Roger Wittlin Investment Advisory, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Roger Wittlin Investment Advisory, LLC reported 43 stock positions worth $179.4 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 19.8% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 14.2%) and iShares Core S&P Total U.S. (ITOT, 8.5%). Compared with Q1 2025, it opened 4 new positions, sold out of 4, added to 19 and reduced 19. The biggest buy was a new position in Invesco S&P 500 Momentum ETF (SPMO) and the biggest sale PIMCO Senior Loan Active ETF (LONZ, shares −14%).
- Most Recent 13F
- Q2 2026
- Location
- San Francisco, CA
- CIK
- 0001911328
- Portfolio Value
- $179.4M (Q2 2025)
- SEC Filing
- 0001172661-25-002607 ↗ filed Jul 15, 2025
Holdings Value
Holdings 43 stocks · $179.4M
| VTI VG Morningstar TS MKT ETF-US | 19.80% | 116,863 | $35.5M | Reduce -0.6% |
| IVV iShares Core S&P 500 ETF | 14.24% | 41,142 | $25.5M | Reduce -3.6% |
| ITOT iShares Core S&P Total U.S. | 8.45% | 112,275 | $15.2M | Reduce -14.5% |
| SCHB Schwab US Broad Market ETF | 8.24% | 620,688 | $14.8M | Add +0.1% |
| LONZ PIMCO Senior Loan Active ETF | 7.15% | 251,519 | $12.8M | Reduce -13.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.92% | 17,176 | $10.6M | Reduce -6.8% |
| VLU SS SPDR S&P 1500 Value Tilt | 4.51% | 42,147 | $8.1M | Add +3.6% |
| QQQ Invesco QQQ Trust Series 1 | 4.07% | 13,222 | $7.3M | Add +0.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.93% | 18,801 | $5.3M | Reduce -3.4% |
| BOND PIMCO Active Bond Exchange-T | 2.89% | 56,253 | $5.2M | Add +30.9% |
| RSP Invesco S&P 500 Equal Weight | 2.23% | 21,977 | $4.0M | Reduce -15.5% |
| VXUS Vanguard Total Intl Stock | 1.73% | 44,847 | $3.1M | Reduce -14.1% |
| MINT PIMCO Enhanced Short Maturit | 1.71% | 30,598 | $3.1M | Reduce -3.7% |
| BND Vanguard Total Bond Market | 1.45% | 35,235 | $2.6M | Add +11.5% |
| VMBS Vanguard Mortgage-Backed Sec | 1.19% | 46,201 | $2.1M | Reduce -5.6% |
| IJH iShares Core S&P Midcap ETF | 1.18% | 34,172 | $2.1M | Add +0.3% |
| PYLD PIMCO Multisector Bond Actv | 1.05% | 71,038 | $1.9M | Reduce -12.6% |
| SDY SS SPDR S&P Dividend ETF | 1.02% | 13,455 | $1.8M | Reduce -0.1% |
| VIG Vanguard Dividend Apprec ETF | 0.97% | 8,534 | $1.7M | Reduce -0.7% |
| VOO Vanguard S&P 500 ETF | 0.95% | 3,005 | $1.7M | Reduce -9.9% |
| PLTR Palantir Technologies Inc. Class A | 0.91% | 11,978 | $1.6M | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.83% | 17,817 | $1.5M | Add +1.8% |
| SPMO Invesco S&P 500 Momentum ETF | 0.83% | 13,172 | $1.5M | New |
| VGK Vanguard Ftse Europe ETF | 0.71% | 16,430 | $1.3M | Add +0.8% |
| GLD SPDR Gold Shares | 0.57% | 3,381 | $1.0M | Reduce -0.9% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.55% | 9,004 | $987K | Add +1.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.51% | 17,292 | $912K | Add +1.1% |
| AGG iShares Core U.S. Aggregate | 0.36% | 6,516 | $646K | Add +31.2% |
| IAU iShares Gold Trust | 0.32% | 9,130 | $569K | Add +118.5% |
| ICSH iShares Ultra Short Duration | 0.30% | 10,727 | $544K | Reduce -19.0% |
| RBRK Rubrik Inc. Class A | 0.26% | 5,123 | $459K | Reduce -2.6% |
| SCHA Schwab US Small-Cap ETF | 0.24% | 17,110 | $433K | Add +0.3% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.23% | 8,811 | $407K | New |
| FLRN SS SPDR BB Ig Float RT ETF | 0.22% | 13,040 | $402K | Reduce -28.8% |
| VNQ Vanguard Real Estate ETF | 0.21% | 4,155 | $370K | Add +1.0% |
| VT Vanguard Tot World STK ETF | 0.20% | 2,780 | $357K | Add +0.5% |
| VCIT Vanguard Int-Term Corporate | 0.19% | 4,203 | $349K | Add +4.9% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.18% | 13,258 | $325K | Add +0.4% |
| VMRK Vivmark Residential filed as EQUITY RESIDENTIAL | 0.17% | 4,492 | $303K | Add +1.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.17% | 3,644 | $302K | New |
