Wells Financial Advisors INC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 2, 2026), Wells Financial Advisors INC reported 72 stock positions worth $52.6 million. Its top holding was Vngrd Mrgstr MG CP GR ETF-Ui (MGK) at 13.1% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 11.2%) and SPDR Gold Shares (GLD, 7.5%). Compared with Q3 2025, it opened 7 new positions, sold out of 6, added to 2 and reduced 43. The biggest buy was a new position in iShares MSCI USA Momentum Fa (MTUM) and the biggest sale Vngrd Mrgstr LRG-Cap ETF-Usd (VV, shares −53%).
- Most Recent 13F
- Q2 2026
- Location
- FRAMINGHAM, MA
- CIK
- 0001844454
- Portfolio Value
- $52.6M (Q4 2025)
- SEC Filing
- 0001844454-26-000001 ↗ filed Feb 2, 2026
Holdings Value
Holdings 72 stocks · $52.6M
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 13.13% | 16,735 | $6.9M | Reduce -12.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 11.25% | 12,131 | $5.9M | Reduce -35.2% |
| GLD SPDR Gold Shares | 7.45% | 9,893 | $3.9M | Reduce -22.7% |
| USMV iShares MSCI USA Min Vol Fac | 6.72% | 37,565 | $3.5M | Reduce -25.8% |
| VYM Vanguard High DVD Yield ETF | 6.16% | 22,592 | $3.2M | Reduce -15.7% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 5.02% | 18,723 | $2.6M | Reduce -18.5% |
| QUAL iShares MSCI USA Quality Fac | 4.57% | 12,111 | $2.4M | Reduce -27.2% |
| SPYG SS SPDR P S&P 500 Growth ETF | 4.43% | 21,866 | $2.3M | Reduce -28.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.70% | 6,715 | $1.9M | Reduce -22.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.50% | 7,139 | $1.8M | Reduce -27.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 3.14% | 29,055 | $1.7M | Reduce -30.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 3.02% | 5,055 | $1.6M | Reduce -53.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.44% | 6,715 | $1.3M | Reduce -42.1% |
| VGIT Vanguard Intermediate-Term T | 2.23% | 19,570 | $1.2M | Reduce -24.7% |
| DGRO iShares Core Dividend Growth | 1.94% | 14,681 | $1.0M | Reduce -18.7% |
| TLH iShares 10-20 Year Treasury | 1.79% | 9,271 | $943K | Reduce -27.5% |
| BND Vanguard Total Bond Market | 1.71% | 12,171 | $902K | Reduce -42.6% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 1.39% | 12,005 | $730K | Reduce -50.0% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.36% | 13,579 | $717K | Reduce -61.6% |
| IVV iShares Core S&P 500 ETF | 1.23% | 945 | $647K | Reduce -16.7% |
| VGSH Vanguard Short-Term Treasury | 1.09% | 9,740 | $572K | Reduce -47.9% |
| VIG Vanguard Dividend Apprec ETF | 1.02% | 2,434 | $535K | Reduce -51.5% |
| SUSC iShares ESG Aware Usd Corpor | 0.99% | 22,345 | $523K | No change |
| IQLT iShares MSCI International Q | 0.93% | 10,801 | $491K | Reduce -55.4% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.66% | 1,246 | $348K | Reduce -7.1% |
| IJH iShares Core S&P Midcap ETF | 0.62% | 4,960 | $327K | Reduce -39.8% |
| ESML iShares ESG Aware MSCI USA S | 0.62% | 7,085 | $326K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.56% | 5,880 | $296K | No change |
| SUSB iShares ESG Aware 1-5 Year U | 0.51% | 10,660 | $269K | No change |
| VOO Vanguard S&P 500 ETF | 0.48% | 400 | $251K | No change |
| CWB SS SPDR BB Conv Sec ETF | 0.44% | 2,570 | $229K | No change |
| IJR iShares Core S&P Small-Cap E | 0.43% | 1,898 | $228K | Reduce -47.9% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.42% | 731 | $221K | Reduce -40.9% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.37% | 4,220 | $196K | Reduce -73.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.37% | 1,099 | $195K | Reduce -7.3% |
