Somerset Trust Co

Name: Somerset Trust Co 13F holdings, Q1 2025
Creator: Somerset Trust Co
Published: 2025-04-08

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 8, 2025), Somerset Trust Co reported 168 stock positions worth $280.8 million. Its top holding was Microsoft (MSFT) at 4.5% of the portfolio, followed by Apple (AAPL, 4.3%) and JPMorgan Chase (JPM, 3.1%). Compared with Q4 2024, it opened 18 new positions, sold out of 6, added to 100 and reduced 39. The biggest buy was Amgen (AMGN, shares +6%) and the biggest sale Ross Stores (ROST, shares −1%).

Most Recent 13F: Q2 2026
Location: SOMERSET, PA
CIK: 0001597099
Portfolio Value: $280.8M (Q1 2025)
SEC Filing: 0001597099-25-000003 ↗ filed Apr 8, 2025

Holdings Value

Holdings 168 stocks · $280.8M


MSFT Microsoft Corp.	4.54%	33,991	$12.8M	Add +3.9%
AAPL Apple Inc.	4.34%	54,840	$12.2M	Add +1.6%
JPM JPMorgan Chase & Co.	3.09%	35,378	$8.7M	Reduce -0.2%
LOW Lowe's Cos Inc.	2.53%	30,429	$7.1M	Add +2.9%
WMT Walmart Inc.	2.45%	78,258	$6.9M	Add +3.1%
CSCO Cisco Systems Inc.	2.42%	109,910	$6.8M	Add +1.5%
JNJ Johnson & Johnson	2.27%	38,434	$6.4M	Add +2.1%
AMGN Amgen Inc.	2.27%	20,423	$6.4M	Add +6.5%
NEE Nextera Energy Inc.	2.26%	89,709	$6.4M	Add +5.2%
AFL Aflac Inc.	2.20%	55,488	$6.2M	Add +1.2%
ADP Automatic Data Processing	2.14%	19,654	$6.0M	Add +2.5%
ABT Abbott Laboratories	2.08%	44,078	$5.8M	Add +4.6%
MCD McDonald's Corp.	2.05%	18,411	$5.8M	Add +4.9%
COST Costco Wholesale Corp.	1.99%	5,917	$5.6M	Reduce -0.8%
ADI Analog Devices Inc.	1.95%	27,219	$5.5M	Add +3.8%
FDN First Trust DJ Internet Ind	1.91%	24,115	$5.4M	Add +3.7%
LIN Linde PLC	1.90%	11,463	$5.3M	Add +1.9%
RTX RTX Corp.	1.83%	38,746	$5.1M	Add +7.6%
PAYX Paychex Inc.	1.83%	33,247	$5.1M	Add +2.4%
ITW Illinois Tool Works	1.77%	20,063	$5.0M	Add +4.0%
CB Chubb Ltd.	1.57%	14,627	$4.4M	Add +2.6%
BLK BlackRock Inc.	1.56%	4,637	$4.4M	Add +5.8%
MDT Medtronic PLC	1.56%	48,759	$4.4M	Add +7.5%
ACN Accenture PLC Class A	1.49%	13,382	$4.2M	Add +3.8%
NSC Norfolk Southern Corp.	1.47%	17,396	$4.1M	Add +4.1%
LHX L3HARRIS Technologies Inc.	1.45%	19,488	$4.1M	Add +7.6%
GD General Dynamics Corp.	1.44%	14,884	$4.1M	Add +2.6%
FDS Factset Research Systems Inc.	1.41%	8,735	$4.0M	Add +3.8%
WEC WEC Energy Group Inc.	1.39%	35,891	$3.9M	Add +5.1%
APD Air Products & Chemicals Inc.	1.34%	12,751	$3.8M	Add +4.4%
BDX Becton Dickinson and Co.	1.32%	16,202	$3.7M	Add +4.5%
UNH Unitedhealth Group Inc.	1.30%	6,983	$3.7M	Add +6.2%
PG The Procter & Gamble Co.	1.29%	21,250	$3.6M	Add +5.5%
