Rinkey Investments
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 11, 2026), Rinkey Investments reported 125 stock positions worth $391.0 million. Its top holding was iShares Treasury Floating Ra (TFLO) at 10.3% of the portfolio, followed by Ste STR SPDR PT DW Eu ETF (SPDW, 7.6%) and SS SPDR P S&P 1500 Comp ETF (SPTM, 7.4%). Compared with Q4 2025, it opened 6 new positions, sold out of 10, added to 36 and reduced 46. The biggest buy was Vanguard Total Bond Market (BND, shares +145%) and the biggest sale Vanguard Total Intl Bond ETF (BNDX, shares −35%).
- Most Recent 13F
- Q2 2026
- Location
- San Diego, CA
- CIK
- 0001730774
- Portfolio Value
- $391.0M (Q1 2026)
- SEC Filing
- 0001172661-26-001645 ↗ filed May 11, 2026
Holdings Value
Holdings 125 stocks · $391.0M
| TFLO iShares Treasury Floating Ra | 10.32% | 796,761 | $40.3M | Reduce -2.8% |
| SPDW Ste STR SPDR PT DW Eu ETF | 7.61% | 651,963 | $29.8M | Reduce -6.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 7.39% | 365,339 | $28.9M | Reduce -0.8% |
| BNDX Vanguard Total Intl Bond ETF | 5.95% | 483,891 | $23.3M | Reduce -35.4% |
| VEA Vanguard Ftse Developed ETF | 5.08% | 310,210 | $19.9M | Reduce -1.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.87% | 97,032 | $19.0M | Add +3.8% |
| BND Vanguard Total Bond Market | 3.90% | 206,814 | $15.2M | Add +145.4% |
| CMF iShares California Muni Bond | 3.77% | 258,963 | $14.7M | Add +33.7% |
| VTI VG Morningstar TS MKT ETF-US | 3.19% | 38,935 | $12.5M | Add +3.1% |
| IEI iShares 3-7 Year Treasury Bo | 3.09% | 101,966 | $12.1M | Add +0.3% |
| SPTS SS SPDR P St Term TSY ETF | 3.04% | 407,126 | $11.9M | Add +0.0% |
| MUB iShares National Muni Bond E | 3.03% | 111,456 | $11.8M | Add +28.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.13% | 31,727 | $8.3M | Add +3.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.13% | 19,025 | $8.3M | Add +4.8% |
| VGLT Vanguard Long-Term Treasury | 2.06% | 145,711 | $8.1M | Add +59.3% |
| VWO Vanguard Ftse Emerging Marke | 1.49% | 108,056 | $5.8M | Add +51.1% |
| SPEM State Street SP PTF Em ETF | 1.44% | 120,320 | $5.6M | Reduce -3.2% |
| SPAB SS SPDR P Agg Bond ETF | 1.40% | 213,563 | $5.5M | Add +0.0% |
| SCHV Schwab US Large-Cap Value | 1.37% | 175,707 | $5.4M | No change |
| IVV iShares Core S&P 500 ETF | 1.31% | 7,831 | $5.1M | Reduce -0.1% |
| AAPL Apple Inc. | 1.31% | 20,115 | $5.1M | Reduce -2.8% |
| IEFA iShares Core MSCI Eafe ETF | 1.17% | 50,383 | $4.6M | No change |
| SCHA Schwab US Small-Cap ETF | 1.08% | 144,749 | $4.2M | Reduce -1.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.01% | 8,271 | $4.0M | Add +3.2% |
| EMB iShares JP Morgan Usd Emergi | 1.00% | 41,756 | $3.9M | Reduce -47.8% |
| MSFT Microsoft Corp. | 0.74% | 7,862 | $2.9M | Reduce -2.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.72% | 4,858 | $2.8M | Add +5.6% |
| IWD iShares Russell 1000 Value E | 0.69% | 12,639 | $2.7M | Reduce -5.8% |
