Somerset Trust Co
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 14, 2025), Somerset Trust Co reported 180 stock positions worth $323.9 million. Its top holding was Microsoft (MSFT) at 5.3% of the portfolio, followed by Apple (AAPL, 4.3%) and JPMorgan Chase (JPM, 3.3%). Compared with Q2 2025, it opened 9 new positions, sold out of 12, added to 90 and reduced 60. The biggest buy was Apple (AAPL, shares +0%) and the biggest sale an exit from Unitedhealth (UNH).
- Most Recent 13F
- Q2 2026
- Location
- SOMERSET, PA
- CIK
- 0001597099
- Portfolio Value
- $323.9M (Q3 2025)
- SEC Filing
- 0001597099-25-000006 ↗ filed Oct 14, 2025
Holdings Value
Holdings 180 stocks · $323.9M
| MSFT Microsoft Corp. | 5.33% | 33,336 | $17.3M | Reduce -1.8% |
| AAPL Apple Inc. | 4.31% | 54,866 | $14.0M | Add +0.1% |
| JPM JPMorgan Chase & Co. | 3.33% | 34,193 | $10.8M | Reduce -1.2% |
| WMT Walmart Inc. | 2.45% | 76,887 | $7.9M | Add +0.5% |
| LOW Lowe's Cos Inc. | 2.36% | 30,453 | $7.7M | Add +0.2% |
| CSCO Cisco Systems Inc. | 2.31% | 109,481 | $7.5M | Add +0.0% |
| JNJ Johnson & Johnson | 2.22% | 38,840 | $7.2M | Add +0.8% |
| NEE Nextera Energy Inc. | 2.12% | 90,838 | $6.9M | Add +1.1% |
| ADI Analog Devices Inc. | 2.06% | 27,112 | $6.7M | Reduce -0.1% |
| RTX RTX Corp. | 2.03% | 39,208 | $6.6M | Add +0.8% |
| FDN First Trust DJ Internet Ind | 2.02% | 23,342 | $6.5M | Reduce -0.9% |
| AFL Aflac Inc. | 1.87% | 54,132 | $6.0M | Reduce -0.6% |
| LHX L3HARRIS Technologies Inc. | 1.86% | 19,710 | $6.0M | Add +0.9% |
| ABT Abbott Laboratories | 1.82% | 43,986 | $5.9M | Add +0.9% |
| AMGN Amgen Inc. | 1.79% | 20,592 | $5.8M | Add +0.8% |
| AVGO Broadcom Inc. | 1.78% | 17,444 | $5.8M | Add +1.6% |
| ADP Automatic Data Processing | 1.75% | 19,302 | $5.7M | Add +0.1% |
| MCD McDonald's Corp. | 1.72% | 18,305 | $5.6M | Reduce -0.1% |
| BLK BlackRock Inc. | 1.67% | 4,650 | $5.4M | No change |
| LIN Linde PLC | 1.65% | 11,258 | $5.3M | Reduce -0.3% |
| COST Costco Wholesale Corp. | 1.65% | 5,763 | $5.3M | Reduce -0.1% |
| ITW Illinois Tool Works | 1.63% | 20,266 | $5.3M | Add +0.7% |
| NSC Norfolk Southern Corp. | 1.62% | 17,465 | $5.2M | Add +0.6% |
| GD General Dynamics Corp. | 1.56% | 14,772 | $5.0M | Reduce -0.1% |
| META Meta Platforms Inc. Class A | 1.45% | 6,413 | $4.7M | Add +0.8% |
| MDT Medtronic PLC | 1.45% | 49,249 | $4.7M | Add +0.9% |
| PAYX Paychex Inc. | 1.29% | 32,964 | $4.2M | Add +0.3% |
| WEC WEC Energy Group Inc. | 1.28% | 36,107 | $4.1M | Add +0.8% |
| CB Chubb Ltd. | 1.25% | 14,380 | $4.1M | Reduce -0.0% |
| EMR Emerson Electric Co. | 1.10% | 27,106 | $3.6M | Add +0.6% |
| APD Air Products & Chemicals Inc. | 1.09% | 12,974 | $3.5M | Add +1.0% |
| PG The Procter & Gamble Co. | 1.03% | 21,752 | $3.3M | Add +1.4% |
