Rinkey Investments

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 20, 2026), Rinkey Investments reported 128 stock positions worth $424.8 million. Its top holding was iShares Treasury Floating Ra (TFLO) at 11.5% of the portfolio, followed by SS SPDR P S&P 1500 Comp ETF (SPTM, 7.8%) and Ste STR SPDR PT DW Eu ETF (SPDW, 7.6%). Compared with Q1 2026, it opened 12 new positions, sold out of 9, added to 43 and reduced 43. The biggest buy was iShares Treasury Floating Ra (TFLO, shares +21%) and the biggest sale iShares 3-7 Year Treasury Bo (IEI, shares −41%).

Most Recent 13F
Q2 2026
Location
San Diego, CA
CIK
0001730774
Portfolio Value
$424.8M (Q2 2026)
SEC Filing
0001172661-26-002676 ↗ filed Jul 20, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $274.4M Q1 2024 Q2 2024: $278.3M Q2 2024 Q3 2024: $309.0M Q3 2024 Q4 2024: $312.5M Q4 2024 Q1 2025: $315.7M Q1 2025 Q2 2025: $332.8M Q2 2025 Q3 2025: $376.9M Q3 2025 Q4 2025: $393.8M Q4 2025 Q1 2026: $391.0M Q1 2026 Q2 2026: $424.8M $424.8M Q2 2026

Holdings 128 stocks · $424.8M
TFLO iShares Treasury Floating Ra 11.46% 961,211 $48.7M Add +20.6%
SPTM SS SPDR P S&P 1500 Comp ETF 7.77% 363,352 $33.0M Reduce -0.5%
SPDW Ste STR SPDR PT DW Eu ETF 7.59% 639,738 $32.2M Reduce -1.9%
VEA Vanguard Ftse Developed ETF 5.54% 330,467 $23.5M Add +6.5%
BNDX Vanguard Total Intl Bond ETF 5.44% 477,491 $23.1M Reduce -1.3%
VTV Vanguard Mrngstr Val ETF-Aui 5.43% 105,750 $23.0M Add +9.0%
BND Vanguard Total Bond Market 4.03% 233,157 $17.1M Add +12.7%
CMF iShares California Muni Bond 3.62% 266,511 $15.4M Add +2.9%
VTI VG Morningstar TS MKT ETF-US 3.48% 39,953 $14.8M Add +2.6%
MUB iShares National Muni Bond E 2.93% 115,606 $12.4M Add +3.7%
VUG Vanguard Mrngstar GR ETF-Sui 2.50% 123,408 $10.6M Add +8.1%
VB Vanguard Most SM-Cap ETF-Usd 2.38% 33,327 $10.1M Add +5.0%
VGLT Vanguard Long-Term Treasury 1.94% 149,291 $8.2M Add +2.5%
SPTS SS SPDR P St Term TSY ETF 1.90% 278,526 $8.1M Reduce -31.6%
IEI iShares 3-7 Year Treasury Bo 1.65% 59,819 $7.0M Reduce -41.3%
VWO Vanguard Ftse Emerging Marke 1.62% 115,190 $6.9M Add +6.6%
SPEM State Street SP PTF Em ETF 1.46% 119,924 $6.2M Reduce -0.3%
SCHV Schwab US Large-Cap Value 1.44% 175,707 $6.1M No change
IVV iShares Core S&P 500 ETF 1.38% 7,831 $5.9M No change
AAPL Apple Inc. 1.34% 19,648 $5.7M Reduce -2.3%
SPAB SS SPDR P Agg Bond ETF 1.27% 210,919 $5.4M Reduce -1.2%
SCHA Schwab US Small-Cap ETF 1.23% 144,667 $5.2M Reduce -0.1%
IEFA iShares Core MSCI Eafe ETF 1.15% 50,387 $4.9M Add +0.0%
BRK.B Berkshire Hathaway Inc. Class B 0.97% 8,274 $4.1M Add +0.0%
EMB iShares JP Morgan Usd Emergi 0.93% 40,795 $3.9M Reduce -2.3%
QQQ Invesco QQQ Trust Series 1 0.91% 5,254 $3.9M Add +8.2%
MSFT Microsoft Corp. 0.74% 8,439 $3.1M Add +7.3%
IWD iShares Russell 1000 Value E 0.67% 11,658 $2.8M Reduce -7.8%
PGR Progressive Corp. 0.57% 11,073 $2.4M No change
