Rinkey Investments
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 13, 2025), Rinkey Investments reported 100 stock positions worth $332.8 million. Its top holding was iShares Treasury Floating Ra (TFLO) at 10.4% of the portfolio, followed by Ste STR SPDR PT DW Eu ETF (SPDW, 9.0%) and SS SPDR P S&P 1500 Comp ETF (SPTM, 8.5%). Compared with Q1 2025, it opened 15 new positions, sold out of 10, added to 37 and reduced 26. The biggest buy was iShares California Muni Bond (CMF, shares +177%) and the biggest sale iShares Treasury Floating Ra (TFLO, shares −17%).
- Most Recent 13F
- Q2 2026
- Location
- San Diego, CA
- CIK
- 0001730774
- Portfolio Value
- $332.8M (Q2 2025)
- SEC Filing
- 0001172661-25-003098 ↗ filed Aug 13, 2025
Holdings Value
Holdings 100 stocks · $332.8M
| TFLO iShares Treasury Floating Ra | 10.36% | 680,627 | $34.5M | Reduce -17.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 8.99% | 738,744 | $29.9M | Add +4.5% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 8.51% | 378,037 | $28.3M | Reduce -1.5% |
| VEA Vanguard Ftse Developed ETF | 4.67% | 272,524 | $15.5M | Reduce -14.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.36% | 82,019 | $14.5M | Reduce -9.4% |
| CMF iShares California Muni Bond | 4.09% | 244,258 | $13.6M | Add +177.0% |
| BNDX Vanguard Total Intl Bond ETF | 3.98% | 267,625 | $13.3M | Add +2.1% |
| SPAB SS SPDR P Agg Bond ETF | 3.94% | 511,983 | $13.1M | Reduce -8.3% |
| SPTS SS SPDR P St Term TSY ETF | 3.56% | 404,443 | $11.8M | Add +5.8% |
| IEI iShares 3-7 Year Treasury Bo | 3.44% | 96,176 | $11.5M | Add +1.1% |
| VTI VG Morningstar TS MKT ETF-US | 3.08% | 33,755 | $10.3M | Add +6.8% |
| MUB iShares National Muni Bond E | 3.04% | 96,766 | $10.1M | Reduce -43.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.41% | 18,264 | $8.0M | Reduce -9.3% |
| EMB iShares JP Morgan Usd Emergi | 2.31% | 82,842 | $7.7M | Reduce -3.4% |
| VGLT Vanguard Long-Term Treasury | 2.07% | 122,515 | $6.9M | Add +1.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.95% | 27,344 | $6.5M | Reduce -16.8% |
| SPEM State Street SP PTF Em ETF | 1.64% | 127,815 | $5.5M | Add +9.3% |
| BND Vanguard Total Bond Market | 1.47% | 66,238 | $4.9M | Add +135.3% |
| SCHV Schwab US Large-Cap Value | 1.46% | 175,707 | $4.9M | Add +193.1% |
| AAPL Apple Inc. | 1.39% | 22,523 | $4.6M | Add +14.1% |
| IVV iShares Core S&P 500 ETF | 1.33% | 7,108 | $4.4M | No change |
| IEFA iShares Core MSCI Eafe ETF | 1.26% | 50,383 | $4.2M | No change |
| SCHA Schwab US Small-Cap ETF | 1.12% | 147,477 | $3.7M | Add +70.8% |
| VWO Vanguard Ftse Emerging Marke | 1.09% | 73,399 | $3.6M | Reduce -10.7% |
| MSFT Microsoft Corp. | 1.01% | 6,733 | $3.3M | Add +15.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.94% | 6,420 | $3.1M | Add +22.1% |
| IWD iShares Russell 1000 Value E | 0.87% | 14,973 | $2.9M | Reduce -4.5% |
| PGR Progressive Corp. | 0.68% | 8,537 | $2.3M | No change |
| COST Costco Wholesale Corp. | 0.65% | 2,193 | $2.2M | Add +4.4% |
| TMUS T-Mobile US Inc. | 0.62% | 8,692 | $2.1M | No change |
| SPIP SS SPDR P Tips ETF | 0.60% | 77,011 | $2.0M | Reduce -3.2% |
| AMZN Amazon.com Inc. | 0.60% | 9,107 | $2.0M | Add +58.2% |
| SPIB SS SPDR P Int C Corp. ETF | 0.54% | 53,693 | $1.8M | Reduce -25.2% |
| SCHG Schwab US Large-Cap Growth | 0.53% | 60,311 | $1.8M | Add +451.0% |
| FBND Fidelity Total Bond ETF | 0.52% | 37,498 | $1.7M | Add +222.2% |
| NVDA Nvidia Corp. | 0.49% | 10,230 | $1.6M | Add +90.3% |