| ACN Accenture PLC Class A | 1.02% | 13,385 | $3.3M | Reduce -0.4% |
| HD Home Depot Inc. | 1.01% | 8,093 | $3.3M | Reduce -1.6% |
| CEG Constellation Energy | 1.01% | 9,895 | $3.3M | Add +1.6% |
| BDX Becton Dickinson and Co. | 0.96% | 16,663 | $3.1M | Add +1.4% |
| PEP Pepsico Inc. | 0.93% | 21,395 | $3.0M | Add +0.2% |
| ES Eversource Energy | 0.90% | 41,124 | $2.9M | Add +2.9% |
| PSX Phillips 66 | 0.87% | 20,639 | $2.8M | Add +0.8% |
| GOOGL Alphabet Inc. Class A | 0.85% | 11,328 | $2.8M | Add +33.8% |
| MS Morgan Stanley | 0.81% | 16,460 | $2.6M | Add +1.0% |
| FDS Factset Research Systems Inc. | 0.78% | 8,791 | $2.5M | Add +1.0% |
| CVX Chevron Corp. | 0.73% | 15,265 | $2.4M | Add +1.3% |
| COF Capital One Financial Corp. | 0.71% | 10,827 | $2.3M | Reduce -1.7% |
| TSLA Tesla Inc. | 0.70% | 5,063 | $2.3M | Add +8.3% |
| ROST Ross Stores Inc. | 0.69% | 14,733 | $2.2M | Reduce -1.6% |
| CL Colgate-Palmolive Co. | 0.66% | 26,921 | $2.2M | Add +1.3% |
| CMCSA Comcast Corp. Class A | 0.61% | 62,888 | $2.0M | Add +0.2% |
| CLX Clorox Company | 0.60% | 15,732 | $1.9M | Add +0.9% |
| TSM Taiwan Semiconductor-SP ADR | 0.59% | 6,846 | $1.9M | Add +3.2% |
| DY Dycom Industries Inc. | 0.58% | 6,433 | $1.9M | Add +6.2% |
| JEPI JPMorgan Equity Premium Inco | 0.57% | 32,144 | $1.8M | Reduce -0.4% |
| NVDA Nvidia Corp. | 0.56% | 9,708 | $1.8M | Add +24.4% |
| DGX Quest Diagnostics Inc. | 0.53% | 9,082 | $1.7M | Reduce -1.6% |
| T AT&T Inc. | 0.52% | 59,830 | $1.7M | Add +2.0% |
| NKE Nike Inc. Class B | 0.52% | 23,955 | $1.7M | Add +2.0% |
| PFF iShares Preferred & Income S | 0.47% | 48,583 | $1.5M | Add +0.9% |
| MU Micron Technology Inc. | 0.46% | 8,996 | $1.5M | Add +1.4% |
| USB US Bancorp | 0.46% | 30,873 | $1.5M | Add +2.0% |
| C Citigroup Inc. | 0.46% | 14,555 | $1.5M | Reduce -1.8% |
| MET Metlife Inc. | 0.43% | 16,866 | $1.4M | Reduce -2.4% |
| ITOT iShares Core S&P Total U.S. | 0.42% | 9,385 | $1.4M | No change |
| BABA Alibaba Group Holding-SP ADR | 0.41% | 7,351 | $1.3M | Add +44.1% |
| AMT American Tower Corp. | 0.35% | 5,836 | $1.1M | Reduce -2.2% |
| RSPG Invesco S&P 500 Equal Weight | 0.32% | 13,215 | $1.1M | Add +123.8% |
| ABBV Abbvie Inc. | 0.28% | 3,892 | $901K | Add +0.7% |
| GILD Gilead Sciences Inc. | 0.26% | 7,567 | $840K | Reduce -1.7% |
| LDOS Leidos Holdings Inc. | 0.25% | 4,357 | $823K | Add +14.4% |
| SOXX iShares Semiconductor ETF | 0.25% | 2,997 | $813K | New |
| PNR Pentair PLC | 0.25% | 7,327 | $812K | Reduce -2.7% |
| VZ Verizon Communications Inc. | 0.25% | 18,281 | $803K | Reduce -2.4% |
| PKG Packaging Corp. of America | 0.24% | 3,543 | $772K | Add +0.7% |
| IVV iShares Core S&P 500 ETF | 0.24% | 1,142 | $764K | Reduce -0.6% |
