Towneley Capital Management, Inc / DE
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 17, 2025), Towneley Capital Management, Inc / DE reported 38 stock positions worth $460.4 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 32.6% of the portfolio, followed by Vanguard Total Intl Stock (VXUS, 13.0%) and Harbor Long-Term Growers ETF (WINN, 7.7%). Compared with Q2 2025, it opened 5 new positions, sold out of 1, added to 16 and reduced 16. The biggest buy was a new position in Putnam Focused LRG Cap Value (PVAL) and the biggest sale an exit from Schwab US DVD Equity ETF (SCHD).
- Most Recent 13F
- Q2 2026
- Location
- LAGUNA HILLS, CA
- CIK
- 0002004980
- Portfolio Value
- $460.4M (Q3 2025)
- SEC Filing
- 0001172661-25-004322 ↗ filed Oct 17, 2025
Holdings Value
Holdings 38 stocks · $460.4M
| VTI VG Morningstar TS MKT ETF-US | 32.56% | 456,785 | $149.9M | Reduce -1.6% |
| VXUS Vanguard Total Intl Stock | 12.96% | 812,159 | $59.7M | Reduce -0.1% |
| WINN Harbor Long-Term Growers ETF | 7.65% | 1,130,321 | $35.2M | Reduce -3.0% |
| VGIT Vanguard Intermediate-Term T | 7.36% | 564,292 | $33.9M | Add +1.5% |
| JMBS Janus Henderson Mortg Backed | 5.85% | 589,404 | $26.9M | Add +1.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 5.61% | 322,940 | $25.8M | Add +0.9% |
| SGOL Abrdn Physical Gold Shares | 4.86% | 607,311 | $22.4M | Reduce -3.6% |
| PVAL Putnam Focused LRG Cap Value | 3.95% | 426,103 | $18.2M | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 3.60% | 331,247 | $16.6M | Add +0.7% |
| SCHO Schwab Short-Term US Treas | 2.81% | 529,429 | $12.9M | Reduce -1.1% |
| AVUV Avantis US Small Cap Value | 2.03% | 93,794 | $9.3M | Reduce -1.5% |
| DFAE Dimensional Emerging Core Eq | 1.90% | 277,458 | $8.7M | Reduce -2.9% |
| GLTR Abrdn Precious Metals Basket | 1.75% | 48,736 | $8.1M | Reduce -4.7% |
| IAU iShares Gold Trust | 1.72% | 108,988 | $7.9M | Reduce -4.9% |
| VGLT Vanguard Long-Term Treasury | 1.65% | 133,323 | $7.6M | Add +2.6% |
| ANGL Vaneck Fallen Angel High YLD | 0.84% | 130,576 | $3.9M | Add +1.7% |
| GLD SPDR Gold Shares | 0.78% | 10,051 | $3.6M | Reduce -3.1% |
| VGSH Vanguard Short-Term Treasury | 0.27% | 20,840 | $1.2M | Add +3.1% |
| CVX Chevron Corp. | 0.26% | 7,808 | $1.2M | New |
| IVV iShares Core S&P 500 ETF | 0.22% | 1,532 | $1.0M | Add +0.1% |
| DFUS Dimensional US Eq MKT ETF | 0.16% | 9,924 | $719K | Add +0.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.13% | 1,207 | $579K | Reduce -24.0% |
| CWI State Street SPDR MSCI Acwi | 0.11% | 14,240 | $497K | Reduce -2.0% |
| BND Vanguard Total Bond Market | 0.11% | 6,685 | $497K | Add +55.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.11% | 963 | $484K | No change |
| DFUV Dimensional US Marketwide Va | 0.10% | 10,015 | $448K | Add +0.4% |
| DFSU Dimensional US Sus CORE1 ETF | 0.08% | 8,601 | $365K | Add +3.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.07% | 1,807 | $337K | Reduce -15.8% |
| DFAS Dimensional US Small Cap ETF | 0.07% | 4,500 | $308K | Add +0.3% |
| DFAT Dimensional US Target Value | 0.07% | 5,220 | $304K | Add +0.5% |
| VEU Vanguard Ftse All-World Ex-U | 0.06% | 3,711 | $265K | Reduce -0.7% |
| VTIP Vanguard Short-Term Tips | 0.06% | 5,142 | $260K | Add +0.5% |
| SELF Global Self Storage Inc. | 0.05% | 47,026 | $237K | Add +1.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.05% | 766 | $225K | Reduce -5.5% |
