Rinkey Investments
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 20, 2026), Rinkey Investments reported 128 stock positions worth $424.8 million. Its top holding was iShares Treasury Floating Ra (TFLO) at 11.5% of the portfolio, followed by SS SPDR P S&P 1500 Comp ETF (SPTM, 7.8%) and Ste STR SPDR PT DW Eu ETF (SPDW, 7.6%). Compared with Q1 2026, it opened 12 new positions, sold out of 9, added to 43 and reduced 43. The biggest buy was iShares Treasury Floating Ra (TFLO, shares +21%) and the biggest sale iShares 3-7 Year Treasury Bo (IEI, shares −41%).
- Most Recent 13F
- Q2 2026
- Location
- San Diego, CA
- CIK
- 0001730774
- Portfolio Value
- $424.8M (Q2 2026)
- SEC Filing
- 0001172661-26-002676 ↗ filed Jul 20, 2026
Holdings Value
Holdings 128 stocks · $424.8M
| TFLO iShares Treasury Floating Ra | 11.46% | 961,211 | $48.7M | Add +20.6% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 7.77% | 363,352 | $33.0M | Reduce -0.5% |
| SPDW Ste STR SPDR PT DW Eu ETF | 7.59% | 639,738 | $32.2M | Reduce -1.9% |
| VEA Vanguard Ftse Developed ETF | 5.54% | 330,467 | $23.5M | Add +6.5% |
| BNDX Vanguard Total Intl Bond ETF | 5.44% | 477,491 | $23.1M | Reduce -1.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 5.43% | 105,750 | $23.0M | Add +9.0% |
| BND Vanguard Total Bond Market | 4.03% | 233,157 | $17.1M | Add +12.7% |
| CMF iShares California Muni Bond | 3.62% | 266,511 | $15.4M | Add +2.9% |
| VTI VG Morningstar TS MKT ETF-US | 3.48% | 39,953 | $14.8M | Add +2.6% |
| MUB iShares National Muni Bond E | 2.93% | 115,606 | $12.4M | Add +3.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.50% | 123,408 | $10.6M | Add +8.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.38% | 33,327 | $10.1M | Add +5.0% |
| VGLT Vanguard Long-Term Treasury | 1.94% | 149,291 | $8.2M | Add +2.5% |
| SPTS SS SPDR P St Term TSY ETF | 1.90% | 278,526 | $8.1M | Reduce -31.6% |
| IEI iShares 3-7 Year Treasury Bo | 1.65% | 59,819 | $7.0M | Reduce -41.3% |
| VWO Vanguard Ftse Emerging Marke | 1.62% | 115,190 | $6.9M | Add +6.6% |
| SPEM State Street SP PTF Em ETF | 1.46% | 119,924 | $6.2M | Reduce -0.3% |
| SCHV Schwab US Large-Cap Value | 1.44% | 175,707 | $6.1M | No change |
| IVV iShares Core S&P 500 ETF | 1.38% | 7,831 | $5.9M | No change |
| AAPL Apple Inc. | 1.34% | 19,648 | $5.7M | Reduce -2.3% |
| SPAB SS SPDR P Agg Bond ETF | 1.27% | 210,919 | $5.4M | Reduce -1.2% |
| SCHA Schwab US Small-Cap ETF | 1.23% | 144,667 | $5.2M | Reduce -0.1% |
| IEFA iShares Core MSCI Eafe ETF | 1.15% | 50,387 | $4.9M | Add +0.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.97% | 8,274 | $4.1M | Add +0.0% |
| EMB iShares JP Morgan Usd Emergi | 0.93% | 40,795 | $3.9M | Reduce -2.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.91% | 5,254 | $3.9M | Add +8.2% |
| MSFT Microsoft Corp. | 0.74% | 8,439 | $3.1M | Add +7.3% |
| IWD iShares Russell 1000 Value E | 0.67% | 11,658 | $2.8M | Reduce -7.8% |
| PGR Progressive Corp. | 0.57% | 11,073 | $2.4M | No change |
