Somerset Trust Co

Name: Somerset Trust Co 13F holdings, Q4 2024
Creator: Somerset Trust Co
Published: 2025-01-15

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Somerset Trust Co reported 156 stock positions worth $265.7 million. Its top holding was Microsoft (MSFT) at 5.2% of the portfolio, followed by Apple (AAPL, 5.1%) and JPMorgan Chase (JPM, 3.2%). Compared with Q3 2024, it opened 8 new positions, sold out of 7, added to 74 and reduced 56. The biggest buy was Walmart (WMT, shares +2%) and the biggest sale Pfizer (PFE, shares −43%).

Most Recent 13F: Q2 2026
Location: SOMERSET, PA
CIK: 0001597099
Portfolio Value: $265.7M (Q4 2024)
SEC Filing: 0001597099-25-000001 ↗ filed Jan 15, 2025

Holdings Value

Holdings 156 stocks · $265.7M


MSFT Microsoft Corp.	5.19%	32,707	$13.8M	Add +1.8%
AAPL Apple Inc.	5.09%	53,960	$13.5M	Reduce -2.1%
JPM JPMorgan Chase & Co.	3.20%	35,452	$8.5M	Reduce -3.1%
LOW Lowe's Cos Inc.	2.75%	29,575	$7.3M	Add +1.9%
WMT Walmart Inc.	2.58%	75,898	$6.9M	Add +1.8%
CSCO Cisco Systems Inc.	2.41%	108,274	$6.4M	Add +1.5%
NEE Nextera Energy Inc.	2.30%	85,264	$6.1M	Add +3.1%
AFL Aflac Inc.	2.13%	54,816	$5.7M	Reduce -1.2%
FDN First Trust DJ Internet Ind	2.13%	23,254	$5.7M	Reduce -4.3%
ADP Automatic Data Processing	2.11%	19,172	$5.6M	Add +1.5%
ADI Analog Devices Inc.	2.10%	26,224	$5.6M	Add +1.5%
COST Costco Wholesale Corp.	2.06%	5,963	$5.5M	Reduce -4.7%
JNJ Johnson & Johnson	2.05%	37,628	$5.4M	Add +3.8%
MCD McDonald's Corp.	1.91%	17,546	$5.1M	Add +2.1%
AMGN Amgen Inc.	1.88%	19,183	$5.0M	Add +3.4%
ITW Illinois Tool Works	1.84%	19,284	$4.9M	Add +2.5%
ABT Abbott Laboratories	1.79%	42,131	$4.8M	Add +3.8%
LIN Linde PLC	1.77%	11,248	$4.7M	Add +1.1%
PAYX Paychex Inc.	1.71%	32,473	$4.6M	Add +1.7%
ACN Accenture PLC Class A	1.71%	12,890	$4.5M	Add +1.9%
BLK BlackRock Inc.	1.69%	4,384	$4.5M	Add +3.8%
RTX RTX Corp.	1.57%	36,024	$4.2M	Add +3.7%
FDS Factset Research Systems Inc.	1.52%	8,413	$4.0M	Add +2.3%
CB Chubb Ltd.	1.48%	14,253	$3.9M	Add +1.1%
NSC Norfolk Southern Corp.	1.48%	16,704	$3.9M	Add +2.6%
GD General Dynamics Corp.	1.44%	14,502	$3.8M	Add +2.5%
LHX L3HARRIS Technologies Inc.	1.43%	18,113	$3.8M	Add +4.5%
MDT Medtronic PLC	1.36%	45,365	$3.6M	Reduce -1.0%
APD Air Products & Chemicals Inc.	1.33%	12,217	$3.5M	Add +3.1%
BDX Becton Dickinson and Co.	1.32%	15,497	$3.5M	Add +4.8%
PG The Procter & Gamble Co.	1.27%	20,134	$3.4M	Add +3.8%
UNH Unitedhealth Group Inc.	1.25%	6,573	$3.3M	Add +5.0%
