Somerset Trust Co
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 8, 2025), Somerset Trust Co reported 168 stock positions worth $280.8 million. Its top holding was Microsoft (MSFT) at 4.5% of the portfolio, followed by Apple (AAPL, 4.3%) and JPMorgan Chase (JPM, 3.1%). Compared with Q4 2024, it opened 18 new positions, sold out of 6, added to 100 and reduced 39. The biggest buy was Amgen (AMGN, shares +6%) and the biggest sale Ross Stores (ROST, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SOMERSET, PA
- CIK
- 0001597099
- Portfolio Value
- $280.8M (Q1 2025)
- SEC Filing
- 0001597099-25-000003 ↗ filed Apr 8, 2025
Holdings Value
Holdings 168 stocks · $280.8M
| MSFT Microsoft Corp. | 4.54% | 33,991 | $12.8M | Add +3.9% |
| AAPL Apple Inc. | 4.34% | 54,840 | $12.2M | Add +1.6% |
| JPM JPMorgan Chase & Co. | 3.09% | 35,378 | $8.7M | Reduce -0.2% |
| LOW Lowe's Cos Inc. | 2.53% | 30,429 | $7.1M | Add +2.9% |
| WMT Walmart Inc. | 2.45% | 78,258 | $6.9M | Add +3.1% |
| CSCO Cisco Systems Inc. | 2.42% | 109,910 | $6.8M | Add +1.5% |
| JNJ Johnson & Johnson | 2.27% | 38,434 | $6.4M | Add +2.1% |
| AMGN Amgen Inc. | 2.27% | 20,423 | $6.4M | Add +6.5% |
| NEE Nextera Energy Inc. | 2.26% | 89,709 | $6.4M | Add +5.2% |
| AFL Aflac Inc. | 2.20% | 55,488 | $6.2M | Add +1.2% |
| ADP Automatic Data Processing | 2.14% | 19,654 | $6.0M | Add +2.5% |
| ABT Abbott Laboratories | 2.08% | 44,078 | $5.8M | Add +4.6% |
| MCD McDonald's Corp. | 2.05% | 18,411 | $5.8M | Add +4.9% |
| COST Costco Wholesale Corp. | 1.99% | 5,917 | $5.6M | Reduce -0.8% |
| ADI Analog Devices Inc. | 1.95% | 27,219 | $5.5M | Add +3.8% |
| FDN First Trust DJ Internet Ind | 1.91% | 24,115 | $5.4M | Add +3.7% |
| LIN Linde PLC | 1.90% | 11,463 | $5.3M | Add +1.9% |
| RTX RTX Corp. | 1.83% | 38,746 | $5.1M | Add +7.6% |
| PAYX Paychex Inc. | 1.83% | 33,247 | $5.1M | Add +2.4% |
| ITW Illinois Tool Works | 1.77% | 20,063 | $5.0M | Add +4.0% |
| CB Chubb Ltd. | 1.57% | 14,627 | $4.4M | Add +2.6% |
| BLK BlackRock Inc. | 1.56% | 4,637 | $4.4M | Add +5.8% |
| MDT Medtronic PLC | 1.56% | 48,759 | $4.4M | Add +7.5% |
| ACN Accenture PLC Class A | 1.49% | 13,382 | $4.2M | Add +3.8% |
| NSC Norfolk Southern Corp. | 1.47% | 17,396 | $4.1M | Add +4.1% |
| LHX L3HARRIS Technologies Inc. | 1.45% | 19,488 | $4.1M | Add +7.6% |
| GD General Dynamics Corp. | 1.44% | 14,884 | $4.1M | Add +2.6% |
| FDS Factset Research Systems Inc. | 1.41% | 8,735 | $4.0M | Add +3.8% |
| WEC WEC Energy Group Inc. | 1.39% | 35,891 | $3.9M | Add +5.1% |
| APD Air Products & Chemicals Inc. | 1.34% | 12,751 | $3.8M | Add +4.4% |
| BDX Becton Dickinson and Co. | 1.32% | 16,202 | $3.7M | Add +4.5% |
