Towneley Capital Management, Inc / DE
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 29, 2025), Towneley Capital Management, Inc / DE reported 45 stock positions worth $421.0 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 30.2% of the portfolio, followed by Vanguard Total Intl Stock (VXUS, 11.5%) and Harbor Long-Term Growers ETF (WINN, 7.3%). Compared with Q3 2024, it opened 10 new positions, sold out of 4, added to 14 and reduced 20. The biggest buy was Vanguard Tax-Exempt Bond ETF (VTEB, shares +151%) and the biggest sale PIMCO Intermediate Municipal (MUNI, shares −99%).
- Most Recent 13F
- Q2 2026
- Location
- LAGUNA HILLS, CA
- CIK
- 0002004980
- Portfolio Value
- $421.0M (Q4 2024)
- SEC Filing
- 0001172661-25-000399 ↗ filed Jan 29, 2025
Holdings Value
Holdings 45 stocks · $421.0M
| VTI VG Morningstar TS MKT ETF-US | 30.19% | 438,596 | $127.1M | Reduce -1.0% |
| VXUS Vanguard Total Intl Stock | 11.49% | 821,016 | $48.4M | Add +4.9% |
| WINN Harbor Long-Term Growers ETF | 7.29% | 1,128,557 | $30.7M | Reduce -0.6% |
| VGIT Vanguard Intermediate-Term T | 6.51% | 472,360 | $27.4M | Add +11.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.35% | 342,540 | $26.7M | Add +2.5% |
| SCHD Schwab US DVD Equity ETF | 4.62% | 711,988 | $19.5M | Add +2.5% |
| JMBS Janus Henderson Mortg Backed | 4.54% | 432,608 | $19.1M | Add +10.1% |
| SCHO Schwab Short-Term US Treas | 4.50% | 786,649 | $18.9M | Add +2.7% |
| SGOL Abrdn Physical Gold Shares | 4.28% | 719,652 | $18.0M | Reduce -2.9% |
| AVUV Avantis US Small Cap Value | 3.93% | 171,289 | $16.5M | Add +10.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 3.52% | 295,540 | $14.8M | Add +151.4% |
| DFAE Dimensional Emerging Core Eq | 1.67% | 277,850 | $7.0M | Add +0.9% |
| IAU iShares Gold Trust | 1.62% | 138,043 | $6.8M | Reduce -1.4% |
| LLY Eli Lilly & Co. | 1.50% | 8,179 | $6.3M | New |
| GLTR Abrdn Precious Metals Basket | 1.49% | 57,171 | $6.3M | Reduce -0.7% |
| ANGL Vaneck Fallen Angel High YLD | 0.81% | 118,719 | $3.4M | Add +6.1% |
| VGLT Vanguard Long-Term Treasury | 0.70% | 53,601 | $3.0M | Add +3.6% |
| GLD SPDR Gold Shares | 0.70% | 12,221 | $3.0M | Reduce -1.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.70% | 5,752 | $2.9M | New |
| VGSH Vanguard Short-Term Treasury | 0.32% | 23,107 | $1.3M | Add +1.4% |
| VT Vanguard Tot World STK ETF | 0.28% | 10,183 | $1.2M | Reduce -1.7% |
| XLK SS Technology Select Sector | 0.27% | 4,969 | $1.2M | New |
| MSFT Microsoft Corp. | 0.27% | 2,688 | $1.1M | New |
| XOM Exxon Mobil Corp. | 0.24% | 9,218 | $992K | New |
| IVV iShares Core S&P 500 ETF | 0.24% | 1,682 | $990K | Reduce -6.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.21% | 2,194 | $900K | Reduce -28.2% |
| DFUS Dimensional US Eq MKT ETF | 0.16% | 10,543 | $672K | Reduce -16.6% |
| CWI State Street SPDR MSCI Acwi | 0.15% | 23,122 | $646K | Reduce -24.2% |
| CASS Cass Information Systems Inc. | 0.15% | 14,944 | $611K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.13% | 3,250 | $550K | Reduce -36.6% |
| MUNI PIMCO Intermediate Municipal | 0.11% | 8,981 | $465K | Reduce -98.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.10% | 1,673 | $442K | Reduce -43.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 963 | $437K | No change |
| DFUV Dimensional US Marketwide Va | 0.10% | 9,885 | $404K | Reduce -8.6% |
| COP Conocophillips | 0.08% | 3,568 | $354K | New |
| DFAS Dimensional US Small Cap ETF | 0.08% | 5,125 | $334K | Reduce -72.3% |
| AGG iShares Core U.S. Aggregate | 0.08% | 3,331 | $323K | Reduce -44.9% |
| DFSU Dimensional US Sus CORE1 ETF | 0.07% | 7,719 | $293K | Reduce -0.5% |
| AAPL Apple Inc. | 0.07% | 1,153 | $289K | New |
| DFAT Dimensional US Target Value | 0.07% | 5,156 | $287K | Add +0.4% |
| SMH Vaneck Semiconductor ETF | 0.07% | 1,160 | $281K | New |
| VTIP Vanguard Short-Term Tips | 0.07% | 5,649 | $274K | Reduce -24.3% |
