Towneley Capital Management, Inc / DE
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), Towneley Capital Management, Inc / DE reported 40 stock positions worth $474.3 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 32.4% of the portfolio, followed by Vanguard Total Intl Stock (VXUS, 13.1%) and Harbor Long-Term Growers ETF (WINN, 7.4%). Compared with Q3 2025, it opened 5 new positions, sold out of 3, added to 22 and reduced 11. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +2%) and the biggest sale an exit from Chevron (CVX).
- Most Recent 13F
- Q2 2026
- Location
- LAGUNA HILLS, CA
- CIK
- 0002004980
- Portfolio Value
- $474.3M (Q4 2025)
- SEC Filing
- 0002085853-26-000152 ↗ filed Jan 30, 2026
Holdings Value
Holdings 40 stocks · $474.3M
| VTI VG Morningstar TS MKT ETF-US | 32.37% | 457,922 | $153.5M | Add +0.3% |
| VXUS Vanguard Total Intl Stock | 13.15% | 826,594 | $62.4M | Add +1.8% |
| WINN Harbor Long-Term Growers ETF | 7.41% | 1,130,654 | $35.2M | Add +0.0% |
| VGIT Vanguard Intermediate-Term T | 7.26% | 574,729 | $34.4M | Add +1.9% |
| JMBS Janus Henderson Mortg Backed | 5.76% | 598,262 | $27.3M | Add +1.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 5.50% | 326,904 | $26.1M | Add +1.2% |
| SGOL Abrdn Physical Gold Shares | 5.07% | 584,802 | $24.0M | Reduce -3.7% |
| PVAL Putnam Focused LRG Cap Value | 4.12% | 429,271 | $19.6M | Add +0.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 3.50% | 329,923 | $16.6M | Reduce -0.4% |
| SCHO Schwab Short-Term US Treas | 2.76% | 537,693 | $13.1M | Add +1.6% |
| GLTR Abrdn Precious Metals Basket | 2.05% | 47,349 | $9.7M | Reduce -2.9% |
| AVUV Avantis US Small Cap Value | 2.04% | 94,836 | $9.7M | Add +1.1% |
| DFAE Dimensional Emerging Core Eq | 1.91% | 277,986 | $9.1M | Add +0.2% |
| IAU iShares Gold Trust | 1.83% | 106,657 | $8.7M | Reduce -2.1% |
| VGLT Vanguard Long-Term Treasury | 1.59% | 134,733 | $7.5M | Add +1.1% |
| ANGL Vaneck Fallen Angel High YLD | 0.82% | 132,528 | $3.9M | Add +1.5% |
| GLD SPDR Gold Shares | 0.78% | 9,376 | $3.7M | Reduce -6.7% |
| VGSH Vanguard Short-Term Treasury | 0.28% | 22,421 | $1.3M | Add +7.6% |
| IVV iShares Core S&P 500 ETF | 0.22% | 1,491 | $1.0M | Reduce -2.7% |
| IWB iShares Russell 1000 ETF | 0.17% | 2,096 | $783K | New |
| DFUS Dimensional US Eq MKT ETF | 0.16% | 9,945 | $738K | Add +0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.12% | 1,193 | $582K | Reduce -1.2% |
| CWI State Street SPDR MSCI Acwi | 0.11% | 14,445 | $519K | Add +1.4% |
| DFUV Dimensional US Marketwide Va | 0.10% | 10,050 | $468K | Add +0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.09% | 863 | $434K | Reduce -10.4% |
| DFSU Dimensional US Sus CORE1 ETF | 0.08% | 8,919 | $387K | Add +3.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.07% | 1,826 | $349K | Add +1.1% |
| BND Vanguard Total Bond Market | 0.07% | 4,349 | $322K | Reduce -34.9% |
| DFAT Dimensional US Target Value | 0.07% | 5,241 | $312K | Add +0.4% |
| DFAS Dimensional US Small Cap ETF | 0.06% | 4,043 | $282K | Reduce -10.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.06% | 3,637 | $268K | Reduce -2.0% |
| VTIP Vanguard Short-Term Tips | 0.05% | 5,214 | $258K | Add +1.4% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.05% | 4,909 | $250K | New |
| MEAR Ishrs Short Mat Muni Act ETF | 0.05% | 4,961 | $250K | New |
| PHYS Sprott Physical Gold Trust | 0.05% | 7,510 | $248K | No change |
| SELF Global Self Storage Inc. | 0.05% | 47,693 | $243K | Add +1.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.05% | 772 | $224K | Add +0.8% |
