VERITY Wealth Advisors

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), VERITY Wealth Advisors reported 72 stock positions worth $138.5 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 28.0% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 16.1%) and Vanguard Ftse All-World Ex-U (VEU, 6.4%). Compared with Q3 2024, it sold out of 1, added to 12 and reduced 8. The biggest buy was Vanguard Short-Term Treasury (VGSH, shares +4%) and the biggest sale iShares Short-Term National (SUB, shares −75%).

Most Recent 13F
Q2 2026
Location
SAUSALITO, X1
CIK
0001763138
Portfolio Value
$138.5M (Q4 2024)
SEC Filing
0001763138-25-000001 ↗ filed Feb 7, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $130.3M Q1 2024 Q2 2024: $133.5M Q2 2024 Q3 2024: $142.2M Q3 2024 Q4 2024: $138.5M $138.5M Q4 2024 Q1 2025: $134.9M Q1 2025 Q2 2025: $148.9M Q2 2025 Q3 2025: $158.3M Q3 2025 Q4 2025: $161.1M Q4 2025 Q1 2026: $149.7M Q1 2026 Q2 2026: $165.6M Q2 2026

Holdings 72 stocks · $138.5M
VTI VG Morningstar TS MKT ETF-US 27.96% 133,687 $38.7M Reduce -0.1%
IVV iShares Core S&P 500 ETF 16.10% 37,884 $22.3M No change
VEU Vanguard Ftse All-World Ex-U 6.38% 153,907 $8.8M Reduce 0.0%
MSFT Microsoft Corp. 2.84% 9,345 $3.9M No change
VWO Vanguard Ftse Emerging Marke 2.70% 85,007 $3.7M No change
VEA Vanguard Ftse Developed ETF 2.32% 67,157 $3.2M Add +2.2%
SCHX Schwab US Large-Cap ETF 2.25% 134,751 $3.1M No change
ACWX iShares MSCI Acwi Ex US ETF 2.10% 55,903 $2.9M Add +0.4%
SUSA iShares ESG Optimized MSCI U 2.07% 23,554 $2.9M No change
HEFA Isha Curr Hedged MSCI Eafe 2.04% 81,445 $2.8M Add +0.5%
VNQ Vanguard Real Estate ETF 1.52% 23,576 $2.1M Add +0.6%
SCHF Schwab Intl Equity ETF 1.48% 111,125 $2.1M No change
USMV iShares MSCI USA Min Vol Fac 1.23% 19,253 $1.7M Reduce -8.2%
XOM Exxon Mobil Corp. 1.02% 13,081 $1.4M No change
STIP iShares 0-5 Year Tips Bond E 1.00% 13,841 $1.4M No change
USXF iShares ESG Advance MSCI USA 0.93% 26,031 $1.3M No change
SCHB Schwab US Broad Market ETF 0.92% 56,088 $1.3M No change
VGSH Vanguard Short-Term Treasury 0.89% 21,109 $1.2M Add +3.9%
QCOM Qualcomm Inc. 0.86% 7,795 $1.2M No change
BSV Vanguard Short-Term Bond ETF 0.86% 15,496 $1.2M No change
IBB iShares Biotechnology ETF 0.85% 8,898 $1.2M No change
BND Vanguard Total Bond Market 0.82% 15,762 $1.1M Add +0.9%
DFAX Dimensional World Ex US Core 0.78% 43,719 $1.1M No change
CTAS Cintas Corp. 0.78% 5,904 $1.1M No change
VOO Vanguard S&P 500 ETF 0.77% 1,985 $1.1M No change
VCSH Vanguard S/T Corp. Bond ETF 0.76% 13,482 $1.1M Add +0.3%
SCHZ Schwab US Aggregate Bond ETF 0.75% 45,874 $1.0M Add +0.2%
PEP Pepsico Inc. 0.75% 6,837 $1.0M No change
JNJ Johnson & Johnson 0.74% 7,065 $1.0M No change
LNT Alliant Energy Corp. 0.70% 16,443 $972K No change
BRK.B Berkshire Hathaway Inc. Class B 0.68% 2,075 $941K No change
OEF iShares S&P 100 ETF 0.65% 3,114 $900K No change
DMXF iShares ESG Advanc MSCI Eafe 0.60% 12,840 $830K No change
DSI iShares ESG MSCI KLD 400 ETF 0.58% 7,299 $805K No change
ICF iShares Select U.S. REIT ETF 0.56% 12,962 $781K Add +0.5%
XT Ishar Fture Exp Tech ETF-Usd 0.51% 11,780 $703K No change
IXUS iShares Core Intl Stock ETF 0.49% 10,204 $675K Reduce -0.9%
SUSB iShares ESG Aware 1-5 Year U 0.46% 25,716 $635K No change
CMF iShares California Muni Bond 0.45% 10,915 $625K No change
GE General Electric filed as GE AEROSPACE 0.45% 3,733 $623K No change
IEMG iShares Core MSCI Emerging 0.45% 11,905 $622K Add +1.4%
CPNG Coupang Inc. 0.42% 26,425 $581K No change
AAPL Apple Inc. 0.42% 2,318 $580K No change
PFF iShares Preferred & Income S 0.42% 18,378 $578K No change
MEAR Ishrs Short Mat Muni Act ETF 0.41% 11,425 $571K No change
ITOT iShares Core S&P Total U.S. 0.41% 4,412 $567K Reduce -4.5%
ESGD iShares Trust iShares ESG Aw 0.40% 7,335 $558K No change
IWV iShares Russell 3000 ETF 0.40% 1,651 $552K No change
DFUV Dimensional US Marketwide Va 0.38% 12,775 $523K No change
STT State Street Corp. 0.37% 5,194 $510K No change
TMO Thermo Fisher Scientific Inc. 0.36% 950 $494K No change
GILD Gilead Sciences Inc. 0.36% 5,338 $493K No change
VGT Vanguard Info Tech ETF 0.35% 790 $491K No change
IGF iShares Global Infrastructur 0.34% 9,069 $474K No change
COST Costco Wholesale Corp. 0.33% 500 $458K No change
ICLN iShares Global Clean Energy 0.32% 39,334 $448K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.29% 1,499 $396K Add +0.3%
AMZN Amazon.com Inc. 0.28% 1,780 $391K Reduce -19.8%
XLK SS Technology Select Sector 0.26% 1,575 $366K No change
USRT iShares Core US REIT ETF 0.25% 5,996 $344K No change
GEV GE Vernova Inc. 0.22% 933 $307K No change
IEFA iShares Core MSCI Eafe ETF 0.21% 4,050 $285K No change
SUB iShares Short-Term National 0.20% 2,568 $271K Reduce -75.1%
USFR Wisdomtree Floating Rate Tre 0.19% 5,267 $265K Reduce -37.8%
BNDX Vanguard Total Intl Bond ETF 0.19% 5,268 $258K Add +0.6%
EPP iShares MSCI Pacific Ex Japa 0.18% 5,740 $251K No change
VB Vanguard Most SM-Cap ETF-Usd 0.18% 1,015 $244K No change
DFIV Dimensional International Va 0.17% 6,771 $240K No change
VZ Verizon Communications Inc. 0.17% 5,726 $229K No change
T AT&T Inc. 0.16% 9,962 $227K No change
LAND Gladstone Land Corp. 0.16% 20,000 $217K No change
VTIP Vanguard Short-Term Tips 0.15% 4,239 $205K No change