| TMUS T-Mobile US Inc. | 0.60% | 11,128 | $2.3M | No change |
| COST Costco Wholesale Corp. | 0.58% | 2,258 | $2.2M | Reduce -3.5% |
| PGR Progressive Corp. | 0.56% | 11,073 | $2.2M | No change |
| FBND Fidelity Total Bond ETF | 0.54% | 46,147 | $2.1M | Add +57.8% |
| XOM Exxon Mobil Corp. | 0.51% | 11,740 | $2.0M | Reduce -1.3% |
| SPIB SS SPDR P Int C Corp. ETF | 0.49% | 57,000 | $1.9M | Add +1.1% |
| SPIP SS SPDR P Tips ETF | 0.48% | 72,051 | $1.9M | Add +2.2% |
| OCGN Ocugen Inc. | 0.48% | 1,032,989 | $1.9M | Add +4.2% |
| AMZN Amazon.com Inc. | 0.47% | 8,833 | $1.8M | Reduce -1.9% |
| BN Brookfield Corp. | 0.46% | 44,717 | $1.8M | No change |
| NVDA Nvidia Corp. | 0.45% | 10,146 | $1.8M | Reduce -3.3% |
| SCHG Schwab US Large-Cap Growth | 0.45% | 60,311 | $1.8M | No change |
| VGT Vanguard Info Tech ETF | 0.44% | 2,491 | $1.7M | Add +37.2% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.38% | 22,725 | $1.5M | No change |
| VTIP Vanguard Short-Term Tips | 0.38% | 29,494 | $1.5M | Reduce -1.6% |
| VCIT Vanguard Int-Term Corporate | 0.37% | 17,569 | $1.5M | Add +13.9% |
| VGSH Vanguard Short-Term Treasury | 0.32% | 21,249 | $1.2M | Add +12.9% |
| GOOGL Alphabet Inc. Class A | 0.31% | 4,242 | $1.2M | Reduce -1.9% |
| JNJ Johnson & Johnson | 0.31% | 4,954 | $1.2M | Reduce -4.5% |
| RTX RTX Corp. | 0.30% | 5,993 | $1.2M | No change |
| ORCL Oracle Corp. | 0.28% | 7,449 | $1.1M | Add +0.1% |
| VOO Vanguard S&P 500 ETF | 0.27% | 1,793 | $1.1M | Reduce -2.4% |
| TRV The Travelers Cos Inc. | 0.25% | 3,368 | $982K | No change |
| AGG iShares Core U.S. Aggregate | 0.23% | 9,068 | $900K | Reduce -8.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.23% | 3,703 | $898K | Reduce -8.4% |
| SYK Stryker Corp. | 0.23% | 2,712 | $891K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.22% | 22,768 | $875K | Reduce -0.5% |
| GOOG Alphabet Inc. Class C | 0.21% | 2,902 | $833K | Add +1.8% |
| GLD SPDR Gold Shares | 0.21% | 1,920 | $826K | Reduce -5.0% |
| FLOT iShares Floating Rate Bond E | 0.21% | 15,865 | $808K | New |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.20% | 2,548 | $770K | Add +23.3% |
| SUB iShares Short-Term National | 0.20% | 7,165 | $763K | Reduce -20.9% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.19% | 16,190 | $743K | New |
| IVW iShares S&P 500 Growth ETF | 0.17% | 5,924 | $670K | Reduce -0.2% |
| SCHP Schwab U.S. Tips ETF | 0.17% | 25,064 | $667K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.17% | 2,307 | $663K | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.16% | 2,110 | $631K | No change |
| VXUS Vanguard Total Intl Stock | 0.15% | 7,702 | $594K | Add +7.5% |
| ITM Vaneck Intermediate Muni ETF | 0.14% | 12,109 | $562K | No change |
| ACN Accenture PLC Class A | 0.14% | 2,763 | $548K | Reduce -20.0% |
