Altiora Financial Group, LLC

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 8, 2026), Altiora Financial Group, LLC reported 110 stock positions worth $607.1 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 18.5% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 8.1%) and Dimensional Short Duration (DFSD, 7.3%). Compared with Q4 2025, it opened 15 new positions, sold out of 2, added to 33 and reduced 28. The biggest buy was Vanguard 0-3M T-Bill ETF (VBIL, shares +22%) and the biggest sale Dimensional US Core Equity 2 (DFAC, shares −0%).

Most Recent 13F
Q2 2026
Location
LEBANON, OH
CIK
0001986156
Portfolio Value
$607.1M (Q1 2026)
SEC Filing
0001986156-26-000002 ↗ filed May 8, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $368.3M Q1 2024 Q2 2024: $416.6M Q2 2024 Q3 2024: $452.3M Q3 2024 Q4 2024: $459.6M Q4 2024 Q1 2025: $470.3M Q1 2025 Q2 2025: $511.8M Q2 2025 Q3 2025: $546.7M Q3 2025 Q4 2025: $580.2M Q4 2025 Q1 2026: $607.1M $607.1M Q1 2026 Q2 2026: $634.5M Q2 2026

Holdings 110 stocks · $607.1M
DFAC Dimensional US Core Equity 2 18.50% 2,890,247 $112.3M Reduce -0.4%
DFAX Dimensional World Ex US Core 8.10% 1,447,156 $49.2M Add +0.9%
DFSD Dimensional Short Duration 7.28% 922,515 $44.2M Reduce -5.3%
VTI VG Morningstar TS MKT ETF-US 4.76% 90,032 $28.9M Add +6.0%
VBIL Vanguard 0-3M T-Bill ETF 4.69% 376,280 $28.5M Add +22.1%
SGOV iShares 0-3 Month Treasury B 3.30% 199,156 $20.0M Reduce -8.9%
CDX Simplify High Yield ETF 3.16% 898,970 $19.2M Reduce -16.3%
CTA Simplify Managed Futures St 3.14% 630,394 $19.1M Reduce -5.1%
SCHR Schwab Intermediate-Term US 2.68% 652,805 $16.3M Add +1.3%
DCOR Dimensional US Core Eq 1 ETF 2.65% 222,925 $16.1M Add +7.4%
DFAT Dimensional US Target Value 2.42% 234,976 $14.7M Reduce -0.5%
DFUV Dimensional US Marketwide Va 2.23% 279,484 $13.5M Add +0.3%
SCHP Schwab U.S. Tips ETF 2.22% 506,969 $13.5M Reduce -0.0%
VTEB Vanguard Tax-Exempt Bond ETF 2.22% 270,029 $13.5M Add +32.1%
BOXX Alpha Architect 1-3 MNTH Box 1.82% 94,975 $11.0M Add +64.8%
SUB iShares Short-Term National 1.79% 102,197 $10.9M Add +4.4%
DFIV Dimensional International Va 1.61% 185,313 $9.8M No change
VGSH Vanguard Short-Term Treasury 1.44% 149,217 $8.7M Add +71.6%
SCHO Schwab Short-Term US Treas 1.35% 338,022 $8.2M Reduce -0.3%
DFUS Dimensional US Eq MKT ETF 1.30% 111,570 $7.9M No change
VTES Vanguard SH Term Tax-Ex Bond 1.24% 74,514 $7.5M Add +68.8%
VXUS Vanguard Total Intl Stock 1.19% 93,532 $7.2M Add +6.3%
VGIT Vanguard Intermediate-Term T 1.10% 112,028 $6.7M Add +135.7%
DUHP Dimensional US High Profi Et 0.98% 161,674 $5.9M Reduce -0.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.94% 13,079 $5.7M Reduce -0.7%
IAU iShares Gold Trust 0.94% 64,394 $5.7M No change
BILS SS Spdrb B 3-12M T-Bill ETF 0.93% 56,730 $5.6M Reduce -8.7%
DUSB Dimension Ultrashort Fi ETF 0.91% 109,301 $5.5M Reduce -38.8%
STIP iShares 0-5 Year Tips Bond E 0.87% 50,984 $5.3M No change
VTEC Vanguard Ca Tax-Ex Bond 0.82% 50,000 $5.0M No change
HIGH Simplify Enhanced Income ETF 0.81% 229,662 $4.9M Add +158.6%
DFAS Dimensional US Small Cap ETF 0.80% 67,999 $4.8M Reduce -0.1%
DFAI Dimensional International Co. 0.67% 104,969 $4.1M Add +18.5%
DIHP Dimensional International Hi 0.54% 102,153 $3.3M Reduce -0.1%
DFIP Dimensional Inflation-Protec 0.54% 78,596 $3.3M No change
DFAU Dimensional US Core Equity M 0.51% 68,216 $3.1M Add +9.4%
MSFT Microsoft Corp. 0.43% 7,040 $2.6M Reduce -0.8%
AAPL Apple Inc. 0.43% 10,181 $2.6M Reduce -0.2%
