Waterford Advisors, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 14, 2026), Waterford Advisors, LLC reported 64 stock positions worth $366.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 19.0% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 9.6%) and Vanguard Mrngstar GR ETF-Sui (VUG, 9.1%). Compared with Q1 2026, it opened 10 new positions, sold out of 3, added to 22 and reduced 11. The biggest buy was Schwab US Small-Cap ETF (SCHA, shares +3%) and the biggest sale an exit from Berkshire Hathaway Class A (BRK.A).
- Most Recent 13F
- Q2 2026
- Location
- ORCHARD PARK, NY
- CIK
- 0001960657
- Portfolio Value
- $366.5M (Q2 2026)
- SEC Filing
- 0001960657-26-000003 ↗ filed Aug 14, 2026
Holdings Value
Holdings 64 stocks · $366.5M
| IVV iShares Core S&P 500 ETF | 19.02% | 93,087 | $69.7M | Add +1.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 9.63% | 161,913 | $35.3M | Add +3.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 9.07% | 385,700 | $33.2M | Add +2.8% |
| VEA Vanguard Ftse Developed ETF | 7.87% | 404,761 | $28.8M | Add +1.9% |
| DFNM Dimensional National Muni BD | 7.85% | 545,339 | $28.8M | Add +1.7% |
| SCHA Schwab US Small-Cap ETF | 6.93% | 702,414 | $25.4M | Add +2.6% |
| BSV Vanguard Short-Term Bond ETF | 5.57% | 421,601 | $20.4M | Add +6.4% |
| BLV Vanguard Long-Term Bond ETF | 4.46% | 209,762 | $16.3M | Add +8.9% |
| VWO Vanguard Ftse Emerging Marke | 3.45% | 211,867 | $12.6M | Add +2.4% |
| BND Vanguard Total Bond Market | 3.21% | 170,811 | $11.8M | Add +6.7% |
| DFSV Dimensional US Small Cap Val | 3.12% | 288,532 | $11.4M | Add +1.3% |
| SCHH Schwab US REIT ETF | 2.71% | 429,163 | $9.9M | Add +6.6% |
| REET iShares Global REIT ETF | 2.69% | 356,526 | $9.8M | Add +4.1% |
| SCHF Schwab Intl Equity ETF | 1.60% | 211,231 | $5.9M | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.56% | 20,897 | $5.7M | Reduce -8.6% |
| SCHG Schwab US Large-Cap Growth | 1.40% | 147,643 | $5.1M | No change |
| CBSH Commerce Bancshares Inc. | 0.82% | 44,863 | $3.0M | No change |
| RTX RTX Corp. | 0.79% | 15,255 | $2.9M | Add +1.0% |
| RSP Invesco S&P 500 Equal Weight | 0.76% | 13,024 | $2.8M | Reduce -3.7% |
| AAPL Apple Inc. | 0.69% | 8,679 | $2.5M | Add +3.5% |
| VNQ Vanguard Real Estate ETF | 0.44% | 16,744 | $1.6M | Add +0.0% |
| KEY Keycorp | 0.44% | 69,833 | $1.6M | No change |
| PGR Progressive Corp. | 0.40% | 6,780 | $1.5M | Reduce -3.9% |
| NVDA Nvidia Corp. | 0.34% | 6,155 | $1.2M | Reduce -0.8% |
| SCHV Schwab US Large-Cap Value | 0.32% | 32,703 | $1.2M | Reduce -6.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.31% | 1,501 | $1.1M | Reduce -11.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.30% | 3,634 | $1.1M | Reduce -0.6% |
| APH Amphenol Corp. Class A | 0.29% | 5,959 | $1.1M | No change |
| MSFT Microsoft Corp. | 0.28% | 2,752 | $1.0M | Add +0.4% |
