Roger Wittlin Investment Advisory, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 13, 2026), Roger Wittlin Investment Advisory, LLC reported 39 stock positions worth $122.3 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 20.6% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 14.9%) and iShares Core S&P Total U.S. (ITOT, 10.7%). Compared with Q4 2025, it opened 1 new position, sold out of 1, added to 11 and reduced 25. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +74%) and the biggest sale Schwab US Broad Market ETF (SCHB, shares −39%).
- Most Recent 13F
- Q2 2026
- Location
- San Francisco, CA
- CIK
- 0001911328
- Portfolio Value
- $122.3M (Q1 2026)
- SEC Filing
- 0001172661-26-001813 ↗ filed May 13, 2026
Holdings Value
Holdings 39 stocks · $122.3M
| VTI VG Morningstar TS MKT ETF-US | 20.56% | 78,348 | $25.1M | Reduce -12.9% |
| IVV iShares Core S&P 500 ETF | 14.91% | 27,914 | $18.2M | Reduce -2.3% |
| ITOT iShares Core S&P Total U.S. | 10.66% | 91,479 | $13.0M | Reduce -2.9% |
| SCHB Schwab US Broad Market ETF | 6.20% | 302,141 | $7.6M | Reduce -39.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.81% | 10,924 | $7.1M | Reduce -14.8% |
| VXUS Vanguard Total Intl Stock | 5.14% | 81,445 | $6.3M | Add +73.9% |
| VLU SS SPDR S&P 1500 Value Tilt | 3.75% | 21,344 | $4.6M | Reduce -10.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.42% | 14,544 | $4.2M | Reduce -9.7% |
| QQQ Invesco QQQ Trust Series 1 | 3.39% | 7,188 | $4.1M | Reduce -16.0% |
| LONZ PIMCO Senior Loan Active ETF | 2.75% | 68,005 | $3.4M | Reduce -54.5% |
| BOND PIMCO Active Bond Exchange-T | 2.70% | 35,730 | $3.3M | Reduce -11.6% |
| RSP Invesco S&P 500 Equal Weight | 2.41% | 15,355 | $2.9M | Reduce -5.0% |
| IAU iShares Gold Trust | 2.06% | 28,594 | $2.5M | Reduce -21.1% |
| IEFA iShares Core MSCI Eafe ETF | 1.43% | 19,380 | $1.8M | Add +11.8% |
| BND Vanguard Total Bond Market | 1.33% | 22,097 | $1.6M | Reduce -0.0% |
| GLD SPDR Gold Shares | 1.16% | 3,289 | $1.4M | No change |
| IJH iShares Core S&P Midcap ETF | 0.95% | 17,183 | $1.2M | Add +0.2% |
| SDY SS SPDR S&P Dividend ETF | 0.91% | 7,623 | $1.1M | Reduce -24.8% |
| MINT PIMCO Enhanced Short Maturit | 0.90% | 10,955 | $1.1M | Reduce -19.9% |
| VMBS Vanguard Mortgage-Backed Sec | 0.89% | 23,192 | $1.1M | Reduce -18.1% |
| PYLD PIMCO Multisector Bond Actv | 0.86% | 40,350 | $1.1M | Reduce -16.5% |
| VIG Vanguard Dividend Apprec ETF | 0.81% | 4,617 | $993K | Reduce -39.3% |
| VOO Vanguard S&P 500 ETF | 0.73% | 1,501 | $897K | Add +0.3% |
| VGK Vanguard Ftse Europe ETF | 0.73% | 10,859 | $895K | Reduce -1.4% |
| PLTR Palantir Technologies Inc. Class A | 0.64% | 5,336 | $781K | No change |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.60% | 6,703 | $731K | Reduce -13.5% |
| SPMO Invesco S&P 500 Momentum ETF | 0.51% | 5,551 | $622K | Reduce -22.8% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.47% | 12,534 | $579K | Add +0.7% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.47% | 10,862 | $571K | Reduce -5.4% |
| SCHF Schwab Intl Equity ETF | 0.46% | 22,948 | $568K | Add +111.8% |
| AGG iShares Core U.S. Aggregate | 0.41% | 5,111 | $507K | Reduce -21.2% |
| SCHA Schwab US Small-Cap ETF | 0.32% | 13,346 | $388K | Reduce -13.9% |
| JIVE JPM Interntl Value ETF filed as J P MORGAN EXCHANGE TRADED F | 0.30% | 4,252 | $364K | New |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.29% | 12,642 | $352K | Add +0.4% |
| SHY iShares 1-3 Year Treasury Bo | 0.25% | 3,746 | $309K | Add +0.6% |
