Wells Financial Advisors INC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 12, 2025), Wells Financial Advisors INC reported 78 stock positions worth $73.4 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 11.1% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 9.0%) and iShares MSCI USA Min Vol Fac (USMV, 7.3%). Compared with Q3 2024, it opened 5 new positions, sold out of 29, added to 23 and reduced 21. The biggest buy was Vanguard Tax-Exempt Bond ETF (VTEB, shares +215%) and the biggest sale SS SPDR P S&P 500 Value ETF (SPYV, shares −21%).
- Most Recent 13F
- Q2 2026
- Location
- FRAMINGHAM, MA
- CIK
- 0001844454
- Portfolio Value
- $73.4M (Q4 2024)
- SEC Filing
- 0001844454-25-000002 ↗ filed Feb 12, 2025
Holdings Value
Holdings 78 stocks · $73.4M
| VUG Vanguard Mrngstar GR ETF-Sui | 11.14% | 19,921 | $8.2M | Add +0.2% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 8.97% | 19,158 | $6.6M | Reduce -0.2% |
| USMV iShares MSCI USA Min Vol Fac | 7.33% | 60,575 | $5.4M | Reduce -3.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 4.94% | 13,432 | $3.6M | Add +7.6% |
| VYM Vanguard High DVD Yield ETF | 4.76% | 27,355 | $3.5M | Add +3.9% |
| QUAL iShares MSCI USA Quality Fac | 4.41% | 18,154 | $3.2M | Add +7.5% |
| GLD SPDR Gold Shares | 4.40% | 13,331 | $3.2M | Reduce -3.1% |
| VGSH Vanguard Short-Term Treasury | 4.23% | 53,367 | $3.1M | Reduce -5.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 3.96% | 33,035 | $2.9M | Reduce -16.7% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 3.91% | 22,965 | $2.9M | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 3.65% | 11,145 | $2.7M | Reduce -11.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.24% | 9,008 | $2.4M | Reduce -13.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 3.16% | 45,385 | $2.3M | Reduce -21.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.90% | 12,557 | $2.1M | Reduce -4.0% |
| BND Vanguard Total Bond Market | 2.36% | 24,104 | $1.7M | Add +3.9% |
| VGIT Vanguard Intermediate-Term T | 2.36% | 29,871 | $1.7M | Add +16.6% |
| DGRO iShares Core Dividend Growth | 1.70% | 20,321 | $1.2M | Add +1.4% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 1.67% | 23,935 | $1.2M | Add +42.4% |
| IVV iShares Core S&P 500 ETF | 1.52% | 1,899 | $1.1M | Reduce -6.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 1.35% | 14,415 | $994K | Reduce -36.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 1.35% | 21,900 | $990K | No change |
| VIG Vanguard Dividend Apprec ETF | 1.33% | 5,002 | $980K | Reduce -5.6% |
| IQLT iShares MSCI International Q | 1.32% | 26,112 | $969K | Reduce -14.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.29% | 18,880 | $946K | Add +214.7% |
| IJH iShares Core S&P Midcap ETF | 1.23% | 14,450 | $900K | Reduce -1.3% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.04% | 14,627 | $761K | Add +21.4% |
| ICSH iShares Ultra Short Duration | 0.99% | 14,335 | $723K | Reduce -2.6% |
| AGG iShares Core U.S. Aggregate | 0.75% | 5,678 | $550K | Add +5.4% |
| IJR iShares Core S&P Small-Cap E | 0.75% | 4,751 | $547K | Reduce -1.5% |
| SUSC iShares ESG Aware Usd Corpor | 0.69% | 22,345 | $508K | Add +8.8% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.50% | 1,316 | $369K | Reduce -0.4% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.47% | 1,356 | $344K | No change |
| TLT iShares 20+ Year Treasury BD | 0.42% | 3,520 | $307K | Add +89.5% |
| ESML iShares ESG Aware MSCI USA S | 0.40% | 6,985 | $294K | Add +4.6% |
| VCIT Vanguard Int-Term Corporate | 0.40% | 3,621 | $291K | Add +21.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.37% | 1,353 | $268K | Reduce -2.2% |
| SUSB iShares ESG Aware 1-5 Year U | 0.36% | 10,660 | $263K | Add +13.8% |
| VOO Vanguard S&P 500 ETF | 0.29% | 400 | $216K | No change |
| IBDQ iShares Ibonds Dec 2025 Term | 0.28% | 8,240 | $206K | Add +21.2% |
| CWB SS SPDR BB Conv Sec ETF | 0.27% | 2,570 | $200K | Reduce -9.7% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.26% | 1,200 | $194K | No change |