| VGT Vanguard Info Tech ETF | 0.56% | 19,935 | $2.4M | No change |
| FBND Fidelity Total Bond ETF | 0.49% | 46,065 | $2.1M | Reduce -0.2% |
| AMZN Amazon.com Inc. | 0.49% | 8,787 | $2.1M | Reduce -0.5% |
| VGSH Vanguard Short-Term Treasury | 0.49% | 35,656 | $2.1M | Add +67.8% |
| SCHG Schwab US Large-Cap Growth | 0.48% | 60,688 | $2.1M | Add +0.6% |
| COST Costco Wholesale Corp. | 0.48% | 2,185 | $2.0M | Reduce -3.2% |
| SPIB SS SPDR P Int C Corp. ETF | 0.48% | 60,896 | $2.0M | Add +6.8% |
| NVDA Nvidia Corp. | 0.48% | 10,108 | $2.0M | Reduce -0.4% |
| VCIT Vanguard Int-Term Corporate | 0.44% | 22,798 | $1.9M | Add +29.8% |
| SPIP SS SPDR P Tips ETF | 0.43% | 71,130 | $1.8M | Reduce -1.3% |
| BN Brookfield Corp. | 0.43% | 42,547 | $1.8M | Reduce -4.8% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.35% | 22,253 | $1.5M | Reduce -2.1% |
| VTIP Vanguard Short-Term Tips | 0.34% | 29,006 | $1.5M | Reduce -1.6% |
| XOM Exxon Mobil Corp. | 0.34% | 10,480 | $1.4M | Reduce -10.7% |
| VOO Vanguard S&P 500 ETF | 0.29% | 1,803 | $1.2M | Add +0.6% |
| TMUS T-Mobile US Inc. | 0.29% | 7,228 | $1.2M | Reduce -35.0% |
| GOOGL Alphabet Inc. Class A | 0.28% | 3,382 | $1.2M | Reduce -20.3% |
| TRV The Travelers Cos Inc. | 0.26% | 3,368 | $1.1M | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.25% | 3,703 | $1.0M | No change |
| SOXX iShares Semiconductor ETF | 0.24% | 1,610 | $1.0M | Add +2.5% |
| RTX RTX Corp. | 0.24% | 5,415 | $1.0M | Reduce -9.6% |
| GOOG Alphabet Inc. Class C | 0.24% | 2,869 | $1.0M | Reduce -1.1% |
| TSLA Tesla Inc. | 0.22% | 2,247 | $945K | Add +71.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.22% | 2,549 | $932K | Add +0.0% |
| AGG iShares Core U.S. Aggregate | 0.21% | 9,106 | $901K | Add +0.4% |
| SYK Stryker Corp. | 0.20% | 2,712 | $854K | No change |
| IVW iShares S&P 500 Growth ETF | 0.20% | 6,022 | $828K | Add +1.6% |
| ORCL Oracle Corp. | 0.18% | 5,325 | $780K | Reduce -28.5% |
| SUB iShares Short-Term National | 0.18% | 7,165 | $763K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.17% | 9,228 | $744K | No change |
| VGIT Vanguard Intermediate-Term T | 0.17% | 12,451 | $734K | New |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.17% | 2,110 | $726K | No change |
| GLD SPDR Gold Shares | 0.17% | 1,955 | $720K | Add +1.8% |
| VXUS Vanguard Total Intl Stock | 0.17% | 8,241 | $705K | Add +7.0% |
| MTUM iShares MSCI USA Momentum Fa | 0.17% | 2,055 | $705K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.16% | 20,956 | $698K | Reduce -8.0% |
| PANW Palo Alto Networks Inc. | 0.16% | 2,030 | $692K | Reduce -1.5% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.16% | 14,975 | $679K | Reduce -7.5% |
| AMD Advanced Micro Devices | 0.16% | 1,157 | $672K | Reduce -10.9% |
| SCHP Schwab U.S. Tips ETF | 0.16% | 25,252 | $669K | Add +0.8% |
| NVG Nuveen Amt-FR Muni CRDT | 0.15% | 51,400 | $658K | Add +24.1% |
| FLOT iShares Floating Rate Bond E | 0.15% | 12,837 | $655K | Reduce -19.1% |
