Somerset Trust Co
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 9, 2026), Somerset Trust Co reported 180 stock positions worth $326.9 million. Its top holding was Microsoft (MSFT) at 4.9% of the portfolio, followed by Apple (AAPL, 4.5%) and JPMorgan Chase (JPM, 3.3%). Compared with Q3 2025, it opened 6 new positions, sold out of 6, added to 78 and reduced 58. The biggest buy was Amgen (AMGN, shares +1%) and the biggest sale Microsoft (MSFT, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- SOMERSET, PA
- CIK
- 0001597099
- Portfolio Value
- $326.9M (Q4 2025)
- SEC Filing
- 0001597099-26-000001 ↗ filed Jan 9, 2026
Holdings Value
Holdings 180 stocks · $326.9M
| MSFT Microsoft Corp. | 4.91% | 33,190 | $16.1M | Reduce -0.4% |
| AAPL Apple Inc. | 4.47% | 53,752 | $14.6M | Reduce -2.0% |
| JPM JPMorgan Chase & Co. | 3.31% | 33,531 | $10.8M | Reduce -1.9% |
| WMT Walmart Inc. | 2.61% | 76,633 | $8.5M | Reduce -0.3% |
| CSCO Cisco Systems Inc. | 2.57% | 108,868 | $8.4M | Reduce -0.6% |
| JNJ Johnson & Johnson | 2.50% | 39,445 | $8.2M | Add +1.6% |
| LOW Lowe's Cos Inc. | 2.27% | 30,746 | $7.4M | Add +1.0% |
| NEE Nextera Energy Inc. | 2.26% | 92,085 | $7.4M | Add +1.4% |
| ADI Analog Devices Inc. | 2.26% | 27,199 | $7.4M | Add +0.3% |
| RTX RTX Corp. | 2.22% | 39,630 | $7.3M | Add +1.1% |
| AMGN Amgen Inc. | 2.09% | 20,873 | $6.8M | Add +1.4% |
| FDN First Trust DJ Internet Ind | 1.91% | 23,171 | $6.2M | Reduce -0.7% |
| AVGO Broadcom Inc. | 1.86% | 17,532 | $6.1M | Add +0.5% |
| AFL Aflac Inc. | 1.83% | 54,275 | $6.0M | Add +0.3% |
| LHX L3HARRIS Technologies Inc. | 1.80% | 19,989 | $5.9M | Add +1.4% |
| MCD McDonald's Corp. | 1.73% | 18,530 | $5.7M | Add +1.2% |
| ABT Abbott Laboratories | 1.71% | 44,733 | $5.6M | Add +1.7% |
| NSC Norfolk Southern Corp. | 1.56% | 17,695 | $5.1M | Add +1.3% |
| ITW Illinois Tool Works | 1.55% | 20,609 | $5.1M | Add +1.7% |
| ADP Automatic Data Processing | 1.54% | 19,575 | $5.0M | Add +1.4% |
| BLK BlackRock Inc. | 1.54% | 4,688 | $5.0M | Add +0.8% |
| GD General Dynamics Corp. | 1.53% | 14,843 | $5.0M | Add +0.5% |
| LIN Linde PLC | 1.48% | 11,320 | $4.8M | Add +0.6% |
| COST Costco Wholesale Corp. | 1.47% | 5,582 | $4.8M | Reduce -3.1% |
| MDT Medtronic PLC | 1.46% | 49,537 | $4.8M | Add +0.6% |
| CB Chubb Ltd. | 1.38% | 14,483 | $4.5M | Add +0.7% |
| META Meta Platforms Inc. Class A | 1.26% | 6,261 | $4.1M | Reduce -2.4% |
| WEC WEC Energy Group Inc. | 1.18% | 36,699 | $3.9M | Add +1.6% |
| PAYX Paychex Inc. | 1.15% | 33,494 | $3.8M | Add +1.6% |
| ACN Accenture PLC Class A | 1.11% | 13,558 | $3.6M | Add +1.3% |
| EMR Emerson Electric Co. | 1.11% | 27,401 | $3.6M | Add +1.1% |
| CEG Constellation Energy | 1.08% | 10,021 | $3.5M | Add +1.3% |