| PHYS Sprott Physical Gold Trust | 0.05% | 7,510 | $222K | New |
| AAPL Apple Inc. | 0.05% | 820 | $209K | New |
| AGG iShares Core U.S. Aggregate | 0.04% | 2,066 | $207K | Reduce -27.2% |
| LOW Lowe's Cos Inc. | 0.04% | 800 | $201K | New |
Portfolio Sells Q2 2025 → Q3 2025
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −4.11 |
| SCHO Schwab Short-Term US Treas | Reduce -1.1% | 2.81% | −0.19 |
| WINN Harbor Long-Term Growers ETF | Reduce -3.0% | 7.65% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -24.0% | 0.13% | −0.03 |
| AGG iShares Core U.S. Aggregate | Reduce -27.2% | 0.04% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -15.8% | 0.07% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -5.5% | 0.05% | −0.00 |
| CWI State Street SPDR MSCI Acwi | Reduce -2.0% | 0.11% | −0.00 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.7% | 0.06% | −0.00 |
| DFAE Dimensional Emerging Core Eq | Reduce -2.9% | 1.90% | +0.00 |
| AVUV Avantis US Small Cap Value | Reduce -1.5% | 2.03% | +0.04 |
| GLD SPDR Gold Shares | Reduce -3.1% | 0.78% | +0.05 |
| VXUS Vanguard Total Intl Stock | Reduce -0.1% | 12.96% | +0.08 |
| IAU iShares Gold Trust | Reduce -4.9% | 1.72% | +0.08 |
| GLTR Abrdn Precious Metals Basket | Reduce -4.7% | 1.75% | +0.13 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.6% | 32.56% | +0.21 |
| SGOL Abrdn Physical Gold Shares | Reduce -3.6% | 4.86% | +0.30 |
Portfolio Buys Q2 2025 → Q3 2025
| PVAL Putnam Focused LRG Cap Value | New | 3.95% | +3.95 |
| CVX Chevron Corp. | New | 0.26% | +0.26 |
| PHYS Sprott Physical Gold Trust | New | 0.05% | +0.05 |
| AAPL Apple Inc. | New | 0.05% | +0.05 |
| LOW Lowe's Cos Inc. | New | 0.04% | +0.04 |
| BND Vanguard Total Bond Market | Add +55.4% | 0.11% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +0.1% | 0.22% | +0.00 |
| DFSU Dimensional US Sus CORE1 ETF | Add +3.6% | 0.08% | +0.00 |
| DFUS Dimensional US Eq MKT ETF | Add +0.3% | 0.16% | +0.00 |
| DFAT Dimensional US Target Value | Add +0.5% | 0.07% | +0.00 |
| DFAS Dimensional US Small Cap ETF | Add +0.3% | 0.07% | +0.00 |
| DFUV Dimensional US Marketwide Va | Add +0.4% | 0.10% | +0.00 |
| VTIP Vanguard Short-Term Tips | Add +0.5% | 0.06% | −0.00 |
| SELF Global Self Storage Inc. | Add +1.4% | 0.05% | −0.01 |
| VGSH Vanguard Short-Term Treasury | Add +3.1% | 0.27% | −0.01 |
| ANGL Vaneck Fallen Angel High YLD | Add +1.7% | 0.84% | −0.02 |
| VGLT Vanguard Long-Term Treasury | Add +2.6% | 1.65% | −0.03 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.7% | 3.60% | −0.10 |
| JMBS Janus Henderson Mortg Backed | Add +1.9% | 5.85% | −0.13 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.9% | 5.61% | −0.23 |
| VGIT Vanguard Intermediate-Term T | Add +1.5% | 7.36% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 46 | $509.5M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2026 | 42 | $477.8M | VTI, VXUS, VGIT, WINN, JMBS |
| Q4 2025 | 40 | $474.3M | VTI, VXUS, WINN, VGIT, JMBS |
| Q3 2025 | 38 | $460.4M | VTI, VXUS, WINN, VGIT, JMBS |
| Q2 2025 | 34 | $435.9M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2025 | 44 | $427.5M | VTI, VXUS, VGIT, WINN, VCSH |
| Q4 2024 | 45 | $421.0M | VTI, VXUS, WINN, VGIT, VCSH |
| Q3 2024 | 39 | $441.5M | VTI, VXUS, MUNI, WINN, VCSH |
| Q2 2024 | 39 | $426.4M | VTI, VXUS, MUNI, WINN, VCSH |
| Q1 2024 | 47 | $406.7M | VTI, VXUS, MUNI, VCSH, VGIT |