PEP Pepsico Inc.	1.13%	21,085	$3.2M	Add +5.6%
HD Home Depot Inc.	1.08%	8,249	$3.0M	Reduce -0.8%
EMR Emerson Electric Co.	1.05%	26,785	$2.9M	Add +2.7%
PSX Phillips 66	0.90%	20,550	$2.5M	Add +3.8%
CVX Chevron Corp.	0.90%	15,120	$2.5M	Add +2.5%
ES Eversource Energy	0.88%	39,823	$2.5M	Add +12.6%
CL Colgate-Palmolive Co.	0.88%	26,247	$2.5M	Add +5.6%
CMCSA Comcast Corp. Class A	0.87%	66,151	$2.4M	Add +10.2%
CLX Clorox Company	0.81%	15,361	$2.3M	Add +8.1%
ROST Ross Stores Inc.	0.69%	15,247	$1.9M	Reduce -0.5%
TGT Target Corp.	0.69%	18,547	$1.9M	Add +6.7%
COF Capital One Financial Corp.	0.68%	10,628	$1.9M	Reduce -1.8%
MS Morgan Stanley	0.67%	16,130	$1.9M	Add +4.6%
JEPI JPMorgan Equity Premium Inco	0.65%	31,938	$1.8M	Add +10.4%
T AT&T Inc.	0.61%	60,454	$1.7M	Add +5.4%
DGX Quest Diagnostics Inc.	0.56%	9,360	$1.6M	Reduce -1.0%
PFF iShares Preferred & Income S	0.55%	50,689	$1.6M	Add +0.4%
NKE Nike Inc. Class B	0.53%	23,625	$1.5M	Add +10.0%
MET Metlife Inc.	0.50%	17,653	$1.4M	Reduce -1.1%
AMT American Tower Corp.	0.46%	5,929	$1.3M	Add +11.3%
USB US Bancorp	0.45%	30,090	$1.3M	Add +7.1%
GOOGL Alphabet Inc. Class A	0.44%	7,972	$1.2M	Add +30.2%
ITOT iShares Core S&P Total U.S.	0.41%	9,385	$1.1M	No change
TSM Taiwan Semiconductor-SP ADR	0.39%	6,567	$1.1M	Add +15.7%
C Citigroup Inc.	0.39%	15,275	$1.1M	Reduce -0.5%
TSLA Tesla Inc.	0.34%	3,683	$954K	Add +2.1%
FANG Diamondback Energy Inc.	0.34%	5,943	$950K	Add +24.5%
MRK Merck & Co. Inc.	0.33%	10,447	$938K	Add +24.5%
DY Dycom Industries Inc.	0.32%	5,949	$906K	Add +28.5%
GILD Gilead Sciences Inc.	0.31%	7,803	$874K	Reduce -1.1%
VZ Verizon Communications Inc.	0.30%	18,507	$839K	Add +24.6%
NVDA Nvidia Corp.	0.29%	7,429	$805K	Add +32.0%
ABBV Abbvie Inc.	0.28%	3,780	$792K	Add +15.2%
MU Micron Technology Inc.	0.26%	8,552	$743K	Add +45.6%
CI The Cigna Group	0.25%	2,163	$712K	Reduce -1.9%
PKG Packaging Corp. of America	0.25%	3,571	$707K	No change
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO	0.25%	2,041	$705K	Reduce -2.3%
IJH iShares Core S&P Midcap ETF	0.24%	11,691	$682K	Reduce -10.3%
PNR Pentair PLC	0.24%	7,718	$675K	Add +3.3%
IVV iShares Core S&P 500 ETF	0.23%	1,149	$646K	Add +2.3%
HSY The Hershey Co.	0.23%	3,719	$636K	Add +19.7%
HEWJ Isha Curr Hedged MSCI Japan	0.23%	15,092	$633K	Add +3.3%
MA Mastercard Inc. Class A	0.22%	1,151	$631K	Add +30.8%
PFE Pfizer Inc.	0.21%	23,454	$594K	Add +9.0%
SBUX Starbucks Corp.	0.21%	6,009	$589K	Add +10.0%
ADBE Adobe Inc.	0.21%	1,513	$580K	Add +30.8%