| GOOGL Alphabet Inc. Class A | 1.07% | 11,180 | $3.5M | Reduce -1.3% |
| BDX Becton Dickinson and Co. | 1.01% | 17,008 | $3.3M | Add +2.1% |
| APD Air Products & Chemicals Inc. | 1.00% | 13,168 | $3.3M | Add +1.5% |
| PG The Procter & Gamble Co. | 0.98% | 22,286 | $3.2M | Add +2.5% |
| PEP Pepsico Inc. | 0.97% | 22,036 | $3.2M | Add +3.0% |
| MS Morgan Stanley | 0.90% | 16,656 | $3.0M | Add +1.2% |
| ES Eversource Energy | 0.86% | 41,776 | $2.8M | Add +1.6% |
| HD Home Depot Inc. | 0.86% | 8,123 | $2.8M | Add +0.4% |
| PSX Phillips 66 | 0.83% | 20,937 | $2.7M | Add +1.4% |
| ROST Ross Stores Inc. | 0.81% | 14,788 | $2.7M | Add +0.4% |
| FDS Factset Research Systems Inc. | 0.80% | 9,036 | $2.6M | Add +2.8% |
| COF Capital One Financial Corp. | 0.78% | 10,486 | $2.5M | Reduce -3.1% |
| MU Micron Technology Inc. | 0.78% | 8,899 | $2.5M | Reduce -1.1% |
| CVX Chevron Corp. | 0.72% | 15,479 | $2.4M | Add +1.4% |
| CL Colgate-Palmolive Co. | 0.67% | 27,539 | $2.2M | Add +2.3% |
| DY Dycom Industries Inc. | 0.66% | 6,404 | $2.2M | Reduce -0.5% |
| TSM Taiwan Semiconductor-SP ADR | 0.63% | 6,827 | $2.1M | Reduce -0.3% |
| CMCSA Comcast Corp. Class A | 0.58% | 63,673 | $1.9M | Add +1.3% |
| TSLA Tesla Inc. | 0.58% | 4,201 | $1.9M | Reduce -17.0% |
| JEPI JPMorgan Equity Premium Inco | 0.56% | 32,211 | $1.8M | Add +0.2% |
| C Citigroup Inc. | 0.52% | 14,631 | $1.7M | Add +0.5% |
| USB US Bancorp | 0.52% | 31,560 | $1.7M | Add +2.2% |
| CLX Clorox Company | 0.51% | 16,538 | $1.7M | Add +5.1% |
| NVDA Nvidia Corp. | 0.50% | 8,769 | $1.6M | Reduce -9.7% |
| NKE Nike Inc. Class B | 0.50% | 25,616 | $1.6M | Add +6.9% |
| DGX Quest Diagnostics Inc. | 0.48% | 9,111 | $1.6M | Add +0.3% |
| T AT&T Inc. | 0.47% | 61,368 | $1.5M | Add +2.6% |
| PFF iShares Preferred & Income S | 0.46% | 49,083 | $1.5M | Add +1.0% |
| ITOT iShares Core S&P Total U.S. | 0.43% | 9,385 | $1.4M | No change |
| MET Metlife Inc. | 0.41% | 16,959 | $1.3M | Add +0.6% |
| BABA Alibaba Group Holding-SP ADR | 0.33% | 7,351 | $1.1M | No change |
| RSPG Invesco S&P 500 Equal Weight | 0.32% | 13,308 | $1.1M | Add +0.7% |
| AMT American Tower Corp. | 0.32% | 5,927 | $1.0M | Add +1.6% |
| SOXX iShares Semiconductor ETF | 0.29% | 3,125 | $941K | Add +4.3% |
| GILD Gilead Sciences Inc. | 0.29% | 7,592 | $932K | Add +0.3% |
| MRK Merck & Co. Inc. | 0.28% | 8,617 | $907K | Add +4.5% |
| ABBV Abbvie Inc. | 0.27% | 3,916 | $895K | Add +0.6% |
| NUKZ Range Nuclear Renaissance filed as EXCHANGE TRADED CONCEPTS TRU | 0.25% | 12,779 | $811K | Add +21.6% |
| GOOG Alphabet Inc. Class C | 0.24% | 2,500 | $785K | No change |
| LDOS Leidos Holdings Inc. | 0.24% | 4,336 | $782K | Reduce -0.5% |
| IVV iShares Core S&P 500 ETF | 0.24% | 1,142 | $782K | No change |
| PNR Pentair PLC | 0.23% | 7,354 | $766K | Add +0.4% |
