Somerset Trust Co
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Somerset Trust Co reported 156 stock positions worth $265.7 million. Its top holding was Microsoft (MSFT) at 5.2% of the portfolio, followed by Apple (AAPL, 5.1%) and JPMorgan Chase (JPM, 3.2%). Compared with Q3 2024, it opened 8 new positions, sold out of 7, added to 74 and reduced 56. The biggest buy was Walmart (WMT, shares +2%) and the biggest sale Pfizer (PFE, shares −43%).
- Most Recent 13F
- Q2 2026
- Location
- SOMERSET, PA
- CIK
- 0001597099
- Portfolio Value
- $265.7M (Q4 2024)
- SEC Filing
- 0001597099-25-000001 ↗ filed Jan 15, 2025
Holdings Value
Holdings 156 stocks · $265.7M
| MSFT Microsoft Corp. | 5.19% | 32,707 | $13.8M | Add +1.8% |
| AAPL Apple Inc. | 5.09% | 53,960 | $13.5M | Reduce -2.1% |
| JPM JPMorgan Chase & Co. | 3.20% | 35,452 | $8.5M | Reduce -3.1% |
| LOW Lowe's Cos Inc. | 2.75% | 29,575 | $7.3M | Add +1.9% |
| WMT Walmart Inc. | 2.58% | 75,898 | $6.9M | Add +1.8% |
| CSCO Cisco Systems Inc. | 2.41% | 108,274 | $6.4M | Add +1.5% |
| NEE Nextera Energy Inc. | 2.30% | 85,264 | $6.1M | Add +3.1% |
| AFL Aflac Inc. | 2.13% | 54,816 | $5.7M | Reduce -1.2% |
| FDN First Trust DJ Internet Ind | 2.13% | 23,254 | $5.7M | Reduce -4.3% |
| ADP Automatic Data Processing | 2.11% | 19,172 | $5.6M | Add +1.5% |
| ADI Analog Devices Inc. | 2.10% | 26,224 | $5.6M | Add +1.5% |
| COST Costco Wholesale Corp. | 2.06% | 5,963 | $5.5M | Reduce -4.7% |
| JNJ Johnson & Johnson | 2.05% | 37,628 | $5.4M | Add +3.8% |
| MCD McDonald's Corp. | 1.91% | 17,546 | $5.1M | Add +2.1% |
| AMGN Amgen Inc. | 1.88% | 19,183 | $5.0M | Add +3.4% |
| ITW Illinois Tool Works | 1.84% | 19,284 | $4.9M | Add +2.5% |
| ABT Abbott Laboratories | 1.79% | 42,131 | $4.8M | Add +3.8% |
| LIN Linde PLC | 1.77% | 11,248 | $4.7M | Add +1.1% |
| PAYX Paychex Inc. | 1.71% | 32,473 | $4.6M | Add +1.7% |
| ACN Accenture PLC Class A | 1.71% | 12,890 | $4.5M | Add +1.9% |
| BLK BlackRock Inc. | 1.69% | 4,384 | $4.5M | Add +3.8% |
| RTX RTX Corp. | 1.57% | 36,024 | $4.2M | Add +3.7% |
| FDS Factset Research Systems Inc. | 1.52% | 8,413 | $4.0M | Add +2.3% |
| CB Chubb Ltd. | 1.48% | 14,253 | $3.9M | Add +1.1% |
| NSC Norfolk Southern Corp. | 1.48% | 16,704 | $3.9M | Add +2.6% |
| GD General Dynamics Corp. | 1.44% | 14,502 | $3.8M | Add +2.5% |
| LHX L3HARRIS Technologies Inc. | 1.43% | 18,113 | $3.8M | Add +4.5% |
| MDT Medtronic PLC | 1.36% | 45,365 | $3.6M | Reduce -1.0% |
| APD Air Products & Chemicals Inc. | 1.33% | 12,217 | $3.5M | Add +3.1% |
| BDX Becton Dickinson and Co. | 1.32% | 15,497 | $3.5M | Add +4.8% |
| PG The Procter & Gamble Co. | 1.27% | 20,134 | $3.4M | Add +3.8% |
| UNH Unitedhealth Group Inc. | 1.25% | 6,573 | $3.3M | Add +5.0% |
