Waterford Advisors, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 14, 2024), Waterford Advisors, LLC reported 54 stock positions worth $238.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 18.6% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 9.3%) and Vanguard Mrngstr Val ETF-Aui (VTV, 8.5%). Compared with Q1 2024, it opened 2 new positions, sold out of 3, added to 20 and reduced 11. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +2%) and the biggest sale an exit from Community Financial System I (CBU).
- Most Recent 13F
- Q2 2026
- Location
- ORCHARD PARK, NY
- CIK
- 0001960657
- Portfolio Value
- $238.5M (Q2 2024)
- SEC Filing
- 0001960657-24-000003 ↗ filed Aug 14, 2024
Holdings Value
Holdings 54 stocks · $238.5M
| IVV iShares Core S&P 500 ETF | 18.64% | 81,250 | $44.5M | Add +1.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 9.32% | 59,435 | $22.2M | Add +0.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.51% | 126,553 | $20.3M | Add +1.1% |
| VEA Vanguard Ftse Developed ETF | 6.79% | 327,767 | $16.2M | Add +1.1% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 6.52% | 443,932 | $15.6M | Add +1.9% |
| BNDX Vanguard Total Intl Bond ETF | 5.99% | 293,784 | $14.3M | Add +1.0% |
| SCHA Schwab US Small-Cap ETF | 5.95% | 299,281 | $14.2M | Add +0.9% |
| BSV Vanguard Short-Term Bond ETF | 4.84% | 150,401 | $11.5M | Add +2.6% |
| SCHZ Schwab US Aggregate Bond ETF | 4.49% | 234,842 | $10.7M | Reduce -0.6% |
| VWO Vanguard Ftse Emerging Marke | 3.36% | 182,937 | $8.0M | Reduce -2.4% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 3.21% | 259,243 | $7.7M | Add +1.6% |
| MUB iShares National Muni Bond E | 2.79% | 62,366 | $6.6M | Reduce -1.9% |
| REET iShares Global REIT ETF | 2.53% | 259,385 | $6.0M | Add +2.5% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 2.16% | 26,162 | $5.2M | Reduce -0.3% |
| SCHF Schwab Intl Equity ETF | 2.12% | 131,486 | $5.1M | Reduce -0.1% |
| SCHV Schwab US Large-Cap Value | 1.58% | 50,963 | $3.8M | Add +0.5% |
| IBDP iShares Ibonds Dec 2024 Term | 1.14% | 108,373 | $2.7M | Add +0.3% |
| RSP Invesco S&P 500 Equal Weight | 1.12% | 16,312 | $2.7M | Reduce -3.6% |
| VNQ Vanguard Real Estate ETF | 0.77% | 21,828 | $1.8M | No change |
| AAPL Apple Inc. | 0.74% | 8,371 | $1.8M | Add +0.3% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.67% | 60,186 | $1.6M | Reduce -1.8% |
| RTX RTX Corp. | 0.63% | 14,947 | $1.5M | No change |
| MSFT Microsoft Corp. | 0.49% | 2,612 | $1.2M | Add +0.6% |
| BND Vanguard Total Bond Market | 0.45% | 15,106 | $1.1M | Add +48.0% |
| CARR Carrier Global Corp. | 0.35% | 13,381 | $844K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.35% | 3,797 | $828K | No change |
| NVDA Nvidia Corp. | 0.34% | 6,610 | $817K | Add +10.9% |
| URTH iShares MSCI World ETF | 0.29% | 4,641 | $685K | No change |
| EFA iShares MSCI Eafe ETF | 0.28% | 8,460 | $663K | No change |
| OTIS Otis Worldwide Corp. | 0.27% | 6,690 | $644K | No change |
| TOTL SS Doubleline TR Tact ETF | 0.22% | 13,041 | $518K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.21% | 914 | $497K | No change |
| SCHB Schwab US Broad Market ETF | 0.20% | 7,648 | $481K | No change |
| IBMM iShares Ibonds Dec 2024 Term | 0.19% | 17,584 | $458K | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 0.19% | 2,257 | $457K | Add +4.6% |
| HD Home Depot Inc. | 0.19% | 1,308 | $450K | No change |
| MRK Merck & Co. Inc. | 0.17% | 3,208 | $397K | No change |
| NFG National Fuel Gas Co. | 0.15% | 6,690 | $363K | New |
| V Visa Inc. Class A | 0.15% | 1,330 | $349K | Add +8.1% |
| AMGN Amgen Inc. | 0.14% | 1,041 | $325K | No change |
| XOM Exxon Mobil Corp. | 0.14% | 2,802 | $323K | No change |
| SCHG Schwab US Large-Cap Growth | 0.13% | 3,145 | $317K | No change |