| VTIP Vanguard Short-Term Tips | 0.48% | 31,641 | $1.6M | Reduce -4.1% |
| VGT Vanguard Info Tech ETF | 0.43% | 2,163 | $1.4M | Reduce -2.7% |
| BN Brookfield Corp. | 0.40% | 21,405 | $1.3M | No change |
| VWOB Vanguard Emerg MKTS Gov BND | 0.39% | 19,634 | $1.3M | Reduce -1.2% |
| VCIT Vanguard Int-Term Corporate | 0.37% | 14,759 | $1.2M | Reduce -61.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.36% | 4,096 | $1.2M | Add +4.3% |
| IBIT iShares Bitcoin Trust ETF | 0.35% | 18,768 | $1.1M | Add +37.7% |
| OCGN Ocugen Inc. | 0.34% | 1,179,006 | $1.1M | Add +1.3% |
| ORCL Oracle Corp. | 0.33% | 5,018 | $1.1M | Add +3.7% |
| SYK Stryker Corp. | 0.32% | 2,712 | $1.1M | No change |
| ACN Accenture PLC Class A | 0.31% | 3,479 | $1.0M | No change |
| AGG iShares Core U.S. Aggregate | 0.30% | 10,184 | $1.0M | Add +2.0% |
| VOO Vanguard S&P 500 ETF | 0.26% | 1,527 | $867K | Add +0.4% |
| XOM Exxon Mobil Corp. | 0.25% | 7,811 | $842K | No change |
| GLD SPDR Gold Shares | 0.21% | 2,317 | $706K | No change |
| GOOGL Alphabet Inc. Class A | 0.20% | 3,809 | $671K | Add +53.0% |
| JNJ Johnson & Johnson | 0.20% | 4,337 | $662K | Add +0.1% |
| SHV iShares 0-1 Year Treasury Bo | 0.20% | 5,985 | $661K | New |
| VGSH Vanguard Short-Term Treasury | 0.20% | 11,049 | $649K | Add +5.5% |
| SCHP Schwab U.S. Tips ETF | 0.19% | 23,456 | $626K | Add +1.4% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.17% | 2,066 | $572K | No change |
| CRWD CrowdStrike Holdings Inc. Class A | 0.15% | 984 | $501K | New |
| NVG Nuveen Amt-FR Muni CRDT | 0.15% | 41,400 | $494K | No change |
| GOOG Alphabet Inc. Class C | 0.15% | 2,782 | $494K | Add +87.8% |
| NZF Nuveen Municipal Credit Inc. | 0.15% | 40,925 | $488K | No change |
| BYM BlackRock Muni Inc. QLTY | 0.14% | 44,500 | $470K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.14% | 2,392 | $466K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.14% | 3,318 | $452K | New |
| LENZ Lenz Therapeutics Inc. | 0.13% | 15,186 | $445K | No change |
| OKE Oneok Inc. | 0.13% | 5,260 | $429K | Reduce -6.6% |
| VXUS Vanguard Total Intl Stock | 0.13% | 6,204 | $429K | New |
| NFLX Netflix Inc. | 0.13% | 317 | $425K | Add +10.4% |
| PANW Palo Alto Networks Inc. | 0.13% | 2,060 | $422K | Add +1.5% |
| GOVT iShares US Treasury Bond ETF | 0.12% | 18,057 | $415K | Reduce -1.4% |
| TSLA Tesla Inc. | 0.12% | 1,261 | $401K | Add +48.0% |
| WMT Walmart Inc. | 0.12% | 3,971 | $388K | New |
| INDA iShares MSCI India ETF | 0.11% | 6,625 | $369K | New |
| SOXX iShares Semiconductor ETF | 0.11% | 1,535 | $366K | Add +4.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 591 | $365K | Add +29.6% |
| USHY iShares Broad Usd High Yield | 0.10% | 9,000 | $338K | No change |
| JPM JPMorgan Chase & Co. | 0.10% | 1,144 | $332K | New |
| IWM iShares Russell 2000 ETF | 0.10% | 1,486 | $321K | New |
| ET Energy Transfer LP | 0.10% | 17,626 | $320K | Add +1.4% |
| SCHX Schwab US Large-Cap ETF | 0.09% | 12,508 | $306K | Reduce -3.4% |
| FXI iShares China Large-Cap ETF | 0.09% | 8,071 | $297K | No change |
| HON Honeywell International Inc. | 0.09% | 1,224 | $285K | Reduce -7.5% |
| CTVA Corteva Inc. | 0.08% | 3,763 | $280K | Reduce -0.5% |
| VGK Vanguard Ftse Europe ETF | 0.08% | 3,515 | $272K | No change |
| WOR Worthington Enterprises Inc. | 0.08% | 3,994 | $254K | No change |
| MO Altria Group Inc. | 0.08% | 4,278 | $251K | New |