| FANG Diamondback Energy Inc. | 0.24% | 5,325 | $762K | Reduce -12.3% |
| VMC Vulcan Materials Co. | 0.23% | 2,438 | $750K | Add +3.3% |
| IJH iShares Core S&P Midcap ETF | 0.23% | 11,285 | $736K | No change |
| PSCT Invesco S&P Smallcap Informa | 0.22% | 13,443 | $714K | No change |
| HEWJ Isha Curr Hedged MSCI Japan | 0.22% | 14,274 | $703K | Reduce -1.6% |
| MRK Merck & Co. Inc. | 0.21% | 8,249 | $692K | Reduce -22.0% |
| NUKZ Range Nuclear Renaissance filed as EXCHANGE TRADED CONCEPTS TRU | 0.21% | 10,511 | $684K | New |
| ACM Aecom | 0.21% | 5,093 | $664K | Add +0.2% |
| MA Mastercard Inc. Class A | 0.20% | 1,167 | $664K | Add +0.1% |
| LRCX Lam Research Corp. | 0.20% | 4,836 | $648K | Add +0.6% |
| GWRE Guidewire Software Inc. | 0.20% | 2,783 | $640K | Add +19.7% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.19% | 2,026 | $628K | No change |
| GOOG Alphabet Inc. Class C | 0.19% | 2,500 | $609K | New |
| HUBB Hubbell Inc. | 0.19% | 1,414 | $608K | No change |
| RBC RBC Bearings Inc. | 0.19% | 1,552 | $606K | Add +8.8% |
| GLD SPDR Gold Shares | 0.19% | 1,694 | $602K | Add +20.8% |
| IJR iShares Core S&P Small-Cap E | 0.19% | 5,059 | $601K | No change |
| CI The Cigna Group | 0.18% | 2,059 | $594K | Reduce -2.9% |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 0.18% | 5,785 | $590K | Add +1.1% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.18% | 5,596 | $585K | Reduce -3.1% |
| HSY The Hershey Co. | 0.18% | 3,124 | $584K | Reduce -14.1% |
| SONY Sony Group Corp. - SP ADR | 0.18% | 20,149 | $580K | Add +5.0% |
| XAR SS SPDR S&P Aerospace Def | 0.18% | 2,453 | $576K | Add +3.9% |
| FIVE Five Below | 0.18% | 3,723 | $576K | No change |
| BLBD Blue Bird Corp. | 0.17% | 9,806 | $564K | Add +16.0% |
| EPD Enterprise Products Partners | 0.17% | 18,035 | $564K | No change |
| CHWY Chewy Inc. Class A | 0.17% | 13,543 | $548K | Add +0.9% |
Portfolio Sells Q2 2025 → Q3 2025
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.65 |
| TGT Target Corp. | Sold out | 0.00% | −0.60 |
| ACN Accenture PLC Class A | Reduce -0.4% | 1.02% | −0.29 |
| COST Costco Wholesale Corp. | Reduce -0.1% | 1.65% | −0.21 |
| DAL Delta Air Lines Inc. | Sold out | 0.00% | −0.18 |
| AIG American International Group | Sold out | 0.00% | −0.18 |
| MSFT Microsoft Corp. | Reduce -1.8% | 5.33% | −0.17 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.17 |
| CB Chubb Ltd. | Reduce -0.0% | 1.25% | −0.10 |
| RDDT Reddit Inc. Class A | Reduce -60.0% | 0.14% | −0.10 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.09 |
| CNC Centene Corp. | Sold out | 0.00% | −0.08 |
| AMT American Tower Corp. | Reduce -2.2% | 0.35% | −0.08 |
| VHT Vanguard Health Care ETF | Sold out | 0.00% | −0.08 |
| LIN Linde PLC | Reduce -0.3% | 1.65% | −0.08 |
