Altiora Financial Group, LLC

In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 12, 2024), Altiora Financial Group, LLC reported 84 stock positions worth $416.6 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 23.9% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 9.1%) and Schwab Short-Term US Treas (SCHO, 6.2%). Compared with Q1 2024, it opened 7 new positions, sold out of 5, added to 32 and reduced 13. The biggest buy was a new position in Dimensional Short Duration (DFSD) and the biggest sale an exit from SS SPDR BB 1-3M T-Bill ETF (BIL).

Most Recent 13F
Q2 2026
Location
LEBANON, OH
CIK
0001986156
Portfolio Value
$416.6M (Q2 2024)
SEC Filing
0001986156-24-000004 ↗ filed Aug 12, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $368.3M Q1 2024 Q2 2024: $416.6M $416.6M Q2 2024 Q3 2024: $452.3M Q3 2024 Q4 2024: $459.6M Q4 2024 Q1 2025: $470.3M Q1 2025 Q2 2025: $511.8M Q2 2025 Q3 2025: $546.7M Q3 2025 Q4 2025: $580.2M Q4 2025 Q1 2026: $607.1M Q1 2026 Q2 2026: $634.5M Q2 2026

Holdings 84 stocks · $416.6M
DFAC Dimensional US Core Equity 2 23.94% 3,092,732 $99.7M Add +0.1%
DFAX Dimensional World Ex US Core 9.14% 1,498,189 $38.1M Add +12.9%
SCHO Schwab Short-Term US Treas 6.18% 534,530 $25.7M Add +0.6%
DFSD Dimensional Short Duration 6.00% 532,095 $25.0M New
VTI VG Morningstar TS MKT ETF-US 4.06% 63,270 $16.9M Add +3.5%
SCHR Schwab Intermediate-Term US 4.02% 343,739 $16.8M Add +61.0%
BILS SS Spdrb B 3-12M T-Bill ETF 3.72% 156,111 $15.5M Reduce -31.0%
SGOV iShares 0-3 Month Treasury B 3.50% 144,627 $14.6M Add +30.2%
SCHP Schwab U.S. Tips ETF 3.24% 259,749 $13.5M Add +55.5%
DFUV Dimensional US Marketwide Va 2.99% 317,189 $12.5M Add +0.1%
DFAT Dimensional US Target Value 2.23% 179,222 $9.3M Add +12.2%
DCOR Dimensional US Core Eq 1 ETF 2.03% 141,735 $8.4M New
VTEB Vanguard Tax-Exempt Bond ETF 1.91% 158,583 $7.9M Add +1417.1%
IAU iShares Gold Trust 1.77% 167,953 $7.4M Reduce -14.3%
DFIV Dimensional International Va 1.64% 189,499 $6.8M No change
DFUS Dimensional US Eq MKT ETF 1.58% 111,697 $6.6M No change
VGSH Vanguard Short-Term Treasury 1.35% 96,907 $5.6M Reduce -18.1%
VXUS Vanguard Total Intl Stock 1.20% 83,147 $5.0M Add +0.5%
STIP iShares 0-5 Year Tips Bond E 1.09% 45,793 $4.6M Add +253.6%
DFAS Dimensional US Small Cap ETF 1.04% 72,011 $4.3M Add +0.0%
DUSB Dimension Ultrashort Fi ETF 0.98% 80,607 $4.1M New
VUG Vanguard Mrngstar GR ETF-Sui 0.95% 10,530 $3.9M No change
VTES Vanguard SH Term Tax-Ex Bond 0.90% 37,260 $3.7M New
DFIP Dimensional Inflation-Protec 0.83% 84,709 $3.5M Reduce -0.5%
VGIT Vanguard Intermediate-Term T 0.78% 55,957 $3.3M Reduce -37.2%
VTIP Vanguard Short-Term Tips 0.73% 62,698 $3.0M Reduce -18.2%
MSFT Microsoft Corp. 0.71% 6,662 $3.0M Add +0.1%
SPTS SS SPDR P St Term TSY ETF 0.58% 83,535 $2.4M Reduce -63.9%
DUHP Dimensional US High Profi Et 0.57% 73,708 $2.4M Add +112.1%
AVIV Avantis Intl LRG Cap Val ETF 0.51% 40,336 $2.1M Reduce -4.4%
DFAU Dimensional US Core Equity M 0.46% 50,720 $1.9M Add +10.9%
AVLV Avantis US Large Cap Value 0.45% 29,585 $1.9M Add +0.2%
BILL Bill Holdings Inc. 0.44% 34,612 $1.8M Add +82.2%
DFIC Dimensional International Co. 0.43% 67,730 $1.8M No change
DFSV Dimensional US Small Cap Val 0.41% 59,276 $1.7M Add +264.8%
SCHJ Schwab 1-5 YR Corp. BND ETF 0.40% 34,710 $1.7M No change
AMZN Amazon.com Inc. 0.37% 8,031 $1.6M No change
GLD SPDR Gold Shares 0.35% 6,857 $1.5M No change
AAPL Apple Inc. 0.33% 6,506 $1.4M No change
IWN iShares Russell 2000 Value E 0.31% 8,589 $1.3M No change
CHRW C.H. Robinson Worldwide Inc. 0.30% 14,241 $1.3M No change