| PLD Prologis Inc. | 0.12% | 2,079 | $219K | Reduce -65.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.12% | 2,695 | $214K | Add +1.1% |
| VEA Vanguard Ftse Developed ETF | 0.11% | 3,613 | $206K | New |
Portfolio Sells Q1 2025 → Q2 2025
| LONZ PIMCO Senior Loan Active ETF | Reduce -13.6% | 7.15% | −1.43 |
| ITOT iShares Core S&P Total U.S. | Reduce -14.5% | 8.45% | −0.92 |
| RSP Invesco S&P 500 Equal Weight | Reduce -15.5% | 2.23% | −0.41 |
| IWN iShares Russell 2000 Value E | Sold out | 0.00% | −0.31 |
| PLD Prologis Inc. | Reduce -65.4% | 0.12% | −0.27 |
| PYLD PIMCO Multisector Bond Actv | Reduce -12.6% | 1.05% | −0.20 |
| VXUS Vanguard Total Intl Stock | Reduce -14.1% | 1.73% | −0.17 |
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −0.17 |
| MINT PIMCO Enhanced Short Maturit | Reduce -3.7% | 1.71% | −0.16 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -5.6% | 1.19% | −0.13 |
| VHT Vanguard Health Care ETF | Sold out | 0.00% | −0.12 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.8% | 5.92% | −0.12 |
| FLRN SS SPDR BB Ig Float RT ETF | Reduce -28.8% | 0.22% | −0.11 |
| ICSH iShares Ultra Short Duration | Reduce -19.0% | 0.30% | −0.09 |
| PGX Invesco Preferred ETF | Sold out | 0.00% | −0.07 |
| SDY SS SPDR S&P Dividend ETF | Reduce -0.1% | 1.02% | −0.05 |
| VOO Vanguard S&P 500 ETF | Reduce -9.9% | 0.95% | −0.05 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.4% | 2.93% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.7% | 0.97% | −0.00 |
| GLD SPDR Gold Shares | Reduce -0.9% | 0.57% | −0.00 |
| RBRK Rubrik Inc. Class A | Reduce -2.6% | 0.26% | +0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -3.6% | 14.24% | +0.20 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.6% | 19.80% | +0.89 |
Portfolio Buys Q1 2025 → Q2 2025
| SPMO Invesco S&P 500 Momentum ETF | New | 0.83% | +0.83 |
| BOND PIMCO Active Bond Exchange-T | Add +30.9% | 2.89% | +0.57 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.2% | 4.07% | +0.44 |
| SCHB Schwab US Broad Market ETF | Add +0.1% | 8.24% | +0.43 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | New | 0.23% | +0.23 |
| IAU iShares Gold Trust | Add +118.5% | 0.32% | +0.17 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.17% | +0.17 |
| VLU SS SPDR S&P 1500 Value Tilt | Add +3.6% | 4.51% | +0.14 |
| VEA Vanguard Ftse Developed ETF | New | 0.11% | +0.11 |
| BND Vanguard Total Bond Market | Add +11.5% | 1.45% | +0.09 |
| AGG iShares Core U.S. Aggregate | Add +31.2% | 0.36% | +0.07 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.8% | 0.83% | +0.05 |
| VGK Vanguard Ftse Europe ETF | Add +0.8% | 0.71% | +0.04 |
| IJH iShares Core S&P Midcap ETF | Add +0.3% | 1.18% | +0.02 |
| VT Vanguard Tot World STK ETF | Add +0.5% | 0.20% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +0.3% | 0.24% | +0.01 |
| VCIT Vanguard Int-Term Corporate | Add +4.9% | 0.19% | +0.00 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +0.4% | 0.18% | −0.00 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.1% | 0.12% | −0.00 |
| VNQ Vanguard Real Estate ETF | Add +1.0% | 0.21% | −0.01 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +1.1% | 0.51% | −0.02 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +1.2% | 0.55% | −0.02 |
| VMRK Vivmark Residential | Add +1.0% | 0.17% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 43 | $127.3M | VTI, IVV, ITOT, SPY, VXUS |
| Q1 2026 | 39 | $122.3M | VTI, IVV, ITOT, SCHB, SPY |
| Q4 2025 | 39 | $143.0M | VTI, IVV, ITOT, SCHB, SPY |
| Q3 2025 | 41 | $179.9M | VTI, IVV, ITOT, SCHB, LONZ |
| Q2 2025 | 43 | $179.4M | VTI, IVV, ITOT, SCHB, LONZ |
| Q1 2025 | 43 | $170.9M | VTI, IVV, ITOT, LONZ, SCHB |
| Q4 2024 | 43 | $178.6M | VTI, IVV, ITOT, LONZ, SCHB |
| Q3 2024 | 54 | $173.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q2 2024 | 49 | $155.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q1 2024 | 46 | $142.6M | VTI, IVV, SCHB, ITOT, LONZ |