Waterford Advisors, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), Waterford Advisors, LLC reported 50 stock positions worth $196.0 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 24.3% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 11.6%) and Vanguard Mrngstar GR ETF-Sui (VUG, 11.6%). Compared with Q2 2024, it opened 2 new positions, sold out of 6, added to 10 and reduced 18. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +2%) and the biggest sale an exit from Schwab Fndmn Intl LRG Co. ETF (FNDF).
- Most Recent 13F
- Q2 2026
- Location
- ORCHARD PARK, NY
- CIK
- 0001960657
- Portfolio Value
- $196.0M (Q3 2024)
- SEC Filing
- 0001960657-24-000005 ↗ filed Nov 14, 2024
Holdings Value
Holdings 50 stocks · $196.0M
| IVV iShares Core S&P 500 ETF | 24.30% | 82,570 | $47.6M | Add +1.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 11.63% | 130,592 | $22.8M | Add +3.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 11.57% | 59,098 | $22.7M | Reduce -0.6% |
| VEA Vanguard Ftse Developed ETF | 9.12% | 338,687 | $17.9M | Add +3.3% |
| BSV Vanguard Short-Term Bond ETF | 5.98% | 148,894 | $11.7M | Reduce -1.0% |
| VWO Vanguard Ftse Emerging Marke | 4.39% | 179,876 | $8.6M | Reduce -1.7% |
| BND Vanguard Total Bond Market | 4.07% | 106,093 | $8.0M | Add +602.3% |
| REET iShares Global REIT ETF | 3.67% | 269,669 | $7.2M | Add +4.0% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 2.78% | 26,347 | $5.4M | Add +0.7% |
| SCHF Schwab Intl Equity ETF | 2.69% | 128,146 | $5.3M | Reduce -2.5% |
| MUB iShares National Muni Bond E | 2.25% | 40,639 | $4.4M | Reduce -34.8% |
| SCHV Schwab US Large-Cap Value | 2.02% | 49,382 | $4.0M | Reduce -3.1% |
| RSP Invesco S&P 500 Equal Weight | 1.49% | 16,312 | $2.9M | No change |
| IBDP iShares Ibonds Dec 2024 Term | 1.44% | 111,944 | $2.8M | Add +3.3% |
| CBU Community Financial System I | 1.33% | 44,863 | $2.6M | New |
| VNQ Vanguard Real Estate ETF | 1.06% | 21,329 | $2.1M | Reduce -2.3% |
| AAPL Apple Inc. | 0.99% | 8,370 | $2.0M | Reduce -0.0% |
| RTX RTX Corp. | 0.92% | 14,947 | $1.8M | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.82% | 55,271 | $1.6M | Reduce -8.2% |
| MSFT Microsoft Corp. | 0.57% | 2,612 | $1.1M | No change |
| CARR Carrier Global Corp. | 0.55% | 13,381 | $1.1M | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.46% | 3,797 | $901K | No change |
| NVDA Nvidia Corp. | 0.39% | 6,310 | $766K | Reduce -4.5% |
| OTIS Otis Worldwide Corp. | 0.35% | 6,690 | $695K | No change |
| APH Amphenol Corp. Class A | 0.34% | 10,284 | $670K | New |
| EFA iShares MSCI Eafe ETF | 0.32% | 7,592 | $635K | Reduce -10.3% |
| URTH iShares MSCI World ETF | 0.30% | 3,688 | $579K | Reduce -20.5% |
| TOTL SS Doubleline TR Tact ETF | 0.28% | 13,041 | $540K | No change |
| HD Home Depot Inc. | 0.27% | 1,308 | $530K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.27% | 914 | $524K | No change |
| SCHB Schwab US Broad Market ETF | 0.26% | 7,648 | $509K | No change |
| JPM JPMorgan Chase & Co. | 0.24% | 2,257 | $476K | No change |
| IBDQ iShares Ibonds Dec 2025 Term | 0.24% | 18,830 | $473K | Add +60.0% |
| NFG National Fuel Gas Co. | 0.21% | 6,690 | $405K | No change |
| MRK Merck & Co. Inc. | 0.19% | 3,208 | $364K | No change |
| V Visa Inc. Class A | 0.18% | 1,305 | $359K | Reduce -1.9% |
| IBMM iShares Ibonds Dec 2024 Term | 0.18% | 13,538 | $353K | Reduce -23.0% |
| CAT Caterpillar Inc. | 0.17% | 877 | $343K | No change |
| AMGN Amgen Inc. | 0.17% | 1,041 | $335K | No change |
| SHW The Sherwin-Williams Co. | 0.17% | 873 | $333K | No change |