HD Home Depot Inc.	1.22%	8,320	$3.2M	Reduce -1.8%
EMR Emerson Electric Co.	1.22%	26,092	$3.2M	Add +1.7%
WEC WEC Energy Group Inc.	1.21%	34,136	$3.2M	Add +4.9%
PEP Pepsico Inc.	1.14%	19,969	$3.0M	Add +4.5%
TGT Target Corp.	0.88%	17,387	$2.4M	Add +3.5%
ROST Ross Stores Inc.	0.87%	15,323	$2.3M	Reduce -0.5%
CLX Clorox Company	0.87%	14,214	$2.3M	Add +5.4%
CL Colgate-Palmolive Co.	0.85%	24,859	$2.3M	Add +3.6%
PSX Phillips 66	0.85%	19,802	$2.3M	Add +3.2%
CMCSA Comcast Corp. Class A	0.85%	60,017	$2.3M	Add +7.8%
CVX Chevron Corp.	0.80%	14,756	$2.1M	Add +2.6%
ES Eversource Energy	0.76%	35,355	$2.0M	Add +5.0%
MS Morgan Stanley	0.73%	15,422	$1.9M	Add +3.4%
COF Capital One Financial Corp.	0.73%	10,826	$1.9M	Reduce -0.4%
JEPI JPMorgan Equity Premium Inco	0.63%	28,930	$1.7M	Add +6.5%
NKE Nike Inc. Class B	0.61%	21,474	$1.6M	Add +5.7%
PFF iShares Preferred & Income S	0.60%	50,493	$1.6M	Add +7.9%
MET Metlife Inc.	0.55%	17,842	$1.5M	Reduce -0.3%
TSLA Tesla Inc.	0.55%	3,608	$1.5M	Reduce -0.1%
DGX Quest Diagnostics Inc.	0.54%	9,452	$1.4M	Reduce -0.2%
USB US Bancorp	0.51%	28,087	$1.3M	Add +4.8%
T AT&T Inc.	0.49%	57,350	$1.3M	Add +5.8%
ITOT iShares Core S&P Total U.S.	0.45%	9,385	$1.2M	No change
GOOGL Alphabet Inc. Class A	0.44%	6,121	$1.2M	Add +3.4%
TSM Taiwan Semiconductor-SP ADR	0.42%	5,674	$1.1M	Add +5.2%
C Citigroup Inc.	0.41%	15,353	$1.1M	Add +0.3%
AMT American Tower Corp.	0.37%	5,326	$977K	Add +5.7%
MRK Merck & Co. Inc.	0.31%	8,393	$835K	Add +7.6%
IJH iShares Core S&P Midcap ETF	0.31%	13,041	$813K	No change
DY Dycom Industries Inc.	0.30%	4,629	$806K	Reduce -0.3%
PKG Packaging Corp. of America	0.30%	3,571	$804K	Reduce -9.4%
FANG Diamondback Energy Inc.	0.29%	4,772	$782K	Add +11.8%
NVDA Nvidia Corp.	0.28%	5,628	$756K	Add +8.8%
PNR Pentair PLC	0.28%	7,473	$752K	Reduce -0.1%
GILD Gilead Sciences Inc.	0.27%	7,894	$729K	Reduce -0.6%
DAL Delta Air Lines Inc.	0.27%	11,924	$721K	Reduce -0.9%
IVV iShares Core S&P 500 ETF	0.25%	1,123	$661K	No change
PSCT Invesco S&P Smallcap Informa	0.24%	13,443	$642K	No change
HEWJ Isha Curr Hedged MSCI Japan	0.23%	14,610	$623K	Add +9.9%
CI The Cigna Group	0.23%	2,205	$609K	Reduce -0.5%
IJR iShares Core S&P Small-Cap E	0.23%	5,277	$608K	No change
HUBB Hubbell Inc.	0.23%	1,440	$603K	No change
VZ Verizon Communications Inc.	0.22%	14,848	$594K	Add +2.5%
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO	0.22%	2,090	$593K	Reduce -1.6%
ABBV Abbvie Inc.	0.22%	3,281	$583K	Add +21.6%