| UNH Unitedhealth Group Inc. | 1.30% | 6,983 | $3.7M | Add +6.2% |
| PG The Procter & Gamble Co. | 1.29% | 21,250 | $3.6M | Add +5.5% |
| PEP Pepsico Inc. | 1.13% | 21,085 | $3.2M | Add +5.6% |
| HD Home Depot Inc. | 1.08% | 8,249 | $3.0M | Reduce -0.8% |
| EMR Emerson Electric Co. | 1.05% | 26,785 | $2.9M | Add +2.7% |
| PSX Phillips 66 | 0.90% | 20,550 | $2.5M | Add +3.8% |
| CVX Chevron Corp. | 0.90% | 15,120 | $2.5M | Add +2.5% |
| ES Eversource Energy | 0.88% | 39,823 | $2.5M | Add +12.6% |
| CL Colgate-Palmolive Co. | 0.88% | 26,247 | $2.5M | Add +5.6% |
| CMCSA Comcast Corp. Class A | 0.87% | 66,151 | $2.4M | Add +10.2% |
| CLX Clorox Company | 0.81% | 15,361 | $2.3M | Add +8.1% |
| ROST Ross Stores Inc. | 0.69% | 15,247 | $1.9M | Reduce -0.5% |
| TGT Target Corp. | 0.69% | 18,547 | $1.9M | Add +6.7% |
| COF Capital One Financial Corp. | 0.68% | 10,628 | $1.9M | Reduce -1.8% |
| MS Morgan Stanley | 0.67% | 16,130 | $1.9M | Add +4.6% |
| JEPI JPMorgan Equity Premium Inco | 0.65% | 31,938 | $1.8M | Add +10.4% |
| T AT&T Inc. | 0.61% | 60,454 | $1.7M | Add +5.4% |
| DGX Quest Diagnostics Inc. | 0.56% | 9,360 | $1.6M | Reduce -1.0% |
| PFF iShares Preferred & Income S | 0.55% | 50,689 | $1.6M | Add +0.4% |
| NKE Nike Inc. Class B | 0.53% | 23,625 | $1.5M | Add +10.0% |
| MET Metlife Inc. | 0.50% | 17,653 | $1.4M | Reduce -1.1% |
| AMT American Tower Corp. | 0.46% | 5,929 | $1.3M | Add +11.3% |
| USB US Bancorp | 0.45% | 30,090 | $1.3M | Add +7.1% |
| GOOGL Alphabet Inc. Class A | 0.44% | 7,972 | $1.2M | Add +30.2% |
| ITOT iShares Core S&P Total U.S. | 0.41% | 9,385 | $1.1M | No change |
| TSM Taiwan Semiconductor-SP ADR | 0.39% | 6,567 | $1.1M | Add +15.7% |
| C Citigroup Inc. | 0.39% | 15,275 | $1.1M | Reduce -0.5% |
| TSLA Tesla Inc. | 0.34% | 3,683 | $954K | Add +2.1% |
| FANG Diamondback Energy Inc. | 0.34% | 5,943 | $950K | Add +24.5% |
| MRK Merck & Co. Inc. | 0.33% | 10,447 | $938K | Add +24.5% |
| DY Dycom Industries Inc. | 0.32% | 5,949 | $906K | Add +28.5% |
| GILD Gilead Sciences Inc. | 0.31% | 7,803 | $874K | Reduce -1.1% |
| VZ Verizon Communications Inc. | 0.30% | 18,507 | $839K | Add +24.6% |
| NVDA Nvidia Corp. | 0.29% | 7,429 | $805K | Add +32.0% |
| ABBV Abbvie Inc. | 0.28% | 3,780 | $792K | Add +15.2% |
| MU Micron Technology Inc. | 0.26% | 8,552 | $743K | Add +45.6% |
| CI The Cigna Group | 0.25% | 2,163 | $712K | Reduce -1.9% |
| PKG Packaging Corp. of America | 0.25% | 3,571 | $707K | No change |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.25% | 2,041 | $705K | Reduce -2.3% |
| IJH iShares Core S&P Midcap ETF | 0.24% | 11,691 | $682K | Reduce -10.3% |
| PNR Pentair PLC | 0.24% | 7,718 | $675K | Add +3.3% |