| SPSB SS SPDR P St C Corp. ETF | 0.23% | 5,679 | $170K | Add +6.8% |
| IBDR iShares Ibonds Dec 2026 Term | 0.23% | 6,990 | $168K | No change |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | 0.23% | 6,950 | $167K | No change |
| IYW iShares Ustechnology ETF | 0.22% | 1,025 | $164K | Add +676.5% |
| EFIV SS SPDR S&P 500 ESG ETF | 0.20% | 2,560 | $145K | No change |
| VMBS Vanguard Mortgage-Backed Sec | 0.19% | 3,130 | $142K | Add +6.0% |
| XLE SS Energy Select Sector | 0.16% | 1,410 | $121K | No change |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.16% | 549 | $117K | No change |
| IAU iShares Gold Trust | 0.13% | 2,000 | $99K | New |
| IBDU iShares Ibonds Dec 2029 Term | 0.12% | 4,000 | $91K | No change |
| IBDV iShares Ibonds Dec 2030 Corp. | 0.12% | 4,200 | $90K | No change |
| IBDT iShares Ibonds Dec 2028 ETF | 0.12% | 3,510 | $87K | No change |
| GOOGL Alphabet Inc. Class A | 0.11% | 440 | $83K | No change |
| MSFT Microsoft Corp. | 0.10% | 170 | $72K | No change |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.10% | 1,655 | $71K | No change |
| HD Home Depot Inc. | 0.09% | 171 | $67K | Add +0.6% |
| EQIN Columbia US Eqty Inc. ETF | 0.09% | 1,410 | $63K | No change |
| AMZN Amazon.com Inc. | 0.08% | 280 | $61K | No change |
| EFG iShares MSCI Eafe Growth ETF | 0.07% | 545 | $53K | Add +125.2% |
| IEMG iShares Core MSCI Emerging | 0.06% | 815 | $43K | Reduce -43.3% |
| ESGV Vanguard ESG US Stock ETF | 0.06% | 400 | $42K | No change |
| ITOT iShares Core S&P Total U.S. | 0.06% | 320 | $41K | New |
| XJH Ishare ESG SS S&P Midcap ETF | 0.05% | 800 | $33K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.04% | 112 | $32K | No change |
| VSGX Vanguard ESG Intl Stock ETF | 0.04% | 500 | $28K | No change |
| ICVT iShares Convertible Bond ETF | 0.04% | 305 | $26K | New |
| EFV iShares MSCI Eafe Value ETF | 0.03% | 465 | $24K | Reduce -29.9% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.03% | 370 | $21K | Add +19.7% |
| XJR Ishr ESG SS S&P Smal-Cap-Usd | 0.02% | 400 | $16K | No change |
| AVGO Broadcom Inc. | 0.02% | 70 | $16K | No change |
| HYDB iShares High Yield Systemati | 0.02% | 320 | $15K | New |
| HEFA Isha Curr Hedged MSCI Eafe | 0.02% | 425 | $15K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.02% | 58 | $13K | No change |
| WMT Walmart Inc. | 0.01% | 118 | $11K | No change |
| RBLX Roblox Corp. Class A | 0.01% | 150 | $9K | No change |
| BOXX Alpha Architect 1-3 MNTH Box | 0.01% | 33 | $4K | No change |
| KD Kyndryl Holdings Inc. | 0.00% | 10 | $346 | No change |
Portfolio Sells Q3 2024 → Q4 2024
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -21.1% | 3.16% | −0.95 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -36.1% | 1.35% | −0.71 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -16.7% | 3.96% | −0.49 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -13.8% | 3.24% | −0.48 |
| IQLT iShares MSCI International Q | Reduce -14.7% | 1.32% | −0.40 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -11.1% | 3.65% | −0.38 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -3.0% | 7.33% | −0.38 |
| VGSH Vanguard Short-Term Treasury | Reduce -5.4% | 4.23% | −0.27 |
| IBDP iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.23 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -4.0% | 2.90% | −0.19 |
| GLD SPDR Gold Shares | Reduce -3.1% | 4.40% | −0.12 |
| VIG Vanguard Dividend Apprec ETF | Reduce -5.6% | 1.33% | −0.09 |
| IVV iShares Core S&P 500 ETF | Reduce -6.8% | 1.52% | −0.06 |
| IEMG iShares Core MSCI Emerging | Reduce -43.3% | 0.06% | −0.05 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.03 |
| IXUS iShares Core Intl Stock ETF | Sold out | 0.00% | −0.02 |
| ICSH iShares Ultra Short Duration | Reduce -2.6% | 0.99% | −0.02 |
| CWB SS SPDR BB Conv Sec ETF | Reduce -9.7% | 0.27% | −0.02 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Sold out | 0.00% | −0.02 |
| EFV iShares MSCI Eafe Value ETF | Reduce -29.9% | 0.03% | −0.02 |
| PFF iShares Preferred & Income S | Sold out | 0.00% | −0.02 |
