -1.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 9.22% | 758,890 | $28.5M | Reduce -24.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 8.94% | 394,444 | $27.6M | Reduce -38.4% |
| SPAB SS SPDR P Agg Bond ETF | 4.93% | 582,750 | $15.2M | Reduce -7.7% |
| MUB iShares National Muni Bond E | 4.18% | 118,925 | $12.9M | Reduce -2.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.04% | 71,545 | $12.5M | New |
| CMF iShares California Muni Bond | 3.71% | 197,522 | $11.5M | Add +76.0% |
| IEI iShares 3-7 Year Treasury Bo | 3.62% | 93,593 | $11.2M | Add +9.0% |
| BNDX Vanguard Total Intl Bond ETF | 3.43% | 211,040 | $10.6M | New |
| VWO Vanguard Ftse Emerging Marke | 3.25% | 210,007 | $10.0M | Add +444.4% |
| VTI VG Morningstar TS MKT ETF-US | 3.22% | 35,145 | $10.0M | Reduce -6.5% |
| SPTS SS SPDR P St Term TSY ETF | 3.00% | 314,793 | $9.3M | Add +7.9% |
| SPEM State Street SP PTF Em ETF | 2.98% | 223,281 | $9.2M | Reduce -3.2% |
| EMB iShares JP Morgan Usd Emergi | 2.73% | 90,132 | $8.4M | Add +0.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.63% | 34,232 | $8.1M | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.21% | 17,781 | $6.8M | New |
| VEA Vanguard Ftse Developed ETF | 2.13% | 124,600 | $6.6M | Add +32.7% |
| VGLT Vanguard Long-Term Treasury | 1.78% | 89,256 | $5.5M | New |
| AAPL Apple Inc. | 1.55% | 20,507 | $4.8M | Add +0.6% |
| IVV iShares Core S&P 500 ETF | 1.32% | 7,085 | $4.1M | Reduce -0.7% |
| IEFA iShares Core MSCI Eafe ETF | 1.27% | 50,383 | $3.9M | No change |
| IWD iShares Russell 1000 Value E | 1.21% | 19,686 | $3.7M | Reduce -3.4% |
| SPIP SS SPDR P Tips ETF | 0.74% | 86,979 | $2.3M | Reduce -61.2% |
| COST Costco Wholesale Corp. | 0.71% | 2,480 | $2.2M | Reduce -0.4% |
| VTIP Vanguard Short-Term Tips | 0.67% | 42,074 | $2.1M | Reduce -39.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.62% | 4,157 | $1.9M | Reduce -8.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.61% | 35,917 | $1.9M | New |
| QQQ Invesco QQQ Trust Series 1 | 0.59% | 3,751 | $1.8M | Reduce -0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.57% | 3,053 | $1.8M | Add +6.2% |
| MSFT Microsoft Corp. | 0.55% | 3,930 | $1.7M | Reduce -0.7% |
| PGR Progressive Corp. | 0.52% | 6,330 | $1.6M | No change |
| VGT Vanguard Info Tech ETF | 0.48% | 2,519 | $1.5M | Add +13.2% |
| SPIB SS SPDR P Int C Corp. ETF | 0.46% | 42,172 | $1.4M | Add +5.7% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.43% | 19,980 | $1.3M | Reduce -2.1% |
| TMUS T-Mobile US Inc. | 0.40% | 6,019 | $1.2M | Add +0.3% |
| VCIT Vanguard Int-Term Corporate | 0.35% | 12,754 | $1.1M | New |
| AMZN Amazon.com Inc. | 0.34% | 5,624 | $1.0M | Reduce -2.2% |
| SYK Stryker Corp. | 0.31% | 2,682 | $969K | No change |
| AGG iShares Core U.S. Aggregate | 0.28% | 8,505 | $861K | Reduce -5.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.28% | 3,861 | $854K | Add +0.2% |
| TGT Target Corp. | 0.26% | 5,232 | $815K | Reduce -1.1% |
| BND Vanguard Total Bond Market | 0.25% | 10,388 | $780K | Add +179.3% |
| ACN Accenture PLC Class A | 0.24% | 2,057 | $727K | No change |
| VOO Vanguard S&P 500 ETF | 0.23% | 1,372 | $724K | Reduce -9.1% |
| GOOGL Alphabet Inc. Class A | 0.22% | 4,175 | $692K | Add +0.5% |
| XOM Exxon Mobil Corp. | 0.22% | 5,762 | $675K | No change |
| BN Brookfield Corp. | 0.22% | 12,550 | $667K | No change |
| TRV The Travelers Cos Inc. | 0.20% | 2,675 | $626K | No change |
| GLD SPDR Gold Shares | 0.19% | 2,422 | $589K | Reduce -86.9% |
| SCHP Schwab U.S. Tips ETF | 0.18% | 10,521 | $564K | Add +0.1% |
| NVG Nuveen Amt-FR Muni CRDT | 0.18% | 41,400 | $554K | No change |
