Roger Wittlin Investment Advisory, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 1, 2025), Roger Wittlin Investment Advisory, LLC reported 43 stock positions worth $170.9 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 18.9% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 14.0%) and iShares Core S&P Total U.S. (ITOT, 9.4%). Compared with Q4 2024, it added to 19 and reduced 21. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +30%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- San Francisco, CA
- CIK
- 0001911328
- Portfolio Value
- $170.9M (Q1 2025)
- SEC Filing
- 0001172661-25-001553 ↗ filed May 1, 2025
Holdings Value
Holdings 43 stocks · $170.9M
| VTI VG Morningstar TS MKT ETF-US | 18.91% | 117,549 | $32.3M | Reduce -3.6% |
| IVV iShares Core S&P 500 ETF | 14.04% | 42,699 | $24.0M | Reduce -3.5% |
| ITOT iShares Core S&P Total U.S. | 9.37% | 131,287 | $16.0M | Reduce -0.6% |
| LONZ PIMCO Senior Loan Active ETF | 8.58% | 291,126 | $14.7M | Add +2.3% |
| SCHB Schwab US Broad Market ETF | 7.81% | 619,921 | $13.3M | Reduce -0.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 6.03% | 18,434 | $10.3M | Reduce -5.1% |
| VLU SS SPDR S&P 1500 Value Tilt | 4.37% | 40,666 | $7.5M | Reduce -0.1% |
| QQQ Invesco QQQ Trust Series 1 | 3.62% | 13,199 | $6.2M | Reduce -3.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.95% | 19,467 | $5.0M | Reduce -1.4% |
| RSP Invesco S&P 500 Equal Weight | 2.64% | 26,007 | $4.5M | Reduce -8.2% |
| BOND PIMCO Active Bond Exchange-T | 2.32% | 42,959 | $4.0M | Add +0.4% |
| VXUS Vanguard Total Intl Stock | 1.90% | 52,215 | $3.2M | Add +29.6% |
| MINT PIMCO Enhanced Short Maturit | 1.87% | 31,773 | $3.2M | Add +27.5% |
| BND Vanguard Total Bond Market | 1.36% | 31,600 | $2.3M | Add +0.7% |
| VMBS Vanguard Mortgage-Backed Sec | 1.33% | 48,925 | $2.3M | Reduce -3.2% |
| PYLD PIMCO Multisector Bond Actv | 1.25% | 81,286 | $2.1M | Add +7.8% |
| IJH iShares Core S&P Midcap ETF | 1.16% | 34,066 | $2.0M | Add +0.3% |
| SDY SS SPDR S&P Dividend ETF | 1.07% | 13,470 | $1.8M | Add +0.1% |
| VOO Vanguard S&P 500 ETF | 1.00% | 3,334 | $1.7M | Add +4.5% |
| VIG Vanguard Dividend Apprec ETF | 0.98% | 8,590 | $1.7M | Add +0.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.77% | 17,496 | $1.3M | Reduce -3.0% |
| VGK Vanguard Ftse Europe ETF | 0.67% | 16,298 | $1.1M | Reduce -2.8% |
| PLTR Palantir Technologies Inc. Class A | 0.59% | 11,978 | $1.0M | No change |
| GLD SPDR Gold Shares | 0.58% | 3,413 | $983K | Reduce -2.1% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.57% | 8,901 | $967K | Reduce -10.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.52% | 17,108 | $896K | Reduce -12.5% |
| PLD Prologis Inc. | 0.39% | 6,010 | $672K | Add +0.9% |
| ICSH iShares Ultra Short Duration | 0.39% | 13,242 | $671K | Reduce -7.0% |
| FLRN SS SPDR BB Ig Float RT ETF | 0.33% | 18,320 | $565K | Reduce -14.4% |
| IWN iShares Russell 2000 Value E | 0.31% | 3,504 | $529K | Reduce -23.8% |
| AGG iShares Core U.S. Aggregate | 0.29% | 4,965 | $491K | Add +0.5% |
| SCHA Schwab US Small-Cap ETF | 0.23% | 17,054 | $400K | Add +0.2% |
| VNQ Vanguard Real Estate ETF | 0.22% | 4,114 | $372K | Add +1.0% |
| VCIT Vanguard Int-Term Corporate | 0.19% | 4,008 | $328K | Add +0.7% |
| VT Vanguard Tot World STK ETF | 0.19% | 2,767 | $321K | Add +0.3% |
| RBRK Rubrik Inc. Class A | 0.19% | 5,259 | $321K | Reduce -0.8% |
| VMRK Vivmark Residential filed as EQUITY RESIDENTIAL | 0.19% | 4,446 | $318K | Add +0.9% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.18% | 13,200 | $312K | No change |
| IEF iShares 7-10 Year Treasury B | 0.17% | 2,990 | $285K | Add +0.6% |