VGT Vanguard Info Tech ETF 0.56% 19,935 $2.4M No change
FBND Fidelity Total Bond ETF 0.49% 46,065 $2.1M Reduce -0.2%
AMZN Amazon.com Inc. 0.49% 8,787 $2.1M Reduce -0.5%
VGSH Vanguard Short-Term Treasury 0.49% 35,656 $2.1M Add +67.8%
SCHG Schwab US Large-Cap Growth 0.48% 60,688 $2.1M Add +0.6%
COST Costco Wholesale Corp. 0.48% 2,185 $2.0M Reduce -3.2%
SPIB SS SPDR P Int C Corp. ETF 0.48% 60,896 $2.0M Add +6.8%
NVDA Nvidia Corp. 0.48% 10,108 $2.0M Reduce -0.4%
VCIT Vanguard Int-Term Corporate 0.44% 22,798 $1.9M Add +29.8%
SPIP SS SPDR P Tips ETF 0.43% 71,130 $1.8M Reduce -1.3%
BN Brookfield Corp. 0.43% 42,547 $1.8M Reduce -4.8%
VWOB Vanguard Emerg MKTS Gov BND 0.35% 22,253 $1.5M Reduce -2.1%
VTIP Vanguard Short-Term Tips 0.34% 29,006 $1.5M Reduce -1.6%
XOM Exxon Mobil Corp. 0.34% 10,480 $1.4M Reduce -10.7%
VOO Vanguard S&P 500 ETF 0.29% 1,803 $1.2M Add +0.6%
TMUS T-Mobile US Inc. 0.29% 7,228 $1.2M Reduce -35.0%
GOOGL Alphabet Inc. Class A 0.28% 3,382 $1.2M Reduce -20.3%
TRV The Travelers Cos Inc. 0.26% 3,368 $1.1M No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.25% 3,703 $1.0M No change
SOXX iShares Semiconductor ETF 0.24% 1,610 $1.0M Add +2.5%
RTX RTX Corp. 0.24% 5,415 $1.0M Reduce -9.6%
GOOG Alphabet Inc. Class C 0.24% 2,869 $1.0M Reduce -1.1%
TSLA Tesla Inc. 0.22% 2,247 $945K Add +71.3%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.22% 2,549 $932K Add +0.0%
AGG iShares Core U.S. Aggregate 0.21% 9,106 $901K Add +0.4%
SYK Stryker Corp. 0.20% 2,712 $854K No change
IVW iShares S&P 500 Growth ETF 0.20% 6,022 $828K Add +1.6%
ORCL Oracle Corp. 0.18% 5,325 $780K Reduce -28.5%
SUB iShares Short-Term National 0.18% 7,165 $763K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.17% 9,228 $744K No change
VGIT Vanguard Intermediate-Term T 0.17% 12,451 $734K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.17% 2,110 $726K No change
GLD SPDR Gold Shares 0.17% 1,955 $720K Add +1.8%
VXUS Vanguard Total Intl Stock 0.17% 8,241 $705K Add +7.0%
MTUM iShares MSCI USA Momentum Fa 0.17% 2,055 $705K No change
IBIT iShares Bitcoin Trust ETF 0.16% 20,956 $698K Reduce -8.0%
PANW Palo Alto Networks Inc. 0.16% 2,030 $692K Reduce -1.5%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.16% 14,975 $679K Reduce -7.5%
AMD Advanced Micro Devices 0.16% 1,157 $672K Reduce -10.9%
SCHP Schwab U.S. Tips ETF 0.16% 25,252 $669K Add +0.8%
NVG Nuveen Amt-FR Muni CRDT 0.15% 51,400 $658K Add +24.1%
FLOT iShares Floating Rate Bond E 0.15% 12,837 $655K Reduce -19.1%
NZF Nuveen Municipal Credit Inc. 0.15% 50,925 $646K Add +23.8%
MU Micron Technology Inc. 0.14% 532 $614K Reduce -41.2%
ARKK ARK Innovation ETF 0.14% 7,383 $597K New
VBR Vngrd Mrngst SL-CP Val ETF-U 0.14% 2,392 $581K No change
ITM Vaneck Intermediate Muni ETF 0.13% 12,109 $569K No change
CRWD CrowdStrike Holdings Inc. Class A 0.13% 733 $559K Reduce -0.3%