| IVV iShares Core S&P 500 ETF | 0.23% | 1,149 | $646K | Add +2.3% |
| HSY The Hershey Co. | 0.23% | 3,719 | $636K | Add +19.7% |
| HEWJ Isha Curr Hedged MSCI Japan | 0.23% | 15,092 | $633K | Add +3.3% |
| MA Mastercard Inc. Class A | 0.22% | 1,151 | $631K | Add +30.8% |
| PFE Pfizer Inc. | 0.21% | 23,454 | $594K | Add +9.0% |
| SBUX Starbucks Corp. | 0.21% | 6,009 | $589K | Add +10.0% |
| ADBE Adobe Inc. | 0.21% | 1,513 | $580K | Add +30.8% |
| AIG American International Group | 0.20% | 6,532 | $568K | Reduce -3.7% |
| LLY Eli Lilly & Co. | 0.20% | 664 | $548K | Reduce -0.3% |
| IJR iShares Core S&P Small-Cap E | 0.19% | 5,226 | $546K | Reduce -1.0% |
| PSCT Invesco S&P Smallcap Informa | 0.19% | 13,443 | $539K | No change |
| VMC Vulcan Materials Co. | 0.19% | 2,252 | $525K | Add +46.8% |
| SIGI Selective Insurance Group | 0.18% | 5,665 | $519K | No change |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.18% | 6,434 | $517K | Add +5.5% |
| DAL Delta Air Lines Inc. | 0.18% | 11,562 | $504K | Reduce -3.0% |
| GLD SPDR Gold Shares | 0.18% | 1,730 | $498K | Add +2.4% |
| RSPG Invesco S&P 500 Equal Weight | 0.18% | 6,020 | $493K | Reduce -0.3% |
| BRO Brown & Brown Inc. | 0.17% | 3,942 | $490K | Reduce -0.8% |
| CBOE Cboe Global Markets Inc. | 0.17% | 2,166 | $490K | Add +14.4% |
| NTR Nutrien Ltd. | 0.17% | 9,831 | $488K | Reduce -8.4% |
| LDOS Leidos Holdings Inc. | 0.17% | 3,572 | $482K | Add +41.0% |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 0.17% | 5,501 | $473K | Add +17.4% |
| HUBB Hubbell Inc. | 0.17% | 1,414 | $468K | Reduce -1.8% |
| CHWY Chewy Inc. Class A | 0.16% | 14,098 | $458K | Add +11.1% |
| AMP Ameriprise Financial Inc. | 0.16% | 946 | $458K | Add +24.5% |
| SONY Sony Group Corp. - SP ADR | 0.16% | 17,720 | $450K | Add +48.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.16% | 8,708 | $445K | Add +2.3% |
| GWRE Guidewire Software Inc. | 0.16% | 2,349 | $440K | Reduce -0.6% |
Portfolio Sells Q4 2024 → Q1 2025
| ROST Ross Stores Inc. | Reduce -0.5% | 0.69% | −0.18 |
| HD Home Depot Inc. | Reduce -0.8% | 1.08% | −0.14 |
| JPM JPMorgan Chase & Co. | Reduce -0.2% | 3.09% | −0.11 |
| DAL Delta Air Lines Inc. | Reduce -3.0% | 0.18% | −0.09 |
| MANH Manhattan Associates Inc. | Sold out | 0.00% | −0.09 |
| LW Lamb Weston Holdings Inc. | Sold out | 0.00% | −0.08 |
| MDYG SS SPDR S&P 400 MC GR ETF | Sold out | 0.00% | −0.08 |
| AXP American Express Co. | Sold out | 0.00% | −0.08 |
| BRBR Bellring Brands Inc. | Sold out | 0.00% | −0.08 |
| COST Costco Wholesale Corp. | Reduce -0.8% | 1.99% | −0.06 |
| IJH iShares Core S&P Midcap ETF | Reduce -10.3% | 0.24% | −0.06 |
| HUBB Hubbell Inc. | Reduce -1.8% | 0.17% | −0.06 |
