Somerset Trust Co

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 8, 2024), Somerset Trust Co reported 155 stock positions worth $267.3 million. Its top holding was Microsoft (MSFT) at 5.2% of the portfolio, followed by Apple (AAPL, 4.8%) and Lowe's Cos (LOW, 2.9%). Compared with Q2 2024, it opened 8 new positions, sold out of 2, added to 33 and reduced 94. The biggest buy was iShares Preferred & Income S (PFF, shares +72%) and the biggest sale JPMorgan Chase (JPM, shares −2%).

Most Recent 13F
Q2 2026
Location
SOMERSET, PA
CIK
0001597099
Portfolio Value
$267.3M (Q3 2024)
SEC Filing
0001597099-24-000006 ↗ filed Oct 8, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $245.1M Q1 2024 Q2 2024: $243.9M Q2 2024 Q3 2024: $267.3M $267.3M Q3 2024 Q4 2024: $265.7M Q4 2024 Q1 2025: $280.8M Q1 2025 Q2 2025: $306.8M Q2 2025 Q3 2025: $323.9M Q3 2025 Q4 2025: $326.9M Q4 2025 Q1 2026: $326.1M Q1 2026 Q2 2026: $353.6M Q2 2026

Holdings 155 stocks · $267.3M
MSFT Microsoft Corp. 5.17% 32,142 $13.8M Add +0.9%
AAPL Apple Inc. 4.80% 55,106 $12.8M Reduce -1.0%
LOW Lowe's Cos Inc. 2.94% 29,009 $7.9M Reduce -0.8%
JPM JPMorgan Chase & Co. 2.89% 36,599 $7.7M Reduce -2.1%
NEE Nextera Energy Inc. 2.61% 82,668 $7.0M Reduce -0.6%
AFL Aflac Inc. 2.32% 55,479 $6.2M Reduce -1.2%
WMT Walmart Inc. 2.25% 74,595 $6.0M Reduce -1.1%
AMGN Amgen Inc. 2.24% 18,562 $6.0M Reduce -0.6%
ADI Analog Devices Inc. 2.23% 25,846 $5.9M Reduce -0.9%
JNJ Johnson & Johnson 2.20% 36,263 $5.9M Add +1.3%
CSCO Cisco Systems Inc. 2.12% 106,707 $5.7M Add +0.7%
COST Costco Wholesale Corp. 2.07% 6,256 $5.5M Reduce -1.6%
LIN Linde PLC 1.98% 11,123 $5.3M Reduce -0.9%
MCD McDonald's Corp. 1.96% 17,185 $5.2M Reduce -0.5%
ADP Automatic Data Processing 1.96% 18,897 $5.2M Reduce -0.8%
FDN First Trust DJ Internet Ind 1.93% 24,309 $5.1M Reduce -0.4%
ITW Illinois Tool Works 1.85% 18,823 $4.9M Reduce -0.6%
ABT Abbott Laboratories 1.73% 40,603 $4.6M Reduce -0.6%
ACN Accenture PLC Class A 1.67% 12,650 $4.5M Add +0.3%
PAYX Paychex Inc. 1.60% 31,932 $4.3M Reduce -0.8%
GD General Dynamics Corp. 1.60% 14,148 $4.3M Reduce -0.9%
RTX RTX Corp. 1.57% 34,730 $4.2M Reduce -0.4%
MDT Medtronic PLC 1.54% 45,842 $4.1M Reduce -4.3%
LHX L3HARRIS Technologies Inc. 1.54% 17,328 $4.1M Reduce -0.7%
CB Chubb Ltd. 1.52% 14,095 $4.1M Reduce -1.1%
NSC Norfolk Southern Corp. 1.51% 16,275 $4.0M Reduce -0.8%
BLK BlackRock Finance Inc. 1.50% 4,224 $4.0M Reduce -0.7%