| NZF Nuveen Municipal Credit Inc. | 0.15% | 50,925 | $646K | Add +23.8% |
| MU Micron Technology Inc. | 0.14% | 532 | $614K | Reduce -41.2% |
| ARKK ARK Innovation ETF | 0.14% | 7,383 | $597K | New |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.14% | 2,392 | $581K | No change |
| ITM Vaneck Intermediate Muni ETF | 0.13% | 12,109 | $569K | No change |
| CRWD CrowdStrike Holdings Inc. Class A | 0.13% | 733 | $559K | Reduce -0.3% |
| SHV iShares 0-1 Year Treasury Bo | 0.13% | 4,944 | $546K | Add +1.9% |
| EIS iShares MSCI Israel ETF | 0.13% | 4,469 | $539K | Add +9.7% |
| VT Vanguard Tot World STK ETF | 0.13% | 3,435 | $539K | No change |
| CSX CSX Corp. | 0.13% | 11,240 | $534K | No change |
| IAGG iShares Intl Aggregate Bond | 0.12% | 10,150 | $514K | New |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | 0.12% | 43,500 | $511K | No change |
| SCHX Schwab US Large-Cap ETF | 0.12% | 17,090 | $503K | Add +35.6% |
| META Meta Platforms Inc. Class A | 0.12% | 875 | $493K | Add +16.8% |
| WMT Walmart Inc. | 0.11% | 4,261 | $483K | Add +7.6% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.11% | 6,293 | $474K | Reduce -9.6% |
| AVUV Avantis US Small Cap Value | 0.11% | 3,716 | $464K | Add +16.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 610 | $456K | Add +0.8% |
| AMAT Applied Materials Inc. | 0.11% | 622 | $450K | No change |
| GOVT iShares US Treasury Bond ETF | 0.10% | 18,057 | $411K | No change |
| DGRO iShares Core Dividend Growth | 0.08% | 4,677 | $354K | Reduce -11.8% |
| SCHR Schwab Intermediate-Term US | 0.08% | 14,251 | $351K | No change |
| ITA iShares U.S. Aerospace & Def | 0.08% | 1,412 | $342K | New |
| BFLY Butterfly Network Inc. | 0.08% | 40,400 | $340K | Add +31.6% |
| SCHH Schwab US REIT ETF | 0.08% | 14,263 | $338K | Reduce -2.0% |
| CB Chubb Ltd. | 0.08% | 987 | $336K | Add +20.2% |
| AVDE Avantis International Equity | 0.08% | 3,588 | $320K | Add +17.6% |
| JPM JPMorgan Chase & Co. | 0.08% | 977 | $320K | No change |
| TSM Taiwan Semiconductor-SP ADR | 0.07% | 655 | $313K | New |
Portfolio Sells Q1 2026 → Q2 2026
| IEI iShares 3-7 Year Treasury Bo | Reduce -41.3% | 1.65% | −1.44 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -31.6% | 1.90% | −1.14 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -1.3% | 5.44% | −0.50 |
| OCGN Ocugen Inc. | Sold out | 0.00% | −0.48 |
| TMUS T-Mobile US Inc. | Reduce -35.0% | 0.29% | −0.31 |
| JNJ Johnson & Johnson | Reduce -84.0% | 0.05% | −0.26 |
| XOM Exxon Mobil Corp. | Reduce -10.7% | 0.34% | −0.17 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -1.2% | 1.27% | −0.13 |
| ORCL Oracle Corp. | Reduce -28.5% | 0.18% | −0.10 |
| COST Costco Wholesale Corp. | Reduce -3.2% | 0.48% | −0.09 |
| IWM iShares Russell 2000 ETF | Sold out | 0.00% | −0.09 |
| BBN BlackRock Taxable Muni BND | Sold out | 0.00% | −0.09 |
| EQT Eqt Corp. | Sold out | 0.00% | −0.08 |
| ACN Accenture PLC Class A | Reduce -26.7% | 0.06% | −0.08 |