| NZF Nuveen Municipal Credit Inc. | 0.17% | 40,925 | $536K | No change |
| BYM BlackRock Muni Inc. QLTY | 0.17% | 44,500 | $536K | No change |
| JNJ Johnson & Johnson | 0.17% | 3,237 | $525K | Add +0.2% |
| OKE Oneok Inc. | 0.17% | 5,635 | $514K | No change |
| NVDA Nvidia Corp. | 0.16% | 4,037 | $490K | Reduce -4.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.16% | 2,392 | $480K | No change |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.16% | 1,796 | $480K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.15% | 13,012 | $470K | Add +120.4% |
| GOVT iShares US Treasury Bond ETF | 0.15% | 19,879 | $466K | Add +7.0% |
| ORCL Oracle Corp. | 0.12% | 2,257 | $385K | No change |
| LENZ Lenz Therapeutics Inc. | 0.12% | 15,186 | $361K | New |
| VIG Vanguard Dividend Apprec ETF | 0.11% | 1,730 | $343K | No change |
| SOXX iShares Semiconductor ETF | 0.10% | 1,397 | $322K | No change |
| SCHX Schwab US Large-Cap ETF | 0.10% | 4,446 | $302K | Add +19.1% |
| O Realty Income Corp. | 0.09% | 4,504 | $286K | Add +4.0% |
| VGSH Vanguard Short-Term Treasury | 0.09% | 4,733 | $279K | New |
| PLTR Palantir Technologies Inc. Class A | 0.09% | 7,400 | $275K | New |
| TYA Simplify Intermediate Term | 0.08% | 18,000 | $259K | New |
| POOL Pool Corp. | 0.07% | 598 | $225K | New |
| SPSB SS SPDR P St C Corp. ETF | 0.07% | 7,348 | $222K | Add +9.0% |
| TSLA Tesla Inc. | 0.07% | 831 | $217K | New |
| HUDSON PAC PPTYS INC | 0.07% | 45,000 | $215K | New |
| GOOG Alphabet Inc. Class C | 0.07% | 1,280 | $214K | New |
| PFE Pfizer Inc. | 0.07% | 7,368 | $213K | New |
| TLT iShares 20+ Year Treasury BD | 0.07% | 2,072 | $203K | New |
| TRIN Trinity Capital Inc. | 0.04% | 10,153 | $138K | New |
| BFLY Butterfly Network Inc. | 0.02% | 43,550 | $77K | Add +10.8% |
| BCAB Bioatla Inc. | 0.01% | 25,310 | $45K | No change |
| LODE Comstock Inc. | 0.00% | 11,000 | $5K | No change |
Other holdings (1): bonds, preferreds, convertibles and warrants · $681 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| LDTDF Prospector Leddartech Alm-28 | *W EXP 12/21/202 | 25,505 | $681 | No change |
Total filed on the 13F, all lines: $309.0M.
Portfolio Sells Q2 2024 → Q3 2024
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -38.4% | 8.94% | −6.32 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -24.1% | 9.22% | −3.38 |
| TFLO iShares Treasury Floating Ra | Reduce -1.9% | 14.39% | −1.91 |
| MTUM iShares MSCI USA Momentum Fa | Sold out | 0.00% | −1.38 |
| SPIP SS SPDR P Tips ETF | Reduce -61.2% | 0.74% | −1.31 |
| GLD SPDR Gold Shares | Reduce -86.9% | 0.19% | −1.24 |
| SUB iShares Short-Term National | Sold out | 0.00% | −1.17 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -7.7% | 4.93% | −0.76 |
| VTIP Vanguard Short-Term Tips | Reduce -39.8% | 0.67% | −0.55 |
| MUB iShares National Muni Bond E | Reduce -2.5% | 4.18% | −0.49 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.5% | 3.22% | −0.39 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.30 |
| AON Aon PLC Class A | Sold out | 0.00% | −0.25 |
| SPEM State Street SP PTF Em ETF | Reduce -3.2% | 2.98% | −0.14 |
| CLPT Clearpoint Neuro Inc. | Sold out | 0.00% | −0.11 |
| RSP Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.09 |
| MSFT Microsoft Corp. | Reduce -0.7% | 0.55% | −0.09 |
| QCOM Qualcomm Inc. | Sold out | 0.00% | −0.08 |
| IVV iShares Core S&P 500 ETF | Reduce -0.7% | 1.32% | −0.08 |
| VMRK Vivmark Residential | Sold out | 0.00% | −0.07 |
| IWD iShares Russell 1000 Value E | Reduce -3.4% | 1.21% | −0.07 |
| AMZN Amazon.com Inc. | Reduce -2.2% | 0.34% | −0.06 |