Portfolio Sells Q3 2024 → Q4 2024
SUB iShares Short-Term National Reduce -75.1% 0.20% −0.58
VEU Vanguard Ftse All-World Ex-U Reduce 0.0% 6.38% −0.44
USMV iShares MSCI USA Min Vol Fac Reduce -8.2% 1.23% −0.11
USFR Wisdomtree Floating Rate Tre Reduce -37.8% 0.19% −0.11
IXUS iShares Core Intl Stock ETF Reduce -0.9% 0.49% −0.04
AMZN Amazon.com Inc. Reduce -19.8% 0.28% −0.01
VWESQ Vintage Wine Estates Inc. Sold out 0.00% 0.00
ITOT iShares Core S&P Total U.S. Reduce -4.5% 0.41% +0.00
VTI VG Morningstar TS MKT ETF-US Reduce -0.1% 27.96% +1.32

Portfolio Buys Q3 2024 → Q4 2024
VGSH Vanguard Short-Term Treasury Add +3.9% 0.89% +0.04
HEFA Isha Curr Hedged MSCI Eafe Add +0.5% 2.04% +0.03
VCSH Vanguard S/T Corp. Bond ETF Add +0.3% 0.76% +0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.3% 0.29% +0.01
BNDX Vanguard Total Intl Bond ETF Add +0.6% 0.19% +0.00
BND Vanguard Total Bond Market Add +0.9% 0.82% −0.01
SCHZ Schwab US Aggregate Bond ETF Add +0.2% 0.75% −0.01
IEMG iShares Core MSCI Emerging Add +1.4% 0.45% −0.03
ICF iShares Select U.S. REIT ETF Add +0.5% 0.56% −0.03
VNQ Vanguard Real Estate ETF Add +0.6% 1.52% −0.09
VEA Vanguard Ftse Developed ETF Add +2.2% 2.32% −0.12
ACWX iShares MSCI Acwi Ex US ETF Add +0.4% 2.10% −0.14

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 81$165.6MVTI, IVV, VEU, VWO, VEA
Q1 2026 81$149.7MVTI, IVV, VEU, VWO, VEA
Q4 2025 81$161.1MVTI, IVV, VEU, VWO, VEA
Q3 2025 78$158.3MVTI, IVV, VEU, VWO, MSFT
Q2 2025 75$148.9MVTI, IVV, VEU, VWO, MSFT
Q1 2025 72$134.9MVTI, IVV, VEU, VWO, VEA
Q4 2024 72$138.5MVTI, IVV, VEU, MSFT, VWO
Q3 2024 73$142.2MVTI, IVV, VEU, VWO, MSFT
Q2 2024 74$133.5MVTI, IVV, VEU, MSFT, VWO
Q1 2024 74$130.3MVTI, IVV, VEU, MSFT, VWO