VERITY Wealth Advisors

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 5, 2024), VERITY Wealth Advisors reported 74 stock positions worth $130.3 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 26.0% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 15.3%) and Vanguard Ftse All-World Ex-U (VEU, 6.7%). Compared with Q4 2023, it opened 4 new positions, sold out of 1, added to 29 and reduced 14. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +8%) and the biggest sale iShares California Muni Bond (CMF, shares −42%).

Most Recent 13F
Q2 2026
Location
SAUSALITO, X1
CIK
0001763138
Portfolio Value
$130.3M (Q1 2024)
SEC Filing
0001763138-24-000002 ↗ filed Apr 5, 2024

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $130.3M $130.3M Q1 2024 Q2 2024: $133.5M Q2 2024 Q3 2024: $142.2M Q3 2024 Q4 2024: $138.5M Q4 2024 Q1 2025: $134.9M Q1 2025 Q2 2025: $148.9M Q2 2025 Q3 2025: $158.3M Q3 2025 Q4 2025: $161.1M Q4 2025 Q1 2026: $149.7M Q1 2026 Q2 2026: $165.6M Q2 2026

Holdings 74 stocks · $130.3M
VTI VG Morningstar TS MKT ETF-US 26.05% 130,618 $33.9M Add +8.0%
IVV iShares Core S&P 500 ETF 15.34% 38,035 $20.0M Reduce -0.1%
VEU Vanguard Ftse All-World Ex-U 6.75% 149,983 $8.8M Add +1.1%
MSFT Microsoft Corp. 2.95% 9,141 $3.8M Add +3.5%
VWO Vanguard Ftse Emerging Marke 2.71% 84,487 $3.5M Add +0.4%
VEA Vanguard Ftse Developed ETF 2.44% 63,480 $3.2M Add +2.7%
ACWX iShares MSCI Acwi Ex US ETF 2.34% 57,024 $3.0M No change
HEFA Isha Curr Hedged MSCI Eafe 2.16% 80,820 $2.8M Reduce -9.3%
SCHX Schwab US Large-Cap ETF 2.14% 44,917 $2.8M Reduce -0.6%
SUSA iShares ESG Optimized MSCI U 1.97% 23,554 $2.6M No change
SCHF Schwab Intl Equity ETF 1.71% 57,197 $2.2M No change
USMV iShares MSCI USA Min Vol Fac 1.46% 22,733 $1.9M Reduce -2.8%
VNQ Vanguard Real Estate ETF 1.39% 20,950 $1.8M Reduce -1.8%
STIP iShares 0-5 Year Tips Bond E 1.06% 13,841 $1.4M No change
QCOM Qualcomm Inc. 1.01% 7,795 $1.3M Add +0.8%
IBB iShares Biotechnology ETF 0.94% 8,898 $1.2M No change
PEP Pepsico Inc. 0.92% 6,837 $1.2M Add +0.8%
USXF iShares ESG Advance MSCI USA 0.90% 26,031 $1.2M Add +12.0%
SCHB Schwab US Broad Market ETF 0.88% 18,696 $1.1M No change
VGSH Vanguard Short-Term Treasury 0.86% 19,308 $1.1M Add +37.2%
BND Vanguard Total Bond Market 0.86% 15,418 $1.1M Reduce -16.8%
JNJ Johnson & Johnson 0.86% 7,065 $1.1M Add +0.9%
DFAX Dimensional World Ex US Core 0.85% 43,719 $1.1M No change
SUB iShares Short-Term National 0.83% 10,328 $1.1M Add +33.1%
VCSH Vanguard S/T Corp. Bond ETF 0.81% 13,598 $1.1M Add +0.1%
CTAS Cintas Corp. 0.81% 1,530 $1.1M Reduce -0.1%
SCHZ Schwab US Aggregate Bond ETF 0.79% 22,501 $1.0M Add +0.6%
BSV Vanguard Short-Term Bond ETF 0.74% 12,638 $969K Add +17.1%
VOO Vanguard S&P 500 ETF 0.73% 1,985 $954K Add +44.9%
XOM Exxon Mobil Corp. 0.71% 7,940 $923K No change
DMXF iShares ESG Advanc MSCI Eafe 0.67% 12,840 $875K Add +27.5%
LNT Alliant Energy Corp. 0.64% 16,443 $829K No change
BRK.B Berkshire Hathaway Inc. Class B 0.60% 1,875 $788K Add +2.3%
MEAR Ishrs Short Mat Muni Act ETF 0.59% 15,421 $773K Add +53.6%
OEF iShares S&P 100 ETF 0.59% 3,114 $771K Reduce -1.7%