AIG American International Group	0.20%	6,532	$568K	Reduce -3.7%
LLY Eli Lilly & Co.	0.20%	664	$548K	Reduce -0.3%
IJR iShares Core S&P Small-Cap E	0.19%	5,226	$546K	Reduce -1.0%
PSCT Invesco S&P Smallcap Informa	0.19%	13,443	$539K	No change
VMC Vulcan Materials Co.	0.19%	2,252	$525K	Add +46.8%
SIGI Selective Insurance Group	0.18%	5,665	$519K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.18%	6,434	$517K	Add +5.5%
DAL Delta Air Lines Inc.	0.18%	11,562	$504K	Reduce -3.0%
GLD SPDR Gold Shares	0.18%	1,730	$498K	Add +2.4%
RSPG Invesco S&P 500 Equal Weight	0.18%	6,020	$493K	Reduce -0.3%
BRO Brown & Brown Inc.	0.17%	3,942	$490K	Reduce -0.8%
CBOE Cboe Global Markets Inc.	0.17%	2,166	$490K	Add +14.4%
NTR Nutrien Ltd.	0.17%	9,831	$488K	Reduce -8.4%
LDOS Leidos Holdings Inc.	0.17%	3,572	$482K	Add +41.0%
IRM Iron Mountain Inc. filed as IRON MTN INC DEL	0.17%	5,501	$473K	Add +17.4%
HUBB Hubbell Inc.	0.17%	1,414	$468K	Reduce -1.8%
CHWY Chewy Inc. Class A	0.16%	14,098	$458K	Add +11.1%
AMP Ameriprise Financial Inc.	0.16%	946	$458K	Add +24.5%
SONY Sony Group Corp. - SP ADR	0.16%	17,720	$450K	Add +48.2%
SPYV SS SPDR P S&P 500 Value ETF	0.16%	8,708	$445K	Add +2.3%
GWRE Guidewire Software Inc.	0.16%	2,349	$440K	Reduce -0.6%
ACM Aecom	0.15%	4,690	$435K	Add +29.8%
CHE Chemed Corp.	0.15%	702	$432K	Add +30.5%
RBC RBC Bearings Inc.	0.15%	1,340	$431K	Add +21.7%
WCN Waste Connections Inc.	0.15%	2,087	$407K	Reduce -0.8%
TMO Thermo Fisher Scientific Inc.	0.14%	801	$399K	Add +43.0%
TYL Tyler Technologies Inc.	0.14%	670	$390K	Add +36.5%
MO Altria Group Inc.	0.14%	6,386	$383K	Add +35.6%
BRK.B Berkshire Hathaway Inc. Class B	0.14%	713	$380K	Reduce -8.9%
RLI Rli Corp.	0.13%	4,677	$376K	Reduce -0.9%
EQT Eqt Corp.	0.13%	7,003	$374K	Reduce -8.8%
AMZN Amazon.com Inc.	0.13%	1,953	$372K	Reduce -8.9%
FDX FedEx Corp.	0.13%	1,497	$365K	Add +24.9%
KEYS Keysight Technologies Inc.	0.13%	2,425	$363K	Reduce -0.8%
DHI D.R. Horton Inc.	0.13%	2,852	$363K	Add +28.9%
BAH Booz Allen Hamilton Holdings	0.13%	3,400	$356K	Reduce -2.9%
CHD Church & Dwight Co. Inc.	0.13%	3,220	$354K	Reduce -4.0%
INFY Infosys Ltd.-SP ADR	0.13%	19,276	$352K	Add +24.8%
AMAT Applied Materials Inc.	0.12%	2,365	$343K	Add +12.8%
UPS United Parcel Service Class B	0.12%	3,092	$340K	Add +49.4%
TRV The Travelers Cos Inc.	0.12%	1,285	$340K	Add +40.0%
CHKP Check Point Software Tech	0.12%	1,487	$339K	No change
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.12%	3,431	$339K	Add +25.4%