PFE Pfizer Inc.	0.21%	21,521	$571K	Reduce -43.4%
SPYG SS SPDR P S&P 500 Growth ETF	0.20%	6,098	$536K	Reduce -1.6%
SIGI Selective Insurance Group	0.20%	5,665	$530K	No change
HSY The Hershey Co.	0.20%	3,108	$526K	Reduce -23.5%
ADBE Adobe Inc.	0.19%	1,157	$514K	Add +14.9%
LLY Eli Lilly & Co.	0.19%	666	$514K	No change
SBUX Starbucks Corp.	0.19%	5,462	$498K	Add +10.7%
MU Micron Technology Inc.	0.19%	5,875	$494K	Add +37.6%
AIG American International Group	0.19%	6,781	$494K	Reduce -1.1%
IRM Iron Mountain Inc. filed as IRON MTN INC DEL	0.19%	4,685	$492K	Add +28.5%
NTR Nutrien Ltd.	0.18%	10,729	$480K	Reduce -11.6%
AMZN Amazon.com Inc.	0.18%	2,143	$470K	Reduce -0.8%
MA Mastercard Inc. Class A	0.17%	880	$463K	Reduce -1.5%
RSPG Invesco S&P 500 Equal Weight	0.17%	6,041	$461K	Reduce -0.2%
BAH Booz Allen Hamilton Holdings	0.17%	3,500	$450K	Reduce -2.1%
SPYV SS SPDR P S&P 500 Value ETF	0.16%	8,513	$435K	Reduce -0.7%
CHWY Chewy Inc. Class A	0.16%	12,686	$425K	Reduce -0.4%
ICLR Icon PLC	0.16%	1,994	$418K	Reduce -4.1%
GLD SPDR Gold Shares	0.15%	1,690	$409K	No change
BRO Brown & Brown Inc.	0.15%	3,974	$405K	Reduce -12.4%
AMP Ameriprise Financial Inc.	0.15%	760	$405K	Add +45.3%
DECK Deckers Outdoor Corp.	0.15%	1,992	$405K	Add +32.8%
GWRE Guidewire Software Inc.	0.15%	2,364	$399K	Reduce -12.0%
VMC Vulcan Materials Co.	0.15%	1,534	$395K	Add +22.3%
KEYS Keysight Technologies Inc.	0.15%	2,444	$393K	Reduce -0.5%
RLI Rli Corp.	0.15%	2,359	$389K	Reduce -0.5%
ACM Aecom	0.15%	3,614	$386K	Add +1.9%
CBOE Cboe Global Markets Inc.	0.14%	1,893	$370K	Reduce -0.4%
LDOS Leidos Holdings Inc.	0.14%	2,534	$365K	Add +4.3%
WCN Waste Connections Inc.	0.14%	2,103	$361K	Reduce -0.5%
BRK.B Berkshire Hathaway Inc. Class B	0.13%	783	$355K	Reduce -48.9%
EQT Eqt Corp.	0.13%	7,675	$354K	New
CHD Church & Dwight Co. Inc.	0.13%	3,356	$351K	No change
PSCH Invesco S&P Smallcap Health	0.13%	7,797	$345K	No change
AMAT Applied Materials Inc.	0.13%	2,096	$341K	Add +30.6%
INFY Infosys Ltd.-SP ADR	0.13%	15,451	$339K	Add +2.7%
FDX FedEx Corp.	0.13%	1,199	$337K	No change
RBC RBC Bearings Inc.	0.12%	1,101	$329K	Reduce -0.5%
DHI D.R. Horton Inc.	0.12%	2,213	$309K	Add +47.8%
SHOP Shopify Inc. Class A	0.12%	2,878	$306K	New
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.11%	2,735	$305K	Reduce -2.4%
HON Honeywell International Inc.	0.11%	1,331	$301K	Add +0.2%
FCF First Commonwealth Finl Corp.	0.11%	17,528	$297K	Reduce -2.2%