| CARR Carrier Global Corp. | 0.27% | 13,381 | $981K | No change |
| CAT Caterpillar Inc. | 0.26% | 885 | $942K | No change |
| JPM JPMorgan Chase & Co. | 0.21% | 2,367 | $775K | Add +7.0% |
| EFA iShares MSCI Eafe ETF | 0.20% | 6,995 | $727K | Reduce -20.0% |
| EWZ iShares MSCI Brazil ETF | 0.19% | 3,388 | $687K | No change |
| SCHB Schwab US Broad Market ETF | 0.17% | 21,744 | $630K | No change |
| SAN Banco Santander SA-Spon ADR | 0.14% | 36,124 | $499K | New |
| OTIS Otis Worldwide Corp. | 0.13% | 6,690 | $479K | No change |
| HD Home Depot Inc. | 0.13% | 1,313 | $463K | No change |
| V Visa Inc. Class A | 0.12% | 1,306 | $448K | Add +1.1% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.12% | 1,778 | $423K | New |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.11% | 11,780 | $399K | No change |
| AMGN Amgen Inc. | 0.10% | 1,000 | $362K | No change |
| MRK Merck & Co. Inc. | 0.10% | 2,778 | $357K | No change |
| AMD Advanced Micro Devices | 0.09% | 588 | $342K | New |
| EEM iShares MSCI Emerging Market | 0.09% | 4,967 | $340K | No change |
| META Meta Platforms Inc. Class A | 0.09% | 598 | $337K | Add +0.2% |
| XOM Exxon Mobil Corp. | 0.09% | 2,402 | $328K | No change |
| SCHX Schwab US Large-Cap ETF | 0.09% | 9,987 | $317K | No change |
| AMZN Amazon.com Inc. | 0.08% | 1,292 | $308K | Add +4.1% |
| SHW The Sherwin-Williams Co. | 0.08% | 873 | $301K | No change |
| JNJ Johnson & Johnson | 0.08% | 1,131 | $287K | No change |
| TSLA Tesla Inc. | 0.08% | 657 | $276K | Reduce -8.6% |
| SO The Southern Co. | 0.07% | 2,671 | $256K | No change |
| CW Curtiss-Wright Corp. | 0.07% | 333 | $252K | No change |
| CVX Chevron Corp. | 0.07% | 1,497 | $248K | Add +4.8% |
| AMAT Applied Materials Inc. | 0.06% | 4,131 | $235K | New |
| IBDU iShares Ibonds Dec 2029 Term | 0.06% | 9,894 | $229K | New |
| VOO Vanguard S&P 500 ETF | 0.06% | 327 | $225K | Reduce -15.5% |
| AVGO Broadcom Inc. | 0.06% | 589 | $223K | New |
| ABBV Abbvie Inc. | 0.06% | 874 | $220K | New |
| GOOGL Alphabet Inc. Class A | 0.06% | 604 | $216K | New |
| LDEM iShares ESG MSCI Em Leaders | 0.06% | 8,481 | $205K | Reduce -31.6% |
| CSCO Cisco Systems Inc. | 0.06% | 1,731 | $203K | New |
| ORBS Eightco Holdings Inc. | 0.00% | 18,000 | $13K | New |
Portfolio Sells Q1 2026 → Q2 2026
| BRK.A Berkshire Hathaway Inc. Class A | Sold out | 0.00% | −0.68 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -8.6% | 1.56% | −0.10 |
| TECB iShares US Tech Breakthrough | Sold out | 0.00% | −0.10 |
| EFA iShares MSCI Eafe ETF | Reduce -20.0% | 0.20% | −0.06 |
| RSP Invesco S&P 500 Equal Weight | Reduce -3.7% | 0.76% | −0.05 |
| PGR Progressive Corp. | Reduce -3.9% | 0.40% | −0.05 |
| LDEM iShares ESG MSCI Em Leaders | Reduce -31.6% | 0.06% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -11.3% | 0.31% | −0.03 |