| SPSB SS SPDR P St C Corp. ETF | 0.07% | 8,221 | $248K | Add +3.4% |
| BA The Boeing Co. | 0.07% | 1,170 | $245K | New |
| IAU iShares Gold Trust | 0.07% | 3,925 | $245K | No change |
| TYA Simplify Intermediate Term | 0.07% | 18,000 | $243K | No change |
| KR Kroger Co. | 0.07% | 3,367 | $242K | No change |
| PNBK Patriot National Bancorp Inc. | 0.07% | 152,017 | $231K | New |
| CSX CSX Corp. | 0.07% | 6,789 | $222K | New |
| META Meta Platforms Inc. Class A | 0.07% | 297 | $219K | New |
| ITA iShares U.S. Aerospace & Def | 0.07% | 1,149 | $217K | New |
| VIG Vanguard Dividend Apprec ETF | 0.06% | 1,030 | $211K | Reduce -16.3% |
| V Visa Inc. Class A | 0.06% | 573 | $203K | New |
| TRIN Trinity Capital Inc. | 0.05% | 11,957 | $168K | Reduce -41.6% |
| CLPT Clearpoint Neuro Inc. | 0.04% | 10,190 | $122K | Reduce -11.1% |
| BFLY Butterfly Network Inc. | 0.02% | 41,500 | $83K | Reduce -1.9% |
Portfolio Sells Q1 2025 → Q2 2025
| TFLO iShares Treasury Floating Ra | Reduce -17.1% | 10.36% | −2.81 |
| MUB iShares National Muni Bond E | Reduce -43.5% | 3.04% | −2.68 |
| VCIT Vanguard Int-Term Corporate | Reduce -61.3% | 0.37% | −0.62 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -9.4% | 4.36% | −0.60 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -8.3% | 3.94% | −0.58 |
| VEA Vanguard Ftse Developed ETF | Reduce -14.3% | 4.67% | −0.45 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -16.8% | 1.95% | −0.36 |
| IBTF iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.26 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -25.2% | 0.54% | −0.21 |
| EMB iShares JP Morgan Usd Emergi | Reduce -3.4% | 2.31% | −0.16 |
| IGIB iShares 5-10Y Inv Grade Corp. | Sold out | 0.00% | −0.13 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Sold out | 0.00% | −0.11 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.10 |
| VWO Vanguard Ftse Emerging Marke | Reduce -10.7% | 1.09% | −0.09 |
| SCHB Schwab US Broad Market ETF | Sold out | 0.00% | −0.09 |
| GPK Graphic Packaging Holding Co. | Sold out | 0.00% | −0.08 |
| SHY iShares 1-3 Year Treasury Bo | Sold out | 0.00% | −0.08 |
| AVY Avery Dennison Corp. | Sold out | 0.00% | −0.08 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.07 |
| REGN Regeneron Pharmaceuticals | Sold out | 0.00% | −0.06 |
| SPIP SS SPDR P Tips ETF | Reduce -3.2% | 0.60% | −0.06 |
| IWD iShares Russell 1000 Value E | Reduce -4.5% | 0.87% | −0.06 |
| OKE Oneok Inc. | Reduce -6.6% | 0.13% | −0.05 |
| TRIN Trinity Capital Inc. | Reduce -41.6% | 0.05% | −0.05 |
| VTIP Vanguard Short-Term Tips | Reduce -4.1% | 0.48% | −0.04 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -1.2% | 0.39% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -16.3% | 0.06% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Reduce -1.4% | 0.12% | −0.01 |
| CLPT Clearpoint Neuro Inc. | Reduce -11.1% | 0.04% | −0.01 |
| BFLY Butterfly Network Inc. | Reduce -1.9% | 0.02% | −0.01 |
| HON Honeywell International Inc. | Reduce -7.5% | 0.09% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.4% | 0.09% | +0.00 |
| CTVA Corteva Inc. | Reduce -0.5% | 0.08% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -9.3% | 2.41% | +0.04 |
| VGT Vanguard Info Tech ETF | Reduce -2.7% | 0.43% | +0.05 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -1.5% | 8.51% | +0.24 |
Portfolio Buys Q1 2025 → Q2 2025
| CMF iShares California Muni Bond | Add +177.0% | 4.09% | +2.52 |