| HD Home Depot Inc. | 1.22% | 8,320 | $3.2M | Reduce -1.8% |
| EMR Emerson Electric Co. | 1.22% | 26,092 | $3.2M | Add +1.7% |
| WEC WEC Energy Group Inc. | 1.21% | 34,136 | $3.2M | Add +4.9% |
| PEP Pepsico Inc. | 1.14% | 19,969 | $3.0M | Add +4.5% |
| TGT Target Corp. | 0.88% | 17,387 | $2.4M | Add +3.5% |
| ROST Ross Stores Inc. | 0.87% | 15,323 | $2.3M | Reduce -0.5% |
| CLX Clorox Company | 0.87% | 14,214 | $2.3M | Add +5.4% |
| CL Colgate-Palmolive Co. | 0.85% | 24,859 | $2.3M | Add +3.6% |
| PSX Phillips 66 | 0.85% | 19,802 | $2.3M | Add +3.2% |
| CMCSA Comcast Corp. Class A | 0.85% | 60,017 | $2.3M | Add +7.8% |
| CVX Chevron Corp. | 0.80% | 14,756 | $2.1M | Add +2.6% |
| ES Eversource Energy | 0.76% | 35,355 | $2.0M | Add +5.0% |
| MS Morgan Stanley | 0.73% | 15,422 | $1.9M | Add +3.4% |
| COF Capital One Financial Corp. | 0.73% | 10,826 | $1.9M | Reduce -0.4% |
| JEPI JPMorgan Equity Premium Inco | 0.63% | 28,930 | $1.7M | Add +6.5% |
| NKE Nike Inc. Class B | 0.61% | 21,474 | $1.6M | Add +5.7% |
| PFF iShares Preferred & Income S | 0.60% | 50,493 | $1.6M | Add +7.9% |
| MET Metlife Inc. | 0.55% | 17,842 | $1.5M | Reduce -0.3% |
| TSLA Tesla Inc. | 0.55% | 3,608 | $1.5M | Reduce -0.1% |
| DGX Quest Diagnostics Inc. | 0.54% | 9,452 | $1.4M | Reduce -0.2% |
| USB US Bancorp | 0.51% | 28,087 | $1.3M | Add +4.8% |
| T AT&T Inc. | 0.49% | 57,350 | $1.3M | Add +5.8% |
| ITOT iShares Core S&P Total U.S. | 0.45% | 9,385 | $1.2M | No change |
| GOOGL Alphabet Inc. Class A | 0.44% | 6,121 | $1.2M | Add +3.4% |
| TSM Taiwan Semiconductor-SP ADR | 0.42% | 5,674 | $1.1M | Add +5.2% |
| C Citigroup Inc. | 0.41% | 15,353 | $1.1M | Add +0.3% |
| AMT American Tower Corp. | 0.37% | 5,326 | $977K | Add +5.7% |
| MRK Merck & Co. Inc. | 0.31% | 8,393 | $835K | Add +7.6% |
| IJH iShares Core S&P Midcap ETF | 0.31% | 13,041 | $813K | No change |
| DY Dycom Industries Inc. | 0.30% | 4,629 | $806K | Reduce -0.3% |
| PKG Packaging Corp. of America | 0.30% | 3,571 | $804K | Reduce -9.4% |
| FANG Diamondback Energy Inc. | 0.29% | 4,772 | $782K | Add +11.8% |
| NVDA Nvidia Corp. | 0.28% | 5,628 | $756K | Add +8.8% |
| PNR Pentair PLC | 0.28% | 7,473 | $752K | Reduce -0.1% |
| GILD Gilead Sciences Inc. | 0.27% | 7,894 | $729K | Reduce -0.6% |
| DAL Delta Air Lines Inc. | 0.27% | 11,924 | $721K | Reduce -0.9% |
| IVV iShares Core S&P 500 ETF | 0.25% | 1,123 | $661K | No change |
| PSCT Invesco S&P Smallcap Informa | 0.24% | 13,443 | $642K | No change |
| HEWJ Isha Curr Hedged MSCI Japan | 0.23% | 14,610 | $623K | Add +9.9% |
| CI The Cigna Group | 0.23% | 2,205 | $609K | Reduce -0.5% |
| IJR iShares Core S&P Small-Cap E | 0.23% | 5,277 | $608K | No change |
| HUBB Hubbell Inc. | 0.23% | 1,440 | $603K | No change |
