VERITY Wealth Advisors

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 17, 2025), VERITY Wealth Advisors reported 78 stock positions worth $158.3 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 27.5% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 16.0%) and Vanguard Ftse All-World Ex-U (VEU, 7.4%). Compared with Q2 2025, it opened 4 new positions, sold out of 1, added to 9 and reduced 10. The biggest buy was a new position in Figma Class A (FIG) and the biggest sale an exit from iShares Global Infrastructur (IGF).

Most Recent 13F
Q2 2026
Location
SAUSALITO, X1
CIK
0001763138
Portfolio Value
$158.3M (Q3 2025)
SEC Filing
0001763138-25-000007 ↗ filed Oct 17, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $130.3M Q1 2024 Q2 2024: $133.5M Q2 2024 Q3 2024: $142.2M Q3 2024 Q4 2024: $138.5M Q4 2024 Q1 2025: $134.9M Q1 2025 Q2 2025: $148.9M Q2 2025 Q3 2025: $158.3M $158.3M Q3 2025 Q4 2025: $161.1M Q4 2025 Q1 2026: $149.7M Q1 2026 Q2 2026: $165.6M Q2 2026

Holdings 78 stocks · $158.3M
VTI VG Morningstar TS MKT ETF-US 27.49% 132,610 $43.5M Reduce 0.0%
IVV iShares Core S&P 500 ETF 16.00% 37,850 $25.3M No change
VEU Vanguard Ftse All-World Ex-U 7.37% 163,468 $11.7M Reduce -0.1%
VWO Vanguard Ftse Emerging Marke 2.95% 86,117 $4.7M No change
MSFT Microsoft Corp. 2.69% 8,230 $4.3M No change
VEA Vanguard Ftse Developed ETF 2.57% 67,932 $4.1M No change
ACWX iShares MSCI Acwi Ex US ETF 2.30% 56,111 $3.6M No change
SCHX Schwab US Large-Cap ETF 2.17% 130,640 $3.4M No change
SUSA iShares ESG Optimized MSCI U 2.02% 23,554 $3.2M No change
HEFA Isha Curr Hedged MSCI Eafe 1.80% 72,104 $2.9M Add +0.8%
SCHF Schwab Intl Equity ETF 1.57% 106,978 $2.5M No change
VNQ Vanguard Real Estate ETF 1.42% 24,599 $2.2M Add +3.1%
VGSH Vanguard Short-Term Treasury 0.95% 25,648 $1.5M Reduce -8.3%
USXF iShares ESG Advance MSCI USA 0.94% 26,031 $1.5M No change
SCHB Schwab US Broad Market ETF 0.91% 56,088 $1.4M No change
STIP iShares 0-5 Year Tips Bond E 0.90% 13,841 $1.4M No change
DFAX Dimensional World Ex US Core 0.87% 43,719 $1.4M No change
JNJ Johnson & Johnson 0.83% 7,065 $1.3M No change
QCOM Qualcomm Inc. 0.82% 7,795 $1.3M No change
IBB iShares Biotechnology ETF 0.81% 8,898 $1.3M No change
VOO Vanguard S&P 500 ETF 0.77% 1,985 $1.2M No change
BND Vanguard Total Bond Market 0.75% 16,062 $1.2M Add +0.7%
BSV Vanguard Short-Term Bond ETF 0.74% 14,904 $1.2M No change
CTAS Cintas Corp. 0.73% 5,624 $1.2M No change
USMV iShares MSCI USA Min Vol Fac 0.73% 12,102 $1.2M Reduce -0.1%
GE General Electric filed as GE AEROSPACE 0.71% 3,733 $1.1M No change
LNT Alliant Energy Corp. 0.70% 16,443 $1.1M No change
VCSH Vanguard S/T Corp. Bond ETF 0.69% 13,571 $1.1M Add +0.3%
OEF iShares S&P 100 ETF 0.65% 3,114 $1.0M No change
DMXF iShares ESG Advanc MSCI Eafe 0.63% 13,266 $1.0M No change
PEP Pepsico Inc. 0.61% 6,837 $960K No change
BRK.B Berkshire Hathaway Inc. Class B 0.58% 1,835 $923K No change
DSI iShares ESG MSCI KLD 400 ETF 0.58% 7,299 $919K No change
IXUS iShares Core Intl Stock ETF 0.58% 11,067 $914K Add +4.7%
XOM Exxon Mobil Corp. 0.57% 7,940 $895K No change
CPNG Coupang Inc. 0.54% 26,425 $851K No change
SCHZ Schwab US Aggregate Bond ETF 0.53% 35,890 $842K Reduce -8.1%
VXUS Vanguard Total Intl Stock 0.53% 11,409 $838K Add +38.9%
ICF iShares Select U.S. REIT ETF 0.51% 13,179 $812K Add +0.3%
IEMG iShares Core MSCI Emerging 0.50% 11,996 $791K No change
ESGD iShares Trust iShares ESG Aw 0.43% 7,335 $682K No change
SUSB iShares ESG Aware 1-5 Year U 0.42% 26,322 $666K No change
IWV iShares Russell 3000 ETF 0.40% 1,651 $626K No change
CMF iShares California Muni Bond 0.39% 10,915 $623K No change
ITOT iShares Core S&P Total U.S. 0.38% 4,165 $607K Reduce -2.7%
GILD Gilead Sciences Inc. 0.37% 5,338 $593K No change
AAPL Apple Inc. 0.37% 2,318 $590K No change
VGT Vanguard Info Tech ETF 0.37% 790 $590K No change
STT State Street Corp. 0.36% 4,964 $576K No change
GEV GE Vernova Inc. 0.36% 933 $574K No change
DFUV Dimensional US Marketwide Va 0.36% 12,775 $571K No change
PFF iShares Preferred & Income S 0.36% 17,878 $565K Reduce -2.7%
FIG Figma Inc. Class A 0.33% 10,000 $519K New
COST Costco Wholesale Corp. 0.29% 500 $463K No change
XLK SS Technology Select Sector 0.28% 1,575 $444K No change
TMO Thermo Fisher Scientific Inc. 0.27% 896 $435K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.26% 1,421 $417K Add +0.3%
PICB Invesco International Corpor 0.26% 17,289 $412K No change
ISHG iShares -3 Year Internationa 0.26% 5,398 $411K No change
IGOV iShares International Treasu 0.26% 9,601 $409K No change
AMZN Amazon.com Inc. 0.25% 1,780 $391K No change
IEFA iShares Core MSCI Eafe ETF 0.22% 4,050 $354K No change
USRT iShares Core US REIT ETF 0.22% 5,996 $352K No change
DFIV Dimensional International Va 0.20% 6,771 $312K No change
XT Ishar Fture Exp Tech ETF-Usd 0.20% 4,301 $309K Reduce -63.5%
BNDX Vanguard Total Intl Bond ETF 0.19% 6,128 $303K Add +1.7%
EPP iShares MSCI Pacific Ex Japa 0.19% 5,740 $296K No change
INTC Intel Corp. 0.18% 8,448 $283K New
T AT&T Inc. 0.18% 9,962 $281K No change
SUB iShares Short-Term National 0.17% 2,568 $274K No change
MEAR Ishrs Short Mat Muni Act ETF 0.17% 5,383 $272K Reduce -52.9%
USFR Wisdomtree Floating Rate Tre 0.17% 5,267 $265K No change
VB Vanguard Most SM-Cap ETF-Usd 0.16% 1,015 $258K No change
VZ Verizon Communications Inc. 0.16% 5,726 $252K No change
VTIP Vanguard Short-Term Tips 0.14% 4,239 $215K No change
ICLN iShares Global Clean Energy 0.13% 13,637 $211K Reduce -65.3%
GOOGL Alphabet Inc. Class A 0.13% 840 $204K New
ABBV Abbvie Inc. 0.13% 872 $202K New