| DO Diamond Offshore Drilling Inc. | Sold out | 0.00% | −0.06 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.1% | 0.59% | −0.05 |
| COST Costco Wholesale Corp. | Reduce -0.4% | 0.71% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -8.3% | 0.62% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -9.1% | 0.23% | −0.04 |
| AGG iShares Core U.S. Aggregate | Reduce -5.0% | 0.28% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -2.1% | 0.43% | −0.03 |
| NVDA Nvidia Corp. | Reduce -4.1% | 0.16% | −0.03 |
| TGT Target Corp. | Reduce -1.1% | 0.26% | −0.02 |
Portfolio Buys Q2 2024 → Q3 2024
| VTV Vanguard Mrngstr Val ETF-Aui | New | 4.04% | +4.04 |
| BNDX Vanguard Total Intl Bond ETF | New | 3.43% | +3.43 |
| VWO Vanguard Ftse Emerging Marke | Add +444.4% | 3.25% | +2.65 |
| VB Vanguard Most SM-Cap ETF-Usd | New | 2.63% | +2.63 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 2.21% | +2.21 |
| VGLT Vanguard Long-Term Treasury | New | 1.78% | +1.78 |
| CMF iShares California Muni Bond | Add +76.0% | 3.71% | +1.42 |
| IGSB iShares 1-5Y Inv Grade Corp. | New | 0.61% | +0.61 |
| VEA Vanguard Ftse Developed ETF | Add +32.7% | 2.13% | +0.46 |
| VCIT Vanguard Int-Term Corporate | New | 0.35% | +0.35 |
| BND Vanguard Total Bond Market | Add +179.3% | 0.25% | +0.16 |
| LENZ Lenz Therapeutics Inc. | New | 0.12% | +0.12 |
| VGSH Vanguard Short-Term Treasury | New | 0.09% | +0.09 |
| PLTR Palantir Technologies Inc. Class A | New | 0.09% | +0.09 |
| TYA Simplify Intermediate Term | New | 0.08% | +0.08 |
| IBIT iShares Bitcoin Trust ETF | Add +120.4% | 0.15% | +0.08 |
| POOL Pool Corp. | New | 0.07% | +0.07 |
| TSLA Tesla Inc. | New | 0.07% | +0.07 |
| HUDSON PAC PPTYS INC | New | 0.07% | +0.07 |
| GOOG Alphabet Inc. Class C | New | 0.07% | +0.07 |
| PFE Pfizer Inc. | New | 0.07% | +0.07 |
| TLT iShares 20+ Year Treasury BD | New | 0.07% | +0.07 |
| IEI iShares 3-7 Year Treasury Bo | Add +9.0% | 3.62% | +0.06 |
| TRIN Trinity Capital Inc. | New | 0.04% | +0.04 |
| IBM Intl Business Machines Corp. | Add +0.2% | 0.28% | +0.04 |
| TMUS T-Mobile US Inc. | Add +0.3% | 0.40% | +0.02 |
| VGT Vanguard Info Tech ETF | Add +13.2% | 0.48% | +0.02 |
| BFLY Butterfly Network Inc. | Add +10.8% | 0.02% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Add +19.1% | 0.10% | +0.01 |
| O Realty Income Corp. | Add +4.0% | 0.09% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +6.2% | 0.57% | +0.00 |
| AAPL Apple Inc. | Add +0.6% | 1.55% | +0.00 |
| GOVT iShares US Treasury Bond ETF | Add +7.0% | 0.15% | +0.00 |
| JNJ Johnson & Johnson | Add +0.2% | 0.17% | +0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +9.0% | 0.07% | +0.00 |
| SPIB SS SPDR P Int C Corp. ETF | Add +5.7% | 0.46% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +0.1% | 0.18% | −0.01 |
| SPTS SS SPDR P St Term TSY ETF | Add +7.9% | 3.00% | −0.03 |
| GOOGL Alphabet Inc. Class A | Add +0.5% | 0.22% | −0.05 |
| EMB iShares JP Morgan Usd Emergi | Add +0.3% | 2.73% | −0.13 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 128 | $424.8M | TFLO, SPTM, SPDW, VEA, BNDX |
| Q1 2026 | 125 | $391.0M | TFLO, SPDW, SPTM, BNDX, VEA |
| Q4 2025 | 129 | $393.8M | TFLO, BNDX, SPDW, SPTM, VEA |
| Q3 2025 | 126 | $376.9M | TFLO, SPDW, SPTM, VEA, VTV |
| Q2 2025 | 100 | $332.8M | TFLO, SPDW, SPTM, VEA, VTV |
| Q1 2025 | 95 | $315.7M | TFLO, SPTM, SPDW, MUB, VEA |
| Q4 2024 | 90 | $312.5M | TFLO, SPTM, SPDW, SPAB, VTV |
| Q3 2024 | 80 | $309.0M | TFLO, SPDW, SPTM, SPAB, MUB |
| Q2 2024 | 71 | $278.3M | TFLO, SPTM, SPDW, SPAB, MUB |
| Q1 2024 | 71 | $274.4M | TFLO, SPTM, SPDW, SPAB, MUB |