FDS Factset Research Systems Inc. 1.42% 8,227 $3.8M Add +0.2%
UNH Unitedhealth Group Inc. 1.37% 6,263 $3.7M Reduce -0.6%
BDX Becton Dickinson and Co. 1.33% 14,794 $3.6M Add +1.9%
APD Air Products & Chemicals Inc. 1.32% 11,852 $3.5M Reduce -0.5%
HD Home Depot Inc. 1.28% 8,471 $3.4M Reduce -0.3%
PG The Procter & Gamble Co. 1.26% 19,392 $3.4M Reduce -0.7%
PEP Pepsico Inc. 1.22% 19,112 $3.2M Reduce -0.1%
WEC WEC Energy Group Inc. 1.17% 32,553 $3.1M Reduce -0.6%
EMR Emerson Electric Co. 1.05% 25,649 $2.8M Add +2.0%
TGT Target Corp. 0.98% 16,797 $2.6M Add +1.1%
PSX Phillips 66 0.94% 19,190 $2.5M Reduce -0.9%
CL Colgate-Palmolive Co. 0.93% 23,996 $2.5M Reduce -0.2%
CMCSA Comcast Corp. Class A 0.87% 55,702 $2.3M Reduce -1.8%
ROST Ross Stores Inc. 0.87% 15,402 $2.3M Reduce -0.3%
ES Eversource Energy 0.86% 33,675 $2.3M Reduce -0.4%
CLX Clorox Company 0.82% 13,491 $2.2M Reduce -0.6%
CVX Chevron Corp. 0.79% 14,385 $2.1M Reduce -0.1%
NKE Nike Inc. Class B 0.67% 20,315 $1.8M Add +2.1%
COF Capital One Financial Corp. 0.61% 10,870 $1.6M Reduce -0.4%
JEPI JPMorgan Equity Premium Inco 0.60% 27,176 $1.6M Add +7.6%
PFF iShares Preferred & Income S 0.58% 46,805 $1.6M Add +72.0%
MS Morgan Stanley 0.58% 14,919 $1.6M Reduce -0.7%
MET Metlife Inc. 0.55% 17,896 $1.5M Reduce -0.1%
DGX Quest Diagnostics Inc. 0.55% 9,468 $1.5M Reduce -0.0%
USB US Bancorp 0.46% 26,794 $1.2M Reduce -0.8%
T AT&T Inc. 0.45% 54,223 $1.2M Add +2.0%
ITOT iShares Core S&P Total U.S. 0.44% 9,385 $1.2M No change
AMT American Tower Corp. 0.44% 5,041 $1.2M Reduce -0.8%
PFE Pfizer Inc. 0.41% 37,996 $1.1M Reduce -0.5%
GOOGL Alphabet Inc. Class A 0.37% 5,922 $982K Add +5.8%
C Citigroup Inc. 0.36% 15,314 $959K Reduce -0.5%
TSLA Tesla Inc. 0.35% 3,610 $944K Reduce -0.1%
TSM Taiwan Semiconductor-SP ADR 0.35% 5,395 $937K Add +30.4%
DY Dycom Industries Inc. 0.34% 4,644 $915K Add +4.4%
MRK Merck & Co. Inc. 0.33% 7,798 $886K Add +21.4%
PKG Packaging Corp. of America 0.32% 3,942 $849K No change
IJH iShares Core S&P Midcap ETF 0.30% 13,041 $813K No change
HSY The Hershey Co. 0.29% 4,062 $779K Reduce -1.4%
CI The Cigna Group 0.29% 2,217 $768K Reduce -0.8%
FANG Diamondback Energy Inc. 0.28% 4,268 $736K Add +4.9%
PNR Pentair PLC 0.27% 7,479 $731K Reduce -0.1%
BRK.B Berkshire Hathaway Inc. Class B 0.26% 1,533 $706K No change
GILD Gilead Sciences Inc. 0.25% 7,938 $666K Reduce -0.1%
VZ Verizon Communications Inc. 0.24% 14,489 $651K Reduce -11.8%