TMO Thermo Fisher Scientific Inc.	0.11%	560	$291K	Add +1.3%
CRM Salesforce Inc.	0.11%	866	$290K	New
MGM MGM Resorts International	0.11%	8,331	$289K	Reduce -0.4%
GGG Graco Inc.	0.11%	3,424	$289K	No change
CNC Centene Corp.	0.11%	4,750	$288K	Reduce -9.9%
CHE Chemed Corp.	0.11%	538	$285K	Reduce -0.4%
TYL Tyler Technologies Inc.	0.11%	491	$283K	Reduce -2.0%
CHKP Check Point Software Tech	0.10%	1,487	$278K	No change
FIVE Five Below	0.10%	2,602	$273K	Reduce -10.3%
RPM RPM International Inc.	0.10%	2,149	$264K	Reduce -0.5%
UPS United Parcel Service Class B	0.10%	2,070	$261K	No change
EGP Eastgroup Properties Inc.	0.10%	1,581	$254K	Reduce -9.6%
SONY Sony Group Corp. - SP ADR	0.10%	11,957	$253K	Add +6.8%
GNRC Generac Holdings Inc.	0.10%	1,630	$253K	Reduce -5.0%
WRB WR Berkley Corp. filed as BERKLEY W R CORP	0.09%	4,235	$248K	Reduce -18.4%
STAG Stag Industrial Inc.	0.09%	7,320	$248K	Reduce -0.5%
MO Altria Group Inc.	0.09%	4,710	$246K	New
ROL Rollins Inc.	0.09%	5,310	$246K	Reduce -0.5%
MANH Manhattan Associates Inc.	0.09%	904	$244K	Reduce -2.7%
LRCX Lam Research Corp.	0.09%	3,297	$238K	New
UNP Union Pacific Corp.	0.09%	1,033	$236K	Add +0.1%
LW Lamb Weston Holdings Inc.	0.08%	3,369	$225K	Reduce -0.5%
SJM The JM Smucker Co. filed as SMUCKER J M CO	0.08%	2,009	$221K	New
TRV The Travelers Cos Inc.	0.08%	918	$221K	Add +5.2%
MDYG SS SPDR S&P 400 MC GR ETF	0.08%	2,526	$219K	No change
XOM Exxon Mobil Corp.	0.08%	2,039	$219K	No change
MDYV SS SPDR S&P 400 MC Val ETF	0.08%	2,733	$219K	No change
AXP American Express Co.	0.08%	721	$214K	Reduce -6.5%
VSH Vishay Intertechnology Inc.	0.08%	12,253	$208K	Add +10.4%
EG Everest Group Ltd.	0.08%	569	$206K	Add +0.9%
BRBR Bellring Brands Inc.	0.08%	2,700	$203K	New
APPF Appfolio Inc. Class A	0.08%	823	$203K	New
PTEN Patterson-Uti Energy Inc.	0.08%	24,175	$200K	Add +57.4%
FNB FNB Corp.	0.07%	12,794	$189K	Add +1.9%
NEOG Neogen Corp.	0.07%	15,093	$183K	Reduce -4.9%
ACCO Acco Brands Corp.	0.03%	15,067	$79K	Add +22.1%

Portfolio Sells Q3 2024 → Q4 2024


PFE Pfizer Inc.	Reduce -43.4%	0.21%	−0.20
AFL Aflac Inc.	Reduce -1.2%	2.13%	−0.19
MDT Medtronic PLC	Reduce -1.0%	1.36%	−0.18
BRK.B Berkshire Hathaway Inc. Class B	Reduce -48.9%	0.13%	−0.13
HSY The Hershey Co.	Reduce -23.5%	0.20%	−0.09
POST Post Holdings Inc.	Sold out	0.00%	−0.08
IEFA iShares Core MSCI Eafe ETF	Sold out	0.00%	−0.08
THC Tenet Healthcare Corp.	Sold out	0.00%	−0.08
IBM Intl Business Machines Corp.	Sold out	0.00%	−0.08