| SCHV Schwab US Large-Cap Value | Reduce -6.0% | 0.32% | −0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -15.5% | 0.06% | −0.01 |
| VUZI Vuzix Corp. | Sold out | 0.00% | −0.01 |
| TSLA Tesla Inc. | Reduce -8.6% | 0.08% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.6% | 0.30% | +0.01 |
| NVDA Nvidia Corp. | Reduce -0.8% | 0.34% | +0.01 |
Portfolio Buys Q1 2026 → Q2 2026
| SCHA Schwab US Small-Cap ETF | Add +2.6% | 6.93% | +0.83 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2.8% | 9.07% | +0.74 |
| IVV iShares Core S&P 500 ETF | Add +1.8% | 19.02% | +0.60 |
| SAN Banco Santander SA-Spon ADR | New | 0.14% | +0.14 |
| MTB M & T Bank Corp. | New | 0.12% | +0.12 |
| AMD Advanced Micro Devices | New | 0.09% | +0.09 |
| AMAT Applied Materials Inc. | New | 0.06% | +0.06 |
| IBDU iShares Ibonds Dec 2029 Term | New | 0.06% | +0.06 |
| AVGO Broadcom Inc. | New | 0.06% | +0.06 |
| ABBV Abbvie Inc. | New | 0.06% | +0.06 |
| GOOGL Alphabet Inc. Class A | New | 0.06% | +0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.6% | 9.63% | +0.06 |
| CSCO Cisco Systems Inc. | New | 0.06% | +0.06 |
| VEA Vanguard Ftse Developed ETF | Add +1.9% | 7.87% | +0.05 |
| AAPL Apple Inc. | Add +3.5% | 0.69% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +7.0% | 0.21% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +2.4% | 3.45% | +0.01 |
| AMZN Amazon.com Inc. | Add +4.1% | 0.08% | +0.00 |
| ORBS Eightco Holdings Inc. | New | 0.00% | +0.00 |
| V Visa Inc. Class A | Add +1.1% | 0.12% | −0.00 |
| REET iShares Global REIT ETF | Add +4.1% | 2.69% | −0.01 |
| META Meta Platforms Inc. Class A | Add +0.2% | 0.09% | −0.01 |
| VNQ Vanguard Real Estate ETF | Add +0.0% | 0.44% | −0.02 |
| CVX Chevron Corp. | Add +4.8% | 0.07% | −0.03 |
| MSFT Microsoft Corp. | Add +0.4% | 0.28% | −0.03 |
| RTX RTX Corp. | Add +1.0% | 0.79% | −0.11 |
| DFNM Dimensional National Muni BD | Add +1.7% | 7.85% | −0.23 |
| DFSV Dimensional US Small Cap Val | Add +1.3% | 3.12% | −0.24 |
| SCHH Schwab US REIT ETF | Add +6.6% | 2.71% | −0.25 |
| BND Vanguard Total Bond Market | Add +6.7% | 3.21% | −0.27 |
| BLV Vanguard Long-Term Bond ETF | Add +8.9% | 4.46% | −0.32 |
| BSV Vanguard Short-Term Bond ETF | Add +6.4% | 5.57% | −0.43 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 64 | $366.5M | IVV, VTV, VUG, VEA, DFNM |
| Q1 2026 | 57 | $315.3M | IVV, VTV, VUG, DFNM, VEA |
| Q4 2025 | 48 | $256.0M | IVV, VUG, VTV, VEA, DFNM |
| Q3 2025 | 54 | $289.2M | IVV, VUG, VTV, VEA, SCHA |
| Q2 2025 | 53 | $270.8M | IVV, VUG, VTV, VEA, SCHA |
| Q1 2025 | 51 | $241.0M | IVV, VTV, VUG, VEA, BNDX |
| Q4 2024 | 46 | $196.4M | IVV, VUG, VTV, VEA, SCHA |
| Q3 2024 | 50 | $196.0M | IVV, VTV, VUG, VEA, BSV |
| Q2 2024 | 54 | $238.5M | IVV, VUG, VTV, VEA, FNDF |
| Q1 2024 | 55 | $235.7M | IVV, VTV, VUG, VEA, FNDF |