Roger Wittlin Investment Advisory, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 8, 2024), Roger Wittlin Investment Advisory, LLC reported 54 stock positions worth $173.8 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 18.6% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 13.9%) and Schwab US Broad Market ETF (SCHB, 7.8%). Compared with Q2 2024, it opened 6 new positions, sold out of 1, added to 28 and reduced 11. The biggest buy was a new position in Vanguard S&P 500 ETF (VOO) and the biggest sale iShares 1-5Y Inv Grade (IGSB, shares −30%).
- Most Recent 13F
- Q2 2026
- Location
- San Francisco, CA
- CIK
- 0001911328
- Portfolio Value
- $173.8M (Q3 2024)
- SEC Filing
- 0001172661-24-004523 ↗ filed Nov 8, 2024
Holdings Value
Holdings 54 stocks · $173.8M
| VTI VG Morningstar TS MKT ETF-US | 18.57% | 113,997 | $32.3M | Add +8.2% |
| IVV iShares Core S&P 500 ETF | 13.86% | 41,754 | $24.1M | Add +3.9% |
| SCHB Schwab US Broad Market ETF | 7.82% | 204,343 | $13.6M | Add +0.6% |
| ITOT iShares Core S&P Total U.S. | 6.62% | 91,563 | $11.5M | Add +0.6% |
| LONZ PIMCO Senior Loan Active ETF | 6.45% | 219,205 | $11.2M | Add +9.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.17% | 15,672 | $9.0M | Add +28.3% |
| VLU SS SPDR S&P 1500 Value Tilt | 4.30% | 40,498 | $7.5M | Reduce -4.2% |
| BOND PIMCO Active Bond Exchange-T | 4.03% | 73,965 | $7.0M | Add +12.7% |
| QQQ Invesco QQQ Trust Series 1 | 3.78% | 13,470 | $6.6M | Add +1.3% |
| BND Vanguard Total Bond Market | 3.27% | 75,703 | $5.7M | Add +5.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.98% | 19,667 | $5.2M | Reduce -0.3% |
| RSP Invesco S&P 500 Equal Weight | 2.43% | 23,620 | $4.2M | Add +26.2% |
| VMBS Vanguard Mortgage-Backed Sec | 1.72% | 63,205 | $3.0M | Add +1.9% |
| VXUS Vanguard Total Intl Stock | 1.49% | 40,044 | $2.6M | Reduce -1.5% |
| PYLD PIMCO Multisector Bond Actv | 1.43% | 93,230 | $2.5M | Add +21.1% |
| IJH iShares Core S&P Midcap ETF | 1.21% | 33,827 | $2.1M | Add +0.4% |
| SDY SS SPDR S&P Dividend ETF | 1.07% | 13,100 | $1.9M | Add +0.6% |
| IEFA iShares Core MSCI Eafe ETF | 1.07% | 23,771 | $1.9M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.97% | 8,509 | $1.7M | Reduce -1.1% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.97% | 31,861 | $1.7M | Reduce -29.8% |
| VOO Vanguard S&P 500 ETF | 0.92% | 3,041 | $1.6M | New |
| VGK Vanguard Ftse Europe ETF | 0.85% | 20,754 | $1.5M | Add +0.2% |
| ICSH iShares Ultra Short Duration | 0.75% | 25,614 | $1.3M | Add +8.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.70% | 10,782 | $1.2M | Reduce -3.9% |
| TLT iShares 20+ Year Treasury BD | 0.69% | 12,217 | $1.2M | Reduce -8.5% |
| PLD Prologis Inc. | 0.61% | 8,355 | $1.1M | Add +0.8% |
| AGG iShares Core U.S. Aggregate | 0.52% | 8,958 | $907K | Reduce -30.6% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.50% | 23,033 | $861K | Add +0.8% |
| FLRN SS SPDR BB Ig Float RT ETF | 0.49% | 27,528 | $849K | Reduce -22.6% |
| GLD SPDR Gold Shares | 0.46% | 3,287 | $799K | No change |
| SCHF Schwab Intl Equity ETF | 0.40% | 16,955 | $697K | Add +0.9% |
| PLTR Palantir Technologies Inc. Class A | 0.30% | 13,956 | $519K | No change |
| SCHA Schwab US Small-Cap ETF | 0.25% | 8,455 | $435K | Reduce -30.9% |
| IWN iShares Russell 2000 Value E | 0.23% | 2,359 | $393K | New |
| VNQ Vanguard Real Estate ETF | 0.22% | 4,000 | $390K | Add +1.3% |
| AAPL Apple Inc. | 0.22% | 1,618 | $377K | No change |
| MSFT Microsoft Corp. | 0.21% | 829 | $357K | No change |
| VCIT Vanguard Int-Term Corporate | 0.19% | 3,920 | $328K | Add +1.1% |
| VT Vanguard Tot World STK ETF | 0.19% | 2,738 | $328K | Add +0.4% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.19% | 7,146 | $326K | New |
| VMRK Vivmark Residential filed as EQUITY RESIDENTIAL | 0.19% | 4,363 | $325K | Add +1.0% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.18% | 4,400 | $316K | No change |
| NVDA Nvidia Corp. | 0.17% | 2,470 | $300K | No change |
| IEF iShares 7-10 Year Treasury B | 0.17% | 2,935 | $288K | Add +0.9% |
| VHT Vanguard Health Care ETF | 0.14% | 886 | $250K | Add +0.5% |
| GOOGL Alphabet Inc. Class A | 0.14% | 1,449 | $240K | No change |
