Waterford Advisors, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 15, 2026), Waterford Advisors, LLC reported 57 stock positions worth $315.3 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 18.4% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 9.6%) and Vanguard Mrngstar GR ETF-Sui (VUG, 8.3%). Compared with Q4 2025, it opened 10 new positions, sold out of 1, added to 12 and reduced 14. The biggest buy was a new position in Vanguard Short-Term Bond ETF (BSV) and the biggest sale Vngrd Mrngstr MC GRW ETF-Usd (VOT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- ORCHARD PARK, NY
- CIK
- 0001960657
- Portfolio Value
- $315.3M (Q1 2026)
- SEC Filing
- 0001960657-26-000002 ↗ filed May 15, 2026
Holdings Value
Holdings 57 stocks · $315.3M
| IVV iShares Core S&P 500 ETF | 18.42% | 91,462 | $58.1M | Add +2.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 9.57% | 156,352 | $30.2M | Add +2.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 8.33% | 62,520 | $26.3M | Add +1.4% |
| DFNM Dimensional National Muni BD | 8.09% | 536,335 | $25.5M | Add +1.7% |
| VEA Vanguard Ftse Developed ETF | 7.82% | 397,267 | $24.6M | Add +1.9% |
| SCHA Schwab US Small-Cap ETF | 6.10% | 684,686 | $19.2M | Add +1.5% |
| BSV Vanguard Short-Term Bond ETF | 6.00% | 396,082 | $18.9M | New |
| BLV Vanguard Long-Term Bond ETF | 4.78% | 192,529 | $15.1M | New |
| BND Vanguard Total Bond Market | 3.48% | 160,040 | $11.0M | New |
| VWO Vanguard Ftse Emerging Marke | 3.44% | 206,964 | $10.8M | Add +1.9% |
| DFSV Dimensional US Small Cap Val | 3.37% | 284,843 | $10.6M | Add +2.1% |
| SCHH Schwab US REIT ETF | 2.96% | 402,510 | $9.3M | New |
| REET iShares Global REIT ETF | 2.69% | 342,507 | $8.5M | New |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.66% | 22,862 | $5.2M | Reduce -0.5% |
| SCHF Schwab Intl Equity ETF | 1.61% | 211,231 | $5.1M | Reduce -0.4% |
| SCHG Schwab US Large-Cap Growth | 1.40% | 147,643 | $4.4M | No change |
| RTX RTX Corp. | 0.90% | 15,105 | $2.8M | No change |
| CBSH Commerce Bancshares Inc. | 0.82% | 44,863 | $2.6M | No change |
| RSP Invesco S&P 500 Equal Weight | 0.81% | 13,526 | $2.5M | Reduce -1.0% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.68% | 3 | $2.1M | No change |
| AAPL Apple Inc. | 0.66% | 8,385 | $2.1M | Reduce -1.1% |
| VNQ Vanguard Real Estate ETF | 0.46% | 16,743 | $1.5M | New |
| PGR Progressive Corp. | 0.45% | 7,056 | $1.4M | No change |
| KEY Keycorp | 0.43% | 69,833 | $1.4M | Reduce -16.8% |
| SCHV Schwab US Large-Cap Value | 0.35% | 34,807 | $1.1M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 1,692 | $1.1M | Add +27.0% |
| NVDA Nvidia Corp. | 0.32% | 6,202 | $1.0M | No change |
| MSFT Microsoft Corp. | 0.31% | 2,742 | $984K | Add +0.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.29% | 3,654 | $928K | Reduce -2.0% |
| EFA iShares MSCI Eafe ETF | 0.26% | 8,746 | $823K | Reduce -4.4% |
| CARR Carrier Global Corp. | 0.23% | 13,381 | $727K | No change |
| APH Amphenol Corp. Class A | 0.23% | 5,959 | $710K | Reduce -5.2% |
| JPM JPMorgan Chase & Co. | 0.20% | 2,213 | $628K | No change |
| EWZ iShares MSCI Brazil ETF | 0.19% | 3,388 | $593K | Reduce -8.1% |
| CAT Caterpillar Inc. | 0.19% | 885 | $591K | No change |
| SCHB Schwab US Broad Market ETF | 0.17% | 21,744 | $530K | No change |
| OTIS Otis Worldwide Corp. | 0.16% | 6,690 | $511K | No change |
| HD Home Depot Inc. | 0.13% | 1,313 | $425K | No change |
| XOM Exxon Mobil Corp. | 0.13% | 2,402 | $412K | Reduce -11.1% |
| V Visa Inc. Class A | 0.12% | 1,292 | $387K | No change |
| AMGN Amgen Inc. | 0.11% | 1,000 | $349K | Reduce -3.9% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.10% | 11,780 | $331K | Reduce -6.4% |
| MRK Merck & Co. Inc. | 0.10% | 2,778 | $328K | No change |