| VOO Vanguard S&P 500 ETF | 0.13% | 596 | $298K | Add +0.8% |
| IBDQ iShares Ibonds Dec 2025 Term | 0.12% | 11,771 | $293K | Add +0.2% |
| CAT Caterpillar Inc. | 0.12% | 877 | $292K | No change |
| SHW The Sherwin-Williams Co. | 0.11% | 873 | $261K | Reduce -12.1% |
| SCHD Schwab US DVD Equity ETF | 0.11% | 3,329 | $259K | No change |
| PG The Procter & Gamble Co. | 0.10% | 1,468 | $242K | No change |
| SO The Southern Co. | 0.10% | 3,091 | $240K | No change |
| META Meta Platforms Inc. Class A | 0.10% | 460 | $232K | Reduce -51.9% |
| EEM iShares MSCI Emerging Market | 0.09% | 5,042 | $215K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.09% | 5,313 | $211K | Reduce -5.0% |
| JNJ Johnson & Johnson | 0.09% | 1,437 | $210K | No change |
| AMZN Amazon.com Inc. | 0.09% | 1,072 | $207K | New |
Portfolio Sells Q1 2024 → Q2 2024
| CBU Community Financial System I | Sold out | 0.00% | −0.91 |
| APH Amphenol Corp. Class A | Sold out | 0.00% | −0.27 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -0.6% | 4.49% | −0.13 |
| MUB iShares National Muni Bond E | Reduce -1.9% | 2.79% | −0.12 |
| META Meta Platforms Inc. Class A | Reduce -51.9% | 0.10% | −0.10 |
| RSP Invesco S&P 500 Equal Weight | Reduce -3.6% | 1.12% | −0.09 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.09 |
| SCHF Schwab Intl Equity ETF | Reduce -0.1% | 2.12% | −0.06 |
| SHW The Sherwin-Williams Co. | Reduce -12.1% | 0.11% | −0.04 |
| IBMM iShares Ibonds Dec 2024 Term | Reduce -1.1% | 0.19% | −0.00 |
| BAC Bank of America Corp. | Reduce -5.0% | 0.09% | −0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -1.8% | 0.67% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.4% | 3.36% | +0.04 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -0.3% | 2.16% | +0.08 |
Portfolio Buys Q1 2024 → Q2 2024
| IVV iShares Core S&P 500 ETF | Add +1.8% | 18.64% | +0.83 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.6% | 9.32% | +0.69 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +1.6% | 3.21% | +0.21 |
| NFG National Fuel Gas Co. | New | 0.15% | +0.15 |
| BND Vanguard Total Bond Market | Add +48.0% | 0.45% | +0.13 |
| AAPL Apple Inc. | Add +0.3% | 0.74% | +0.13 |
| NVDA Nvidia Corp. | Add +10.9% | 0.34% | +0.11 |
| AMZN Amazon.com Inc. | New | 0.09% | +0.09 |
| BSV Vanguard Short-Term Bond ETF | Add +2.6% | 4.84% | +0.07 |
| MSFT Microsoft Corp. | Add +0.6% | 0.49% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +4.6% | 0.19% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +0.8% | 0.13% | +0.00 |
| V Visa Inc. Class A | Add +8.1% | 0.15% | +0.00 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +0.2% | 0.12% | −0.00 |
| IBDP iShares Ibonds Dec 2024 Term | Add +0.3% | 1.14% | −0.01 |
| REET iShares Global REIT ETF | Add +2.5% | 2.53% | −0.01 |
| SCHV Schwab US Large-Cap Value | Add +0.5% | 1.58% | −0.05 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +1.9% | 6.52% | −0.06 |
| BNDX Vanguard Total Intl Bond ETF | Add +1.0% | 5.99% | −0.08 |
| VEA Vanguard Ftse Developed ETF | Add +1.1% | 6.79% | −0.11 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.1% | 8.51% | −0.14 |
| SCHA Schwab US Small-Cap ETF | Add +0.9% | 5.95% | −0.24 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 64 | $366.5M | IVV, VTV, VUG, VEA, DFNM |
| Q1 2026 | 57 | $315.3M | IVV, VTV, VUG, DFNM, VEA |
| Q4 2025 | 48 | $256.0M | IVV, VUG, VTV, VEA, DFNM |
| Q3 2025 | 54 | $289.2M | IVV, VUG, VTV, VEA, SCHA |
| Q2 2025 | 53 | $270.8M | IVV, VUG, VTV, VEA, SCHA |
| Q1 2025 | 51 | $241.0M | IVV, VTV, VUG, VEA, BNDX |
| Q4 2024 | 46 | $196.4M | IVV, VUG, VTV, VEA, SCHA |
| Q3 2024 | 50 | $196.0M | IVV, VTV, VUG, VEA, BSV |
| Q2 2024 | 54 | $238.5M | IVV, VUG, VTV, VEA, FNDF |
| Q1 2024 | 55 | $235.7M | IVV, VTV, VUG, VEA, FNDF |