Wells Financial Advisors INC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 13, 2024), Wells Financial Advisors INC reported 102 stock positions worth $74.0 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 10.3% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 8.3%) and iShares MSCI USA Min Vol Fac (USMV, 7.7%). Compared with Q2 2024, it opened 30 new positions, sold out of 11, added to 1 and reduced 47. The biggest buy was SS SPDR BB Conv Sec ETF (CWB, shares +11%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −80%).

Most Recent 13F
Q2 2026
Location
FRAMINGHAM, MA
CIK
0001844454
Portfolio Value
$74.0M (Q3 2024)
SEC Filing
0001844454-24-000006 ↗ filed Nov 13, 2024

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $146.8M Q1 2024 Q2 2024: $151.9M Q2 2024 Q3 2024: $74.0M $74.0M Q3 2024 Q4 2024: $73.4M Q4 2024 Q1 2025: $72.5M Q1 2025 Q2 2025: $72.8M Q2 2025 Q3 2025: $74.7M Q3 2025 Q4 2025: $52.6M Q4 2025 Q1 2026: $22.0M Q1 2026 Q2 2026: $10.8M Q2 2026

Holdings 102 stocks · $74.0M
VUG Vanguard Mrngstar GR ETF-Sui 10.31% 19,877 $7.6M Reduce -2.4%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 8.35% 19,188 $6.2M Reduce -1.1%
USMV iShares MSCI USA Min Vol Fac 7.71% 62,467 $5.7M Reduce -5.7%
VYM Vanguard High DVD Yield ETF 4.56% 26,341 $3.4M Reduce -43.4%
GLD SPDR Gold Shares 4.52% 13,762 $3.3M Reduce -52.1%
VGSH Vanguard Short-Term Treasury 4.50% 56,388 $3.3M Reduce -65.5%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 4.45% 12,481 $3.3M Reduce -10.8%
SPYG SS SPDR P S&P 500 Growth ETF 4.45% 39,669 $3.3M Reduce -79.9%
SPYV SS SPDR P S&P 500 Value ETF 4.11% 57,516 $3.0M Reduce -73.8%
QUAL iShares MSCI USA Quality Fac 4.09% 16,894 $3.0M Reduce -75.4%
VB Vanguard Most SM-Cap ETF-Usd 4.03% 12,536 $3.0M Reduce -51.0%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 3.98% 22,965 $2.9M No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 3.72% 10,447 $2.8M Reduce -64.6%
VTV Vanguard Mrngstr Val ETF-Aui 3.09% 13,086 $2.3M Reduce -3.5%
BND Vanguard Total Bond Market 2.35% 23,202 $1.7M Reduce -1.7%
VGIT Vanguard Intermediate-Term T 2.09% 25,614 $1.5M Reduce -77.1%
SPYM Ste STR SPDR PT S&P 500 ETF 2.06% 22,577 $1.5M Reduce -82.7%
IQLT iShares MSCI International Q 1.72% 30,622 $1.3M Reduce -72.8%
DGRO iShares Core Dividend Growth 1.70% 20,036 $1.3M No change
IVV iShares Core S&P 500 ETF 1.59% 2,037 $1.2M Reduce -45.5%
VIG Vanguard Dividend Apprec ETF 1.42% 5,300 $1.1M No change
IUSB Ishr CR Unvrse Usd BD ETF-Ui 1.39% 21,900 $1.0M Reduce -7.0%
IJH iShares Core S&P Midcap ETF 1.23% 14,640 $912K No change
DYNF Ishrs US E F R A ETF-Usd Inc. 1.12% 16,804 $831K Reduce -62.6%
ICSH iShares Ultra Short Duration 1.01% 14,711 $746K Reduce -16.1%
BINC iShares Flex I A ETF-Usd Inc. 0.87% 12,047 $645K Reduce -84.3%
IJR iShares Core S&P Small-Cap E 0.76% 4,824 $564K No change
AGG iShares Core U.S. Aggregate 0.74% 5,389 $546K Reduce -75.8%
