Towneley Capital Management, Inc / DE
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 11, 2025), Towneley Capital Management, Inc / DE reported 44 stock positions worth $427.5 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 29.6% of the portfolio, followed by Vanguard Total Intl Stock (VXUS, 12.5%) and Vanguard Intermediate-Term T (VGIT, 6.8%). Compared with Q4 2024, it opened 7 new positions, sold out of 8, added to 24 and reduced 12. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +5%) and the biggest sale Eli Lilly (LLY, shares −95%).
- Most Recent 13F
- Q2 2026
- Location
- LAGUNA HILLS, CA
- CIK
- 0002004980
- Portfolio Value
- $427.5M (Q1 2025)
- SEC Filing
- 0001172661-25-001485 ↗ filed Apr 11, 2025
Holdings Value
Holdings 44 stocks · $427.5M
| VTI VG Morningstar TS MKT ETF-US | 29.59% | 460,228 | $126.5M | Add +4.9% |
| VXUS Vanguard Total Intl Stock | 12.48% | 858,852 | $53.3M | Add +4.6% |
| VGIT Vanguard Intermediate-Term T | 6.79% | 488,406 | $29.0M | Add +3.4% |
| WINN Harbor Long-Term Growers ETF | 6.78% | 1,183,767 | $29.0M | Add +4.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.52% | 353,133 | $27.9M | Add +3.1% |
| SGOL Abrdn Physical Gold Shares | 5.15% | 738,788 | $22.0M | Add +2.7% |
| SCHD Schwab US DVD Equity ETF | 4.79% | 732,531 | $20.5M | Add +2.9% |
| JMBS Janus Henderson Mortg Backed | 4.74% | 447,911 | $20.2M | Add +3.5% |
| SCHO Schwab Short-Term US Treas | 4.64% | 814,215 | $19.8M | Add +3.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 3.69% | 317,590 | $15.8M | Add +7.5% |
| AVUV Avantis US Small Cap Value | 3.68% | 180,367 | $15.7M | Add +5.3% |
| IAU iShares Gold Trust | 1.95% | 141,321 | $8.3M | Add +2.4% |
| GLTR Abrdn Precious Metals Basket | 1.80% | 59,457 | $7.7M | Add +4.0% |
| DFAE Dimensional Emerging Core Eq | 1.74% | 287,064 | $7.4M | Add +3.3% |
| ANGL Vaneck Fallen Angel High YLD | 0.83% | 122,805 | $3.5M | Add +3.4% |
| GLD SPDR Gold Shares | 0.80% | 11,836 | $3.4M | Reduce -3.1% |
| VGLT Vanguard Long-Term Treasury | 0.75% | 55,755 | $3.2M | Add +4.0% |
| AAPL Apple Inc. | 0.59% | 11,420 | $2.5M | Add +890.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.32% | 2,600 | $1.4M | Add +170.0% |
| VGSH Vanguard Short-Term Treasury | 0.32% | 23,263 | $1.4M | Add +0.7% |
| IVV iShares Core S&P 500 ETF | 0.22% | 1,680 | $944K | Reduce -0.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.18% | 2,067 | $766K | Reduce -5.8% |
| CWI State Street SPDR MSCI Acwi | 0.16% | 23,122 | $684K | No change |
| DFUS Dimensional US Eq MKT ETF | 0.14% | 9,872 | $597K | Reduce -6.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.12% | 3,011 | $520K | Reduce -7.3% |
| MUNI PIMCO Intermediate Municipal | 0.11% | 9,054 | $467K | Add +0.8% |
| DFUV Dimensional US Marketwide Va | 0.10% | 9,924 | $409K | Add +0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.09% | 1,556 | $402K | Reduce -7.0% |
| LLY Eli Lilly & Co. | 0.08% | 401 | $331K | Reduce -95.1% |
| DFAS Dimensional US Small Cap ETF | 0.07% | 5,032 | $301K | Reduce -1.8% |
| BND Vanguard Total Bond Market | 0.07% | 4,080 | $300K | New |
| AGG iShares Core U.S. Aggregate | 0.07% | 3,022 | $299K | Reduce -9.3% |
| MSFT Microsoft Corp. | 0.06% | 711 | $267K | Reduce -73.5% |
| DFAT Dimensional US Target Value | 0.06% | 5,172 | $266K | Add +0.3% |
| DFSU Dimensional US Sus CORE1 ETF | 0.06% | 7,433 | $266K | Reduce -3.7% |
| VTIP Vanguard Short-Term Tips | 0.06% | 5,239 | $261K | Reduce -7.3% |
| KMB Kimberly-Clark Corp. | 0.06% | 1,759 | $250K | New |
| DE Deere & Co. | 0.06% | 527 | $247K | New |
| TRV The Travelers Cos Inc. | 0.06% | 912 | $241K | New |
| VEU Vanguard Ftse All-World Ex-U | 0.05% | 3,862 | $234K | Add +0.3% |
| SELF Global Self Storage Inc. | 0.05% | 45,730 | $230K | Add +1.4% |
| GOOG Alphabet Inc. Class C | 0.05% | 1,346 | $210K | New |
| GOOGL Alphabet Inc. Class A | 0.05% | 1,346 | $208K | New |