DFAI Dimensional International Co. 0.27% 38,028 $1.1M No change
SUB iShares Short-Term National 0.27% 10,674 $1.1M Add +18.3%
IVV iShares Core S&P 500 ETF 0.24% 1,818 $995K Add +14.5%
DIHP Dimensional International Hi 0.23% 36,898 $971K Add +320.4%
DFSU Dimensional US Sus CORE1 ETF 0.22% 26,000 $906K Add +225.0%
DISV Dimensional International SM 0.21% 33,253 $895K Add +238.4%
DFEM Dimensional Emrg MRKT Core 0.21% 32,683 $874K No change
COST Costco Wholesale Corp. 0.20% 990 $841K No change
VPU Vanguard Utilities ETF 0.20% 5,650 $836K No change
GOOG Alphabet Inc. Class C 0.19% 4,240 $778K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.17% 3,860 $705K Reduce -0.0%
UNH Unitedhealth Group Inc. 0.16% 1,295 $659K No change
NVDA Nvidia Corp. 0.16% 5,242 $648K No change
CVX Chevron Corp. 0.16% 4,130 $646K No change
DFEV Dimensional Emrg MRKT Val 0.15% 22,650 $623K No change
MUB iShares National Muni Bond E 0.14% 5,628 $600K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.14% 15,010 $597K No change
LLY Eli Lilly & Co. 0.14% 638 $578K Add +6.9%
GOOGL Alphabet Inc. Class A 0.13% 2,927 $533K Add +0.1%
SCMB Schwab Municipal Bond ETF 0.12% 10,000 $514K No change
DFSB Dim GLB Sustain Fix Inc. ETF 0.12% 10,000 $511K New
VTV Vanguard Mrngstr Val ETF-Aui 0.12% 3,170 $508K Reduce -0.1%
PG The Procter & Gamble Co. 0.12% 2,990 $493K No change
IBIT iShares Bitcoin Trust ETF 0.10% 12,198 $416K Add +2.6%
TSLA Tesla Inc. 0.10% 2,043 $404K Reduce -1.0%
VCSH Vanguard S/T Corp. Bond ETF 0.09% 4,855 $375K Add +0.0%
SPSB SS SPDR P St C Corp. ETF 0.09% 12,608 $374K No change
BITO Proshares Bitcoin ETF-Usd 0.09% 16,500 $371K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.09% 678 $369K Add +0.3%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.09% 2,422 $364K Reduce -0.1%
VB Vanguard Most SM-Cap ETF-Usd 0.09% 1,631 $356K No change
IJS iShares S&P Small-Cap 600 Va 0.08% 3,466 $337K No change
DFSI Dimensional Int Sus COR1 ETF 0.07% 9,100 $300K New
VEU Vanguard Ftse All-World Ex-U 0.07% 5,070 $297K No change
IWV iShares Russell 3000 ETF 0.07% 958 $296K Add +0.2%
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.07% 211 $291K Add +5.0%
PDBC Invesco Optimum Yield Divers 0.07% 20,347 $286K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.07% 1,100 $275K No change
CTAS Cintas Corp. 0.07% 390 $273K No change
JNJ Johnson & Johnson 0.06% 1,788 $261K Reduce -7.4%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.05% 4,964 $224K No change
BWX SS SPDR BB Intl Treasury BD 0.05% 10,146 $217K Add +0.5%
WMT Walmart Inc. 0.05% 3,111 $211K New

Portfolio Sells Q1 2024 → Q2 2024
BIL SS SPDR BB 1-3M T-Bill ETF Sold out 0.00% −3.67
BILS SS Spdrb B 3-12M T-Bill ETF Reduce -31.0% 3.72% −2.39
SPTS SS SPDR P St Term TSY ETF Reduce -63.9% 0.58% −1.24
VGIT Vanguard Intermediate-Term T Reduce -37.2% 0.78% −0.63
VGSH Vanguard Short-Term Treasury Reduce -18.1% 1.35% −0.52
IAU iShares Gold Trust Reduce -14.3% 1.77% −0.47
BND Vanguard Total Bond Market Sold out 0.00% −0.36
BNDX Vanguard Total Intl Bond ETF Sold out 0.00% −0.30
VTIP Vanguard Short-Term Tips Reduce -18.2% 0.73% −0.27
DFIP Dimensional Inflation-Protec Reduce -0.5% 0.83% −0.12
AVIV Avantis Intl LRG Cap Val ETF Reduce -4.4% 0.51% −0.11
CAT Caterpillar Inc. Sold out 0.00% −0.06
IBM Intl Business Machines Corp. Sold out 0.00% −0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.0% 0.17% −0.03
JNJ Johnson & Johnson Reduce -7.4% 0.06% −0.02
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.1% 0.12% −0.02
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -0.1% 0.09% −0.02
TSLA Tesla Inc. Reduce -1.0% 0.10% −0.00