ICF iShares Select U.S. REIT ETF 0.57% 12,812 $739K Add +0.2%
DSI iShares ESG MSCI KLD 400 ETF 0.56% 7,299 $736K No change
XT Ishar Fture Exp Tech ETF-Usd 0.54% 11,780 $702K Add +123.6%
IXUS iShares Core Intl Stock ETF 0.54% 10,294 $699K No change
GE General Electric 0.50% 3,733 $655K No change
SUSB iShares ESG Aware 1-5 Year U 0.48% 25,716 $630K No change
CMF iShares California Muni Bond 0.48% 10,915 $628K Reduce -41.9%
IEMG iShares Core MSCI Emerging 0.46% 11,636 $600K Add +55.2%
PFF iShares Preferred & Income S 0.45% 18,378 $592K Add +108.4%
ESGD iShares Trust iShares ESG Aw 0.45% 7,335 $586K No change
ITOT iShares Core S&P Total U.S. 0.43% 4,861 $560K Add +24.4%
TMO Thermo Fisher Scientific Inc. 0.42% 950 $552K No change
ICLN iShares Global Clean Energy 0.42% 39,334 $550K Add +99.3%
IWV iShares Russell 3000 ETF 0.41% 1,768 $531K No change
DFUV Dimensional US Marketwide Va 0.40% 12,775 $522K No change
CPNG Coupang Inc. 0.36% 26,425 $470K No change
USFR Wisdomtree Floating Rate Tre 0.35% 9,177 $462K Add +0.5%
IGF iShares Global Infrastructur 0.33% 9,069 $432K New
VGT Vanguard Info Tech ETF 0.32% 790 $414K No change
STT State Street Corp. 0.31% 5,194 $402K Reduce -6.3%
AMZN Amazon.com Inc. 0.31% 2,220 $400K Add +15.6%
AAPL Apple Inc. 0.30% 2,318 $397K Add +31.6%
GILD Gilead Sciences Inc. 0.30% 5,338 $391K Reduce -4.8%
INTC Intel Corp. 0.29% 8,448 $373K Add +3.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.28% 1,487 $371K Reduce -13.6%
COST Costco Wholesale Corp. 0.28% 500 $366K No change
XLK SS Technology Select Sector 0.25% 1,575 $328K New
USRT iShares Core US REIT ETF 0.25% 5,996 $323K Add +57.9%
IEFA iShares Core MSCI Eafe ETF 0.23% 4,050 $301K New
LAND Gladstone Land Corp. 0.20% 20,000 $267K No change
BNDX Vanguard Total Intl Bond ETF 0.19% 5,146 $253K Reduce -27.5%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.19% 4,601 $252K No change
DFIV Dimensional International Va 0.19% 6,771 $249K No change
EPP iShares MSCI Pacific Ex Japa 0.19% 5,740 $246K No change
VZ Verizon Communications Inc. 0.18% 5,726 $240K Reduce -6.6%
VB Vanguard Most SM-Cap ETF-Usd 0.18% 1,015 $232K No change
MRK Merck & Co. Inc. 0.16% 1,622 $214K New
VTIP Vanguard Short-Term Tips 0.16% 4,239 $203K No change
VWESQ Vintage Wine Estates Inc. 0.00% 10,000 $4K No change

Portfolio Sells Q4 2023 → Q1 2024
CMF iShares California Muni Bond Reduce -41.9% 0.48% −0.45
BND Vanguard Total Bond Market Reduce -16.8% 0.86% −0.31
IVV iShares Core S&P 500 ETF Reduce -0.1% 15.34% −0.30
HEFA Isha Curr Hedged MSCI Eafe Reduce -9.3% 2.16% −0.25
VNQ Vanguard Real Estate ETF Reduce -1.8% 1.39% −0.23
IJR iShares Core S&P Small-Cap E Sold out 0.00% −0.19
USMV iShares MSCI USA Min Vol Fac Reduce -2.8% 1.46% −0.11
BNDX Vanguard Total Intl Bond ETF Reduce -27.5% 0.19% −0.11
GILD Gilead Sciences Inc. Reduce -4.8% 0.30% −0.09
STT State Street Corp. Reduce -6.3% 0.31% −0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -13.6% 0.28% −0.06
SCHX Schwab US Large-Cap ETF Reduce -0.6% 2.14% −0.05
OEF iShares S&P 100 ETF Reduce -1.7% 0.59% −0.02
VZ Verizon Communications Inc. Reduce -6.6% 0.18% −0.01
CTAS Cintas Corp. Reduce -0.1% 0.81% +0.01