| LOOP Loop Industries Inc. | 0.02% | 67,857 | $78K | New |
Portfolio Sells Q4 2024 → Q1 2025
| LLY Eli Lilly & Co. | Reduce -95.1% | 0.08% | −1.42 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.70 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.28 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −0.27 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.24 |
| MSFT Microsoft Corp. | Reduce -73.5% | 0.06% | −0.21 |
| CASS Cass Information Systems Inc. | Sold out | 0.00% | −0.15 |
| COP Conocophillips | Sold out | 0.00% | −0.08 |
| SMH Vaneck Semiconductor ETF | Sold out | 0.00% | −0.07 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -5.8% | 0.18% | −0.03 |
| DFUS Dimensional US Eq MKT ETF | Reduce -6.4% | 0.14% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -0.1% | 0.22% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -7.0% | 0.09% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -7.3% | 0.12% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -1.8% | 0.07% | −0.01 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -3.7% | 0.06% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -9.3% | 0.07% | −0.01 |
| VTIP Vanguard Short-Term Tips | Reduce -7.3% | 0.06% | −0.00 |
| GLD SPDR Gold Shares | Reduce -3.1% | 0.80% | +0.09 |
Portfolio Buys Q4 2024 → Q1 2025
| VXUS Vanguard Total Intl Stock | Add +4.6% | 12.48% | +0.98 |
| SGOL Abrdn Physical Gold Shares | Add +2.7% | 5.15% | +0.87 |
| AAPL Apple Inc. | Add +890.5% | 0.59% | +0.52 |
| IAU iShares Gold Trust | Add +2.4% | 1.95% | +0.33 |
| GLTR Abrdn Precious Metals Basket | Add +4.0% | 1.80% | +0.31 |
| VGIT Vanguard Intermediate-Term T | Add +3.4% | 6.79% | +0.28 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +170.0% | 0.32% | +0.22 |
| JMBS Janus Henderson Mortg Backed | Add +3.5% | 4.74% | +0.20 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +3.1% | 6.52% | +0.17 |
| SCHD Schwab US DVD Equity ETF | Add +2.9% | 4.79% | +0.17 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +7.5% | 3.69% | +0.17 |
| SCHO Schwab Short-Term US Treas | Add +3.5% | 4.64% | +0.14 |
| BND Vanguard Total Bond Market | New | 0.07% | +0.07 |
| DFAE Dimensional Emerging Core Eq | Add +3.3% | 1.74% | +0.06 |
| KMB Kimberly-Clark Corp. | New | 0.06% | +0.06 |
| DE Deere & Co. | New | 0.06% | +0.06 |
| TRV The Travelers Cos Inc. | New | 0.06% | +0.06 |
| GOOG Alphabet Inc. Class C | New | 0.05% | +0.05 |
| GOOGL Alphabet Inc. Class A | New | 0.05% | +0.05 |
| VGLT Vanguard Long-Term Treasury | Add +4.0% | 0.75% | +0.05 |
| ANGL Vaneck Fallen Angel High YLD | Add +3.4% | 0.83% | +0.02 |
| LOOP Loop Industries Inc. | New | 0.02% | +0.02 |
| VEU Vanguard Ftse All-World Ex-U | Add +0.3% | 0.05% | +0.00 |
| VGSH Vanguard Short-Term Treasury | Add +0.7% | 0.32% | +0.00 |
| DFUV Dimensional US Marketwide Va | Add +0.4% | 0.10% | −0.00 |
| MUNI PIMCO Intermediate Municipal | Add +0.8% | 0.11% | −0.00 |
| SELF Global Self Storage Inc. | Add +1.4% | 0.05% | −0.00 |
| DFAT Dimensional US Target Value | Add +0.3% | 0.06% | −0.01 |
| AVUV Avantis US Small Cap Value | Add +5.3% | 3.68% | −0.25 |
| WINN Harbor Long-Term Growers ETF | Add +4.9% | 6.78% | −0.51 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.9% | 29.59% | −0.60 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 46 | $509.5M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2026 | 42 | $477.8M | VTI, VXUS, VGIT, WINN, JMBS |
| Q4 2025 | 40 | $474.3M | VTI, VXUS, WINN, VGIT, JMBS |
| Q3 2025 | 38 | $460.4M | VTI, VXUS, WINN, VGIT, JMBS |
| Q2 2025 | 34 | $435.9M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2025 | 44 | $427.5M | VTI, VXUS, VGIT, WINN, VCSH |
| Q4 2024 | 45 | $421.0M | VTI, VXUS, WINN, VGIT, VCSH |
| Q3 2024 | 39 | $441.5M | VTI, VXUS, MUNI, WINN, VCSH |
| Q2 2024 | 39 | $426.4M | VTI, VXUS, MUNI, WINN, VCSH |
| Q1 2024 | 47 | $406.7M | VTI, VXUS, MUNI, VCSH, VGIT |