| HEWJ Isha Curr Hedged MSCI Japan | 0.23% | 14,474 | $763K | Add +1.4% |
| IJH iShares Core S&P Midcap ETF | 0.23% | 11,285 | $745K | No change |
| FANG Diamondback Energy Inc. | 0.23% | 4,936 | $742K | Reduce -7.3% |
| PSCT Invesco S&P Smallcap Informa | 0.23% | 13,043 | $738K | Reduce -3.0% |
| LRCX Lam Research Corp. | 0.23% | 4,308 | $737K | Reduce -10.9% |
| PKG Packaging Corp. of America | 0.22% | 3,543 | $731K | No change |
| RBC RBC Bearings Inc. | 0.21% | 1,557 | $698K | Add +0.3% |
| FIVE Five Below | 0.21% | 3,697 | $696K | Reduce -0.7% |
| VMC Vulcan Materials Co. | 0.21% | 2,427 | $692K | Reduce -0.5% |
| LLY Eli Lilly & Co. | 0.21% | 639 | $687K | No change |
| GLD SPDR Gold Shares | 0.21% | 1,692 | $671K | Reduce -0.1% |
| MA Mastercard Inc. Class A | 0.20% | 1,157 | $661K | Reduce -0.9% |
| AMAT Applied Materials Inc. | 0.20% | 2,550 | $655K | Reduce -0.8% |
| NEM Newmont Corp. | 0.20% | 6,468 | $646K | Add +5.3% |
| VZ Verizon Communications Inc. | 0.19% | 15,577 | $634K | Reduce -14.8% |
| HUBB Hubbell Inc. | 0.19% | 1,414 | $628K | No change |
| IJR iShares Core S&P Small-Cap E | 0.19% | 5,059 | $608K | No change |
| XAR SS SPDR S&P Aerospace Def | 0.19% | 2,512 | $606K | Add +2.4% |
| CRM Salesforce Inc. | 0.18% | 2,256 | $598K | Add +2.9% |
| HSY The Hershey Co. | 0.18% | 3,275 | $596K | Add +4.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.18% | 5,535 | $591K | Reduce -1.1% |
| EPD Enterprise Products Partners | 0.18% | 18,035 | $578K | No change |
| SHOP Shopify Inc. Class A | 0.18% | 3,589 | $578K | Reduce -1.7% |
| NTR Nutrien Ltd. | 0.17% | 9,261 | $572K | Add +0.8% |
| CI The Cigna Group | 0.17% | 2,014 | $554K | Reduce -2.2% |
| CBOE Cboe Global Markets Inc. | 0.16% | 2,104 | $528K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| MSFT Microsoft Corp. | Reduce -0.4% | 4.91% | −0.42 |
| META Meta Platforms Inc. Class A | Reduce -2.4% | 1.26% | −0.19 |
| COST Costco Wholesale Corp. | Reduce -3.1% | 1.47% | −0.17 |
| LRN Stride Inc. | Sold out | 0.00% | −0.13 |
| CSGS CSG Systems Intl Inc. | Sold out | 0.00% | −0.13 |
| TSLA Tesla Inc. | Reduce -17.0% | 0.58% | −0.12 |
| FDN First Trust DJ Internet Ind | Reduce -0.7% | 1.91% | −0.11 |
| ACM Aecom | Reduce -23.7% | 0.11% | −0.09 |
| GGG Graco Inc. | Sold out | 0.00% | −0.09 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.07 |
| CSX CSX Corp. | Sold out | 0.00% | −0.07 |
| VSH Vishay Intertechnology Inc. | Sold out | 0.00% | −0.06 |
| NVDA Nvidia Corp. | Reduce -9.7% | 0.50% | −0.06 |
| GWRE Guidewire Software Inc. | Reduce -18.0% | 0.14% | −0.06 |
| GNRC Generac Holdings Inc. | Reduce -35.5% | 0.06% | −0.06 |
| VZ Verizon Communications Inc. | Reduce -14.8% | 0.19% | −0.05 |