| SHV iShares 0-1 Year Treasury Bo | 0.14% | 4,850 | $535K | Reduce -2.4% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.13% | 2,392 | $520K | No change |
| SOXX iShares Semiconductor ETF | 0.13% | 1,571 | $516K | No change |
| NVG Nuveen Amt-FR Muni CRDT | 0.13% | 41,400 | $510K | No change |
| NZF Nuveen Municipal Credit Inc. | 0.13% | 41,125 | $501K | Add +0.5% |
| MTUM iShares MSCI USA Momentum Fa | 0.13% | 2,055 | $493K | Reduce -0.6% |
| WMT Walmart Inc. | 0.13% | 3,961 | $492K | Reduce -0.5% |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | 0.12% | 43,500 | $489K | No change |
| TSLA Tesla Inc. | 0.12% | 1,312 | $488K | Add +26.0% |
| VT Vanguard Tot World STK ETF | 0.12% | 3,435 | $475K | Reduce -0.1% |
| EIS iShares MSCI Israel ETF | 0.12% | 4,075 | $473K | Add +120.6% |
| CSX CSX Corp. | 0.12% | 11,240 | $461K | Add +2.3% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.12% | 6,963 | $451K | Reduce -0.0% |
| META Meta Platforms Inc. Class A | 0.11% | 749 | $429K | Reduce -38.0% |
| GOVT iShares US Treasury Bond ETF | 0.11% | 18,057 | $414K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.10% | 605 | $393K | Add +0.7% |
| DGRO iShares Core Dividend Growth | 0.10% | 5,304 | $372K | No change |
| IWM iShares Russell 2000 ETF | 0.09% | 1,486 | $369K | Reduce -2.6% |
| NFLX Netflix Inc. | 0.09% | 3,764 | $362K | Reduce -5.0% |
| PLTR Palantir Technologies Inc. Class A | 0.09% | 2,429 | $355K | Add +16.1% |
| SCHR Schwab Intermediate-Term US | 0.09% | 14,251 | $355K | Reduce -8.0% |
| AVUV Avantis US Small Cap Value | 0.09% | 3,190 | $352K | Add +30.2% |
| BBN BlackRock Taxable Muni BND | 0.09% | 20,585 | $333K | No change |
| PANW Palo Alto Networks Inc. | 0.08% | 2,060 | $330K | No change |
| SCHX Schwab US Large-Cap ETF | 0.08% | 12,606 | $323K | Add +0.8% |
| EQT Eqt Corp. | 0.08% | 5,049 | $321K | Reduce -34.0% |
| SCHH Schwab US REIT ETF | 0.08% | 14,560 | $313K | No change |
| LLY Eli Lilly & Co. | 0.08% | 337 | $310K | Reduce -5.6% |
| MU Micron Technology Inc. | 0.08% | 905 | $306K | Add +8.0% |
| PTEN Patterson-Uti Energy Inc. | 0.08% | 28,230 | $306K | No change |
| FXI iShares China Large-Cap ETF | 0.07% | 8,071 | $290K | No change |
| VGK Vanguard Ftse Europe ETF | 0.07% | 3,515 | $290K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| BNDX Vanguard Total Intl Bond ETF | Reduce -35.4% | 5.95% | −3.24 |
| EMB iShares JP Morgan Usd Emergi | Reduce -47.8% | 1.00% | −0.95 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -0.8% | 7.39% | −0.33 |
| MSFT Microsoft Corp. | Reduce -2.9% | 0.74% | −0.25 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -6.1% | 7.61% | −0.22 |
| TFLO iShares Treasury Floating Ra | Reduce -2.8% | 10.32% | −0.19 |
| AAPL Apple Inc. | Reduce -2.8% | 1.31% | −0.12 |
| SLV iShares Silver Trust | Sold out | 0.00% | −0.10 |
| IAU iShares Gold Trust | Sold out | 0.00% | −0.10 |
| TXT Textron Inc. | Sold out | 0.00% | −0.10 |