PSCH Invesco S&P Smallcap Health	0.12%	7,797	$337K	No change
SHOP Shopify Inc. Class A	0.12%	3,477	$332K	Add +20.8%
LRCX Lam Research Corp.	0.12%	4,551	$331K	Add +38.0%
ICLR Icon PLC	0.12%	1,849	$324K	Reduce -7.3%
CRUS Cirrus Logic Inc.	0.11%	3,182	$317K	New
CSGS CSG Systems Intl Inc.	0.11%	5,080	$307K	New
THC Tenet Healthcare Corp.	0.11%	2,254	$303K	New
WRB WR Berkley Corp. filed as BERKLEY W R CORP	0.11%	4,173	$297K	Reduce -1.5%
DECK Deckers Outdoor Corp.	0.10%	2,634	$295K	Add +32.2%
SJM The JM Smucker Co. filed as SMUCKER J M CO	0.10%	2,452	$290K	Add +22.1%
CNC Centene Corp.	0.10%	4,750	$288K	No change
GNRC Generac Holdings Inc.	0.10%	2,266	$287K	Add +39.0%
GGG Graco Inc.	0.10%	3,424	$286K	No change
EG Everest Group Ltd.	0.10%	785	$285K	Add +38.0%
ROL Rollins Inc.	0.10%	5,250	$284K	Reduce -1.1%
TKO Tko Group Holdings Inc.	0.10%	1,848	$282K	New
CVS CVS Health Corp.	0.10%	4,130	$280K	New
EGP Eastgroup Properties Inc.	0.10%	1,581	$278K	No change
CRM Salesforce Inc.	0.10%	1,017	$273K	Add +17.4%
FCF First Commonwealth Finl Corp.	0.10%	17,528	$272K	No change
FIVE Five Below	0.09%	3,541	$265K	Add +36.1%
HON Honeywell International Inc.	0.09%	1,238	$262K	Reduce -7.0%
STAG Stag Industrial Inc.	0.09%	7,230	$261K	Reduce -1.2%
O Realty Income Corp.	0.09%	4,460	$259K	New
MLPX Global X MLP & Energy Infras	0.09%	4,007	$256K	New
VHT Vanguard Health Care ETF	0.09%	958	$254K	New
UNP Union Pacific Corp.	0.09%	1,063	$251K	Add +2.9%
VSH Vishay Intertechnology Inc.	0.09%	15,763	$251K	Add +28.6%
RPM RPM International Inc.	0.09%	2,120	$245K	Reduce -1.4%
MGM MGM Resorts International	0.09%	8,213	$243K	Reduce -1.4%
NEM Newmont Corp.	0.08%	4,880	$236K	New
POST Post Holdings Inc. filed as POST HLDGS INC	0.08%	2,022	$235K	New
V Visa Inc. Class A	0.08%	667	$234K	New
PTEN Patterson-Uti Energy Inc.	0.08%	28,345	$233K	Add +17.3%
APPF Appfolio Inc. Class A	0.08%	1,036	$228K	Add +25.9%
XOM Exxon Mobil Corp.	0.08%	1,888	$225K	Reduce -7.4%
TEL Te Connectivity PLC	0.08%	1,583	$224K	New
XAR SS SPDR S&P Aerospace Def	0.08%	1,358	$218K	New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.08%	855	$213K	New
D Dominion Energy Inc.	0.08%	3,781	$212K	New
IEFA iShares Core MSCI Eafe ETF	0.07%	2,756	$208K	New
CTO Cto Realty Growth Inc. filed as CTO RLTY GROWTH INC NEW	0.07%	10,768	$208K	New
THG Hanover Insurance Group Inc./	0.07%	1,181	$205K	New
MDYV SS SPDR S&P 400 MC Val ETF	0.07%	2,616	$202K	Reduce -4.3%
FNB FNB Corp.	0.06%	12,794	$172K	No change
NEOG Neogen Corp.	0.05%	14,820	$128K	Reduce -1.8%