| COF Capital One Financial Corp. | Reduce -1.8% | 0.68% | −0.05 |
| MET Metlife Inc. | Reduce -1.1% | 0.50% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -8.9% | 0.13% | −0.04 |
| BAH Booz Allen Hamilton Holdings | Reduce -2.9% | 0.13% | −0.04 |
| ICLR Icon PLC | Reduce -7.3% | 0.12% | −0.04 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.0% | 0.19% | −0.03 |
| ACCO Acco Brands Corp. | Sold out | 0.00% | −0.03 |
| NEOG Neogen Corp. | Reduce -1.8% | 0.05% | −0.02 |
| MGM MGM Resorts International | Reduce -1.4% | 0.09% | −0.02 |
| C Citigroup Inc. | Reduce -0.5% | 0.39% | −0.02 |
| HON Honeywell International Inc. | Reduce -7.0% | 0.09% | −0.02 |
| KEYS Keysight Technologies Inc. | Reduce -0.8% | 0.13% | −0.02 |
| RLI Rli Corp. | Reduce -0.9% | 0.13% | −0.01 |
| RPM RPM International Inc. | Reduce -1.4% | 0.09% | −0.01 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -4.3% | 0.07% | −0.01 |
| NTR Nutrien Ltd. | Reduce -8.4% | 0.17% | −0.01 |
| CHD Church & Dwight Co. Inc. | Reduce -4.0% | 0.13% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -7.4% | 0.08% | −0.00 |
| STAG Stag Industrial Inc. | Reduce -1.2% | 0.09% | −0.00 |
| EQT Eqt Corp. | Reduce -8.8% | 0.13% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -8.9% | 0.14% | +0.00 |
| LLY Eli Lilly & Co. | Reduce -0.3% | 0.20% | +0.00 |
| RSPG Invesco S&P 500 Equal Weight | Reduce -0.3% | 0.18% | +0.00 |
| GWRE Guidewire Software Inc. | Reduce -0.6% | 0.16% | +0.01 |
| ROL Rollins Inc. | Reduce -1.1% | 0.10% | +0.01 |
| WCN Waste Connections Inc. | Reduce -0.8% | 0.15% | +0.01 |
| WRB WR Berkley Corp. | Reduce -1.5% | 0.11% | +0.01 |
| AIG American International Group | Reduce -3.7% | 0.20% | +0.02 |
| BRO Brown & Brown Inc. | Reduce -0.8% | 0.17% | +0.02 |
| CI The Cigna Group | Reduce -1.9% | 0.25% | +0.02 |
| DGX Quest Diagnostics Inc. | Reduce -1.0% | 0.56% | +0.03 |
| AJG Arthur J Gallagher & Co. | Reduce -2.3% | 0.25% | +0.03 |
| GILD Gilead Sciences Inc. | Reduce -1.1% | 0.31% | +0.04 |
Portfolio Buys Q4 2024 → Q1 2025
| AMGN Amgen Inc. | Add +6.5% | 2.27% | +0.38 |
| ABT Abbott Laboratories | Add +4.6% | 2.08% | +0.29 |
| RTX RTX Corp. | Add +7.6% | 1.83% | +0.26 |
| JNJ Johnson & Johnson | Add +2.1% | 2.27% | +0.22 |
| MDT Medtronic PLC | Add +7.5% | 1.56% | +0.20 |
| WEC WEC Energy Group Inc. | Add +5.1% | 1.39% | +0.18 |
| MCD McDonald's Corp. | Add +4.9% | 2.05% | +0.13 |
| LIN Linde PLC | Add +1.9% | 1.90% | +0.13 |
| T AT&T Inc. | Add +5.4% | 0.61% | +0.12 |
| ES Eversource Energy | Add +12.6% | 0.88% | +0.12 |
| PAYX Paychex Inc. | Add +2.4% | 1.83% | +0.11 |
| CRUS Cirrus Logic Inc. | New | 0.11% | +0.11 |