Portfolio Buys Q4 2023 → Q1 2024
VTI VG Morningstar TS MKT ETF-US Add +8.0% 26.05% +1.38
IGF iShares Global Infrastructur New 0.33% +0.33
XT Ishar Fture Exp Tech ETF-Usd Add +123.6% 0.54% +0.27
XLK SS Technology Select Sector New 0.25% +0.25
IEFA iShares Core MSCI Eafe ETF New 0.23% +0.23
PFF iShares Preferred & Income S Add +108.4% 0.45% +0.22
VOO Vanguard S&P 500 ETF Add +44.9% 0.73% +0.22
MRK Merck & Co. Inc. New 0.16% +0.16
MEAR Ishrs Short Mat Muni Act ETF Add +53.6% 0.59% +0.16
ICLN iShares Global Clean Energy Add +99.3% 0.42% +0.16
VGSH Vanguard Short-Term Treasury Add +37.2% 0.86% +0.15
IEMG iShares Core MSCI Emerging Add +55.2% 0.46% +0.13
SUB iShares Short-Term National Add +33.1% 0.83% +0.13
DMXF iShares ESG Advanc MSCI Eafe Add +27.5% 0.67% +0.12
USXF iShares ESG Advance MSCI USA Add +12.0% 0.90% +0.11
MSFT Microsoft Corp. Add +3.5% 2.95% +0.10
ITOT iShares Core S&P Total U.S. Add +24.4% 0.43% +0.08
USRT iShares Core US REIT ETF Add +57.9% 0.25% +0.07
AMZN Amazon.com Inc. Add +15.6% 0.31% +0.06
QCOM Qualcomm Inc. Add +0.8% 1.01% +0.05
BRK.B Berkshire Hathaway Inc. Class B Add +2.3% 0.60% +0.04
BSV Vanguard Short-Term Bond ETF Add +17.1% 0.74% +0.03
AAPL Apple Inc. Add +31.6% 0.30% +0.01
USFR Wisdomtree Floating Rate Tre Add +0.5% 0.35% −0.04
INTC Intel Corp. Add +3.8% 0.29% −0.07
PEP Pepsico Inc. Add +0.8% 0.92% −0.07
ICF iShares Select U.S. REIT ETF Add +0.2% 0.57% −0.08
JNJ Johnson & Johnson Add +0.9% 0.86% −0.09
VCSH Vanguard S/T Corp. Bond ETF Add +0.1% 0.81% −0.10
VEA Vanguard Ftse Developed ETF Add +2.7% 2.44% −0.10
SCHZ Schwab US Aggregate Bond ETF Add +0.6% 0.79% −0.10
VWO Vanguard Ftse Emerging Marke Add +0.4% 2.71% −0.27
VEU Vanguard Ftse All-World Ex-U Add +1.1% 6.75% −0.41

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 81$165.6MVTI, IVV, VEU, VWO, VEA
Q1 2026 81$149.7MVTI, IVV, VEU, VWO, VEA
Q4 2025 81$161.1MVTI, IVV, VEU, VWO, VEA
Q3 2025 78$158.3MVTI, IVV, VEU, VWO, MSFT
Q2 2025 75$148.9MVTI, IVV, VEU, VWO, MSFT
Q1 2025 72$134.9MVTI, IVV, VEU, VWO, VEA
Q4 2024 72$138.5MVTI, IVV, VEU, MSFT, VWO
Q3 2024 73$142.2MVTI, IVV, VEU, VWO, MSFT
Q2 2024 74$133.5MVTI, IVV, VEU, MSFT, VWO
Q1 2024 74$130.3MVTI, IVV, VEU, MSFT, VWO