| VZ Verizon Communications Inc. | 0.22% | 14,848 | $594K | Add +2.5% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.22% | 2,090 | $593K | Reduce -1.6% |
| ABBV Abbvie Inc. | 0.22% | 3,281 | $583K | Add +21.6% |
| PFE Pfizer Inc. | 0.21% | 21,521 | $571K | Reduce -43.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.20% | 6,098 | $536K | Reduce -1.6% |
| SIGI Selective Insurance Group | 0.20% | 5,665 | $530K | No change |
| HSY The Hershey Co. | 0.20% | 3,108 | $526K | Reduce -23.5% |
| ADBE Adobe Inc. | 0.19% | 1,157 | $514K | Add +14.9% |
| LLY Eli Lilly & Co. | 0.19% | 666 | $514K | No change |
| SBUX Starbucks Corp. | 0.19% | 5,462 | $498K | Add +10.7% |
| MU Micron Technology Inc. | 0.19% | 5,875 | $494K | Add +37.6% |
| AIG American International Group | 0.19% | 6,781 | $494K | Reduce -1.1% |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 0.19% | 4,685 | $492K | Add +28.5% |
| NTR Nutrien Ltd. | 0.18% | 10,729 | $480K | Reduce -11.6% |
| AMZN Amazon.com Inc. | 0.18% | 2,143 | $470K | Reduce -0.8% |
| MA Mastercard Inc. Class A | 0.17% | 880 | $463K | Reduce -1.5% |
| RSPG Invesco S&P 500 Equal Weight | 0.17% | 6,041 | $461K | Reduce -0.2% |
| BAH Booz Allen Hamilton Holdings | 0.17% | 3,500 | $450K | Reduce -2.1% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.16% | 8,513 | $435K | Reduce -0.7% |
| CHWY Chewy Inc. Class A | 0.16% | 12,686 | $425K | Reduce -0.4% |
| ICLR Icon PLC | 0.16% | 1,994 | $418K | Reduce -4.1% |
| GLD SPDR Gold Shares | 0.15% | 1,690 | $409K | No change |
| BRO Brown & Brown Inc. | 0.15% | 3,974 | $405K | Reduce -12.4% |
| AMP Ameriprise Financial Inc. | 0.15% | 760 | $405K | Add +45.3% |
| DECK Deckers Outdoor Corp. | 0.15% | 1,992 | $405K | Add +32.8% |
| GWRE Guidewire Software Inc. | 0.15% | 2,364 | $399K | Reduce -12.0% |
Portfolio Sells Q3 2024 → Q4 2024
| PFE Pfizer Inc. | Reduce -43.4% | 0.21% | −0.20 |
| AFL Aflac Inc. | Reduce -1.2% | 2.13% | −0.19 |
| MDT Medtronic PLC | Reduce -1.0% | 1.36% | −0.18 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -48.9% | 0.13% | −0.13 |
| HSY The Hershey Co. | Reduce -23.5% | 0.20% | −0.09 |
| POST Post Holdings Inc. | Sold out | 0.00% | −0.08 |
| IEFA iShares Core MSCI Eafe ETF | Sold out | 0.00% | −0.08 |
| THC Tenet Healthcare Corp. | Sold out | 0.00% | −0.08 |
| IBM Intl Business Machines Corp. | Sold out | 0.00% | −0.08 |
| AOS Smith (a.o.) Corp. | Sold out | 0.00% | −0.08 |
| O Realty Income Corp. | Sold out | 0.00% | −0.08 |
| HD Home Depot Inc. | Reduce -1.8% | 1.22% | −0.07 |
| ICLR Icon PLC | Reduce -4.1% | 0.16% | −0.07 |
| VGR Vector Group Ltd. | Sold out | 0.00% | −0.06 |
| CI The Cigna Group | Reduce -0.5% | 0.23% | −0.06 |
| BAH Booz Allen Hamilton Holdings | Reduce -2.1% | 0.17% | −0.05 |