| SCHV Schwab US Large-Cap Value | Add +193.1% | 1.46% | +0.96 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +4.5% | 8.99% | +0.83 |
| BND Vanguard Total Bond Market | Add +135.3% | 1.47% | +0.81 |
| SCHA Schwab US Small-Cap ETF | Add +70.8% | 1.12% | +0.48 |
| SCHG Schwab US Large-Cap Growth | Add +451.0% | 0.53% | +0.44 |
| FBND Fidelity Total Bond ETF | Add +222.2% | 0.52% | +0.35 |
| VTI VG Morningstar TS MKT ETF-US | Add +6.8% | 3.08% | +0.33 |
| MSFT Microsoft Corp. | Add +15.0% | 1.01% | +0.31 |
| NVDA Nvidia Corp. | Add +90.3% | 0.49% | +0.30 |
| AMZN Amazon.com Inc. | Add +58.2% | 0.60% | +0.25 |
| SHV iShares 0-1 Year Treasury Bo | New | 0.20% | +0.20 |
| SPEM State Street SP PTF Em ETF | Add +9.3% | 1.64% | +0.18 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.15% | +0.15 |
| IBIT iShares Bitcoin Trust ETF | Add +37.7% | 0.35% | +0.14 |
| PLTR Palantir Technologies Inc. Class A | New | 0.14% | +0.14 |
| VXUS Vanguard Total Intl Stock | New | 0.13% | +0.13 |
| WMT Walmart Inc. | New | 0.12% | +0.12 |
| ORCL Oracle Corp. | Add +3.7% | 0.33% | +0.12 |
| INDA iShares MSCI India ETF | New | 0.11% | +0.11 |
| JPM JPMorgan Chase & Co. | New | 0.10% | +0.10 |
| IWM iShares Russell 2000 ETF | New | 0.10% | +0.10 |
| OCGN Ocugen Inc. | Add +1.3% | 0.34% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +53.0% | 0.20% | +0.08 |
| MO Altria Group Inc. | New | 0.08% | +0.08 |
| GOOG Alphabet Inc. Class C | Add +87.8% | 0.15% | +0.07 |
| BA The Boeing Co. | New | 0.07% | +0.07 |
| PNBK Patriot National Bancorp Inc. | New | 0.07% | +0.07 |
| CSX CSX Corp. | New | 0.07% | +0.07 |
| META Meta Platforms Inc. Class A | New | 0.07% | +0.07 |
| ITA iShares U.S. Aerospace & Def | New | 0.07% | +0.07 |
| V Visa Inc. Class A | New | 0.06% | +0.06 |
| IBM Intl Business Machines Corp. | Add +4.3% | 0.36% | +0.05 |
| TSLA Tesla Inc. | Add +48.0% | 0.12% | +0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +22.1% | 0.94% | +0.05 |
| NFLX Netflix Inc. | Add +10.4% | 0.13% | +0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +29.6% | 0.11% | +0.03 |
| COST Costco Wholesale Corp. | Add +4.4% | 0.65% | +0.02 |
| SOXX iShares Semiconductor ETF | Add +4.3% | 0.11% | +0.02 |
| SPTS SS SPDR P St Term TSY ETF | Add +5.8% | 3.56% | +0.02 |
| PANW Palo Alto Networks Inc. | Add +1.5% | 0.13% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +0.4% | 0.26% | +0.01 |
| VGSH Vanguard Short-Term Treasury | Add +5.5% | 0.20% | +0.00 |
| AAPL Apple Inc. | Add +14.1% | 1.39% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +3.4% | 0.07% | −0.00 |
| ET Energy Transfer LP | Add +1.4% | 0.10% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +1.4% | 0.19% | −0.01 |
| AGG iShares Core U.S. Aggregate | Add +2.0% | 0.30% | −0.01 |
| JNJ Johnson & Johnson | Add +0.1% | 0.20% | −0.03 |
| BNDX Vanguard Total Intl Bond ETF | Add +2.1% | 3.98% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 128 | $424.8M | TFLO, SPTM, SPDW, VEA, BNDX |
| Q1 2026 | 125 | $391.0M | TFLO, SPDW, SPTM, BNDX, VEA |
| Q4 2025 | 129 | $393.8M | TFLO, BNDX, SPDW, SPTM, VEA |
| Q3 2025 | 126 | $376.9M | TFLO, SPDW, SPTM, VEA, VTV |
| Q2 2025 | 100 | $332.8M | TFLO, SPDW, SPTM, VEA, VTV |
| Q1 2025 | 95 | $315.7M | TFLO, SPTM, SPDW, MUB, VEA |
| Q4 2024 | 90 | $312.5M | TFLO, SPTM, SPDW, SPAB, VTV |
| Q3 2024 | 80 | $309.0M | TFLO, SPDW, SPTM, SPAB, MUB |
| Q2 2024 | 71 | $278.3M | TFLO, SPTM, SPDW, SPAB, MUB |
| Q1 2024 | 71 | $274.4M | TFLO, SPTM, SPDW, SPAB, MUB |