| CHWY Chewy Inc. Class A | Reduce -12.7% | 0.12% | −0.05 |
| MO Altria Group Inc. | Reduce -5.8% | 0.11% | −0.03 |
| JPM JPMorgan Chase & Co. | Reduce -1.9% | 3.31% | −0.02 |
| VMC Vulcan Materials Co. | Reduce -0.5% | 0.21% | −0.02 |
| BAH Booz Allen Hamilton Holdings | Reduce -1.0% | 0.08% | −0.02 |
| WCN Waste Connections Inc. | Reduce -12.3% | 0.11% | −0.02 |
| AMZN Amazon.com Inc. | Reduce -15.0% | 0.13% | −0.02 |
| O Realty Income Corp. | Reduce -11.3% | 0.07% | −0.02 |
| LDOS Leidos Holdings Inc. | Reduce -0.5% | 0.24% | −0.01 |
| CI The Cigna Group | Reduce -2.2% | 0.17% | −0.01 |
| ADBE Adobe Inc. | Reduce -5.0% | 0.14% | −0.01 |
| CRUS Cirrus Logic Inc. | Reduce -0.2% | 0.13% | −0.01 |
| HON Honeywell International Inc. | Reduce -1.2% | 0.08% | −0.01 |
| CHE Chemed Corp. | Reduce -6.0% | 0.07% | −0.01 |
| FANG Diamondback Energy Inc. | Reduce -7.3% | 0.23% | −0.01 |
| WYNN WYNN Resorts Ltd. | Reduce -0.2% | 0.09% | −0.01 |
| SYM Symbotic Inc. | Reduce -13.0% | 0.13% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -10.7% | 0.08% | −0.01 |
| SBUX Starbucks Corp. | Reduce -1.9% | 0.16% | −0.01 |
| THC Tenet Healthcare Corp. | Reduce -0.4% | 0.15% | −0.01 |
| UNP Union Pacific Corp. | Reduce -1.5% | 0.09% | −0.00 |
| EG Everest Group Ltd. | Reduce -1.3% | 0.06% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -9.6% | 0.07% | −0.00 |
| MA Mastercard Inc. Class A | Reduce -0.9% | 0.20% | −0.00 |
| DIS The Walt Disney Co. | Reduce -0.2% | 0.12% | −0.00 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -0.6% | 0.06% | −0.00 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -1.1% | 0.18% | +0.00 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -0.4% | 0.06% | +0.00 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -0.5% | 0.13% | +0.00 |
| TRV The Travelers Cos Inc. | Reduce -1.1% | 0.12% | +0.00 |
| CVS CVS Health Corp. | Reduce -0.8% | 0.12% | +0.00 |
| PSCT Invesco S&P Smallcap Informa | Reduce -3.0% | 0.23% | +0.01 |
| INFY Infosys Ltd.-SP ADR | Reduce -1.0% | 0.09% | +0.01 |
| SHOP Shopify Inc. Class A | Reduce -1.7% | 0.18% | +0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| AMGN Amgen Inc. | Add +1.4% | 2.09% | +0.30 |
| JNJ Johnson & Johnson | Add +1.6% | 2.50% | +0.27 |
| ADI Analog Devices Inc. | Add +0.3% | 2.26% | +0.20 |
| RTX RTX Corp. | Add +1.1% | 2.22% | +0.20 |
| NEE Nextera Energy Inc. | Add +1.4% | 2.26% | +0.14 |
| CB Chubb Ltd. | Add +0.7% | 1.38% | +0.13 |
| ROST Ross Stores Inc. | Add +0.4% | 0.81% | +0.12 |
| MS Morgan Stanley | Add +1.2% | 0.90% | +0.10 |
| ACN Accenture PLC Class A | Add +1.3% | 1.11% | +0.09 |
| CPAY Corpay Inc. | New | 0.08% | +0.08 |
| AVGO Broadcom Inc. | Add +0.5% | 1.86% | +0.08 |
| CEG Constellation Energy | Add +1.3% | 1.08% | +0.08 |