IVV iShares Core S&P 500 ETF 0.24% 1,123 $648K Reduce -1.8%
PSCT Invesco S&P Smallcap Informa 0.24% 13,443 $644K No change
NVDA Nvidia Corp. 0.23% 5,172 $628K Reduce -15.2%
IJR iShares Core S&P Small-Cap E 0.23% 5,277 $617K No change
HUBB Hubbell Inc. 0.23% 1,440 $617K No change
DAL Delta Air Lines Inc. 0.23% 12,034 $611K Reduce -0.5%
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO 0.22% 2,124 $598K Reduce -1.6%
ICLR Icon PLC 0.22% 2,079 $597K No change
LLY Eli Lilly & Co. 0.22% 666 $590K Reduce -0.6%
NTR Nutrien Ltd. 0.22% 12,138 $583K Reduce -0.1%
BAH Booz Allen Hamilton Holdings 0.22% 3,575 $582K Reduce -0.9%
HEWJ Isha Curr Hedged MSCI Japan 0.20% 13,292 $546K Reduce -0.4%
ABBV Abbvie Inc. 0.20% 2,697 $533K Add +0.7%
SIGI Selective Insurance Group 0.20% 5,665 $529K No change
ADBE Adobe Inc. 0.20% 1,007 $521K Add +2.4%
SPYG SS SPDR P S&P 500 Growth ETF 0.19% 6,198 $514K Reduce -3.8%
AIG American International Group 0.19% 6,858 $502K Reduce -0.3%
GWRE Guidewire Software Inc. 0.18% 2,687 $492K Reduce -0.2%
SBUX Starbucks Corp. 0.18% 4,933 $481K Add +5.1%
BRO Brown & Brown Inc. 0.18% 4,537 $470K Reduce -0.2%
RSPG Invesco S&P 500 Equal Weight 0.17% 6,051 $464K Reduce -0.2%
SPYV SS SPDR P S&P 500 Value ETF 0.17% 8,573 $453K Reduce -2.0%
MU Micron Technology Inc. 0.17% 4,270 $443K Add +3.8%
MA Mastercard Inc. Class A 0.17% 893 $441K Add +2.1%
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.16% 3,645 $433K Reduce -2.6%
GLD SPDR Gold Shares 0.15% 1,690 $411K Reduce -4.1%
AMZN Amazon.com Inc. 0.15% 2,160 $402K No change
CNC Centene Corp. 0.15% 5,275 $397K No change
LDOS Leidos Holdings Inc. 0.15% 2,429 $396K Add +3.5%
KEYS Keysight Technologies Inc. 0.15% 2,455 $390K Reduce -0.2%
CBOE Cboe Global Markets Inc. 0.15% 1,901 $389K Reduce -0.2%
WCN Waste Connections Inc. 0.14% 2,113 $378K Reduce -0.2%
CHWY Chewy Inc. Class A 0.14% 12,732 $373K Reduce -0.2%
RLI Rli Corp. 0.14% 2,370 $367K Reduce -0.3%
ACM Aecom 0.14% 3,548 $366K Reduce -0.5%
PSCH Invesco S&P Smallcap Health 0.13% 7,797 $360K No change
CHD Church & Dwight Co. Inc. 0.13% 3,356 $351K No change
TMO Thermo Fisher Scientific Inc. 0.13% 553 $342K Add +3.0%
INFY Infosys Ltd.-SP ADR 0.13% 15,050 $335K Reduce -0.6%
RBC RBC Bearings Inc. 0.12% 1,107 $331K No change
FDX FedEx Corp. 0.12% 1,199 $328K Reduce -0.3%
MGM MGM Resorts International 0.12% 8,365 $327K Reduce -0.2%
EGP Eastgroup Properties Inc. 0.12% 1,749 $327K No change