| ACN Accenture PLC Class A | Reduce -20.0% | 0.14% | −0.10 |
| META Meta Platforms Inc. Class A | Reduce -38.0% | 0.11% | −0.09 |
| USHY iShares Broad Usd High Yield | Sold out | 0.00% | −0.09 |
| IBM Intl Business Machines Corp. | Reduce -8.4% | 0.23% | −0.07 |
| CTVA Corteva Inc. | Reduce -63.2% | 0.06% | −0.07 |
| C Citigroup Inc. | Sold out | 0.00% | −0.07 |
| IBIT iShares Bitcoin Trust ETF | Reduce -0.5% | 0.22% | −0.06 |
| UBER Uber Technologies Inc. | Sold out | 0.00% | −0.06 |
| AMZN Amazon.com Inc. | Reduce -1.9% | 0.47% | −0.06 |
| GFL GFL Environmental Inc.-Sub VT | Sold out | 0.00% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -0.1% | 1.31% | −0.06 |
| TRIN Trinity Capital Inc. | Sold out | 0.00% | −0.06 |
| KR Kroger Co. | Sold out | 0.00% | −0.05 |
| BBJP JPMorgan Betabuilders Japan | Sold out | 0.00% | −0.05 |
| SUB iShares Short-Term National | Reduce -20.9% | 0.20% | −0.05 |
| NVDA Nvidia Corp. | Reduce -3.3% | 0.45% | −0.04 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -20.8% | 0.07% | −0.04 |
| SPEM State Street SP PTF Em ETF | Reduce -3.2% | 1.44% | −0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -1.9% | 0.31% | −0.03 |
| AVY Avery Dennison Corp. | Reduce -31.2% | 0.05% | −0.03 |
| IWD iShares Russell 1000 Value E | Reduce -5.8% | 0.69% | −0.03 |
| AGG iShares Core U.S. Aggregate | Reduce -8.9% | 0.23% | −0.02 |
| EQT Eqt Corp. | Reduce -34.0% | 0.08% | −0.02 |
| V Visa Inc. Class A | Reduce -12.4% | 0.06% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -2.4% | 0.27% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -5.6% | 0.08% | −0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.2% | 0.17% | −0.01 |
| AMD Advanced Micro Devices | Reduce -12.0% | 0.07% | −0.01 |
| BFLY Butterfly Network Inc. | Reduce -26.2% | 0.03% | −0.01 |
| SCHR Schwab Intermediate-Term US | Reduce -8.0% | 0.09% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -0.6% | 0.13% | −0.01 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -2.4% | 0.14% | −0.00 |
| NFLX Netflix Inc. | Reduce -5.0% | 0.09% | −0.00 |
| VT Vanguard Tot World STK ETF | Reduce -0.1% | 0.12% | −0.00 |
| IWM iShares Russell 2000 ETF | Reduce -2.6% | 0.09% | −0.00 |
| CB Chubb Ltd. | Reduce -5.7% | 0.07% | −0.00 |
| VTIP Vanguard Short-Term Tips | Reduce -1.6% | 0.38% | +0.00 |
| EEMV iShares MSCI Emg MKT Min Vol | Reduce -0.0% | 0.12% | +0.00 |
| GLD SPDR Gold Shares | Reduce -5.0% | 0.21% | +0.01 |
| HON Honeywell International Inc. | Reduce -0.8% | 0.07% | +0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| BND Vanguard Total Bond Market | Add +145.4% | 3.90% | +2.31 |
| CMF iShares California Muni Bond | Add +33.7% | 3.77% | +0.94 |
| VGLT Vanguard Long-Term Treasury | Add +59.3% | 2.06% | +0.77 |
| MUB iShares National Muni Bond E | Add +28.1% | 3.03% | +0.66 |
| VWO Vanguard Ftse Emerging Marke | Add +51.1% | 1.49% | +0.52 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.8% | 4.87% | +0.33 |