| CNC Centene Corp. | Reduce -9.9% | 0.11% | −0.04 |
| DY Dycom Industries Inc. | Reduce -0.3% | 0.30% | −0.04 |
| NTR Nutrien Ltd. | Reduce -11.6% | 0.18% | −0.04 |
| GWRE Guidewire Software Inc. | Reduce -12.0% | 0.15% | −0.03 |
| NEOG Neogen Corp. | Reduce -4.9% | 0.07% | −0.03 |
| EGP Eastgroup Properties Inc. | Reduce -9.6% | 0.10% | −0.03 |
| BRO Brown & Brown Inc. | Reduce -12.4% | 0.15% | −0.02 |
| COST Costco Wholesale Corp. | Reduce -4.7% | 2.06% | −0.02 |
| WRB WR Berkley Corp. | Reduce -18.4% | 0.09% | −0.02 |
| PKG Packaging Corp. of America | Reduce -9.4% | 0.30% | −0.02 |
| STAG Stag Industrial Inc. | Reduce -0.5% | 0.09% | −0.01 |
| CHE Chemed Corp. | Reduce -0.4% | 0.11% | −0.01 |
| MGM MGM Resorts International | Reduce -0.4% | 0.11% | −0.01 |
| DGX Quest Diagnostics Inc. | Reduce -0.2% | 0.54% | −0.01 |
| ROL Rollins Inc. | Reduce -0.5% | 0.09% | −0.01 |
| GNRC Generac Holdings Inc. | Reduce -5.0% | 0.10% | −0.01 |
| CBOE Cboe Global Markets Inc. | Reduce -0.4% | 0.14% | −0.01 |
| MANH Manhattan Associates Inc. | Reduce -2.7% | 0.09% | −0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -0.7% | 0.16% | −0.01 |
| WCN Waste Connections Inc. | Reduce -0.5% | 0.14% | −0.01 |
| FCF First Commonwealth Finl Corp. | Reduce -2.2% | 0.11% | −0.00 |
| TYL Tyler Technologies Inc. | Reduce -2.0% | 0.11% | −0.00 |
| MET Metlife Inc. | Reduce -0.3% | 0.55% | −0.00 |
| AIG American International Group | Reduce -1.1% | 0.19% | −0.00 |
| AJG Arthur J Gallagher & Co. | Reduce -1.6% | 0.22% | −0.00 |
| RBC RBC Bearings Inc. | Reduce -0.5% | 0.12% | 0.00 |
| RSPG Invesco S&P 500 Equal Weight | Reduce -0.2% | 0.17% | +0.00 |
| KEYS Keysight Technologies Inc. | Reduce -0.5% | 0.15% | +0.00 |
| RPM RPM International Inc. | Reduce -0.5% | 0.10% | +0.00 |
| AXP American Express Co. | Reduce -6.5% | 0.08% | +0.00 |
| LW Lamb Weston Holdings Inc. | Reduce -0.5% | 0.08% | +0.00 |
| ROST Ross Stores Inc. | Reduce -0.5% | 0.87% | +0.01 |
| FIVE Five Below | Reduce -10.3% | 0.10% | +0.01 |
| RLI Rli Corp. | Reduce -0.5% | 0.15% | +0.01 |
Portfolio Buys Q3 2024 → Q4 2024
| WMT Walmart Inc. | Add +1.8% | 2.58% | +0.33 |
| CSCO Cisco Systems Inc. | Add +1.5% | 2.41% | +0.29 |
| BLK BlackRock Inc. | Add +3.8% | 1.69% | +0.19 |
| EMR Emerson Electric Co. | Add +1.7% | 1.22% | +0.17 |
| ADP Automatic Data Processing | Add +1.5% | 2.11% | +0.16 |
| MS Morgan Stanley | Add +3.4% | 0.73% | +0.15 |
| EQT Eqt Corp. | New | 0.13% | +0.13 |
| SHOP Shopify Inc. Class A | New | 0.12% | +0.12 |
| PAYX Paychex Inc. | Add +1.7% | 1.71% | +0.11 |
| CRM Salesforce Inc. | New | 0.11% | +0.11 |
| FDS Factset Research Systems Inc. | Add +2.3% | 1.52% | +0.11 |
| MO Altria Group Inc. | New | 0.09% | +0.09 |
