VERITY Wealth Advisors

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 7, 2026), VERITY Wealth Advisors reported 81 stock positions worth $161.1 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 27.1% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 16.1%) and Vanguard Ftse All-World Ex-U (VEU, 7.5%). Compared with Q3 2025, it opened 4 new positions, sold out of 1, added to 12 and reduced 7. The biggest buy was a new position in iShares MSCI Eafe Value ETF (EFV) and the biggest sale Microsoft (MSFT, shares −24%).

Most Recent 13F
Q2 2026
Location
SAUSALITO, X1
CIK
0001763138
Portfolio Value
$161.1M (Q4 2025)
SEC Filing
0001763138-26-000001 ↗ filed Jan 7, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $130.3M Q1 2024 Q2 2024: $133.5M Q2 2024 Q3 2024: $142.2M Q3 2024 Q4 2024: $138.5M Q4 2024 Q1 2025: $134.9M Q1 2025 Q2 2025: $148.9M Q2 2025 Q3 2025: $158.3M Q3 2025 Q4 2025: $161.1M $161.1M Q4 2025 Q1 2026: $149.7M Q1 2026 Q2 2026: $165.6M Q2 2026

Holdings 81 stocks · $161.1M
VTI VG Morningstar TS MKT ETF-US 27.11% 130,252 $43.7M Reduce -1.8%
IVV iShares Core S&P 500 ETF 16.10% 37,850 $25.9M No change
VEU Vanguard Ftse All-World Ex-U 7.47% 163,509 $12.0M Add +0.0%
VWO Vanguard Ftse Emerging Marke 2.87% 86,117 $4.6M No change
VEA Vanguard Ftse Developed ETF 2.63% 67,932 $4.2M No change
ACWX iShares MSCI Acwi Ex US ETF 2.35% 56,343 $3.8M Add +0.4%
SCHX Schwab US Large-Cap ETF 2.18% 130,613 $3.5M Reduce -0.0%
SUSA iShares ESG Optimized MSCI U 2.04% 23,554 $3.3M No change
MSFT Microsoft Corp. 1.89% 6,279 $3.0M Reduce -23.7%
HEFA Isha Curr Hedged MSCI Eafe 1.87% 72,685 $3.0M Add +0.8%
SCHF Schwab Intl Equity ETF 1.59% 106,769 $2.6M Reduce -0.2%
VNQ Vanguard Real Estate ETF 1.36% 24,712 $2.2M Add +0.5%
VGSH Vanguard Short-Term Treasury 0.94% 25,648 $1.5M No change
IBB iShares Biotechnology ETF 0.93% 8,898 $1.5M No change
USXF iShares ESG Advance MSCI USA 0.93% 26,031 $1.5M No change
SCHB Schwab US Broad Market ETF 0.91% 56,088 $1.5M No change
JNJ Johnson & Johnson 0.91% 7,065 $1.5M No change
DFAX Dimensional World Ex US Core 0.89% 43,719 $1.4M No change
STIP iShares 0-5 Year Tips Bond E 0.88% 13,841 $1.4M No change
QCOM Qualcomm Inc. 0.83% 7,795 $1.3M No change
VOO Vanguard S&P 500 ETF 0.77% 1,985 $1.2M No change
BND Vanguard Total Bond Market 0.74% 16,108 $1.2M Add +0.3%
GE General Electric filed as GE AEROSPACE 0.71% 3,733 $1.1M No change
BSV Vanguard Short-Term Bond ETF 0.71% 14,582 $1.1M Reduce -2.2%
USMV iShares MSCI USA Min Vol Fac 0.71% 12,102 $1.1M No change
VCSH Vanguard S/T Corp. Bond ETF 0.67% 13,618 $1.1M Add +0.3%
LNT Alliant Energy Corp. 0.66% 16,443 $1.1M No change
OEF iShares S&P 100 ETF 0.66% 3,114 $1.1M No change
CTAS Cintas Corp. 0.66% 5,624 $1.1M No change
DMXF iShares ESG Advanc MSCI Eafe 0.62% 13,266 $997K No change
PEP Pepsico Inc. 0.61% 6,837 $981K No change
XOM Exxon Mobil Corp. 0.59% 7,940 $956K No change
BRK.B Berkshire Hathaway Inc. Class B 0.57% 1,835 $922K No change
IXUS iShares Core Intl Stock ETF 0.57% 10,886 $921K Reduce -1.6%
VXUS Vanguard Total Intl Stock 0.53% 11,409 $861K No change
SCHZ Schwab US Aggregate Bond ETF 0.52% 35,914 $839K Add +0.1%
DSI iShares ESG MSCI KLD 400 ETF 0.51% 6,355 $819K Reduce -12.9%
IEMG iShares Core MSCI Emerging 0.51% 12,126 $815K Add +1.1%
ICF iShares Select U.S. REIT ETF 0.49% 13,261 $791K Add +0.6%
EFV iShares MSCI Eafe Value ETF 0.47% 10,635 $759K New
IVE iShares S&P 500 Value ETF 0.45% 3,452 $732K New
ESGD iShares Trust iShares ESG Aw 0.43% 7,335 $697K No change
SUSB iShares ESG Aware 1-5 Year U 0.41% 26,322 $664K No change
GILD Gilead Sciences Inc. 0.41% 5,338 $655K No change
STT State Street Corp. 0.40% 4,964 $640K No change
IWV iShares Russell 3000 ETF 0.40% 1,651 $639K No change
AAPL Apple Inc. 0.39% 2,318 $630K No change
CMF iShares California Muni Bond 0.39% 10,915 $627K No change
CPNG Coupang Inc. 0.39% 26,425 $623K No change
ITOT iShares Core S&P Total U.S. 0.38% 4,165 $619K No change
GEV GE Vernova Inc. 0.38% 933 $610K No change
VGT Vanguard Info Tech ETF 0.37% 790 $595K No change
DFUV Dimensional US Marketwide Va 0.37% 12,775 $595K No change
PFF iShares Preferred & Income S 0.34% 17,878 $554K No change
TMO Thermo Fisher Scientific Inc. 0.32% 896 $519K No change
XLK SS Technology Select Sector 0.28% 3,150 $454K No change
COST Costco Wholesale Corp. 0.27% 500 $431K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.26% 1,428 $414K Add +0.5%
PICB Invesco International Corpor 0.26% 17,289 $413K No change
AMZN Amazon.com Inc. 0.26% 1,780 $411K No change
ISHG iShares -3 Year Internationa 0.25% 5,398 $406K No change
XT Ishar Fture Exp Tech ETF-Usd 0.25% 5,786 $404K Add +34.5%
IGOV iShares International Treasu 0.25% 9,601 $400K No change
FIG Figma Inc. Class A 0.23% 10,000 $374K No change
IEFA iShares Core MSCI Eafe ETF 0.22% 4,050 $362K No change
USRT iShares Core US REIT ETF 0.21% 5,996 $342K No change
DFIV Dimensional International Va 0.21% 6,771 $338K No change
INTC Intel Corp. 0.19% 8,448 $312K No change
BNDX Vanguard Total Intl Bond ETF 0.18% 6,131 $296K Add +0.1%
EPP iShares MSCI Pacific Ex Japa 0.18% 5,740 $290K No change
SUB iShares Short-Term National 0.17% 2,568 $274K No change
MEAR Ishrs Short Mat Muni Act ETF 0.17% 5,383 $271K No change
USFR Wisdomtree Floating Rate Tre 0.16% 5,267 $265K No change
GOOGL Alphabet Inc. Class A 0.16% 840 $263K No change
VB Vanguard Most SM-Cap ETF-Usd 0.16% 1,015 $262K No change
GOOG Alphabet Inc. Class C 0.16% 820 $257K New
T AT&T Inc. 0.15% 9,962 $247K No change
VZ Verizon Communications Inc. 0.14% 5,726 $233K No change
ICLN iShares Global Clean Energy 0.14% 13,637 $224K No change
VTIP Vanguard Short-Term Tips 0.13% 4,239 $210K No change
MUB iShares National Muni Bond E 0.13% 1,883 $202K New