CHE Chemed Corp. 0.12% 540 $325K Reduce -0.2%
AMAT Applied Materials Inc. 0.12% 1,605 $324K Add +1.0%
VMC Vulcan Materials Co. 0.12% 1,254 $314K Add +0.3%
FCF First Commonwealth Finl Corp. 0.12% 17,928 $307K No change
GGG Graco Inc. 0.11% 3,424 $300K Reduce -1.9%
WRB WR Berkley Corp. filed as BERKLEY W R CORP 0.11% 5,188 $294K Reduce -0.3%
TYL Tyler Technologies Inc. 0.11% 501 $292K Reduce -12.3%
STAG Stag Industrial Inc. 0.11% 7,355 $288K Reduce -0.3%
CHKP Check Point Software Tech 0.11% 1,487 $287K No change
DHI D.R. Horton Inc. 0.11% 1,497 $286K Reduce -2.2%
UPS United Parcel Service Class B 0.11% 2,070 $282K Reduce -0.5%
HON Honeywell International Inc. 0.10% 1,328 $275K Reduce -0.4%
GNRC Generac Holdings Inc. 0.10% 1,716 $273K Reduce -0.2%
ROL Rollins Inc. 0.10% 5,337 $270K Reduce -0.3%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.10% 2,803 $270K Reduce -10.4%
NEOG Neogen Corp. 0.10% 15,877 $267K No change
MANH Manhattan Associates Inc. 0.10% 929 $261K Reduce -1.1%
RPM RPM International Inc. 0.10% 2,159 $261K Reduce -0.3%
FIVE Five Below 0.10% 2,901 $256K Reduce -33.1%
UNP Union Pacific Corp. 0.10% 1,032 $254K Add +5.1%
AMP Ameriprise Financial Inc. 0.09% 523 $246K Add +1.6%
DECK Deckers Outdoor Corp. 0.09% 1,500 $239K Add +1.2%
XOM Exxon Mobil Corp. 0.09% 2,039 $239K No change
POST Post Holdings Inc. filed as POST HLDGS INC 0.08% 1,961 $227K Reduce -13.3%
MDYG SS SPDR S&P 400 MC GR ETF 0.08% 2,526 $222K Reduce -0.9%
EG Everest Group Ltd. 0.08% 564 $221K Add +3.3%
LW Lamb Weston Holdings Inc. 0.08% 3,386 $219K Reduce -0.3%
MDYV SS SPDR S&P 400 MC Val ETF 0.08% 2,733 $217K Reduce -1.0%
SONY Sony Group Corp. - SP ADR 0.08% 2,240 $216K New
IEFA iShares Core MSCI Eafe ETF 0.08% 2,756 $215K Reduce -11.0%
THC Tenet Healthcare Corp. 0.08% 1,265 $210K New
VSH Vishay Intertechnology Inc. 0.08% 11,101 $210K Add +1.6%
AXP American Express Co. 0.08% 771 $209K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.08% 940 $208K New
AOS Smith (a.o.) Corp. 0.08% 2,312 $208K New
TRV The Travelers Cos Inc. 0.08% 873 $204K New
O Realty Income Corp. 0.08% 3,216 $204K New
FNB FNB Corp. 0.07% 12,561 $177K No change
VGR Vector Group Ltd. 0.06% 10,573 $158K Add +1.6%
PTEN Patterson-Uti Energy Inc. 0.04% 15,361 $118K New
ACCO Acco Brands Corp. 0.03% 12,343 $68K Add +2.0%

Portfolio Sells Q2 2024 → Q3 2024
JPM JPMorgan Chase & Co. Reduce -2.1% 2.89% −0.22
ADI Analog Devices Inc. Reduce -0.9% 2.23% −0.21