SUSC iShares ESG Aware Usd Corpor 0.66% 20,535 $489K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.48% 1,321 $353K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.45% 1,356 $330K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.41% 6,000 $307K No change
ESML iShares ESG Aware MSCI USA S 0.38% 6,675 $279K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.38% 1,383 $278K Reduce -1.1%
VCIT Vanguard Int-Term Corporate 0.34% 2,988 $250K Reduce -64.8%
SUSB iShares ESG Aware 1-5 Year U 0.32% 9,370 $236K No change
CWB SS SPDR BB Conv Sec ETF 0.29% 2,845 $218K Add +10.7%
VOO Vanguard S&P 500 ETF 0.29% 400 $212K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.27% 1,200 $201K Reduce -1.2%
TLT iShares 20+ Year Treasury BD 0.25% 1,857 $182K Reduce -92.7%
IBDP iShares Ibonds Dec 2024 Term 0.23% 6,880 $173K Reduce -57.4%
IBDQ iShares Ibonds Dec 2025 Term 0.23% 6,800 $171K Reduce -59.8%
IBDR iShares Ibonds Dec 2026 Term 0.23% 6,990 $170K Reduce -23.7%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.23% 6,950 $169K Reduce -23.6%
SPSB SS SPDR P St C Corp. ETF 0.22% 5,318 $161K Reduce -84.6%
EFIV SS SPDR S&P 500 ESG ETF 0.19% 2,560 $143K Reduce -24.7%
VMBS Vanguard Mortgage-Backed Sec 0.19% 2,952 $139K Reduce -86.7%
XLE SS Energy Select Sector 0.17% 1,410 $124K Reduce -1.4%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.15% 549 $113K No change
IBDU iShares Ibonds Dec 2029 Term 0.13% 4,000 $94K Reduce -36.0%
IBDV iShares Ibonds Dec 2030 Corp. 0.13% 4,200 $93K No change
IBDT iShares Ibonds Dec 2028 ETF 0.12% 3,510 $90K Reduce -36.9%
IEMG iShares Core MSCI Emerging 0.11% 1,437 $82K Reduce -92.5%
MSFT Microsoft Corp. 0.10% 170 $73K No change
GOOGL Alphabet Inc. Class A 0.10% 440 $73K No change
SHYG iShares 0-5 YR HY Corp. Bond 0.10% 1,655 $72K No change
HD Home Depot Inc. 0.09% 170 $69K New
EQIN Columbia US Eqty Inc. ETF 0.09% 1,410 $67K Reduce -17.4%
AMZN Amazon.com Inc. 0.07% 280 $52K No change
ESGV Vanguard ESG US Stock ETF 0.05% 400 $41K No change
EFV iShares MSCI Eafe Value ETF 0.05% 663 $38K Reduce -92.7%
XJH Ishare ESG SS S&P Midcap ETF 0.05% 800 $34K Reduce -9.4%
VTI VG Morningstar TS MKT ETF-US 0.04% 112 $32K No change
VSGX Vanguard ESG Intl Stock ETF 0.04% 500 $31K Reduce -18.7%
EFG iShares MSCI Eafe Growth ETF 0.04% 242 $26K Reduce -97.9%
KO The Coca-Cola Co. 0.03% 347 $25K New
IYW iShares Ustechnology ETF 0.03% 132 $20K Reduce -97.2%
EMXC iShares MSCI Emr MRK Ex Chna 0.03% 309 $19K Reduce -96.7%
IXUS iShares Core Intl Stock ETF 0.02% 252 $18K No change
XJR Ishr ESG SS S&P Smal-Cap-Usd 0.02% 400 $17K Reduce -17.0%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.02% 122 $14K New
PFF iShares Preferred & Income S 0.02% 397 $13K New
IFRA iShares US Infrastructure 0.02% 277 $13K Reduce -87.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.02% 58 $13K New