| DPZ Domino's Pizza Inc. | New | 0.07% | +0.07 |
| BJRI Bj's Restaurants Inc. | New | 0.07% | +0.07 |
| WSO Watsco Inc. | New | 0.07% | +0.07 |
| UPS United Parcel Service Class B | New | 0.07% | +0.07 |
| C Citigroup Inc. | Add +0.5% | 0.52% | +0.07 |
| MRK Merck & Co. Inc. | Add +4.5% | 0.28% | +0.06 |
| VHT Vanguard Health Care ETF | New | 0.06% | +0.06 |
| USB US Bancorp | Add +2.2% | 0.52% | +0.05 |
| BDX Becton Dickinson and Co. | Add +2.1% | 1.01% | +0.05 |
| PEP Pepsico Inc. | Add +3.0% | 0.97% | +0.04 |
| VWO Vanguard Ftse Emerging Marke | Add +41.8% | 0.14% | +0.04 |
| NEM Newmont Corp. | Add +5.3% | 0.20% | +0.04 |
| NUKZ Range Nuclear Renaissance | Add +21.6% | 0.25% | +0.04 |
| SOXX iShares Semiconductor ETF | Add +4.3% | 0.29% | +0.04 |
| DECK Deckers Outdoor Corp. | Add +40.1% | 0.11% | +0.03 |
| RBC RBC Bearings Inc. | Add +0.3% | 0.21% | +0.03 |
| GILD Gilead Sciences Inc. | Add +0.3% | 0.29% | +0.03 |
| FDS Factset Research Systems Inc. | Add +2.8% | 0.80% | +0.02 |
| CRM Salesforce Inc. | Add +2.9% | 0.18% | +0.02 |
| HEWJ Isha Curr Hedged MSCI Japan | Add +1.4% | 0.23% | +0.02 |
| MCD McDonald's Corp. | Add +1.2% | 1.73% | +0.02 |
| EMR Emerson Electric Co. | Add +1.1% | 1.11% | +0.01 |
| CTO Cto Realty Growth Inc. | Add +8.6% | 0.07% | +0.01 |
| NTR Nutrien Ltd. | Add +0.8% | 0.17% | +0.01 |
| MDT Medtronic PLC | Add +0.6% | 1.46% | +0.01 |
| XAR SS SPDR S&P Aerospace Def | Add +2.4% | 0.19% | +0.01 |
| TKO Tko Group Holdings Inc. | Add +1.5% | 0.14% | +0.01 |
| MCHP Microchip Technology Inc. | Add +9.1% | 0.07% | +0.00 |
| THG Hanover Insurance Group Inc./ | Add +5.8% | 0.08% | +0.00 |
| TEL Te Connectivity PLC | Add +0.1% | 0.12% | +0.00 |
| D Dominion Energy Inc. | Add +8.7% | 0.08% | +0.00 |
| HSY The Hershey Co. | Add +4.8% | 0.18% | +0.00 |
| CL Colgate-Palmolive Co. | Add +2.3% | 0.67% | +0.00 |
| MLPX Global X MLP & Energy Infras | Add +6.2% | 0.09% | +0.00 |
| RSPG Invesco S&P 500 Equal Weight | Add +0.7% | 0.32% | −0.00 |
| AMP Ameriprise Financial Inc. | Add +0.3% | 0.15% | −0.00 |
| EQT Eqt Corp. | Add +0.7% | 0.13% | −0.00 |
| JEPI JPMorgan Equity Premium Inco | Add +0.2% | 0.56% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 186 | $353.6M | AAPL, MSFT, CSCO, JPM, ADI |
| Q1 2026 | 174 | $326.1M | AAPL, MSFT, JNJ, JPM, WMT |
| Q4 2025 | 180 | $326.9M | MSFT, AAPL, JPM, WMT, CSCO |
| Q3 2025 | 180 | $323.9M | MSFT, AAPL, JPM, WMT, LOW |
| Q2 2025 | 183 | $306.8M | MSFT, AAPL, JPM, CSCO, WMT |
| Q1 2025 | 168 | $280.8M | MSFT, AAPL, JPM, LOW, WMT |
| Q4 2024 | 156 | $265.7M | MSFT, AAPL, JPM, LOW, WMT |
| Q3 2024 | 155 | $267.3M | MSFT, AAPL, LOW, JPM, NEE |
| Q2 2024 | 149 | $243.9M | MSFT, AAPL, JPM, LOW, ADI |
| Q1 2024 | 148 | $245.1M | MSFT, AAPL, JPM, LOW, JNJ |