PSX Phillips 66 Reduce -0.9% 0.94% −0.18
AMGN Amgen Inc. Reduce -0.6% 2.24% −0.16
COST Costco Wholesale Corp. Reduce -1.6% 2.07% −0.14
CVX Chevron Corp. Reduce -0.1% 0.79% −0.13
FDN First Trust DJ Internet Ind Reduce -0.4% 1.93% −0.12
LRCX Lam Research Corp. Sold out 0.00% −0.10
GD General Dynamics Corp. Reduce -0.9% 1.60% −0.10
FIVE Five Below Reduce -33.1% 0.10% −0.10
PEP Pepsico Inc. Reduce -0.1% 1.22% −0.08
NVDA Nvidia Corp. Reduce -15.2% 0.23% −0.07
TGTX TG Therapeutics Inc. Sold out 0.00% −0.07
LHX L3HARRIS Technologies Inc. Reduce -0.7% 1.54% −0.07
PG The Procter & Gamble Co. Reduce -0.7% 1.26% −0.06
ROST Ross Stores Inc. Reduce -0.3% 0.87% −0.05
C Citigroup Inc. Reduce -0.5% 0.36% −0.04
CMCSA Comcast Corp. Class A Reduce -1.8% 0.87% −0.04
LIN Linde PLC Reduce -0.9% 1.98% −0.04
NTR Nutrien Ltd. Reduce -0.1% 0.22% −0.04
LW Lamb Weston Holdings Inc. Reduce -0.3% 0.08% −0.04
HEWJ Isha Curr Hedged MSCI Japan Reduce -0.4% 0.20% −0.03
VZ Verizon Communications Inc. Reduce -11.8% 0.24% −0.03
MGM MGM Resorts International Reduce -0.2% 0.12% −0.03
LLY Eli Lilly & Co. Reduce -0.6% 0.22% −0.03
RSPG Invesco S&P 500 Equal Weight Reduce -0.2% 0.17% −0.03
PFE Pfizer Inc. Reduce -0.5% 0.41% −0.03
DIS The Walt Disney Co. Reduce -10.4% 0.10% −0.03
CL Colgate-Palmolive Co. Reduce -0.2% 0.93% −0.03
FDX FedEx Corp. Reduce -0.3% 0.12% −0.03
AIG American International Group Reduce -0.3% 0.19% −0.02
SPYG SS SPDR P S&P 500 Growth ETF Reduce -3.8% 0.19% −0.02
HSY The Hershey Co. Reduce -1.4% 0.29% −0.02
MS Morgan Stanley Reduce -0.7% 0.58% −0.02
CI The Cigna Group Reduce -0.8% 0.29% −0.02
IVV iShares Core S&P 500 ETF Reduce -1.8% 0.24% −0.01
HON Honeywell International Inc. Reduce -0.4% 0.10% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -11.0% 0.08% −0.01
POST Post Holdings Inc. Reduce -13.3% 0.08% −0.01
UPS United Parcel Service Class B Reduce -0.5% 0.11% −0.01
WCN Waste Connections Inc. Reduce -0.2% 0.14% −0.01
COF Capital One Financial Corp. Reduce -0.4% 0.61% −0.01
BAH Booz Allen Hamilton Holdings Reduce -0.9% 0.22% −0.01
ABT Abbott Laboratories Reduce -0.6% 1.73% −0.01
TYL Tyler Technologies Inc. Reduce -12.3% 0.11% −0.01
DAL Delta Air Lines Inc. Reduce -0.5% 0.23% −0.01
ROL Rollins Inc. Reduce -0.3% 0.10% −0.01
AJG Arthur J Gallagher & Co. Reduce -1.6% 0.22% −0.01
AAPL Apple Inc. Reduce -1.0% 4.80% −0.01
SPYV SS SPDR P S&P 500 Value ETF Reduce -2.0% 0.17% −0.01