| LRCX Lam Research Corp. | New | 0.09% | +0.09 |
| SJM The JM Smucker Co. | New | 0.08% | +0.08 |
| BRBR Bellring Brands Inc. | New | 0.08% | +0.08 |
| APPF Appfolio Inc. Class A | New | 0.08% | +0.08 |
| TSM Taiwan Semiconductor-SP ADR | Add +5.2% | 0.42% | +0.07 |
| GOOGL Alphabet Inc. Class A | Add +3.4% | 0.44% | +0.07 |
| DECK Deckers Outdoor Corp. | Add +32.8% | 0.15% | +0.06 |
| ABT Abbott Laboratories | Add +3.8% | 1.79% | +0.06 |
| AMP Ameriprise Financial Inc. | Add +45.3% | 0.15% | +0.06 |
| NVDA Nvidia Corp. | Add +8.8% | 0.28% | +0.05 |
| C Citigroup Inc. | Add +0.3% | 0.41% | +0.05 |
| USB US Bancorp | Add +4.8% | 0.51% | +0.05 |
| CLX Clorox Company | Add +5.4% | 0.87% | +0.05 |
| T AT&T Inc. | Add +5.8% | 0.49% | +0.05 |
| WEC WEC Energy Group Inc. | Add +4.9% | 1.21% | +0.04 |
| ACN Accenture PLC Class A | Add +1.9% | 1.71% | +0.03 |
| PTEN Patterson-Uti Energy Inc. | Add +57.4% | 0.08% | +0.03 |
| VMC Vulcan Materials Co. | Add +22.3% | 0.15% | +0.03 |
| HEWJ Isha Curr Hedged MSCI Japan | Add +9.9% | 0.23% | +0.03 |
| IRM Iron Mountain Inc. | Add +28.5% | 0.19% | +0.02 |
| JEPI JPMorgan Equity Premium Inco | Add +6.5% | 0.63% | +0.02 |
| MU Micron Technology Inc. | Add +37.6% | 0.19% | +0.02 |
| ABBV Abbvie Inc. | Add +21.6% | 0.22% | +0.02 |
| FANG Diamondback Energy Inc. | Add +11.8% | 0.29% | +0.02 |
| PFF iShares Preferred & Income S | Add +7.9% | 0.60% | +0.02 |
| SONY Sony Group Corp. - SP ADR | Add +6.8% | 0.10% | +0.01 |
| MSFT Microsoft Corp. | Add +1.8% | 5.19% | +0.01 |
| PG The Procter & Gamble Co. | Add +3.8% | 1.27% | +0.01 |
| APD Air Products & Chemicals Inc. | Add +3.1% | 1.33% | +0.01 |
| CVX Chevron Corp. | Add +2.6% | 0.80% | +0.01 |
| HON Honeywell International Inc. | Add +0.2% | 0.11% | +0.01 |
| DHI D.R. Horton Inc. | Add +47.8% | 0.12% | +0.01 |
| ACM Aecom | Add +1.9% | 0.15% | +0.01 |
| SBUX Starbucks Corp. | Add +10.7% | 0.19% | +0.01 |
| AMAT Applied Materials Inc. | Add +30.6% | 0.13% | +0.01 |
| TRV The Travelers Cos Inc. | Add +5.2% | 0.08% | +0.01 |
| FNB FNB Corp. | Add +1.9% | 0.07% | +0.00 |
| ACCO Acco Brands Corp. | Add +22.1% | 0.03% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 186 | $353.6M | AAPL, MSFT, CSCO, JPM, ADI |
| Q1 2026 | 174 | $326.1M | AAPL, MSFT, JNJ, JPM, WMT |
| Q4 2025 | 180 | $326.9M | MSFT, AAPL, JPM, WMT, CSCO |
| Q3 2025 | 180 | $323.9M | MSFT, AAPL, JPM, WMT, LOW |
| Q2 2025 | 183 | $306.8M | MSFT, AAPL, JPM, CSCO, WMT |
| Q1 2025 | 168 | $280.8M | MSFT, AAPL, JPM, LOW, WMT |
| Q4 2024 | 156 | $265.7M | MSFT, AAPL, JPM, LOW, WMT |
| Q3 2024 | 155 | $267.3M | MSFT, AAPL, LOW, JPM, NEE |
| Q2 2024 | 149 | $243.9M | MSFT, AAPL, JPM, LOW, ADI |
| Q1 2024 | 148 | $245.1M | MSFT, AAPL, JPM, LOW, JNJ |