| VT Vanguard Tot World STK ETF | 0.24% | 2,119 | $293K | Add +0.2% |
| PLD Prologis Inc. | 0.23% | 2,148 | $284K | Add +0.8% |
| EFA iShares MSCI Eafe ETF | 0.18% | 2,277 | $221K | Add +1.0% |
| FLRN SS SPDR BB Ig Float RT ETF | 0.16% | 6,512 | $200K | Reduce -1.3% |
Portfolio Sells Q4 2025 → Q1 2026
| SCHB Schwab US Broad Market ETF | Reduce -39.4% | 6.20% | −2.94 |
| LONZ PIMCO Senior Loan Active ETF | Reduce -54.5% | 2.75% | −2.51 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -12.9% | 20.56% | −0.55 |
| VIG Vanguard Dividend Apprec ETF | Reduce -39.3% | 0.81% | −0.36 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -14.8% | 5.81% | −0.30 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -16.0% | 3.39% | −0.28 |
| VCSH Vanguard S/T Corp. Bond ETF | Sold out | 0.00% | −0.15 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -22.8% | 0.51% | −0.09 |
| SDY SS SPDR S&P Dividend ETF | Reduce -24.8% | 0.91% | −0.08 |
| MINT PIMCO Enhanced Short Maturit | Reduce -19.9% | 0.90% | −0.06 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -18.1% | 0.89% | −0.04 |
| AGG iShares Core U.S. Aggregate | Reduce -21.2% | 0.41% | −0.04 |
| PYLD PIMCO Multisector Bond Actv | Reduce -16.5% | 0.86% | −0.04 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -13.5% | 0.60% | +0.00 |
| IAU iShares Gold Trust | Reduce -21.1% | 2.06% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -13.9% | 0.32% | +0.01 |
| FLRN SS SPDR BB Ig Float RT ETF | Reduce -1.3% | 0.16% | +0.02 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -5.4% | 0.47% | +0.04 |
| BOND PIMCO Active Bond Exchange-T | Reduce -11.6% | 2.70% | +0.07 |
| VGK Vanguard Ftse Europe ETF | Reduce -1.4% | 0.73% | +0.09 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -9.7% | 3.42% | +0.15 |
| BND Vanguard Total Bond Market | Reduce -0.0% | 1.33% | +0.19 |
| VLU SS SPDR S&P 1500 Value Tilt | Reduce -10.9% | 3.75% | +0.22 |
| RSP Invesco S&P 500 Equal Weight | Reduce -5.0% | 2.41% | +0.25 |
| ITOT iShares Core S&P Total U.S. | Reduce -2.9% | 10.66% | +0.86 |
| IVV iShares Core S&P 500 ETF | Reduce -2.3% | 14.91% | +1.23 |
Portfolio Buys Q4 2025 → Q1 2026
| VXUS Vanguard Total Intl Stock | Add +73.9% | 5.14% | +2.66 |
| IEFA iShares Core MSCI Eafe ETF | Add +11.8% | 1.43% | +0.35 |
| JIVE JPM Interntl Value ETF | New | 0.30% | +0.30 |
| SCHF Schwab Intl Equity ETF | Add +111.8% | 0.46% | +0.28 |
| IJH iShares Core S&P Midcap ETF | Add +0.2% | 0.95% | +0.16 |
| VOO Vanguard S&P 500 ETF | Add +0.3% | 0.73% | +0.08 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +0.7% | 0.47% | +0.07 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +0.4% | 0.29% | +0.05 |
| PLD Prologis Inc. | Add +0.8% | 0.23% | +0.04 |
| SHY iShares 1-3 Year Treasury Bo | Add +0.6% | 0.25% | +0.04 |
| VT Vanguard Tot World STK ETF | Add +0.2% | 0.24% | +0.03 |
| EFA iShares MSCI Eafe ETF | Add +1.0% | 0.18% | +0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 43 | $127.3M | VTI, IVV, ITOT, SPY, VXUS |
| Q1 2026 | 39 | $122.3M | VTI, IVV, ITOT, SCHB, SPY |
| Q4 2025 | 39 | $143.0M | VTI, IVV, ITOT, SCHB, SPY |
| Q3 2025 | 41 | $179.9M | VTI, IVV, ITOT, SCHB, LONZ |
| Q2 2025 | 43 | $179.4M | VTI, IVV, ITOT, SCHB, LONZ |
| Q1 2025 | 43 | $170.9M | VTI, IVV, ITOT, LONZ, SCHB |
| Q4 2024 | 43 | $178.6M | VTI, IVV, ITOT, LONZ, SCHB |
| Q3 2024 | 54 | $173.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q2 2024 | 49 | $155.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q1 2024 | 46 | $142.6M | VTI, IVV, SCHB, ITOT, LONZ |