| EFIV SS SPDR S&P 500 ESG ETF | 0.33% | 2,610 | $173K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.31% | 764 | $162K | Reduce -38.9% |
| EFV iShares MSCI Eafe Value ETF | 0.28% | 2,055 | $147K | Reduce -20.5% |
| THRO iShares U.S. Thematic Rotati | 0.27% | 3,670 | $142K | Reduce -23.1% |
| AGG iShares Core U.S. Aggregate | 0.27% | 1,397 | $140K | Reduce -68.4% |
| EFG iShares MSCI Eafe Growth ETF | 0.24% | 1,115 | $127K | Reduce -26.2% |
| IYW iShares Ustechnology ETF | 0.24% | 625 | $125K | Reduce -51.7% |
| TLT iShares 20+ Year Treasury BD | 0.22% | 1,352 | $118K | No change |
| VCIT Vanguard Int-Term Corporate | 0.21% | 1,330 | $111K | Reduce -77.0% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.19% | 1,340 | $97K | Reduce -21.6% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.17% | 2,135 | $92K | No change |
| GLDM SPDR Gold Minishares Trust | 0.16% | 985 | $84K | Add +392.5% |
| MTUM iShares MSCI USA Momentum Fa | 0.16% | 335 | $84K | New |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.13% | 274 | $69K | Reduce -50.1% |
| EQIN Columbia US Eqty Inc. ETF | 0.13% | 1,410 | $67K | No change |
| MSFT Microsoft Corp. | 0.12% | 133 | $64K | Reduce -56.1% |
| VMBS Vanguard Mortgage-Backed Sec | 0.11% | 1,213 | $57K | Reduce -54.7% |
| SHLD Global X Defense Tech ETF | 0.10% | 831 | $54K | New |
| ESGV Vanguard ESG US Stock ETF | 0.09% | 400 | $48K | No change |
| SLV iShares Silver Trust | 0.07% | 600 | $39K | New |
| VSGX Vanguard ESG Intl Stock ETF | 0.07% | 500 | $36K | No change |
| XJH Ishare ESG SS S&P Midcap ETF | 0.07% | 800 | $36K | No change |
| VGT Vanguard Info Tech ETF | 0.06% | 39 | $29K | New |
| AVGO Broadcom Inc. | 0.05% | 70 | $24K | No change |
| BAI Ishrs AI in and Tech Act ETF | 0.04% | 580 | $19K | New |
| HYDB iShares High Yield Systemati | 0.03% | 380 | $18K | Add +18.8% |
| ICVT iShares Convertible Bond ETF | 0.03% | 175 | $17K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.03% | 58 | $17K | No change |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.03% | 200 | $16K | Reduce -98.5% |
| WMT Walmart Inc. | 0.03% | 119 | $13K | No change |
| RBLX Roblox Corp. Class A | 0.02% | 150 | $12K | No change |
| HD Home Depot Inc. | 0.02% | 34 | $12K | No change |
| VIGI Vanguard Int Div App Indx FD | 0.01% | 60 | $5K | New |
| VYMI Vanguard Int High DVD YLD Inc. | 0.01% | 60 | $5K | New |
| OEF iShares S&P 100 ETF | 0.01% | 8 | $3K | Reduce -98.8% |
| IEMG iShares Core MSCI Emerging | 0.00% | 20 | $1K | Reduce -97.2% |
| KD Kyndryl Holdings Inc. | 0.00% | 10 | $266 | No change |
Portfolio Sells Q3 2025 → Q4 2025
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -53.0% | 3.02% | −1.40 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -98.5% | 0.03% | −1.33 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -61.6% | 1.36% | −1.16 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -35.2% | 11.25% | −0.77 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -73.5% | 0.37% | −0.62 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -50.0% | 1.39% | −0.52 |
| IQLT iShares MSCI International Q | Reduce -55.4% | 0.93% | −0.50 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -42.1% | 2.44% | −0.46 |
| VCIT Vanguard Int-Term Corporate | Reduce -77.0% | 0.21% | −0.44 |
| VIG Vanguard Dividend Apprec ETF | Reduce -51.5% | 1.02% | −0.43 |
| BND Vanguard Total Bond Market | Reduce -42.6% | 1.71% | −0.40 |
| VGSH Vanguard Short-Term Treasury | Reduce -47.9% | 1.09% | −0.38 |
| AGG iShares Core U.S. Aggregate | Reduce -68.4% | 0.27% | −0.33 |
| OEF iShares S&P 100 ETF | Reduce -98.8% | 0.01% | −0.30 |