AOS Smith (a.o.) Corp.	Sold out	0.00%	−0.08
O Realty Income Corp.	Sold out	0.00%	−0.08
HD Home Depot Inc.	Reduce -1.8%	1.22%	−0.07
ICLR Icon PLC	Reduce -4.1%	0.16%	−0.07
VGR Vector Group Ltd.	Sold out	0.00%	−0.06
CI The Cigna Group	Reduce -0.5%	0.23%	−0.06
BAH Booz Allen Hamilton Holdings	Reduce -2.1%	0.17%	−0.05
CNC Centene Corp.	Reduce -9.9%	0.11%	−0.04
DY Dycom Industries Inc.	Reduce -0.3%	0.30%	−0.04
NTR Nutrien Ltd.	Reduce -11.6%	0.18%	−0.04
GWRE Guidewire Software Inc.	Reduce -12.0%	0.15%	−0.03
NEOG Neogen Corp.	Reduce -4.9%	0.07%	−0.03
EGP Eastgroup Properties Inc.	Reduce -9.6%	0.10%	−0.03
BRO Brown & Brown Inc.	Reduce -12.4%	0.15%	−0.02
COST Costco Wholesale Corp.	Reduce -4.7%	2.06%	−0.02
WRB WR Berkley Corp.	Reduce -18.4%	0.09%	−0.02
PKG Packaging Corp. of America	Reduce -9.4%	0.30%	−0.02
STAG Stag Industrial Inc.	Reduce -0.5%	0.09%	−0.01
CHE Chemed Corp.	Reduce -0.4%	0.11%	−0.01
MGM MGM Resorts International	Reduce -0.4%	0.11%	−0.01
DGX Quest Diagnostics Inc.	Reduce -0.2%	0.54%	−0.01
ROL Rollins Inc.	Reduce -0.5%	0.09%	−0.01
GNRC Generac Holdings Inc.	Reduce -5.0%	0.10%	−0.01
CBOE Cboe Global Markets Inc.	Reduce -0.4%	0.14%	−0.01
MANH Manhattan Associates Inc.	Reduce -2.7%	0.09%	−0.01
SPYV SS SPDR P S&P 500 Value ETF	Reduce -0.7%	0.16%	−0.01
WCN Waste Connections Inc.	Reduce -0.5%	0.14%	−0.01
FCF First Commonwealth Finl Corp.	Reduce -2.2%	0.11%	−0.00
TYL Tyler Technologies Inc.	Reduce -2.0%	0.11%	−0.00
MET Metlife Inc.	Reduce -0.3%	0.55%	−0.00
AIG American International Group	Reduce -1.1%	0.19%	−0.00
AJG Arthur J Gallagher & Co.	Reduce -1.6%	0.22%	−0.00
RBC RBC Bearings Inc.	Reduce -0.5%	0.12%	0.00
RSPG Invesco S&P 500 Equal Weight	Reduce -0.2%	0.17%	+0.00
KEYS Keysight Technologies Inc.	Reduce -0.5%	0.15%	+0.00
RPM RPM International Inc.	Reduce -0.5%	0.10%	+0.00
AXP American Express Co.	Reduce -6.5%	0.08%	+0.00
LW Lamb Weston Holdings Inc.	Reduce -0.5%	0.08%	+0.00
ROST Ross Stores Inc.	Reduce -0.5%	0.87%	+0.01
FIVE Five Below	Reduce -10.3%	0.10%	+0.01
RLI Rli Corp.	Reduce -0.5%	0.15%	+0.01

Portfolio Buys Q3 2024 → Q4 2024


WMT Walmart Inc.	Add +1.8%	2.58%	+0.33
CSCO Cisco Systems Inc.	Add +1.5%	2.41%	+0.29
BLK BlackRock Inc.	Add +3.8%	1.69%	+0.19
EMR Emerson Electric Co.	Add +1.7%	1.22%	+0.17
ADP Automatic Data Processing	Add +1.5%	2.11%	+0.16
MS Morgan Stanley	Add +3.4%	0.73%	+0.15
EQT Eqt Corp.	New	0.13%	+0.13
SHOP Shopify Inc. Class A	New	0.12%	+0.12