| META Meta Platforms Inc. Class A | 0.10% | 597 | $320K | Add +14.4% |
| SCHX Schwab US Large-Cap ETF | 0.10% | 9,987 | $304K | No change |
| TECB iShares US Tech Breakthrough | 0.10% | 12,548 | $304K | New |
| CVX Chevron Corp. | 0.10% | 1,429 | $301K | Add +3.6% |
| LDEM iShares ESG MSCI Em Leaders | 0.10% | 12,406 | $300K | New |
| SHW The Sherwin-Williams Co. | 0.09% | 873 | $276K | No change |
| JNJ Johnson & Johnson | 0.09% | 1,131 | $274K | Reduce -0.9% |
| EEM iShares MSCI Emerging Market | 0.09% | 4,967 | $272K | No change |
| SO The Southern Co. | 0.08% | 2,671 | $259K | No change |
| TSLA Tesla Inc. | 0.08% | 719 | $255K | No change |
| AMZN Amazon.com Inc. | 0.08% | 1,241 | $249K | No change |
| VOO Vanguard S&P 500 ETF | 0.07% | 387 | $225K | Reduce -17.5% |
| CW Curtiss-Wright Corp. | 0.07% | 333 | $210K | New |
| VUZI Vuzix Corp. | 0.01% | 12,741 | $26K | New |
Portfolio Sells Q4 2025 → Q1 2026
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.5% | 1.66% | −0.59 |
| SCHF Schwab Intl Equity ETF | Reduce -0.4% | 1.61% | −0.39 |
| KEY Keycorp | Reduce -16.8% | 0.43% | −0.25 |
| AAPL Apple Inc. | Reduce -1.1% | 0.66% | −0.24 |
| RSP Invesco S&P 500 Equal Weight | Reduce -1.0% | 0.81% | −0.22 |
| APH Amphenol Corp. Class A | Reduce -5.2% | 0.23% | −0.11 |
| BAC Bank of America Corp. | Sold out | 0.00% | −0.09 |
| EFA iShares MSCI Eafe ETF | Reduce -4.4% | 0.26% | −0.08 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -2.0% | 0.29% | −0.08 |
| EWZ iShares MSCI Brazil ETF | Reduce -8.1% | 0.19% | −0.08 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -6.4% | 0.10% | −0.06 |
| VOO Vanguard S&P 500 ETF | Reduce -17.5% | 0.07% | −0.04 |
| AMGN Amgen Inc. | Reduce -3.9% | 0.11% | −0.02 |
| JNJ Johnson & Johnson | Reduce -0.9% | 0.09% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -11.1% | 0.13% | +0.00 |
Portfolio Buys Q4 2025 → Q1 2026
| BSV Vanguard Short-Term Bond ETF | New | 6.00% | +6.00 |
| BLV Vanguard Long-Term Bond ETF | New | 4.78% | +4.78 |
| BND Vanguard Total Bond Market | New | 3.48% | +3.48 |
| SCHH Schwab US REIT ETF | New | 2.96% | +2.96 |
| REET iShares Global REIT ETF | New | 2.69% | +2.69 |
| VNQ Vanguard Real Estate ETF | New | 0.46% | +0.46 |
| TECB iShares US Tech Breakthrough | New | 0.10% | +0.10 |
| LDEM iShares ESG MSCI Em Leaders | New | 0.10% | +0.10 |
| CW Curtiss-Wright Corp. | New | 0.07% | +0.07 |
| CVX Chevron Corp. | Add +3.6% | 0.10% | +0.01 |
| VUZI Vuzix Corp. | New | 0.01% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +27.0% | 0.34% | −0.02 |
| META Meta Platforms Inc. Class A | Add +14.4% | 0.10% | −0.03 |
| MSFT Microsoft Corp. | Add +0.4% | 0.31% | −0.20 |
| DFSV Dimensional US Small Cap Val | Add +2.1% | 3.37% | −0.57 |
| VWO Vanguard Ftse Emerging Marke | Add +1.9% | 3.44% | −0.83 |
| DFNM Dimensional National Muni BD | Add +1.7% | 8.09% | −1.23 |
| SCHA Schwab US Small-Cap ETF | Add +1.5% | 6.10% | −1.41 |
| VEA Vanguard Ftse Developed ETF | Add +1.9% | 7.82% | −1.69 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.5% | 9.57% | −1.81 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +1.4% | 8.33% | −3.43 |
| IVV iShares Core S&P 500 ETF | Add +2.6% | 18.42% | −5.42 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 64 | $366.5M | IVV, VTV, VUG, VEA, DFNM |
| Q1 2026 | 57 | $315.3M | IVV, VTV, VUG, DFNM, VEA |
| Q4 2025 | 48 | $256.0M | IVV, VUG, VTV, VEA, DFNM |
| Q3 2025 | 54 | $289.2M | IVV, VUG, VTV, VEA, SCHA |
| Q2 2025 | 53 | $270.8M | IVV, VUG, VTV, VEA, SCHA |
| Q1 2025 | 51 | $241.0M | IVV, VTV, VUG, VEA, BNDX |
| Q4 2024 | 46 | $196.4M | IVV, VUG, VTV, VEA, SCHA |
| Q3 2024 | 50 | $196.0M | IVV, VTV, VUG, VEA, BSV |
| Q2 2024 | 54 | $238.5M | IVV, VUG, VTV, VEA, FNDF |
| Q1 2024 | 55 | $235.7M | IVV, VTV, VUG, VEA, FNDF |