Portfolio Buys Q1 2024 → Q2 2024
DFSD Dimensional Short Duration New 6.00% +6.00
DCOR Dimensional US Core Eq 1 ETF New 2.03% +2.03
VTEB Vanguard Tax-Exempt Bond ETF Add +1417.1% 1.91% +1.76
SCHR Schwab Intermediate-Term US Add +61.0% 4.02% +1.18
DUSB Dimension Ultrashort Fi ETF New 0.98% +0.98
VTES Vanguard SH Term Tax-Ex Bond New 0.90% +0.90
SCHP Schwab U.S. Tips ETF Add +55.5% 3.24% +0.88
STIP iShares 0-5 Year Tips Bond E Add +253.6% 1.09% +0.74
SGOV iShares 0-3 Month Treasury B Add +30.2% 3.50% +0.46
DFSV Dimensional US Small Cap Val Add +264.8% 0.41% +0.28
DUHP Dimensional US High Profi Et Add +112.1% 0.57% +0.27
DIHP Dimensional International Hi Add +320.4% 0.23% +0.17
DFSU Dimensional US Sus CORE1 ETF Add +225.0% 0.22% +0.14
DISV Dimensional International SM Add +238.4% 0.21% +0.14
DFSB Dim GLB Sustain Fix Inc. ETF New 0.12% +0.12
BILL Bill Holdings Inc. Add +82.2% 0.44% +0.08
DFSI Dimensional Int Sus COR1 ETF New 0.07% +0.07
WMT Walmart Inc. New 0.05% +0.05
LLY Eli Lilly & Co. Add +6.9% 0.14% +0.01
IVV iShares Core S&P 500 ETF Add +14.5% 0.24% +0.01
SUB iShares Short-Term National Add +18.3% 0.27% +0.01
GOOGL Alphabet Inc. Class A Add +0.1% 0.13% +0.01
DFAU Dimensional US Core Equity M Add +10.9% 0.46% +0.00
IWV iShares Russell 3000 ETF Add +0.2% 0.07% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +0.3% 0.09% −0.01
BWX SS SPDR BB Intl Treasury BD Add +0.5% 0.05% −0.01
VCSH Vanguard S/T Corp. Bond ETF Add +0.0% 0.09% −0.01
MSTR Strategy Inc. Add +5.0% 0.07% −0.02
DFAX Dimensional World Ex US Core Add +12.9% 9.14% −0.03
IBIT iShares Bitcoin Trust ETF Add +2.6% 0.10% −0.03
MSFT Microsoft Corp. Add +0.1% 0.71% −0.05
AVLV Avantis US Large Cap Value Add +0.2% 0.45% −0.07
DFAT Dimensional US Target Value Add +12.2% 2.23% −0.13
VXUS Vanguard Total Intl Stock Add +0.5% 1.20% −0.15
DFAS Dimensional US Small Cap ETF Add +0.0% 1.04% −0.18
VTI VG Morningstar TS MKT ETF-US Add +3.5% 4.06% −0.25
DFUV Dimensional US Marketwide Va Add +0.1% 2.99% −0.53
SCHO Schwab Short-Term US Treas Add +0.6% 6.18% −0.78
DFAC Dimensional US Core Equity 2 Add +0.1% 23.94% −2.87

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$634.5MDFAC, DFAX, DFSD, VTI, VBIL
Q1 2026 110$607.1MDFAC, DFAX, DFSD, VTI, VBIL
Q4 2025 97$580.2MDFAC, DFAX, DFSD, VTI, CDX
Q3 2025 94$546.7MDFAC, DFSD, DFAX, SGOV, VTI
Q2 2025 93$511.8MDFAC, DFSD, DFAX, SGOV, VTI
Q1 2025 91$470.3MDFAC, DFSD, DFAX, SCHO, SGOV
Q4 2024 93$459.6MDFAC, DFAX, DFSD, SCHO, VTI
Q3 2024 91$452.3MDFAC, DFAX, DFSD, SCHO, VTI
Q2 2024 84$416.6MDFAC, DFAX, SCHO, DFSD, VTI
Q1 2024 82$368.3MDFAC, DFAX, SCHO, BILS, VTI