| EMB iShares JP Morgan Usd Emergi | Reduce -2.3% | 0.93% | −0.08 |
| EXPE Expedia Group Inc. | Sold out | 0.00% | −0.07 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.07 |
| CTVA Corteva Inc. | Sold out | 0.00% | −0.06 |
| IBIT iShares Bitcoin Trust ETF | Reduce -8.0% | 0.16% | −0.06 |
| RTX RTX Corp. | Reduce -9.6% | 0.24% | −0.05 |
| AVY Avery Dennison Corp. | Sold out | 0.00% | −0.05 |
| FLOT iShares Floating Rate Bond E | Reduce -19.1% | 0.15% | −0.05 |
| SPIP SS SPDR P Tips ETF | Reduce -1.3% | 0.43% | −0.05 |
| FBND Fidelity Total Bond ETF | Reduce -0.2% | 0.49% | −0.05 |
| PLTR Palantir Technologies Inc. Class A | Reduce -26.4% | 0.05% | −0.04 |
| BN Brookfield Corp. | Reduce -4.8% | 0.43% | −0.04 |
| LENZ Lenz Therapeutics Inc. | Sold out | 0.00% | −0.04 |
| VTIP Vanguard Short-Term Tips | Reduce -1.6% | 0.34% | −0.03 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -7.5% | 0.16% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -2.1% | 0.35% | −0.03 |
| NFLX Netflix Inc. | Reduce -0.1% | 0.06% | −0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -20.3% | 0.28% | −0.03 |
| IWD iShares Russell 1000 Value E | Reduce -7.8% | 0.67% | −0.03 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -1.9% | 7.59% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -32.0% | 0.06% | −0.01 |
| KMI Kinder Morgan Inc. | Reduce -9.0% | 0.05% | −0.01 |
| DGRO iShares Core Dividend Growth | Reduce -11.8% | 0.08% | −0.01 |
| EOSE Eos Energy Enterprises Inc. | Reduce -20.1% | 0.05% | −0.01 |
| EEMV iShares MSCI Emg MKT Min Vol | Reduce -9.6% | 0.11% | −0.00 |
| V Visa Inc. Class A | Reduce -7.5% | 0.06% | −0.00 |
| SCHH Schwab US REIT ETF | Reduce -2.0% | 0.08% | −0.00 |
| SPEM State Street SP PTF Em ETF | Reduce -0.3% | 1.46% | +0.02 |
| AMZN Amazon.com Inc. | Reduce -0.5% | 0.49% | +0.02 |
| NVDA Nvidia Corp. | Reduce -0.4% | 0.48% | +0.02 |
| GOOG Alphabet Inc. Class C | Reduce -1.1% | 0.24% | +0.03 |
| AAPL Apple Inc. | Reduce -2.3% | 1.34% | +0.03 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -0.3% | 0.13% | +0.06 |
| MU Micron Technology Inc. | Reduce -41.2% | 0.14% | +0.07 |
| PANW Palo Alto Networks Inc. | Reduce -1.5% | 0.16% | +0.08 |
| AMD Advanced Micro Devices | Reduce -10.9% | 0.16% | +0.09 |
Portfolio Buys Q1 2026 → Q2 2026
| TFLO iShares Treasury Floating Ra | Add +20.6% | 11.46% | +1.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +9.0% | 5.43% | +0.56 |
| VEA Vanguard Ftse Developed ETF | Add +6.5% | 5.54% | +0.46 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +8.1% | 2.50% | +0.38 |
| VTI VG Morningstar TS MKT ETF-US | Add +2.6% | 3.48% | +0.29 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +5.0% | 2.38% | +0.25 |
| QQQ Invesco QQQ Trust Series 1 | Add +8.2% | 0.91% | +0.19 |
| VGIT Vanguard Intermediate-Term T | New | 0.17% | +0.17 |
| VGSH Vanguard Short-Term Treasury | Add +67.8% | 0.49% | +0.17 |
| ARKK ARK Innovation ETF | New | 0.14% | +0.14 |
| BND Vanguard Total Bond Market | Add +12.7% | 4.03% | +0.13 |