| XOM Exxon Mobil Corp. | 0.17% | 2,802 | $329K | No change |
| SCHG Schwab US Large-Cap Growth | 0.17% | 3,145 | $328K | No change |
| VOO Vanguard S&P 500 ETF | 0.16% | 592 | $312K | Reduce -0.7% |
| SCHD Schwab US DVD Equity ETF | 0.14% | 3,329 | $281K | No change |
| META Meta Platforms Inc. Class A | 0.13% | 460 | $263K | No change |
| SO The Southern Co. | 0.12% | 2,671 | $241K | Reduce -13.6% |
| JNJ Johnson & Johnson | 0.12% | 1,443 | $234K | Add +0.4% |
| EEM iShares MSCI Emerging Market | 0.12% | 4,967 | $228K | Reduce -1.5% |
| PG The Procter & Gamble Co. | 0.11% | 1,278 | $221K | Reduce -12.9% |
| AMZN Amazon.com Inc. | 0.11% | 1,137 | $212K | Add +6.1% |
Portfolio Sells Q2 2024 → Q3 2024
| FNDF Schwab Fndmn Intl LRG Co. ETF | Sold out | 0.00% | −6.52 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −5.99 |
| SCHA Schwab US Small-Cap ETF | Sold out | 0.00% | −5.95 |
| SCHZ Schwab US Aggregate Bond ETF | Sold out | 0.00% | −4.49 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Sold out | 0.00% | −3.21 |
| MUB iShares National Muni Bond E | Reduce -34.8% | 2.25% | −0.53 |
| BAC Bank of America Corp. | Sold out | 0.00% | −0.09 |
| IBMM iShares Ibonds Dec 2024 Term | Reduce -23.0% | 0.18% | −0.01 |
| URTH iShares MSCI World ETF | Reduce -20.5% | 0.30% | +0.01 |
| PG The Procter & Gamble Co. | Reduce -12.9% | 0.11% | +0.01 |
| SO The Southern Co. | Reduce -13.6% | 0.12% | +0.02 |
| EEM iShares MSCI Emerging Market | Reduce -1.5% | 0.12% | +0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -0.7% | 0.16% | +0.03 |
| V Visa Inc. Class A | Reduce -1.9% | 0.18% | +0.04 |
| EFA iShares MSCI Eafe ETF | Reduce -10.3% | 0.32% | +0.05 |
| NVDA Nvidia Corp. | Reduce -4.5% | 0.39% | +0.05 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -8.2% | 0.82% | +0.15 |
| AAPL Apple Inc. | Reduce -0.0% | 0.99% | +0.26 |
| VNQ Vanguard Real Estate ETF | Reduce -2.3% | 1.06% | +0.29 |
| SCHV Schwab US Large-Cap Value | Reduce -3.1% | 2.02% | +0.44 |
| SCHF Schwab Intl Equity ETF | Reduce -2.5% | 2.69% | +0.57 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.7% | 4.39% | +1.03 |
| BSV Vanguard Short-Term Bond ETF | Reduce -1.0% | 5.98% | +1.14 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.6% | 11.57% | +2.25 |
Portfolio Buys Q2 2024 → Q3 2024
| IVV iShares Core S&P 500 ETF | Add +1.6% | 24.30% | +5.65 |
| BND Vanguard Total Bond Market | Add +602.3% | 4.07% | +3.62 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.2% | 11.63% | +3.12 |
| VEA Vanguard Ftse Developed ETF | Add +3.3% | 9.12% | +2.33 |
| CBU Community Financial System I | New | 1.33% | +1.33 |
| REET iShares Global REIT ETF | Add +4.0% | 3.67% | +1.14 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +0.7% | 2.78% | +0.61 |
| APH Amphenol Corp. Class A | New | 0.34% | +0.34 |
| IBDP iShares Ibonds Dec 2024 Term | Add +3.3% | 1.44% | +0.30 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +60.0% | 0.24% | +0.12 |
| JNJ Johnson & Johnson | Add +0.4% | 0.12% | +0.03 |
| AMZN Amazon.com Inc. | Add +6.1% | 0.11% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 64 | $366.5M | IVV, VTV, VUG, VEA, DFNM |
| Q1 2026 | 57 | $315.3M | IVV, VTV, VUG, DFNM, VEA |
| Q4 2025 | 48 | $256.0M | IVV, VUG, VTV, VEA, DFNM |
| Q3 2025 | 54 | $289.2M | IVV, VUG, VTV, VEA, SCHA |
| Q2 2025 | 53 | $270.8M | IVV, VUG, VTV, VEA, SCHA |
| Q1 2025 | 51 | $241.0M | IVV, VTV, VUG, VEA, BNDX |
| Q4 2024 | 46 | $196.4M | IVV, VUG, VTV, VEA, SCHA |
| Q3 2024 | 50 | $196.0M | IVV, VTV, VUG, VEA, BSV |
| Q2 2024 | 54 | $238.5M | IVV, VUG, VTV, VEA, FNDF |
| Q1 2024 | 55 | $235.7M | IVV, VTV, VUG, VEA, FNDF |