| CSGS CSG Systems Intl Inc. | New | 0.11% | +0.11 |
| THC Tenet Healthcare Corp. | New | 0.11% | +0.11 |
| TKO Tko Group Holdings Inc. | New | 0.10% | +0.10 |
| CVS CVS Health Corp. | New | 0.10% | +0.10 |
| CVX Chevron Corp. | Add +2.5% | 0.90% | +0.10 |
| O Realty Income Corp. | New | 0.09% | +0.09 |
| AMT American Tower Corp. | Add +11.3% | 0.46% | +0.09 |
| MLPX Global X MLP & Energy Infras | New | 0.09% | +0.09 |
| CB Chubb Ltd. | Add +2.6% | 1.57% | +0.09 |
| VHT Vanguard Health Care ETF | New | 0.09% | +0.09 |
| NEM Newmont Corp. | New | 0.08% | +0.08 |
| POST Post Holdings Inc. | New | 0.08% | +0.08 |
| V Visa Inc. Class A | New | 0.08% | +0.08 |
| TEL Te Connectivity PLC | New | 0.08% | +0.08 |
| MU Micron Technology Inc. | Add +45.6% | 0.26% | +0.08 |
| XAR SS SPDR S&P Aerospace Def | New | 0.08% | +0.08 |
| IBM Intl Business Machines Corp. | New | 0.08% | +0.08 |
| D Dominion Energy Inc. | New | 0.08% | +0.08 |
| VZ Verizon Communications Inc. | Add +24.6% | 0.30% | +0.08 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.07% | +0.07 |
| CTO Cto Realty Growth Inc. | New | 0.07% | +0.07 |
| THG Hanover Insurance Group Inc./ | New | 0.07% | +0.07 |
| SONY Sony Group Corp. - SP ADR | Add +48.2% | 0.16% | +0.07 |
| AFL Aflac Inc. | Add +1.2% | 2.20% | +0.06 |
| ABBV Abbvie Inc. | Add +15.2% | 0.28% | +0.06 |
| PSX Phillips 66 | Add +3.8% | 0.90% | +0.05 |
| UNH Unitedhealth Group Inc. | Add +6.2% | 1.30% | +0.05 |
| MA Mastercard Inc. Class A | Add +30.8% | 0.22% | +0.05 |
| CHE Chemed Corp. | Add +30.5% | 0.15% | +0.05 |
| FANG Diamondback Energy Inc. | Add +24.5% | 0.34% | +0.04 |
| MO Altria Group Inc. | Add +35.6% | 0.14% | +0.04 |
| VMC Vulcan Materials Co. | Add +46.8% | 0.19% | +0.04 |
| TRV The Travelers Cos Inc. | Add +40.0% | 0.12% | +0.04 |
| CBOE Cboe Global Markets Inc. | Add +14.4% | 0.17% | +0.04 |
| LDOS Leidos Holdings Inc. | Add +41.0% | 0.17% | +0.03 |
| TMO Thermo Fisher Scientific Inc. | Add +43.0% | 0.14% | +0.03 |
| TYL Tyler Technologies Inc. | Add +36.5% | 0.14% | +0.03 |
| RBC RBC Bearings Inc. | Add +21.7% | 0.15% | +0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 186 | $353.6M | AAPL, MSFT, CSCO, JPM, ADI |
| Q1 2026 | 174 | $326.1M | AAPL, MSFT, JNJ, JPM, WMT |
| Q4 2025 | 180 | $326.9M | MSFT, AAPL, JPM, WMT, CSCO |
| Q3 2025 | 180 | $323.9M | MSFT, AAPL, JPM, WMT, LOW |
| Q2 2025 | 183 | $306.8M | MSFT, AAPL, JPM, CSCO, WMT |
| Q1 2025 | 168 | $280.8M | MSFT, AAPL, JPM, LOW, WMT |
| Q4 2024 | 156 | $265.7M | MSFT, AAPL, JPM, LOW, WMT |
| Q3 2024 | 155 | $267.3M | MSFT, AAPL, LOW, JPM, NEE |
| Q2 2024 | 149 | $243.9M | MSFT, AAPL, JPM, LOW, ADI |
| Q1 2024 | 148 | $245.1M | MSFT, AAPL, JPM, LOW, JNJ |