Portfolio Sells Q4 2024 → Q1 2025


ROST Ross Stores Inc.	Reduce -0.5%	0.69%	−0.18
HD Home Depot Inc.	Reduce -0.8%	1.08%	−0.14
JPM JPMorgan Chase & Co.	Reduce -0.2%	3.09%	−0.11
DAL Delta Air Lines Inc.	Reduce -3.0%	0.18%	−0.09
MANH Manhattan Associates Inc.	Sold out	0.00%	−0.09
LW Lamb Weston Holdings Inc.	Sold out	0.00%	−0.08
MDYG SS SPDR S&P 400 MC GR ETF	Sold out	0.00%	−0.08
AXP American Express Co.	Sold out	0.00%	−0.08
BRBR Bellring Brands Inc.	Sold out	0.00%	−0.08
COST Costco Wholesale Corp.	Reduce -0.8%	1.99%	−0.06
IJH iShares Core S&P Midcap ETF	Reduce -10.3%	0.24%	−0.06
HUBB Hubbell Inc.	Reduce -1.8%	0.17%	−0.06
COF Capital One Financial Corp.	Reduce -1.8%	0.68%	−0.05
MET Metlife Inc.	Reduce -1.1%	0.50%	−0.05
AMZN Amazon.com Inc.	Reduce -8.9%	0.13%	−0.04
BAH Booz Allen Hamilton Holdings	Reduce -2.9%	0.13%	−0.04
ICLR Icon PLC	Reduce -7.3%	0.12%	−0.04
IJR iShares Core S&P Small-Cap E	Reduce -1.0%	0.19%	−0.03
ACCO Acco Brands Corp.	Sold out	0.00%	−0.03
NEOG Neogen Corp.	Reduce -1.8%	0.05%	−0.02
MGM MGM Resorts International	Reduce -1.4%	0.09%	−0.02
C Citigroup Inc.	Reduce -0.5%	0.39%	−0.02
HON Honeywell International Inc.	Reduce -7.0%	0.09%	−0.02
KEYS Keysight Technologies Inc.	Reduce -0.8%	0.13%	−0.02
RLI Rli Corp.	Reduce -0.9%	0.13%	−0.01
RPM RPM International Inc.	Reduce -1.4%	0.09%	−0.01
MDYV SS SPDR S&P 400 MC Val ETF	Reduce -4.3%	0.07%	−0.01
NTR Nutrien Ltd.	Reduce -8.4%	0.17%	−0.01
CHD Church & Dwight Co. Inc.	Reduce -4.0%	0.13%	−0.01
XOM Exxon Mobil Corp.	Reduce -7.4%	0.08%	−0.00
STAG Stag Industrial Inc.	Reduce -1.2%	0.09%	−0.00
EQT Eqt Corp.	Reduce -8.8%	0.13%	+0.00
BRK.B Berkshire Hathaway Inc. Class B	Reduce -8.9%	0.14%	+0.00
LLY Eli Lilly & Co.	Reduce -0.3%	0.20%	+0.00
RSPG Invesco S&P 500 Equal Weight	Reduce -0.3%	0.18%	+0.00
GWRE Guidewire Software Inc.	Reduce -0.6%	0.16%	+0.01
ROL Rollins Inc.	Reduce -1.1%	0.10%	+0.01
WCN Waste Connections Inc.	Reduce -0.8%	0.15%	+0.01
WRB WR Berkley Corp.	Reduce -1.5%	0.11%	+0.01
AIG American International Group	Reduce -3.7%	0.20%	+0.02
BRO Brown & Brown Inc.	Reduce -0.8%	0.17%	+0.02
CI The Cigna Group	Reduce -1.9%	0.25%	+0.02
DGX Quest Diagnostics Inc.	Reduce -1.0%	0.56%	+0.03
AJG Arthur J Gallagher & Co.	Reduce -2.3%	0.25%	+0.03
GILD Gilead Sciences Inc.	Reduce -1.1%	0.31%	+0.04