| AMZN Amazon.com Inc. | 0.13% | 1,247 | $232K | No change |
| JNK SS SPDR BB High Yield Bond | 0.12% | 2,184 | $214K | Add +1.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.12% | 2,673 | $212K | Add +1.0% |
| EFA iShares MSCI Eafe ETF | 0.12% | 2,534 | $212K | New |
| BKLN Invesco Senior Loan ETF | 0.12% | 9,908 | $208K | Reduce -16.4% |
| IAU iShares Gold Trust | 0.12% | 4,178 | $208K | New |
| SCHQ Schwab Long-Term US Treasury | 0.12% | 5,842 | $204K | New |
| PGX Invesco Preferred ETF | 0.08% | 11,127 | $137K | Add +1.5% |
Portfolio Sells Q2 2024 → Q3 2024
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -29.8% | 0.97% | −0.53 |
| VLU SS SPDR S&P 1500 Value Tilt | Reduce -4.2% | 4.30% | −0.37 |
| AGG iShares Core U.S. Aggregate | Reduce -30.6% | 0.52% | −0.28 |
| FLRN SS SPDR BB Ig Float RT ETF | Reduce -22.6% | 0.49% | −0.22 |
| PULS Pgim Ultra Short Bond ETF | Sold out | 0.00% | −0.15 |
| SCHA Schwab US Small-Cap ETF | Reduce -30.9% | 0.25% | −0.12 |
| TLT iShares 20+ Year Treasury BD | Reduce -8.5% | 0.69% | −0.10 |
| VXUS Vanguard Total Intl Stock | Reduce -1.5% | 1.49% | −0.08 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.3% | 2.98% | −0.08 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -3.9% | 0.70% | −0.07 |
| BKLN Invesco Senior Loan ETF | Reduce -16.4% | 0.12% | −0.04 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.1% | 0.97% | −0.04 |
Portfolio Buys Q2 2024 → Q3 2024
| VOO Vanguard S&P 500 ETF | New | 0.92% | +0.92 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +28.3% | 5.17% | +0.91 |
| VTI VG Morningstar TS MKT ETF-US | Add +8.2% | 18.57% | +0.47 |
| RSP Invesco S&P 500 Equal Weight | Add +26.2% | 2.43% | +0.46 |
| IWN iShares Russell 2000 Value E | New | 0.23% | +0.23 |
| BOND PIMCO Active Bond Exchange-T | Add +12.7% | 4.03% | +0.19 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | New | 0.19% | +0.19 |
| PYLD PIMCO Multisector Bond Actv | Add +21.1% | 1.43% | +0.16 |
| EFA iShares MSCI Eafe ETF | New | 0.12% | +0.12 |
| IAU iShares Gold Trust | New | 0.12% | +0.12 |
| SCHQ Schwab Long-Term US Treasury | New | 0.12% | +0.12 |
| VNQ Vanguard Real Estate ETF | Add +1.3% | 0.22% | +0.01 |
| PLD Prologis Inc. | Add +0.8% | 0.61% | +0.01 |
| SDY SS SPDR S&P Dividend ETF | Add +0.6% | 1.07% | +0.01 |
| PGX Invesco Preferred ETF | Add +1.5% | 0.08% | −0.00 |
| VMRK Vivmark Residential | Add +1.0% | 0.19% | −0.01 |
| VHT Vanguard Health Care ETF | Add +0.5% | 0.14% | −0.01 |
| JNK SS SPDR BB High Yield Bond | Add +1.7% | 0.12% | −0.01 |
| VT Vanguard Tot World STK ETF | Add +0.4% | 0.19% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.0% | 0.12% | −0.01 |
| IEF iShares 7-10 Year Treasury B | Add +0.9% | 0.17% | −0.01 |
| VCIT Vanguard Int-Term Corporate | Add +1.1% | 0.19% | −0.01 |
| SCHF Schwab Intl Equity ETF | Add +0.9% | 0.40% | −0.01 |
| ICSH iShares Ultra Short Duration | Add +8.5% | 0.75% | −0.02 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +0.8% | 0.50% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Add +0.2% | 0.85% | −0.04 |
| IJH iShares Core S&P Midcap ETF | Add +0.4% | 1.21% | −0.05 |
| BND Vanguard Total Bond Market | Add +5.3% | 3.27% | −0.05 |
| VMBS Vanguard Mortgage-Backed Sec | Add +1.9% | 1.72% | −0.09 |
| LONZ PIMCO Senior Loan Active ETF | Add +9.1% | 6.45% | −0.15 |
| IVV iShares Core S&P 500 ETF | Add +3.9% | 13.86% | −0.26 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.3% | 3.78% | −0.31 |
| ITOT iShares Core S&P Total U.S. | Add +0.6% | 6.62% | −0.32 |
| SCHB Schwab US Broad Market ETF | Add +0.6% | 7.82% | −0.37 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 43 | $127.3M | VTI, IVV, ITOT, SPY, VXUS |
| Q1 2026 | 39 | $122.3M | VTI, IVV, ITOT, SCHB, SPY |
| Q4 2025 | 39 | $143.0M | VTI, IVV, ITOT, SCHB, SPY |
| Q3 2025 | 41 | $179.9M | VTI, IVV, ITOT, SCHB, LONZ |
| Q2 2025 | 43 | $179.4M | VTI, IVV, ITOT, SCHB, LONZ |
| Q1 2025 | 43 | $170.9M | VTI, IVV, ITOT, LONZ, SCHB |
| Q4 2024 | 43 | $178.6M | VTI, IVV, ITOT, LONZ, SCHB |
| Q3 2024 | 54 | $173.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q2 2024 | 49 | $155.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q1 2024 | 46 | $142.6M | VTI, IVV, SCHB, ITOT, LONZ |