| DFIV Dimensional International Va | 0.05% | 4,366 | $218K | New |
| DFSI Dimensional Int Sus COR1 ETF | 0.04% | 4,974 | $213K | New |
| AGG iShares Core U.S. Aggregate | 0.04% | 2,066 | $206K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| CVX Chevron Corp. | Sold out | 0.00% | −0.26 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -0.4% | 3.50% | −0.10 |
| AAPL Apple Inc. | Sold out | 0.00% | −0.05 |
| LOW Lowe's Cos Inc. | Sold out | 0.00% | −0.04 |
| BND Vanguard Total Bond Market | Reduce -34.9% | 0.07% | −0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -10.4% | 0.09% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -10.2% | 0.06% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -2.7% | 0.22% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.2% | 0.12% | −0.00 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -2.0% | 0.06% | −0.00 |
| GLD SPDR Gold Shares | Reduce -6.7% | 0.78% | +0.01 |
| IAU iShares Gold Trust | Reduce -2.1% | 1.83% | +0.10 |
| SGOL Abrdn Physical Gold Shares | Reduce -3.7% | 5.07% | +0.21 |
| GLTR Abrdn Precious Metals Basket | Reduce -2.9% | 2.05% | +0.30 |
Portfolio Buys Q3 2025 → Q4 2025
| VXUS Vanguard Total Intl Stock | Add +1.8% | 13.15% | +0.19 |
| PVAL Putnam Focused LRG Cap Value | Add +0.7% | 4.12% | +0.17 |
| IWB iShares Russell 1000 ETF | New | 0.17% | +0.17 |
| JMST JPM Ultra-Short Muni Income | New | 0.05% | +0.05 |
| MEAR Ishrs Short Mat Muni Act ETF | New | 0.05% | +0.05 |
| DFIV Dimensional International Va | New | 0.05% | +0.05 |
| DFSI Dimensional Int Sus COR1 ETF | New | 0.04% | +0.04 |
| AVUV Avantis US Small Cap Value | Add +1.1% | 2.04% | +0.01 |
| VGSH Vanguard Short-Term Treasury | Add +7.6% | 0.28% | +0.01 |
| DFAE Dimensional Emerging Core Eq | Add +0.2% | 1.91% | +0.01 |
| DFSU Dimensional US Sus CORE1 ETF | Add +3.7% | 0.08% | +0.00 |
| DFUV Dimensional US Marketwide Va | Add +0.3% | 0.10% | +0.00 |
| CWI State Street SPDR MSCI Acwi | Add +1.4% | 0.11% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.1% | 0.07% | +0.00 |
| SELF Global Self Storage Inc. | Add +1.4% | 0.05% | −0.00 |
| DFAT Dimensional US Target Value | Add +0.4% | 0.07% | −0.00 |
| DFUS Dimensional US Eq MKT ETF | Add +0.2% | 0.16% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.8% | 0.05% | −0.00 |
| VTIP Vanguard Short-Term Tips | Add +1.4% | 0.05% | −0.00 |
| ANGL Vaneck Fallen Angel High YLD | Add +1.5% | 0.82% | −0.02 |
| SCHO Schwab Short-Term US Treas | Add +1.6% | 2.76% | −0.04 |
| VGLT Vanguard Long-Term Treasury | Add +1.1% | 1.59% | −0.06 |
| JMBS Janus Henderson Mortg Backed | Add +1.5% | 5.76% | −0.08 |
| VGIT Vanguard Intermediate-Term T | Add +1.9% | 7.26% | −0.10 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.2% | 5.50% | −0.11 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.3% | 32.37% | −0.19 |
| WINN Harbor Long-Term Growers ETF | Add +0.0% | 7.41% | −0.24 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 46 | $509.5M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2026 | 42 | $477.8M | VTI, VXUS, VGIT, WINN, JMBS |
| Q4 2025 | 40 | $474.3M | VTI, VXUS, WINN, VGIT, JMBS |
| Q3 2025 | 38 | $460.4M | VTI, VXUS, WINN, VGIT, JMBS |
| Q2 2025 | 34 | $435.9M | VTI, VXUS, WINN, VGIT, JMBS |
| Q1 2025 | 44 | $427.5M | VTI, VXUS, VGIT, WINN, VCSH |
| Q4 2024 | 45 | $421.0M | VTI, VXUS, WINN, VGIT, VCSH |
| Q3 2024 | 39 | $441.5M | VTI, VXUS, MUNI, WINN, VCSH |
| Q2 2024 | 39 | $426.4M | VTI, VXUS, MUNI, WINN, VCSH |
| Q1 2024 | 47 | $406.7M | VTI, VXUS, MUNI, VCSH, VGIT |