SHV iShares 0-1 Year Treasury Bo 0.13% 4,944 $546K Add +1.9%
EIS iShares MSCI Israel ETF 0.13% 4,469 $539K Add +9.7%
VT Vanguard Tot World STK ETF 0.13% 3,435 $539K No change
CSX CSX Corp. 0.13% 11,240 $534K No change
IAGG iShares Intl Aggregate Bond 0.12% 10,150 $514K New
XNEAX Nuveen Amt-FR QLTY Muni Inc. 0.12% 43,500 $511K No change
SCHX Schwab US Large-Cap ETF 0.12% 17,090 $503K Add +35.6%
META Meta Platforms Inc. Class A 0.12% 875 $493K Add +16.8%
WMT Walmart Inc. 0.11% 4,261 $483K Add +7.6%
EEMV iShares MSCI Emg MKT Min Vol 0.11% 6,293 $474K Reduce -9.6%
AVUV Avantis US Small Cap Value 0.11% 3,716 $464K Add +16.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.11% 610 $456K Add +0.8%
AMAT Applied Materials Inc. 0.11% 622 $450K No change
GOVT iShares US Treasury Bond ETF 0.10% 18,057 $411K No change
DGRO iShares Core Dividend Growth 0.08% 4,677 $354K Reduce -11.8%
SCHR Schwab Intermediate-Term US 0.08% 14,251 $351K No change
ITA iShares U.S. Aerospace & Def 0.08% 1,412 $342K New
BFLY Butterfly Network Inc. 0.08% 40,400 $340K Add +31.6%
SCHH Schwab US REIT ETF 0.08% 14,263 $338K Reduce -2.0%
CB Chubb Ltd. 0.08% 987 $336K Add +20.2%
AVDE Avantis International Equity 0.08% 3,588 $320K Add +17.6%
JPM JPMorgan Chase & Co. 0.08% 977 $320K No change
TSM Taiwan Semiconductor-SP ADR 0.07% 655 $313K New
VGK Vanguard Ftse Europe ETF 0.07% 3,515 $311K No change
MO Altria Group Inc. 0.07% 4,188 $301K No change
XLI SS Industrial Select Sector 0.07% 1,600 $296K No change
XBI SS SPDR S&P Biotech ETF 0.07% 1,828 $289K Add +9.1%
SPSB SS SPDR P St C Corp. ETF 0.07% 9,456 $284K Add +5.7%
LLY Eli Lilly & Co. 0.06% 229 $275K Reduce -32.0%
XT Ishar Fture Exp Tech ETF-Usd 0.06% 3,266 $270K No change
NFLX Netflix Inc. 0.06% 3,760 $268K Reduce -0.1%
BA The Boeing Co. 0.06% 1,204 $261K Add +3.4%
PTEN Patterson-Uti Energy Inc. 0.06% 28,230 $259K No change
V Visa Inc. Class A 0.06% 751 $258K Reduce -7.5%
FXI iShares China Large-Cap ETF 0.06% 8,071 $255K No change
ACN Accenture PLC Class A 0.06% 2,025 $252K Reduce -26.7%
AVGO Broadcom Inc. 0.06% 641 $242K New
TYA Simplify Intermediate Term 0.05% 18,000 $230K No change
DFIV Dimensional International Va 0.05% 4,147 $224K No change
DFUV Dimensional US Marketwide Va 0.05% 4,031 $222K New
WOR Worthington Enterprises Inc. 0.05% 3,994 $215K No change
EWY iShares MSCI South Korea ETF 0.05% 1,060 $214K New
C Citigroup Inc. 0.05% 1,517 $212K New
EOSE Eos Energy Enterprises Inc. 0.05% 35,877 $211K Reduce -20.1%
KMI Kinder Morgan Inc. 0.05% 6,595 $211K Reduce -9.0%
PLTR Palantir Technologies Inc. Class A 0.05% 1,789 $209K Reduce -26.4%
DRAM Roundhill Memory ETF 0.05% 2,770 $205K New
VIG Vanguard Dividend Apprec ETF 0.05% 859 $203K New
BX Blackstone Inc. 0.05% 1,725 $203K New
JNJ Johnson & Johnson 0.05% 794 $202K Reduce -84.0%