Options reported separately and not counted above: VTI puts ($101K).

Portfolio Sells Q3 2025 → Q4 2025
MSFT Microsoft Corp. Reduce -23.7% 1.89% −0.81
VTI VG Morningstar TS MKT ETF-US Reduce -1.8% 27.11% −0.37
ABBV Abbvie Inc. Sold out 0.00% −0.13
DSI iShares ESG MSCI KLD 400 ETF Reduce -12.9% 0.51% −0.07
BSV Vanguard Short-Term Bond ETF Reduce -2.2% 0.71% −0.03
IXUS iShares Core Intl Stock ETF Reduce -1.6% 0.57% −0.01
SCHX Schwab US Large-Cap ETF Reduce -0.0% 2.18% +0.01
SCHF Schwab Intl Equity ETF Reduce -0.2% 1.59% +0.02

Portfolio Buys Q3 2025 → Q4 2025
EFV iShares MSCI Eafe Value ETF New 0.47% +0.47
IVE iShares S&P 500 Value ETF New 0.45% +0.45
GOOG Alphabet Inc. Class C New 0.16% +0.16
MUB iShares National Muni Bond E New 0.13% +0.13
VEU Vanguard Ftse All-World Ex-U Add +0.0% 7.47% +0.10
HEFA Isha Curr Hedged MSCI Eafe Add +0.8% 1.87% +0.06
XT Ishar Fture Exp Tech ETF-Usd Add +34.5% 0.25% +0.06
ACWX iShares MSCI Acwi Ex US ETF Add +0.4% 2.35% +0.04
IEMG iShares Core MSCI Emerging Add +1.1% 0.51% +0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.5% 0.26% −0.01
BNDX Vanguard Total Intl Bond ETF Add +0.1% 0.18% −0.01
SCHZ Schwab US Aggregate Bond ETF Add +0.1% 0.52% −0.01
VCSH Vanguard S/T Corp. Bond ETF Add +0.3% 0.67% −0.01
BND Vanguard Total Bond Market Add +0.3% 0.74% −0.01
ICF iShares Select U.S. REIT ETF Add +0.6% 0.49% −0.02
VNQ Vanguard Real Estate ETF Add +0.5% 1.36% −0.06

Options Activity Q3 2025 → Q4 2025
VTI VG Morningstar TS MKT ETF-US put New 300 $101K

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 81$165.6MVTI, IVV, VEU, VWO, VEA
Q1 2026 81$149.7MVTI, IVV, VEU, VWO, VEA
Q4 2025 81$161.1MVTI, IVV, VEU, VWO, VEA
Q3 2025 78$158.3MVTI, IVV, VEU, VWO, MSFT
Q2 2025 75$148.9MVTI, IVV, VEU, VWO, MSFT
Q1 2025 72$134.9MVTI, IVV, VEU, VWO, VEA
Q4 2024 72$138.5MVTI, IVV, VEU, MSFT, VWO
Q3 2024 73$142.2MVTI, IVV, VEU, VWO, MSFT
Q2 2024 74$133.5MVTI, IVV, VEU, MSFT, VWO
Q1 2024 74$130.3MVTI, IVV, VEU, MSFT, VWO