| POST Post Holdings Inc. | Sold out | 0.00% | −0.07 |
| BJRI Bj's Restaurants Inc. | Sold out | 0.00% | −0.07 |
| CTAS Cintas Corp. | Sold out | 0.00% | −0.07 |
| MRK Merck & Co. Inc. | Reduce -22.0% | 0.21% | −0.06 |
| PTEN Patterson-Uti Energy Inc. | Sold out | 0.00% | −0.06 |
| ADBE Adobe Inc. | Reduce -14.8% | 0.15% | −0.05 |
| COF Capital One Financial Corp. | Reduce -1.7% | 0.71% | −0.05 |
| FDN First Trust DJ Internet Ind | Reduce -0.9% | 2.02% | −0.05 |
| TYL Tyler Technologies Inc. | Reduce -28.5% | 0.08% | −0.05 |
| ADI Analog Devices Inc. | Reduce -0.1% | 2.06% | −0.05 |
| CI The Cigna Group | Reduce -2.9% | 0.18% | −0.05 |
| FANG Diamondback Energy Inc. | Reduce -12.3% | 0.24% | −0.04 |
| CHE Chemed Corp. | Reduce -21.9% | 0.08% | −0.04 |
| INFY Infosys Ltd.-SP ADR | Reduce -15.7% | 0.08% | −0.04 |
| JEPI JPMorgan Equity Premium Inco | Reduce -0.4% | 0.57% | −0.03 |
| BRO Brown & Brown Inc. | Reduce -1.6% | 0.11% | −0.03 |
| MCD McDonald's Corp. | Reduce -0.1% | 1.72% | −0.03 |
| EG Everest Group Ltd. | Reduce -25.3% | 0.07% | −0.02 |
| MET Metlife Inc. | Reduce -2.4% | 0.43% | −0.02 |
| VSH Vishay Intertechnology Inc. | Reduce -21.4% | 0.06% | −0.02 |
| FDX FedEx Corp. | Reduce -17.1% | 0.09% | −0.02 |
| TMO Thermo Fisher Scientific Inc. | Reduce -27.2% | 0.09% | −0.02 |
| GILD Gilead Sciences Inc. | Reduce -1.7% | 0.26% | −0.02 |
| RLI Rli Corp. | Reduce -1.6% | 0.09% | −0.02 |
| CHKP Check Point Software Tech | Reduce -4.7% | 0.09% | −0.02 |
| HSY The Hershey Co. | Reduce -14.1% | 0.18% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -2.4% | 0.25% | −0.02 |
| CTO Cto Realty Growth Inc. | Reduce -13.3% | 0.05% | −0.02 |
| CHD Church & Dwight Co. Inc. | Reduce -1.1% | 0.09% | −0.01 |
| BAH Booz Allen Hamilton Holdings | Reduce -1.0% | 0.10% | −0.01 |
| DECK Deckers Outdoor Corp. | Reduce -6.0% | 0.08% | −0.01 |
| NTR Nutrien Ltd. | Reduce -1.7% | 0.17% | −0.01 |
| STAG Stag Industrial Inc. | Reduce -1.5% | 0.08% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.3% | 0.11% | −0.01 |
| DGX Quest Diagnostics Inc. | Reduce -1.6% | 0.53% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +0.1% | 4.31% | +0.65 |
| GOOGL Alphabet Inc. Class A | Add +33.8% | 0.85% | +0.36 |
| JNJ Johnson & Johnson | Add +0.8% | 2.22% | +0.30 |
| LHX L3HARRIS Technologies Inc. | Add +0.9% | 1.86% | +0.26 |
| SOXX iShares Semiconductor ETF | New | 0.25% | +0.25 |
| AVGO Broadcom Inc. | Add +1.6% | 1.78% | +0.23 |
| BABA Alibaba Group Holding-SP ADR | Add +44.1% | 0.41% | +0.22 |
| TSLA Tesla Inc. | Add +8.3% | 0.70% | +0.21 |
| NUKZ Range Nuclear Renaissance | New | 0.21% | +0.21 |
| GOOG Alphabet Inc. Class C | New | 0.19% | +0.19 |
| RSPG Invesco S&P 500 Equal Weight | Add +123.8% | 0.32% | +0.18 |