VCSH Vanguard S/T Corp. Bond ETF 0.02% 157 $12K New
AVGO Broadcom Inc. 0.02% 70 $12K New
PAYX Paychex Inc. 0.01% 72 $10K New
WMT Walmart Inc. 0.01% 118 $10K New
AFL Aflac Inc. 0.01% 85 $10K New
XOM Exxon Mobil Corp. 0.01% 77 $9K New
MRK Merck & Co. Inc. 0.01% 65 $7K New
ABBV Abbvie Inc. 0.01% 37 $7K New
PEP Pepsico Inc. 0.01% 42 $7K New
TXN Texas Instruments Inc. 0.01% 34 $7K New
RBLX Roblox Corp. Class A 0.01% 150 $7K No change
WEC WEC Energy Group Inc. 0.01% 67 $6K New
UPS United Parcel Service Class B 0.01% 47 $6K New
JPM JPMorgan Chase & Co. 0.01% 30 $6K New
JNJ Johnson & Johnson 0.01% 35 $6K New
DOW Dow Inc. 0.01% 85 $5K New
VZ Verizon Communications Inc. 0.01% 102 $5K New
ACN Accenture PLC Class A 0.01% 12 $4K New
DHR Danaher Corp. 0.01% 15 $4K New
BMO Bank of Montreal filed as BANK MONTREAL QUE 0.01% 45 $4K New
T AT&T Inc. 0.01% 167 $4K New
BOXX Alpha Architect 1-3 MNTH Box 0.00% 33 $4K No change
MDT Medtronic PLC 0.00% 37 $3K New
QQQ Invesco QQQ Trust Series 1 0.00% 5 $2K No change
INTC Intel Corp. 0.00% 25 $587 New
VLTO Veralto Corp. 0.00% 5 $560 New

Show all 102 holdings

Portfolio Sells Q2 2024 → Q3 2024
SPYG SS SPDR P S&P 500 Growth ETF Reduce -79.9% 4.45% −5.94
QUAL iShares MSCI USA Quality Fac Reduce -75.4% 4.09% −3.62
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -82.7% 2.06% −3.43
SPYV SS SPDR P S&P 500 Value ETF Reduce -73.8% 4.11% −2.94
VGIT Vanguard Intermediate-Term T Reduce -77.1% 2.09% −2.20
BINC iShares Flex I A ETF-Usd Inc. Reduce -84.3% 0.87% −1.76
VGSH Vanguard Short-Term Treasury Reduce -65.5% 4.50% −1.74
TLT iShares 20+ Year Treasury BD Reduce -92.7% 0.25% −1.28
IQLT iShares MSCI International Q Reduce -72.8% 1.72% −1.18
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -64.6% 3.72% −0.98
EFG iShares MSCI Eafe Growth ETF Reduce -97.9% 0.04% −0.75
AGG iShares Core U.S. Aggregate Reduce -75.8% 0.74% −0.68
IEMG iShares Core MSCI Emerging Reduce -92.5% 0.11% −0.56
VMBS Vanguard Mortgage-Backed Sec Reduce -86.7% 0.19% −0.47
SPSB SS SPDR P St C Corp. ETF Reduce -84.6% 0.22% −0.46
IYW iShares Ustechnology ETF Reduce -97.2% 0.03% −0.44
EMXC iShares MSCI Emr MRK Ex Chna Reduce -96.7% 0.03% −0.34
EFV iShares MSCI Eafe Value ETF Reduce -92.7% 0.05% −0.27
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -62.6% 1.12% −0.26
VWOB Vanguard Emerg MKTS Gov BND Sold out 0.00% −0.25
HEFA Isha Curr Hedged MSCI Eafe Sold out 0.00% −0.23
VCIT Vanguard Int-Term Corporate Reduce -64.8% 0.34% −0.11
IGEB iShares Investment Grade SYS Sold out 0.00% −0.11
IBDQ iShares Ibonds Dec 2025 Term Reduce -59.8% 0.23% −0.05
IFRA iShares US Infrastructure Reduce -87.0% 0.02% −0.04
ICVT iShares Convertible Bond ETF Sold out 0.00% −0.04
IBDP iShares Ibonds Dec 2024 Term Reduce -57.4% 0.23% −0.03
SCHP Schwab U.S. Tips ETF Sold out 0.00% −0.02
ITOT iShares Core S&P Total U.S. Sold out 0.00% −0.02
IBB iShares Biotechnology ETF Sold out 0.00% −0.01