PNBK Patriot National Bancorp Inc. 0.03% 121,828 $117K No change

Portfolio Sells Q1 2026 → Q2 2026
IEI iShares 3-7 Year Treasury Bo Reduce -41.3% 1.65% −1.44
SPTS SS SPDR P St Term TSY ETF Reduce -31.6% 1.90% −1.14
BNDX Vanguard Total Intl Bond ETF Reduce -1.3% 5.44% −0.50
OCGN Ocugen Inc. Sold out 0.00% −0.48
TMUS T-Mobile US Inc. Reduce -35.0% 0.29% −0.31
JNJ Johnson & Johnson Reduce -84.0% 0.05% −0.26
XOM Exxon Mobil Corp. Reduce -10.7% 0.34% −0.17
SPAB SS SPDR P Agg Bond ETF Reduce -1.2% 1.27% −0.13
ORCL Oracle Corp. Reduce -28.5% 0.18% −0.10
COST Costco Wholesale Corp. Reduce -3.2% 0.48% −0.09
IWM iShares Russell 2000 ETF Sold out 0.00% −0.09
BBN BlackRock Taxable Muni BND Sold out 0.00% −0.09
EQT Eqt Corp. Sold out 0.00% −0.08
ACN Accenture PLC Class A Reduce -26.7% 0.06% −0.08
EMB iShares JP Morgan Usd Emergi Reduce -2.3% 0.93% −0.08
EXPE Expedia Group Inc. Sold out 0.00% −0.07
HON Honeywell International Inc. Sold out 0.00% −0.07
CTVA Corteva Inc. Sold out 0.00% −0.06
IBIT iShares Bitcoin Trust ETF Reduce -8.0% 0.16% −0.06
RTX RTX Corp. Reduce -9.6% 0.24% −0.05
AVY Avery Dennison Corp. Sold out 0.00% −0.05
FLOT iShares Floating Rate Bond E Reduce -19.1% 0.15% −0.05
SPIP SS SPDR P Tips ETF Reduce -1.3% 0.43% −0.05
FBND Fidelity Total Bond ETF Reduce -0.2% 0.49% −0.05
PLTR Palantir Technologies Inc. Class A Reduce -26.4% 0.05% −0.04
BN Brookfield Corp. Reduce -4.8% 0.43% −0.04
LENZ Lenz Therapeutics Inc. Sold out 0.00% −0.04
VTIP Vanguard Short-Term Tips Reduce -1.6% 0.34% −0.03
XLU St Sr Utl SL SE SPDR ETF-Usd Reduce -7.5% 0.16% −0.03
VWOB Vanguard Emerg MKTS Gov BND Reduce -2.1% 0.35% −0.03
NFLX Netflix Inc. Reduce -0.1% 0.06% −0.03
GOOGL Alphabet Inc. Class A Reduce -20.3% 0.28% −0.03
IWD iShares Russell 1000 Value E Reduce -7.8% 0.67% −0.03
SPDW Ste STR SPDR PT DW Eu ETF Reduce -1.9% 7.59% −0.02
LLY Eli Lilly & Co. Reduce -32.0% 0.06% −0.01
KMI Kinder Morgan Inc. Reduce -9.0% 0.05% −0.01
DGRO iShares Core Dividend Growth Reduce -11.8% 0.08% −0.01
EOSE Eos Energy Enterprises Inc. Reduce -20.1% 0.05% −0.01
EEMV iShares MSCI Emg MKT Min Vol Reduce -9.6% 0.11% −0.00
V Visa Inc. Class A Reduce -7.5% 0.06% −0.00
SCHH Schwab US REIT ETF Reduce -2.0% 0.08% −0.00
SPEM State Street SP PTF Em ETF Reduce -0.3% 1.46% +0.02
AMZN Amazon.com Inc. Reduce -0.5% 0.49% +0.02
NVDA Nvidia Corp. Reduce -0.4% 0.48% +0.02
GOOG Alphabet Inc. Class C Reduce -1.1% 0.24% +0.03
AAPL Apple Inc. Reduce -2.3% 1.34% +0.03
CRWD CrowdStrike Holdings Inc. Class A Reduce -0.3% 0.13% +0.06
MU Micron Technology Inc. Reduce -41.2% 0.14% +0.07
PANW Palo Alto Networks Inc. Reduce -1.5% 0.16% +0.08
AMD Advanced Micro Devices Reduce -10.9% 0.16% +0.09

Portfolio Buys Q1 2026 → Q2 2026
TFLO iShares Treasury Floating Ra Add +20.6% 11.46% +1.14
VTV Vanguard Mrngstr Val ETF-Aui Add +9.0% 5.43% +0.56
VEA Vanguard Ftse Developed ETF Add +6.5% 5.54% +0.46