| IAU iShares Gold Trust | 0.14% | 4,178 | $246K | No change |
| VHT Vanguard Health Care ETF | 0.12% | 803 | $213K | Reduce -10.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.12% | 2,666 | $210K | Reduce -1.6% |
| PGX Invesco Preferred ETF | 0.07% | 10,980 | $123K | Add +1.5% |
Portfolio Sells Q4 2024 → Q1 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.6% | 18.91% | −0.90 |
| IVV iShares Core S&P 500 ETF | Reduce -3.5% | 14.04% | −0.55 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.1% | 6.03% | −0.34 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -3.4% | 3.62% | −0.29 |
| RSP Invesco S&P 500 Equal Weight | Reduce -8.2% | 2.64% | −0.14 |
| ITOT iShares Core S&P Total U.S. | Reduce -0.6% | 9.37% | −0.14 |
| SCHB Schwab US Broad Market ETF | Reduce -0.7% | 7.81% | −0.13 |
| IWN iShares Russell 2000 Value E | Reduce -23.8% | 0.31% | −0.11 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -12.5% | 0.52% | −0.04 |
| FLRN SS SPDR BB Ig Float RT ETF | Reduce -14.4% | 0.33% | −0.04 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -10.3% | 0.57% | −0.03 |
| ICSH iShares Ultra Short Duration | Reduce -7.0% | 0.39% | −0.01 |
| RBRK Rubrik Inc. Class A | Reduce -0.8% | 0.19% | −0.01 |
| VHT Vanguard Health Care ETF | Reduce -10.0% | 0.12% | −0.00 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.6% | 0.12% | +0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.4% | 2.95% | +0.02 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -3.2% | 1.33% | +0.04 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -3.0% | 0.77% | +0.06 |
| VGK Vanguard Ftse Europe ETF | Reduce -2.8% | 0.67% | +0.07 |
| GLD SPDR Gold Shares | Reduce -2.1% | 0.58% | +0.10 |
| VLU SS SPDR S&P 1500 Value Tilt | Reduce -0.1% | 4.37% | +0.18 |
Portfolio Buys Q4 2024 → Q1 2025
| VXUS Vanguard Total Intl Stock | Add +29.6% | 1.90% | +0.57 |
| MINT PIMCO Enhanced Short Maturit | Add +27.5% | 1.87% | +0.47 |
| LONZ PIMCO Senior Loan Active ETF | Add +2.3% | 8.58% | +0.44 |
| PYLD PIMCO Multisector Bond Actv | Add +7.8% | 1.25% | +0.16 |
| BOND PIMCO Active Bond Exchange-T | Add +0.4% | 2.32% | +0.16 |
| BND Vanguard Total Bond Market | Add +0.7% | 1.36% | +0.09 |
| SDY SS SPDR S&P Dividend ETF | Add +0.1% | 1.07% | +0.07 |
| PLD Prologis Inc. | Add +0.9% | 0.39% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +4.5% | 1.00% | +0.04 |
| VIG Vanguard Dividend Apprec ETF | Add +0.1% | 0.98% | +0.03 |
| AGG iShares Core U.S. Aggregate | Add +0.5% | 0.29% | +0.02 |
| VNQ Vanguard Real Estate ETF | Add +1.0% | 0.22% | +0.01 |
| IEF iShares 7-10 Year Treasury B | Add +0.6% | 0.17% | +0.01 |
| VCIT Vanguard Int-Term Corporate | Add +0.7% | 0.19% | +0.01 |
| VMRK Vivmark Residential | Add +0.9% | 0.19% | +0.01 |
| VT Vanguard Tot World STK ETF | Add +0.3% | 0.19% | +0.01 |
| PGX Invesco Preferred ETF | Add +1.5% | 0.07% | +0.00 |
| SCHA Schwab US Small-Cap ETF | Add +0.2% | 0.23% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Add +0.3% | 1.16% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 43 | $127.3M | VTI, IVV, ITOT, SPY, VXUS |
| Q1 2026 | 39 | $122.3M | VTI, IVV, ITOT, SCHB, SPY |
| Q4 2025 | 39 | $143.0M | VTI, IVV, ITOT, SCHB, SPY |
| Q3 2025 | 41 | $179.9M | VTI, IVV, ITOT, SCHB, LONZ |
| Q2 2025 | 43 | $179.4M | VTI, IVV, ITOT, SCHB, LONZ |
| Q1 2025 | 43 | $170.9M | VTI, IVV, ITOT, LONZ, SCHB |
| Q4 2024 | 43 | $178.6M | VTI, IVV, ITOT, LONZ, SCHB |
| Q3 2024 | 54 | $173.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q2 2024 | 49 | $155.8M | VTI, IVV, SCHB, ITOT, LONZ |
| Q1 2024 | 46 | $142.6M | VTI, IVV, SCHB, ITOT, LONZ |