PAYX Paychex Inc.	Add +1.7%	1.71%	+0.11
CRM Salesforce Inc.	New	0.11%	+0.11
FDS Factset Research Systems Inc.	Add +2.3%	1.52%	+0.11
MO Altria Group Inc.	New	0.09%	+0.09
LRCX Lam Research Corp.	New	0.09%	+0.09
SJM The JM Smucker Co.	New	0.08%	+0.08
BRBR Bellring Brands Inc.	New	0.08%	+0.08
APPF Appfolio Inc. Class A	New	0.08%	+0.08
TSM Taiwan Semiconductor-SP ADR	Add +5.2%	0.42%	+0.07
GOOGL Alphabet Inc. Class A	Add +3.4%	0.44%	+0.07
DECK Deckers Outdoor Corp.	Add +32.8%	0.15%	+0.06
ABT Abbott Laboratories	Add +3.8%	1.79%	+0.06
AMP Ameriprise Financial Inc.	Add +45.3%	0.15%	+0.06
NVDA Nvidia Corp.	Add +8.8%	0.28%	+0.05
C Citigroup Inc.	Add +0.3%	0.41%	+0.05
USB US Bancorp	Add +4.8%	0.51%	+0.05
CLX Clorox Company	Add +5.4%	0.87%	+0.05
T AT&T Inc.	Add +5.8%	0.49%	+0.05
WEC WEC Energy Group Inc.	Add +4.9%	1.21%	+0.04
ACN Accenture PLC Class A	Add +1.9%	1.71%	+0.03
PTEN Patterson-Uti Energy Inc.	Add +57.4%	0.08%	+0.03
VMC Vulcan Materials Co.	Add +22.3%	0.15%	+0.03
HEWJ Isha Curr Hedged MSCI Japan	Add +9.9%	0.23%	+0.03
IRM Iron Mountain Inc.	Add +28.5%	0.19%	+0.02
JEPI JPMorgan Equity Premium Inco	Add +6.5%	0.63%	+0.02
MU Micron Technology Inc.	Add +37.6%	0.19%	+0.02
ABBV Abbvie Inc.	Add +21.6%	0.22%	+0.02
FANG Diamondback Energy Inc.	Add +11.8%	0.29%	+0.02
PFF iShares Preferred & Income S	Add +7.9%	0.60%	+0.02
SONY Sony Group Corp. - SP ADR	Add +6.8%	0.10%	+0.01
MSFT Microsoft Corp.	Add +1.8%	5.19%	+0.01
PG The Procter & Gamble Co.	Add +3.8%	1.27%	+0.01
APD Air Products & Chemicals Inc.	Add +3.1%	1.33%	+0.01
CVX Chevron Corp.	Add +2.6%	0.80%	+0.01
HON Honeywell International Inc.	Add +0.2%	0.11%	+0.01
DHI D.R. Horton Inc.	Add +47.8%	0.12%	+0.01
ACM Aecom	Add +1.9%	0.15%	+0.01
SBUX Starbucks Corp.	Add +10.7%	0.19%	+0.01
AMAT Applied Materials Inc.	Add +30.6%	0.13%	+0.01
TRV The Travelers Cos Inc.	Add +5.2%	0.08%	+0.01
FNB FNB Corp.	Add +1.9%	0.07%	+0.00
ACCO Acco Brands Corp.	Add +22.1%	0.03%	+0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	186	$353.6M	AAPL, MSFT, CSCO, JPM, ADI
Q1 2026	174	$326.1M	AAPL, MSFT, JNJ, JPM, WMT
Q4 2025	180	$326.9M	MSFT, AAPL, JPM, WMT, CSCO
Q3 2025	180	$323.9M	MSFT, AAPL, JPM, WMT, LOW
Q2 2025	183	$306.8M	MSFT, AAPL, JPM, CSCO, WMT
Q1 2025	168	$280.8M	MSFT, AAPL, JPM, LOW, WMT
Q4 2024	156	$265.7M	MSFT, AAPL, JPM, LOW, WMT
Q3 2024	155	$267.3M	MSFT, AAPL, LOW, JPM, NEE
Q2 2024	149	$243.9M	MSFT, AAPL, JPM, LOW, ADI
Q1 2024	148	$245.1M	MSFT, AAPL, JPM, LOW, JNJ