Wells Financial Advisors INC

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 7, 2026), Wells Financial Advisors INC reported 54 stock positions worth $22.0 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 12.7% of the portfolio, followed by SPDR Gold Shares (GLD, 8.6%) and Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 8.0%). Compared with Q4 2025, it opened 1 new position, sold out of 19, added to 4 and reduced 37. The biggest buy was iShares ESG Aware Usd Corpor (SUSC, shares +3%) and the biggest sale Vngrd Mrgstr MG CP GR ETF-Ui (MGK, shares −71%).

Most Recent 13F
Q2 2026
Location
FRAMINGHAM, MA
CIK
0001844454
Portfolio Value
$22.0M (Q1 2026)
SEC Filing
0001844454-26-000003 ↗ filed May 7, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $146.8M Q1 2024 Q2 2024: $151.9M Q2 2024 Q3 2024: $74.0M Q3 2024 Q4 2024: $73.4M Q4 2024 Q1 2025: $72.5M Q1 2025 Q2 2025: $72.8M Q2 2025 Q3 2025: $74.7M Q3 2025 Q4 2025: $52.6M Q4 2025 Q1 2026: $22.0M $22.0M Q1 2026 Q2 2026: $10.8M Q2 2026

Holdings 54 stocks · $22.0M
VUG Vanguard Mrngstar GR ETF-Sui 12.71% 6,398 $2.8M Reduce -47.3%
GLD SPDR Gold Shares 8.55% 4,370 $1.9M Reduce -55.8%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 8.02% 4,800 $1.8M Reduce -71.3%
QUAL iShares MSCI USA Quality Fac 6.24% 7,148 $1.4M Reduce -41.0%
SPYG SS SPDR P S&P 500 Growth ETF 5.33% 11,965 $1.2M Reduce -45.3%
SPYV SS SPDR P S&P 500 Value ETF 5.03% 19,525 $1.1M Reduce -32.8%
VTV Vanguard Mrngstr Val ETF-Aui 4.45% 4,988 $979K Reduce -25.7%
USMV iShares MSCI USA Min Vol Fac 4.01% 9,502 $881K Reduce -74.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 3.77% 2,770 $828K Reduce -45.2%
VGIT Vanguard Intermediate-Term T 3.50% 12,930 $770K Reduce -33.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 3.28% 2,513 $722K Reduce -62.6%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 2.80% 4,247 $616K Reduce -77.3%
DGRO iShares Core Dividend Growth 2.59% 8,120 $570K Reduce -44.7%
SUSC iShares ESG Aware Usd Corpor 2.43% 23,045 $533K Add +3.1%
DYNF Ishrs US E F R A ETF-Usd Inc. 2.42% 9,125 $531K Reduce -24.0%
VB Vanguard Most SM-Cap ETF-Usd 2.18% 1,828 $479K Reduce -74.4%
VYM Vanguard High DVD Yield ETF 2.09% 3,105 $460K Reduce -86.3%
VGSH Vanguard Short-Term Treasury 2.08% 7,810 $457K Reduce -19.8%
IQLT iShares MSCI International Q 1.96% 9,326 $431K Reduce -13.7%
BND Vanguard Total Bond Market 1.57% 4,692 $346K Reduce -61.5%
ESML iShares ESG Aware MSCI USA S 1.52% 7,085 $333K No change
BINC iShares Flex I A ETF-Usd Inc. 1.49% 6,319 $328K Reduce -53.5%
TLH iShares 10-20 Year Treasury 1.39% 3,026 $305K Reduce -67.4%
VTEB Vanguard Tax-Exempt Bond ETF 1.33% 5,880 $293K No change
IEMG iShares Core MSCI Emerging 1.31% 4,128 $288K Add +20540.0%
SUSB iShares ESG Aware 1-5 Year U 1.22% 10,660 $267K No change
VYMI Vanguard Int High DVD YLD Inc. 0.67% 1,569 $148K Add +2515.0%
THRO iShares U.S. Thematic Rotati 0.60% 3,670 $133K No change
IYW iShares Ustechnology ETF 0.52% 625 $113K No change
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.51% 2,420 $112K Reduce -42.6%
IVV iShares Core S&P 500 ETF 0.39% 131 $86K Reduce -86.1%
TLT iShares 20+ Year Treasury BD 0.37% 940 $81K Reduce -30.5%
MTUM iShares MSCI USA Momentum Fa 0.37% 335 $80K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.30% 304 $66K Reduce -60.2%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.29% 274 $65K No change
VIG Vanguard Dividend Apprec ETF 0.29% 298 $64K Reduce -87.8%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.27% 198 $60K Reduce -72.9%
SHLD Global X Defense Tech ETF 0.27% 831 $59K No change
VMBS Vanguard Mortgage-Backed Sec 0.26% 1,213 $57K No change
VCIT Vanguard Int-Term Corporate 0.26% 680 $56K Reduce -48.9%
GLDM SPDR Gold Minishares Trust 0.25% 600 $56K Reduce -39.1%
EFV iShares MSCI Eafe Value ETF 0.22% 665 $49K Reduce -67.6%
EFG iShares MSCI Eafe Growth ETF 0.15% 295 $33K Reduce -73.5%
VGT Vanguard Info Tech ETF 0.12% 39 $27K No change
SHYG iShares 0-5 YR HY Corp. Bond 0.12% 635 $27K Reduce -70.3%
EMXC iShares MSCI Emr MRK Ex Chna 0.12% 340 $27K Reduce -74.6%
BAI Ishrs AI in and Tech Act ETF 0.09% 610 $20K Add +5.2%
AGG iShares Core U.S. Aggregate 0.06% 142 $14K Reduce -89.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 58 $14K No change
BNDX Vanguard Total Intl Bond ETF 0.05% 250 $12K New
VOE Vngrd Mrngstr MD-Cap Val ETF 0.04% 46 $8K Reduce -95.8%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 29 $7K Reduce -97.7%
SPYM Ste STR SPDR PT S&P 500 ETF 0.03% 73 $6K Reduce -63.5%
KD Kyndryl Holdings Inc. 0.00% 10 $131 No change