| FLOT iShares Floating Rate Bond E | New | 0.21% | +0.21 |
| FBND Fidelity Total Bond ETF | Add +57.8% | 0.54% | +0.20 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 0.19% | +0.19 |
| OCGN Ocugen Inc. | Add +4.2% | 0.48% | +0.14 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +3.0% | 2.13% | +0.11 |
| VGT Vanguard Info Tech ETF | Add +37.2% | 0.44% | +0.10 |
| EIS iShares MSCI Israel ETF | Add +120.6% | 0.12% | +0.07 |
| AVDE Avantis International Equity | New | 0.07% | +0.07 |
| XLI SS Industrial Select Sector | New | 0.07% | +0.07 |
| KMI Kinder Morgan Inc. | New | 0.06% | +0.06 |
| AMAT Applied Materials Inc. | New | 0.05% | +0.05 |
| VCIT Vanguard Int-Term Corporate | Add +13.9% | 0.37% | +0.04 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +23.3% | 0.20% | +0.04 |
| VGSH Vanguard Short-Term Treasury | Add +12.9% | 0.32% | +0.04 |
| AVUV Avantis US Small Cap Value | Add +30.2% | 0.09% | +0.03 |
| MU Micron Technology Inc. | Add +8.0% | 0.08% | +0.02 |
| CSX CSX Corp. | Add +2.3% | 0.12% | +0.02 |
| SPIP SS SPDR P Tips ETF | Add +2.2% | 0.48% | +0.01 |
| VXUS Vanguard Total Intl Stock | Add +7.5% | 0.15% | +0.01 |
| SPTS SS SPDR P St Term TSY ETF | Add +0.0% | 3.04% | +0.01 |
| MO Altria Group Inc. | Add +5.0% | 0.07% | +0.01 |
| IEI iShares 3-7 Year Treasury Bo | Add +0.3% | 3.09% | +0.01 |
| TSLA Tesla Inc. | Add +26.0% | 0.12% | +0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Add +1.1% | 0.49% | +0.01 |
| SPAB SS SPDR P Agg Bond ETF | Add +0.0% | 1.40% | +0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +0.1% | 0.07% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +5.6% | 0.72% | −0.00 |
| NZF Nuveen Municipal Credit Inc. | Add +0.5% | 0.13% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.8% | 0.08% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.7% | 0.10% | −0.00 |
| PLTR Palantir Technologies Inc. Class A | Add +16.1% | 0.09% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.2% | 1.01% | −0.01 |
| GOOG Alphabet Inc. Class C | Add +1.8% | 0.21% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.1% | 3.19% | −0.02 |
| ORCL Oracle Corp. | Add +0.1% | 0.28% | −0.09 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +4.8% | 2.13% | −0.12 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 128 | $424.8M | TFLO, SPTM, SPDW, VEA, BNDX |
| Q1 2026 | 125 | $391.0M | TFLO, SPDW, SPTM, BNDX, VEA |
| Q4 2025 | 129 | $393.8M | TFLO, BNDX, SPDW, SPTM, VEA |
| Q3 2025 | 126 | $376.9M | TFLO, SPDW, SPTM, VEA, VTV |
| Q2 2025 | 100 | $332.8M | TFLO, SPDW, SPTM, VEA, VTV |
| Q1 2025 | 95 | $315.7M | TFLO, SPTM, SPDW, MUB, VEA |
| Q4 2024 | 90 | $312.5M | TFLO, SPTM, SPDW, SPAB, VTV |
| Q3 2024 | 80 | $309.0M | TFLO, SPDW, SPTM, SPAB, MUB |
| Q2 2024 | 71 | $278.3M | TFLO, SPTM, SPDW, SPAB, MUB |
| Q1 2024 | 71 | $274.4M | TFLO, SPTM, SPDW, SPAB, MUB |