Portfolio Sells Q2 2025 → Q3 2025
IGF iShares Global Infrastructur Sold out 0.00% −0.36
XT Ishar Fture Exp Tech ETF-Usd Reduce -63.5% 0.20% −0.32
MEAR Ishrs Short Mat Muni Act ETF Reduce -52.9% 0.17% −0.21
ICLN iShares Global Clean Energy Reduce -65.3% 0.13% −0.21
VGSH Vanguard Short-Term Treasury Reduce -8.3% 0.95% −0.15
SCHZ Schwab US Aggregate Bond ETF Reduce -8.1% 0.53% −0.08
USMV iShares MSCI USA Min Vol Fac Reduce -0.1% 0.73% −0.04
PFF iShares Preferred & Income S Reduce -2.7% 0.36% −0.02
VEU Vanguard Ftse All-World Ex-U Reduce -0.1% 7.37% −0.02
ITOT iShares Core S&P Total U.S. Reduce -2.7% 0.38% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce 0.0% 27.49% +0.41

Portfolio Buys Q2 2025 → Q3 2025
FIG Figma Inc. Class A New 0.33% +0.33
INTC Intel Corp. New 0.18% +0.18
VXUS Vanguard Total Intl Stock Add +38.9% 0.53% +0.15
GOOGL Alphabet Inc. Class A New 0.13% +0.13
ABBV Abbvie Inc. New 0.13% +0.13
IXUS iShares Core Intl Stock ETF Add +4.7% 0.58% +0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.3% 0.26% −0.00
VNQ Vanguard Real Estate ETF Add +3.1% 1.42% −0.01
BNDX Vanguard Total Intl Bond ETF Add +1.7% 0.19% −0.01
HEFA Isha Curr Hedged MSCI Eafe Add +0.8% 1.80% −0.02
ICF iShares Select U.S. REIT ETF Add +0.3% 0.51% −0.03
BND Vanguard Total Bond Market Add +0.7% 0.75% −0.03
VCSH Vanguard S/T Corp. Bond ETF Add +0.3% 0.69% −0.04

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 81$165.6MVTI, IVV, VEU, VWO, VEA
Q1 2026 81$149.7MVTI, IVV, VEU, VWO, VEA
Q4 2025 81$161.1MVTI, IVV, VEU, VWO, VEA
Q3 2025 78$158.3MVTI, IVV, VEU, VWO, MSFT
Q2 2025 75$148.9MVTI, IVV, VEU, VWO, MSFT
Q1 2025 72$134.9MVTI, IVV, VEU, VWO, VEA
Q4 2024 72$138.5MVTI, IVV, VEU, MSFT, VWO
Q3 2024 73$142.2MVTI, IVV, VEU, VWO, MSFT
Q2 2024 74$133.5MVTI, IVV, VEU, MSFT, VWO
Q1 2024 74$130.3MVTI, IVV, VEU, MSFT, VWO