| VWO Vanguard Ftse Emerging Marke | Add +6.6% | 1.62% | +0.12 |
| IAGG iShares Intl Aggregate Bond | New | 0.12% | +0.12 |
| SOXX iShares Semiconductor ETF | Add +2.5% | 0.24% | +0.11 |
| TSLA Tesla Inc. | Add +71.3% | 0.22% | +0.10 |
| ITA iShares U.S. Aerospace & Def | New | 0.08% | +0.08 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.07% | +0.07 |
| VCIT Vanguard Int-Term Corporate | Add +29.8% | 0.44% | +0.07 |
| AVGO Broadcom Inc. | New | 0.06% | +0.06 |
| DFUV Dimensional US Marketwide Va | New | 0.05% | +0.05 |
| EWY iShares MSCI South Korea ETF | New | 0.05% | +0.05 |
| C Citigroup Inc. | New | 0.05% | +0.05 |
| BFLY Butterfly Network Inc. | Add +31.6% | 0.08% | +0.05 |
| DRAM Roundhill Memory ETF | New | 0.05% | +0.05 |
| BX Blackstone Inc. | New | 0.05% | +0.05 |
| VIG Vanguard Dividend Apprec ETF | New | 0.05% | +0.05 |
| SCHX Schwab US Large-Cap ETF | Add +35.6% | 0.12% | +0.04 |
| SCHG Schwab US Large-Cap Growth | Add +0.6% | 0.48% | +0.03 |
| NVG Nuveen Amt-FR Muni CRDT | Add +24.1% | 0.15% | +0.02 |
| NZF Nuveen Municipal Credit Inc. | Add +23.8% | 0.15% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Add +1.6% | 0.20% | +0.02 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +0.0% | 0.22% | +0.02 |
| AVUV Avantis US Small Cap Value | Add +16.5% | 0.11% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +0.6% | 0.29% | +0.02 |
| VXUS Vanguard Total Intl Stock | Add +7.0% | 0.17% | +0.01 |
| XBI SS SPDR S&P Biotech ETF | Add +9.1% | 0.07% | +0.01 |
| CB Chubb Ltd. | Add +20.2% | 0.08% | +0.01 |
| AVDE Avantis International Equity | Add +17.6% | 0.08% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.8% | 0.11% | +0.01 |
| META Meta Platforms Inc. Class A | Add +16.8% | 0.12% | +0.01 |
| EIS iShares MSCI Israel ETF | Add +9.7% | 0.13% | +0.01 |
| BA The Boeing Co. | Add +3.4% | 0.06% | +0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +5.7% | 0.07% | −0.00 |
| MSFT Microsoft Corp. | Add +7.3% | 0.74% | −0.00 |
| SHV iShares 0-1 Year Treasury Bo | Add +1.9% | 0.13% | −0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Add +6.8% | 0.48% | −0.01 |
| WMT Walmart Inc. | Add +7.6% | 0.11% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +0.8% | 0.16% | −0.01 |
| AGG iShares Core U.S. Aggregate | Add +0.4% | 0.21% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.0% | 1.15% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 128 | $424.8M | TFLO, SPTM, SPDW, VEA, BNDX |
| Q1 2026 | 125 | $391.0M | TFLO, SPDW, SPTM, BNDX, VEA |
| Q4 2025 | 129 | $393.8M | TFLO, BNDX, SPDW, SPTM, VEA |
| Q3 2025 | 126 | $376.9M | TFLO, SPDW, SPTM, VEA, VTV |
| Q2 2025 | 100 | $332.8M | TFLO, SPDW, SPTM, VEA, VTV |
| Q1 2025 | 95 | $315.7M | TFLO, SPTM, SPDW, MUB, VEA |
| Q4 2024 | 90 | $312.5M | TFLO, SPTM, SPDW, SPAB, VTV |
| Q3 2024 | 80 | $309.0M | TFLO, SPDW, SPTM, SPAB, MUB |
| Q2 2024 | 71 | $278.3M | TFLO, SPTM, SPDW, SPAB, MUB |
| Q1 2024 | 71 | $274.4M | TFLO, SPTM, SPDW, SPAB, MUB |