Portfolio Sells Q4 2025 → Q1 2026
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -71.3% 8.02% −5.10
VYM Vanguard High DVD Yield ETF Reduce -86.3% 2.09% −4.07
USMV iShares MSCI USA Min Vol Fac Reduce -74.7% 4.01% −2.71
MGV Vngrd Mrgstr MG CP VL ETF-Ui Reduce -77.3% 2.80% −2.22
VB Vanguard Most SM-Cap ETF-Usd Reduce -74.4% 2.18% −1.32
IVV iShares Core S&P 500 ETF Reduce -86.1% 0.39% −0.84
VIG Vanguard Dividend Apprec ETF Reduce -87.8% 0.29% −0.72
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -97.7% 0.03% −0.63
IJH iShares Core S&P Midcap ETF Sold out 0.00% −0.62
VOO Vanguard S&P 500 ETF Sold out 0.00% −0.48
CWB SS SPDR BB Conv Sec ETF Sold out 0.00% −0.44
IJR iShares Core S&P Small-Cap E Sold out 0.00% −0.43
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -62.6% 3.28% −0.42
TLH iShares 10-20 Year Treasury Reduce -67.4% 1.39% −0.40
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -95.8% 0.04% −0.33
EFIV SS SPDR S&P 500 ESG ETF Sold out 0.00% −0.33
AGG iShares Core U.S. Aggregate Reduce -89.8% 0.06% −0.20
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -72.9% 0.27% −0.15
BND Vanguard Total Bond Market Reduce -61.5% 1.57% −0.14
EQIN Columbia US Eqty Inc. ETF Sold out 0.00% −0.13
MSFT Microsoft Corp. Sold out 0.00% −0.12
EFG iShares MSCI Eafe Growth ETF Reduce -73.5% 0.15% −0.09
ESGV Vanguard ESG US Stock ETF Sold out 0.00% −0.09
SLV iShares Silver Trust Sold out 0.00% −0.07
VSGX Vanguard ESG Intl Stock ETF Sold out 0.00% −0.07
XJH Ishare ESG SS S&P Midcap ETF Sold out 0.00% −0.07
EMXC iShares MSCI Emr MRK Ex Chna Reduce -74.6% 0.12% −0.06
EFV iShares MSCI Eafe Value ETF Reduce -67.6% 0.22% −0.05
SHYG iShares 0-5 YR HY Corp. Bond Reduce -70.3% 0.12% −0.05
AVGO Broadcom Inc. Sold out 0.00% −0.05
HYDB iShares High Yield Systemati Sold out 0.00% −0.03
ICVT iShares Convertible Bond ETF Sold out 0.00% −0.03
WMT Walmart Inc. Sold out 0.00% −0.03
RBLX Roblox Corp. Class A Sold out 0.00% −0.02
HD Home Depot Inc. Sold out 0.00% −0.02
VIGI Vanguard Int Div App Indx FD Sold out 0.00% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -60.2% 0.30% −0.01
OEF iShares S&P 100 ETF Sold out 0.00% −0.01
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -63.5% 0.03% −0.01
VCIT Vanguard Int-Term Corporate Reduce -48.9% 0.26% +0.04
GLDM SPDR Gold Minishares Trust Reduce -39.1% 0.25% +0.09
BINC iShares Flex I A ETF-Usd Inc. Reduce -53.5% 1.49% +0.13
IUSB Ishr CR Unvrse Usd BD ETF-Ui Reduce -42.6% 0.51% +0.14
TLT iShares 20+ Year Treasury BD Reduce -30.5% 0.37% +0.15
DGRO iShares Core Dividend Growth Reduce -44.7% 2.59% +0.66
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -45.2% 3.77% +0.74
SPYG SS SPDR P S&P 500 Growth ETF Reduce -45.3% 5.33% +0.90
VGSH Vanguard Short-Term Treasury Reduce -19.8% 2.08% +0.99
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -24.0% 2.42% +1.03
IQLT iShares MSCI International Q Reduce -13.7% 1.96% +1.03

Portfolio Buys Q4 2025 → Q1 2026
SUSC iShares ESG Aware Usd Corpor Add +3.1% 2.43% +1.43
IEMG iShares Core MSCI Emerging Add +20540.0% 1.31% +1.31
VYMI Vanguard Int High DVD YLD Inc. Add +2515.0% 0.67% +0.66
BAI Ishrs AI in and Tech Act ETF Add +5.2% 0.09% +0.05
BNDX Vanguard Total Intl Bond ETF New 0.05% +0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 42$10.8MSPYG, SPYV, QUAL, GLD, SUSC
Q1 2026 54$22.0MVUG, GLD, MGK, QUAL, SPYG
Q4 2025 72$52.6MMGK, VUG, GLD, USMV, VYM
Q3 2025 71$74.7MVUG, MGK, USMV, GLD, VYM
Q2 2025 76$72.8MVUG, MGK, USMV, GLD, VYM
Q1 2025 77$72.5MVUG, MGK, USMV, GLD, VYM
Q4 2024 78$73.4MVUG, MGK, USMV, VV, VYM
Q3 2024 102$74.0MVUG, MGK, USMV, VYM, GLD
Q2 2024 83$151.9MSPYG, QUAL, SPYV, VGSH, SPYM
Q1 2024 68$146.8MSPYG, SPYV, QUAL, VGSH, VO