| RTX RTX Corp. | Add +0.8% | 2.03% | +0.17 |
| NSC Norfolk Southern Corp. | Add +0.6% | 1.62% | +0.17 |
| LOW Lowe's Cos Inc. | Add +0.2% | 2.36% | +0.16 |
| NVDA Nvidia Corp. | Add +24.4% | 0.56% | +0.16 |
| LRN Stride Inc. | New | 0.13% | +0.13 |
| MU Micron Technology Inc. | Add +1.4% | 0.46% | +0.11 |
| WYNN WYNN Resorts Ltd. | New | 0.10% | +0.10 |
| TSM Taiwan Semiconductor-SP ADR | Add +3.2% | 0.59% | +0.10 |
| VWO Vanguard Ftse Emerging Marke | New | 0.10% | +0.10 |
| DY Dycom Industries Inc. | Add +6.2% | 0.58% | +0.10 |
| BITO Proshares Bitcoin ETF-Usd | New | 0.09% | +0.09 |
| NEE Nextera Energy Inc. | Add +1.1% | 2.12% | +0.08 |
| ES Eversource Energy | Add +2.9% | 0.90% | +0.07 |
| ORCL Oracle Corp. | New | 0.07% | +0.07 |
| PSX Phillips 66 | Add +0.8% | 0.87% | +0.07 |
| MDYV SS SPDR S&P 400 MC Val ETF | New | 0.06% | +0.06 |
| MDT Medtronic PLC | Add +0.9% | 1.45% | +0.06 |
| WEC WEC Energy Group Inc. | Add +0.8% | 1.28% | +0.06 |
| MS Morgan Stanley | Add +1.0% | 0.81% | +0.06 |
| LDOS Leidos Holdings Inc. | Add +14.4% | 0.25% | +0.06 |
| BLBD Blue Bird Corp. | Add +16.0% | 0.17% | +0.06 |
| CRM Salesforce Inc. | Add +85.5% | 0.16% | +0.06 |
| NEM Newmont Corp. | Add +6.0% | 0.16% | +0.05 |
| LRCX Lam Research Corp. | Add +0.6% | 0.20% | +0.05 |
| GLD SPDR Gold Shares | Add +20.8% | 0.19% | +0.05 |
| ABBV Abbvie Inc. | Add +0.7% | 0.28% | +0.04 |
| BDX Becton Dickinson and Co. | Add +1.4% | 0.96% | +0.04 |
| SHOP Shopify Inc. Class A | Add +0.4% | 0.17% | +0.03 |
| VMC Vulcan Materials Co. | Add +3.3% | 0.23% | +0.03 |
| CVX Chevron Corp. | Add +1.3% | 0.73% | +0.03 |
| CRUS Cirrus Logic Inc. | Add +8.2% | 0.14% | +0.03 |
| PKG Packaging Corp. of America | Add +0.7% | 0.24% | +0.02 |
| TEL Te Connectivity PLC | Add +0.7% | 0.11% | +0.02 |
| GWRE Guidewire Software Inc. | Add +19.7% | 0.20% | +0.02 |
| CVS CVS Health Corp. | Add +16.2% | 0.11% | +0.02 |
| ACM Aecom | Add +0.2% | 0.21% | +0.02 |
| SONY Sony Group Corp. - SP ADR | Add +5.0% | 0.18% | +0.02 |
| THC Tenet Healthcare Corp. | Add +2.1% | 0.15% | +0.02 |
| XAR SS SPDR S&P Aerospace Def | Add +3.9% | 0.18% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 186 | $353.6M | AAPL, MSFT, CSCO, JPM, ADI |
| Q1 2026 | 174 | $326.1M | AAPL, MSFT, JNJ, JPM, WMT |
| Q4 2025 | 180 | $326.9M | MSFT, AAPL, JPM, WMT, CSCO |
| Q3 2025 | 180 | $323.9M | MSFT, AAPL, JPM, WMT, LOW |
| Q2 2025 | 183 | $306.8M | MSFT, AAPL, JPM, CSCO, WMT |
| Q1 2025 | 168 | $280.8M | MSFT, AAPL, JPM, LOW, WMT |
| Q4 2024 | 156 | $265.7M | MSFT, AAPL, JPM, LOW, WMT |
| Q3 2024 | 155 | $267.3M | MSFT, AAPL, LOW, JPM, NEE |
| Q2 2024 | 149 | $243.9M | MSFT, AAPL, JPM, LOW, ADI |
| Q1 2024 | 148 | $245.1M | MSFT, AAPL, JPM, LOW, JNJ |