| SELF Global Self Storage Inc. | 0.06% | 45,084 | $240K | Add +1.4% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.05% | 658 | $226K | New |
| VEU Vanguard Ftse All-World Ex-U | 0.05% | 3,850 | $221K | Reduce -36.1% |
Portfolio Sells Q3 2024 → Q4 2024
| MUNI PIMCO Intermediate Municipal | Reduce -98.9% | 0.11% | −9.86 |
| DFAS Dimensional US Small Cap ETF | Reduce -72.3% | 0.08% | −0.19 |
| GVI iShares Intermediate Governm | Sold out | 0.00% | −0.13 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -36.6% | 0.13% | −0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -43.4% | 0.10% | −0.07 |
| AGG iShares Core U.S. Aggregate | Reduce -44.9% | 0.08% | −0.06 |
| CWI State Street SPDR MSCI Acwi | Reduce -24.2% | 0.15% | −0.06 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.06 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -28.2% | 0.21% | −0.05 |
| IGOV iShares International Treasu | Sold out | 0.00% | −0.05 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -36.1% | 0.05% | −0.03 |
| DFUS Dimensional US Eq MKT ETF | Reduce -16.6% | 0.16% | −0.02 |
| VTIP Vanguard Short-Term Tips | Reduce -24.3% | 0.07% | −0.02 |
| DFUV Dimensional US Marketwide Va | Reduce -8.6% | 0.10% | −0.01 |
| NKGN Nkgen Biotech Inc. | Sold out | 0.00% | −0.00 |
| IVV iShares Core S&P 500 ETF | Reduce -6.9% | 0.24% | −0.00 |
| VT Vanguard Tot World STK ETF | Reduce -1.7% | 0.28% | +0.00 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -0.5% | 0.07% | +0.00 |
| GLTR Abrdn Precious Metals Basket | Reduce -0.7% | 1.49% | +0.01 |
| GLD SPDR Gold Shares | Reduce -1.1% | 0.70% | +0.02 |
| IAU iShares Gold Trust | Reduce -1.4% | 1.62% | +0.05 |
| SGOL Abrdn Physical Gold Shares | Reduce -2.9% | 4.28% | +0.06 |
| WINN Harbor Long-Term Growers ETF | Reduce -0.6% | 7.29% | +0.71 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.0% | 30.19% | +1.77 |
Portfolio Buys Q3 2024 → Q4 2024
| VTEB Vanguard Tax-Exempt Bond ETF | Add +151.4% | 3.52% | +2.16 |
| LLY Eli Lilly & Co. | New | 1.50% | +1.50 |
| VGIT Vanguard Intermediate-Term T | Add +11.4% | 6.51% | +0.71 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.70% | +0.70 |
| AVUV Avantis US Small Cap Value | Add +10.6% | 3.93% | +0.56 |
| JMBS Janus Henderson Mortg Backed | Add +10.1% | 4.54% | +0.39 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +2.5% | 6.35% | +0.34 |
| XLK SS Technology Select Sector | New | 0.27% | +0.27 |
| MSFT Microsoft Corp. | New | 0.27% | +0.27 |
| SCHO Schwab Short-Term US Treas | Add +2.7% | 4.50% | +0.25 |
| XOM Exxon Mobil Corp. | New | 0.24% | +0.24 |
| SCHD Schwab US DVD Equity ETF | Add +2.5% | 4.62% | +0.19 |
| CASS Cass Information Systems Inc. | New | 0.15% | +0.15 |
| COP Conocophillips | New | 0.08% | +0.08 |
| AAPL Apple Inc. | New | 0.07% | +0.07 |
| SMH Vaneck Semiconductor ETF | New | 0.07% | +0.07 |
| ANGL Vaneck Fallen Angel High YLD | Add +6.1% | 0.81% | +0.06 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.05% | +0.05 |
| VGSH Vanguard Short-Term Treasury | Add +1.4% | 0.32% | +0.01 |
| VXUS Vanguard Total Intl Stock | Add +4.9% | 11.49% | +0.01 |
| SELF Global Self Storage Inc. | Add +1.4% | 0.06% | +0.00 |
| DFAT Dimensional US Target Value | Add +0.4% | 0.07% | +0.00 |
| VGLT Vanguard Long-Term Treasury | Add +3.6% | 0.70% | −0.02 |
| DFAE Dimensional Emerging Core Eq | Add +0.9% | 1.67% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 46 | $509.5M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2026 | 42 | $477.8M | VTI, VXUS, VGIT, WINN, JMBS |
| Q4 2025 | 40 | $474.3M | VTI, VXUS, WINN, VGIT, JMBS |
| Q3 2025 | 38 | $460.4M | VTI, VXUS, WINN, VGIT, JMBS |
| Q2 2025 | 34 | $435.9M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2025 | 44 | $427.5M | VTI, VXUS, VGIT, WINN, VCSH |
| Q4 2024 | 45 | $421.0M | VTI, VXUS, WINN, VGIT, VCSH |
| Q3 2024 | 39 | $441.5M | VTI, VXUS, MUNI, WINN, VCSH |
| Q2 2024 | 39 | $426.4M | VTI, VXUS, MUNI, WINN, VCSH |
| Q1 2024 | 47 | $406.7M | VTI, VXUS, MUNI, VCSH, VGIT |