Portfolio Buys Q4 2024 → Q1 2025


AMGN Amgen Inc.	Add +6.5%	2.27%	+0.38
ABT Abbott Laboratories	Add +4.6%	2.08%	+0.29
RTX RTX Corp.	Add +7.6%	1.83%	+0.26
JNJ Johnson & Johnson	Add +2.1%	2.27%	+0.22
MDT Medtronic PLC	Add +7.5%	1.56%	+0.20
WEC WEC Energy Group Inc.	Add +5.1%	1.39%	+0.18
MCD McDonald's Corp.	Add +4.9%	2.05%	+0.13
LIN Linde PLC	Add +1.9%	1.90%	+0.13
T AT&T Inc.	Add +5.4%	0.61%	+0.12
ES Eversource Energy	Add +12.6%	0.88%	+0.12
PAYX Paychex Inc.	Add +2.4%	1.83%	+0.11
CRUS Cirrus Logic Inc.	New	0.11%	+0.11
CSGS CSG Systems Intl Inc.	New	0.11%	+0.11
THC Tenet Healthcare Corp.	New	0.11%	+0.11
TKO Tko Group Holdings Inc.	New	0.10%	+0.10
CVS CVS Health Corp.	New	0.10%	+0.10
CVX Chevron Corp.	Add +2.5%	0.90%	+0.10
O Realty Income Corp.	New	0.09%	+0.09
AMT American Tower Corp.	Add +11.3%	0.46%	+0.09
MLPX Global X MLP & Energy Infras	New	0.09%	+0.09
CB Chubb Ltd.	Add +2.6%	1.57%	+0.09
VHT Vanguard Health Care ETF	New	0.09%	+0.09
NEM Newmont Corp.	New	0.08%	+0.08
POST Post Holdings Inc.	New	0.08%	+0.08
V Visa Inc. Class A	New	0.08%	+0.08
TEL Te Connectivity PLC	New	0.08%	+0.08
MU Micron Technology Inc.	Add +45.6%	0.26%	+0.08
XAR SS SPDR S&P Aerospace Def	New	0.08%	+0.08
IBM Intl Business Machines Corp.	New	0.08%	+0.08
D Dominion Energy Inc.	New	0.08%	+0.08
VZ Verizon Communications Inc.	Add +24.6%	0.30%	+0.08
IEFA iShares Core MSCI Eafe ETF	New	0.07%	+0.07
CTO Cto Realty Growth Inc.	New	0.07%	+0.07
THG Hanover Insurance Group Inc./	New	0.07%	+0.07
SONY Sony Group Corp. - SP ADR	Add +48.2%	0.16%	+0.07
AFL Aflac Inc.	Add +1.2%	2.20%	+0.06
ABBV Abbvie Inc.	Add +15.2%	0.28%	+0.06
PSX Phillips 66	Add +3.8%	0.90%	+0.05
UNH Unitedhealth Group Inc.	Add +6.2%	1.30%	+0.05
MA Mastercard Inc. Class A	Add +30.8%	0.22%	+0.05
CHE Chemed Corp.	Add +30.5%	0.15%	+0.05
FANG Diamondback Energy Inc.	Add +24.5%	0.34%	+0.04
MO Altria Group Inc.	Add +35.6%	0.14%	+0.04
VMC Vulcan Materials Co.	Add +46.8%	0.19%	+0.04
TRV The Travelers Cos Inc.	Add +40.0%	0.12%	+0.04
CBOE Cboe Global Markets Inc.	Add +14.4%	0.17%	+0.04
LDOS Leidos Holdings Inc.	Add +41.0%	0.17%	+0.03
TMO Thermo Fisher Scientific Inc.	Add +43.0%	0.14%	+0.03
TYL Tyler Technologies Inc.	Add +36.5%	0.14%	+0.03
RBC RBC Bearings Inc.	Add +21.7%	0.15%	+0.03

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	186	$353.6M	AAPL, MSFT, CSCO, JPM, ADI
Q1 2026	174	$326.1M	AAPL, MSFT, JNJ, JPM, WMT
Q4 2025	180	$326.9M	MSFT, AAPL, JPM, WMT, CSCO
Q3 2025	180	$323.9M	MSFT, AAPL, JPM, WMT, LOW
Q2 2025	183	$306.8M	MSFT, AAPL, JPM, CSCO, WMT
Q1 2025	168	$280.8M	MSFT, AAPL, JPM, LOW, WMT
Q4 2024	156	$265.7M	MSFT, AAPL, JPM, LOW, WMT
Q3 2024	155	$267.3M	MSFT, AAPL, LOW, JPM, NEE
Q2 2024	149	$243.9M	MSFT, AAPL, JPM, LOW, ADI
Q1 2024	148	$245.1M	MSFT, AAPL, JPM, LOW, JNJ