Portfolio Buys Q2 2024 → Q3 2024
PFF iShares Preferred & Income S Add +72.0% 0.58% +0.23
ACN Accenture PLC Class A Add +0.3% 1.67% +0.10
SONY Sony Group Corp. - SP ADR New 0.08% +0.08
THC Tenet Healthcare Corp. New 0.08% +0.08
AXP American Express Co. New 0.08% +0.08
IBM Intl Business Machines Corp. New 0.08% +0.08
AOS Smith (a.o.) Corp. New 0.08% +0.08
TRV The Travelers Cos Inc. New 0.08% +0.08
O Realty Income Corp. New 0.08% +0.08
CSCO Cisco Systems Inc. Add +0.7% 2.12% +0.06
NKE Nike Inc. Class B Add +2.1% 0.67% +0.06
TSM Taiwan Semiconductor-SP ADR Add +30.4% 0.35% +0.06
JNJ Johnson & Johnson Add +1.3% 2.20% +0.05
PTEN Patterson-Uti Energy Inc. New 0.04% +0.04
FDS Factset Research Systems Inc. Add +0.2% 1.42% +0.04
DY Dycom Industries Inc. Add +4.4% 0.34% +0.03
SBUX Starbucks Corp. Add +5.1% 0.18% +0.03
T AT&T Inc. Add +2.0% 0.45% +0.03
JEPI JPMorgan Equity Premium Inco Add +7.6% 0.60% +0.02
VGR Vector Group Ltd. Add +1.6% 0.06% +0.01
ABBV Abbvie Inc. Add +0.7% 0.20% +0.01
LDOS Leidos Holdings Inc. Add +3.5% 0.15% +0.01
MA Mastercard Inc. Class A Add +2.1% 0.17% +0.01
TMO Thermo Fisher Scientific Inc. Add +3.0% 0.13% +0.01
MRK Merck & Co. Inc. Add +21.4% 0.33% +0.01
UNP Union Pacific Corp. Add +5.1% 0.10% +0.00
ACCO Acco Brands Corp. Add +2.0% 0.03% +0.00
AMP Ameriprise Financial Inc. Add +1.6% 0.09% +0.00
EG Everest Group Ltd. Add +3.3% 0.08% −0.00
DECK Deckers Outdoor Corp. Add +1.2% 0.09% −0.01
VMC Vulcan Materials Co. Add +0.3% 0.12% −0.01
VSH Vishay Intertechnology Inc. Add +1.6% 0.08% −0.02
ADBE Adobe Inc. Add +2.4% 0.20% −0.03
TGT Target Corp. Add +1.1% 0.98% −0.03
AMAT Applied Materials Inc. Add +1.0% 0.12% −0.03
GOOGL Alphabet Inc. Class A Add +5.8% 0.37% −0.05
MU Micron Technology Inc. Add +3.8% 0.17% −0.06
BDX Becton Dickinson and Co. Add +1.9% 1.33% −0.06
FANG Diamondback Energy Inc. Add +4.9% 0.28% −0.06
EMR Emerson Electric Co. Add +2.0% 1.05% −0.09
MSFT Microsoft Corp. Add +0.9% 5.17% −0.66

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 186$353.6MAAPL, MSFT, CSCO, JPM, ADI
Q1 2026 174$326.1MAAPL, MSFT, JNJ, JPM, WMT
Q4 2025 180$326.9MMSFT, AAPL, JPM, WMT, CSCO
Q3 2025 180$323.9MMSFT, AAPL, JPM, WMT, LOW
Q2 2025 183$306.8MMSFT, AAPL, JPM, CSCO, WMT
Q1 2025 168$280.8MMSFT, AAPL, JPM, LOW, WMT
Q4 2024 156$265.7MMSFT, AAPL, JPM, LOW, WMT
Q3 2024 155$267.3MMSFT, AAPL, LOW, JPM, NEE
Q2 2024 149$243.9MMSFT, AAPL, JPM, LOW, ADI
Q1 2024 148$245.1MMSFT, AAPL, JPM, LOW, JNJ