XLV SS Health Care Select Sector Sold out 0.00% −0.01
VWO Vanguard Ftse Emerging Marke Sold out 0.00% −0.01
EMB iShares JP Morgan Usd Emergi Sold out 0.00% −0.00
FRCB First Republic Bank Sold out 0.00% 0.00
XJR Ishr ESG SS S&P Smal-Cap-Usd Reduce -17.0% 0.02% +0.01
VSGX Vanguard ESG Intl Stock ETF Reduce -18.7% 0.04% +0.02
XJH Ishare ESG SS S&P Midcap ETF Reduce -9.4% 0.05% +0.02
IBDT iShares Ibonds Dec 2028 ETF Reduce -36.9% 0.12% +0.03
IBDU iShares Ibonds Dec 2029 Term Reduce -36.0% 0.13% +0.03
EQIN Columbia US Eqty Inc. ETF Reduce -17.4% 0.09% +0.04
EFIV SS SPDR S&P 500 ESG ETF Reduce -24.7% 0.19% +0.07
XLE SS Energy Select Sector Reduce -1.4% 0.17% +0.08
IBDR iShares Ibonds Dec 2026 Term Reduce -23.7% 0.23% +0.09
IBDS Ishrs Ibnds Dec 27 Corp. ETF Reduce -23.6% 0.23% +0.09
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -1.2% 0.27% +0.15
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.1% 0.38% +0.21
IVV iShares Core S&P 500 ETF Reduce -45.5% 1.59% +0.24
VB Vanguard Most SM-Cap ETF-Usd Reduce -51.0% 4.03% +0.36
ICSH iShares Ultra Short Duration Reduce -16.1% 1.01% +0.42
GLD SPDR Gold Shares Reduce -52.1% 4.52% +0.46

Portfolio Buys Q2 2024 → Q3 2024
CWB SS SPDR BB Conv Sec ETF Add +10.7% 0.29% +0.17
HD Home Depot Inc. New 0.09% +0.09
KO The Coca-Cola Co. New 0.03% +0.03
LQD Ishr Ibx Usd Invgd CB ETF-Ui New 0.02% +0.02
PFF iShares Preferred & Income S New 0.02% +0.02
IBM Intl Business Machines Corp. New 0.02% +0.02
VCSH Vanguard S/T Corp. Bond ETF New 0.02% +0.02
AVGO Broadcom Inc. New 0.02% +0.02
PAYX Paychex Inc. New 0.01% +0.01
AFL Aflac Inc. New 0.01% +0.01
WMT Walmart Inc. New 0.01% +0.01
XOM Exxon Mobil Corp. New 0.01% +0.01
MRK Merck & Co. Inc. New 0.01% +0.01
ABBV Abbvie Inc. New 0.01% +0.01
PEP Pepsico Inc. New 0.01% +0.01
TXN Texas Instruments Inc. New 0.01% +0.01
UPS United Parcel Service Class B New 0.01% +0.01
WEC WEC Energy Group Inc. New 0.01% +0.01
JPM JPMorgan Chase & Co. New 0.01% +0.01
JNJ Johnson & Johnson New 0.01% +0.01
DOW Dow Inc. New 0.01% +0.01
VZ Verizon Communications Inc. New 0.01% +0.01
ACN Accenture PLC Class A New 0.01% +0.01
DHR Danaher Corp. New 0.01% +0.01
BMO Bank of Montreal New 0.01% +0.01
T AT&T Inc. New 0.01% +0.01
MDT Medtronic PLC New 0.00% +0.00
INTC Intel Corp. New 0.00% +0.00
VLTO Veralto Corp. New 0.00% +0.00
WBD Warner Bros Discovery Inc. New 0.00% +0.00
KD Kyndryl Holdings Inc. New 0.00% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 42$10.8MSPYG, SPYV, QUAL, GLD, SUSC
Q1 2026 54$22.0MVUG, GLD, MGK, QUAL, SPYG
Q4 2025 72$52.6MMGK, VUG, GLD, USMV, VYM
Q3 2025 71$74.7MVUG, MGK, USMV, GLD, VYM
Q2 2025 76$72.8MVUG, MGK, USMV, GLD, VYM
Q1 2025 77$72.5MVUG, MGK, USMV, GLD, VYM
Q4 2024 78$73.4MVUG, MGK, USMV, VV, VYM
Q3 2024 102$74.0MVUG, MGK, USMV, VYM, GLD
Q2 2024 83$151.9MSPYG, QUAL, SPYV, VGSH, SPYM
Q1 2024 68$146.8MSPYG, SPYV, QUAL, VGSH, VO