| IAU iShares Gold Trust | Sold out | 0.00% | −0.23 |
| IJR iShares Core S&P Small-Cap E | Reduce -47.9% | 0.43% | −0.15 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.14 |
| IYW iShares Ustechnology ETF | Reduce -51.7% | 0.24% | −0.10 |
| IJH iShares Core S&P Midcap ETF | Reduce -39.8% | 0.62% | −0.10 |
| MSFT Microsoft Corp. | Reduce -56.1% | 0.12% | −0.09 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.08 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -40.9% | 0.42% | −0.07 |
| ITOT iShares Core S&P Total U.S. | Sold out | 0.00% | −0.06 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -54.7% | 0.11% | −0.06 |
| IEMG iShares Core MSCI Emerging | Reduce -97.2% | 0.00% | −0.06 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -50.1% | 0.13% | −0.05 |
| IBDQ iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.05 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -38.9% | 0.31% | −0.04 |
| HEFA Isha Curr Hedged MSCI Eafe | Sold out | 0.00% | −0.02 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -26.2% | 0.24% | +0.01 |
| THRO iShares U.S. Thematic Rotati | Reduce -23.1% | 0.27% | +0.03 |
| TLH iShares 10-20 Year Treasury | Reduce -27.5% | 1.79% | +0.03 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -21.6% | 0.19% | +0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -30.6% | 3.14% | +0.04 |
| EFV iShares MSCI Eafe Value ETF | Reduce -20.5% | 0.28% | +0.04 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -7.3% | 0.37% | +0.09 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -7.1% | 0.66% | +0.13 |
| VGIT Vanguard Intermediate-Term T | Reduce -24.7% | 2.23% | +0.14 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -28.4% | 4.43% | +0.16 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -27.0% | 3.50% | +0.17 |
| IVV iShares Core S&P 500 ETF | Reduce -16.7% | 1.23% | +0.21 |
| QUAL iShares MSCI USA Quality Fac | Reduce -27.2% | 4.57% | +0.24 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -25.8% | 6.72% | +0.27 |
| DGRO iShares Core Dividend Growth | Reduce -18.7% | 1.94% | +0.29 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -22.0% | 3.70% | +0.32 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Reduce -18.5% | 5.02% | +0.79 |
| VYM Vanguard High DVD Yield ETF | Reduce -15.7% | 6.16% | +1.11 |
| GLD SPDR Gold Shares | Reduce -22.7% | 7.45% | +1.37 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -12.5% | 13.13% | +2.83 |
Portfolio Buys Q3 2025 → Q4 2025
| MTUM iShares MSCI USA Momentum Fa | New | 0.16% | +0.16 |
| GLDM SPDR Gold Minishares Trust | Add +392.5% | 0.16% | +0.14 |
| SHLD Global X Defense Tech ETF | New | 0.10% | +0.10 |
| SLV iShares Silver Trust | New | 0.07% | +0.07 |
| VGT Vanguard Info Tech ETF | New | 0.06% | +0.06 |
| BAI Ishrs AI in and Tech Act ETF | New | 0.04% | +0.04 |
| HYDB iShares High Yield Systemati | Add +18.8% | 0.03% | +0.01 |
| VIGI Vanguard Int Div App Indx FD | New | 0.01% | +0.01 |
| VYMI Vanguard Int High DVD YLD Inc. | New | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 42 | $10.8M | SPYG, SPYV, QUAL, GLD, SUSC |
| Q1 2026 | 54 | $22.0M | VUG, GLD, MGK, QUAL, SPYG |
| Q4 2025 | 72 | $52.6M | MGK, VUG, GLD, USMV, VYM |
| Q3 2025 | 71 | $74.7M | VUG, MGK, USMV, GLD, VYM |
| Q2 2025 | 76 | $72.8M | VUG, MGK, USMV, GLD, VYM |
| Q1 2025 | 77 | $72.5M | VUG, MGK, USMV, GLD, VYM |
| Q4 2024 | 78 | $73.4M | VUG, MGK, USMV, VV, VYM |
| Q3 2024 | 102 | $74.0M | VUG, MGK, USMV, VYM, GLD |
| Q2 2024 | 83 | $151.9M | SPYG, QUAL, SPYV, VGSH, SPYM |
| Q1 2024 | 68 | $146.8M | SPYG, SPYV, QUAL, VGSH, VO |