| IFRA iShares US Infrastructure | Sold out | 0.00% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Sold out | 0.00% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.5% | 0.75% | −0.02 |
| PAYX Paychex Inc. | Sold out | 0.00% | −0.01 |
| AFL Aflac Inc. | Sold out | 0.00% | −0.01 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.01 |
| MRK Merck & Co. Inc. | Sold out | 0.00% | −0.01 |
| ABBV Abbvie Inc. | Sold out | 0.00% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.2% | 0.37% | −0.01 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.01 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.01 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.01 |
| WEC WEC Energy Group Inc. | Sold out | 0.00% | −0.01 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.01 |
| JNJ Johnson & Johnson | Sold out | 0.00% | −0.01 |
| DOW Dow Inc. | Sold out | 0.00% | −0.01 |
| VZ Verizon Communications Inc. | Sold out | 0.00% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.3% | 1.23% | −0.01 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.01 |
| DHR Danaher Corp. | Sold out | 0.00% | −0.01 |
| BMO Bank of Montreal | Sold out | 0.00% | −0.01 |
| T AT&T Inc. | Sold out | 0.00% | −0.01 |
| MDT Medtronic PLC | Sold out | 0.00% | −0.00 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.00 |
| INTC Intel Corp. | Sold out | 0.00% | −0.00 |
| VLTO Veralto Corp. | Sold out | 0.00% | −0.00 |
| WBD Warner Bros Discovery Inc. | Sold out | 0.00% | −0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.4% | 0.50% | +0.03 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -0.2% | 8.97% | +0.62 |
Portfolio Buys Q3 2024 → Q4 2024
| VTEB Vanguard Tax-Exempt Bond ETF | Add +214.7% | 1.29% | +0.88 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.2% | 11.14% | +0.83 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +42.4% | 1.67% | +0.55 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +7.6% | 4.94% | +0.48 |
| QUAL iShares MSCI USA Quality Fac | Add +7.5% | 4.41% | +0.31 |
| VGIT Vanguard Intermediate-Term T | Add +16.6% | 2.36% | +0.27 |
| IYW iShares Ustechnology ETF | Add +676.5% | 0.22% | +0.20 |
| VYM Vanguard High DVD Yield ETF | Add +3.9% | 4.76% | +0.19 |
| TLT iShares 20+ Year Treasury BD | Add +89.5% | 0.42% | +0.17 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +21.4% | 1.04% | +0.17 |
| IAU iShares Gold Trust | New | 0.13% | +0.13 |
| VCIT Vanguard Int-Term Corporate | Add +21.2% | 0.40% | +0.06 |
| ITOT iShares Core S&P Total U.S. | New | 0.06% | +0.06 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +21.2% | 0.28% | +0.05 |
| SUSB iShares ESG Aware 1-5 Year U | Add +13.8% | 0.36% | +0.04 |
| EFG iShares MSCI Eafe Growth ETF | Add +125.2% | 0.07% | +0.04 |
| ICVT iShares Convertible Bond ETF | New | 0.04% | +0.04 |
| SUSC iShares ESG Aware Usd Corpor | Add +8.8% | 0.69% | +0.03 |
| ESML iShares ESG Aware MSCI USA S | Add +4.6% | 0.40% | +0.02 |
| HYDB iShares High Yield Systemati | New | 0.02% | +0.02 |
| HEFA Isha Curr Hedged MSCI Eafe | New | 0.02% | +0.02 |
| SPSB SS SPDR P St C Corp. ETF | Add +6.8% | 0.23% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +5.4% | 0.75% | +0.01 |
| BND Vanguard Total Bond Market | Add +3.9% | 2.36% | +0.01 |
| VMBS Vanguard Mortgage-Backed Sec | Add +6.0% | 0.19% | +0.01 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +19.7% | 0.03% | +0.00 |
| DGRO iShares Core Dividend Growth | Add +1.4% | 1.70% | +0.00 |
| HD Home Depot Inc. | Add +0.6% | 0.09% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 42 | $10.8M | SPYG, SPYV, QUAL, GLD, SUSC |
| Q1 2026 | 54 | $22.0M | VUG, GLD, MGK, QUAL, SPYG |
| Q4 2025 | 72 | $52.6M | MGK, VUG, GLD, USMV, VYM |
| Q3 2025 | 71 | $74.7M | VUG, MGK, USMV, GLD, VYM |
| Q2 2025 | 76 | $72.8M | VUG, MGK, USMV, GLD, VYM |
| Q1 2025 | 77 | $72.5M | VUG, MGK, USMV, GLD, VYM |
| Q4 2024 | 78 | $73.4M | VUG, MGK, USMV, VV, VYM |
| Q3 2024 | 102 | $74.0M | VUG, MGK, USMV, VYM, GLD |
| Q2 2024 | 83 | $151.9M | SPYG, QUAL, SPYV, VGSH, SPYM |
| Q1 2024 | 68 | $146.8M | SPYG, SPYV, QUAL, VGSH, VO |