VUG Vanguard Mrngstar GR ETF-Sui Add +8.1% 2.50% +0.38
VTI VG Morningstar TS MKT ETF-US Add +2.6% 3.48% +0.29
VB Vanguard Most SM-Cap ETF-Usd Add +5.0% 2.38% +0.25
QQQ Invesco QQQ Trust Series 1 Add +8.2% 0.91% +0.19
VGIT Vanguard Intermediate-Term T New 0.17% +0.17
VGSH Vanguard Short-Term Treasury Add +67.8% 0.49% +0.17
ARKK ARK Innovation ETF New 0.14% +0.14
BND Vanguard Total Bond Market Add +12.7% 4.03% +0.13
VWO Vanguard Ftse Emerging Marke Add +6.6% 1.62% +0.12
IAGG iShares Intl Aggregate Bond New 0.12% +0.12
SOXX iShares Semiconductor ETF Add +2.5% 0.24% +0.11
TSLA Tesla Inc. Add +71.3% 0.22% +0.10
ITA iShares U.S. Aerospace & Def New 0.08% +0.08
TSM Taiwan Semiconductor-SP ADR New 0.07% +0.07
VCIT Vanguard Int-Term Corporate Add +29.8% 0.44% +0.07
AVGO Broadcom Inc. New 0.06% +0.06
DFUV Dimensional US Marketwide Va New 0.05% +0.05
EWY iShares MSCI South Korea ETF New 0.05% +0.05
C Citigroup Inc. New 0.05% +0.05
BFLY Butterfly Network Inc. Add +31.6% 0.08% +0.05
DRAM Roundhill Memory ETF New 0.05% +0.05
BX Blackstone Inc. New 0.05% +0.05
VIG Vanguard Dividend Apprec ETF New 0.05% +0.05
SCHX Schwab US Large-Cap ETF Add +35.6% 0.12% +0.04
SCHG Schwab US Large-Cap Growth Add +0.6% 0.48% +0.03
NVG Nuveen Amt-FR Muni CRDT Add +24.1% 0.15% +0.02
NZF Nuveen Municipal Credit Inc. Add +23.8% 0.15% +0.02
IVW iShares S&P 500 Growth ETF Add +1.6% 0.20% +0.02
VBK Van Morst SML-Cap Gro-Usd Inc. Add +0.0% 0.22% +0.02
AVUV Avantis US Small Cap Value Add +16.5% 0.11% +0.02
VOO Vanguard S&P 500 ETF Add +0.6% 0.29% +0.02
VXUS Vanguard Total Intl Stock Add +7.0% 0.17% +0.01
XBI SS SPDR S&P Biotech ETF Add +9.1% 0.07% +0.01
CB Chubb Ltd. Add +20.2% 0.08% +0.01
AVDE Avantis International Equity Add +17.6% 0.08% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +0.8% 0.11% +0.01
META Meta Platforms Inc. Class A Add +16.8% 0.12% +0.01
EIS iShares MSCI Israel ETF Add +9.7% 0.13% +0.01
BA The Boeing Co. Add +3.4% 0.06% +0.00
SPSB SS SPDR P St C Corp. ETF Add +5.7% 0.07% −0.00
MSFT Microsoft Corp. Add +7.3% 0.74% −0.00
SHV iShares 0-1 Year Treasury Bo Add +1.9% 0.13% −0.01
SPIB SS SPDR P Int C Corp. ETF Add +6.8% 0.48% −0.01
WMT Walmart Inc. Add +7.6% 0.11% −0.01
SCHP Schwab U.S. Tips ETF Add +0.8% 0.16% −0.01
AGG iShares Core U.S. Aggregate Add +0.4% 0.21% −0.02
IEFA iShares Core MSCI Eafe ETF Add +0.0% 1.15% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 128$424.8MTFLO, SPTM, SPDW, VEA, BNDX
Q1 2026 125$391.0MTFLO, SPDW, SPTM, BNDX, VEA
Q4 2025 129$393.8MTFLO, BNDX, SPDW, SPTM, VEA
Q3 2025 126$376.9MTFLO, SPDW, SPTM, VEA, VTV
Q2 2025 100$332.8MTFLO, SPDW, SPTM, VEA, VTV
Q1 2025 95$315.7MTFLO, SPTM, SPDW, MUB, VEA
Q4 2024 90$312.5MTFLO, SPTM, SPDW, SPAB, VTV
Q3 2024 80$309.0MTFLO, SPDW, SPTM, SPAB, MUB
Q2 2024 71$278.3MTFLO, SPTM, SPDW, SPAB, MUB
Q1 2024 71$274.4MTFLO, SPTM, SPDW, SPAB, MUB