ITOT iShares Core S&P Total U.S. 0.42% 17,909 $2.6M New
IVV iShares Core S&P 500 ETF 0.41% 3,779 $2.5M Add +47.8%
GOVT iShares US Treasury Bond ETF 0.40% 106,775 $2.4M Add +0.3%
DBMF Imgp Dbi MFT STR ETF-Usd Inc. 0.35% 70,191 $2.1M New
VTIP Vanguard Short-Term Tips 0.31% 38,165 $1.9M Reduce -18.5%
TSLA Tesla Inc. 0.31% 5,077 $1.9M Add +0.3%
SPTS SS SPDR P St Term TSY ETF 0.31% 64,417 $1.9M Reduce -16.9%
SCHJ Schwab 1-5 YR Corp. BND ETF 0.28% 69,420 $1.7M No change
DFIC Dimensional International Co. 0.26% 44,549 $1.6M Add +8.4%
SBAR Simplify Barrier Income ETF 0.26% 63,289 $1.6M New
IWN iShares Russell 2000 Value E 0.24% 7,831 $1.5M No change
AMZN Amazon.com Inc. 0.21% 6,167 $1.3M Add +2.1%
DISV Dimensional International SM 0.20% 31,153 $1.2M Reduce -0.1%
GOOG Alphabet Inc. Class C 0.20% 4,186 $1.2M Add +0.0%
VPU Vanguard Utilities ETF 0.18% 5,650 $1.1M No change
DFSU Dimensional US Sus CORE1 ETF 0.18% 26,000 $1.1M No change
DFEM Dimensional Emrg MRKT Core 0.15% 26,860 $928K Add +3.5%
COST Costco Wholesale Corp. 0.14% 879 $876K Add +0.5%
CVX Chevron Corp. 0.14% 4,112 $851K No change
GOOGL Alphabet Inc. Class A 0.14% 2,940 $845K Reduce -3.3%
LLY Eli Lilly & Co. 0.14% 895 $823K Reduce -0.9%
DFEV Dimensional Emrg MRKT Val 0.13% 22,676 $811K No change
MUB iShares National Muni Bond E 0.12% 7,084 $752K Add +0.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.12% 15,010 $732K No change
BILL Bill Holdings Inc. 0.12% 19,000 $728K No change
MLPX Global X MLP & Energy Infras 0.12% 9,600 $710K Add +19.3%
DFAE Dimensional Emerging Core Eq 0.11% 19,960 $676K Add +22.1%
GLD SPDR Gold Shares 0.11% 1,560 $671K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.11% 996 $648K Add +44.8%
VTV Vanguard Mrngstr Val ETF-Aui 0.11% 3,298 $647K Reduce -6.8%
VEA Vanguard Ftse Developed ETF 0.10% 9,400 $602K New
BSV Vanguard Short-Term Bond ETF 0.10% 7,542 $591K New
VSS Vanguard Ftse All Wo X-US SC 0.09% 3,748 $546K No change
IDEV iShares Core MSCI Dev MKTS 0.09% 6,180 $516K New
SCMB Schwab Municipal Bond ETF 0.08% 20,000 $510K No change
AVIV Avantis Intl LRG Cap Val ETF 0.08% 6,800 $509K No change
SPSB SS SPDR P St C Corp. ETF 0.08% 16,870 $507K Add +0.7%
IBIT iShares Bitcoin Trust ETF 0.08% 12,960 $498K Add +27.2%
KMLM Kraneshares MT LC MN FT Id S 0.08% 16,250 $458K New
MCHI iShares MSCI China ETF 0.07% 7,990 $449K No change
JNJ Johnson & Johnson 0.07% 1,788 $437K No change
VB Vanguard Most SM-Cap ETF-Usd 0.07% 1,603 $420K No change
IJS iShares S&P Small-Cap 600 Va 0.07% 3,466 $411K No change
AVLV Avantis US Large Cap Value 0.06% 4,890 $394K No change
DFSI Dimensional Int Sus COR1 ETF 0.06% 9,100 $386K No change
FOXY Simplify Currency Strtgy ETF 0.06% 13,077 $382K New
IJH iShares Core S&P Midcap ETF 0.06% 5,549 $375K New
PG The Procter & Gamble Co. 0.06% 2,590 $374K Add +1.1%
VCSH Vanguard S/T Corp. Bond ETF 0.06% 4,675 $371K Add +0.7%
IWV iShares Russell 3000 ETF 0.06% 953 $353K Reduce -1.4%
QQQ Invesco QQQ Trust Series 1 0.06% 581 $335K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.05% 1,100 $329K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.05% 1,441 $313K No change
WMT Walmart Inc. 0.05% 2,431 $302K No change
IUSG iShares Core S&P U.S. Growth 0.05% 1,831 $284K New
UNH Unitedhealth Group Inc. 0.05% 1,049 $284K Add +1.1%
CAT Caterpillar Inc. 0.05% 400 $283K No change
NEM Newmont Corp. 0.04% 2,432 $263K Reduce -8.1%
XOM Exxon Mobil Corp. 0.04% 1,551 $263K New
AEM Agnico Eagle Mines Ltd. 0.04% 1,296 $263K Reduce -1.1%
VEU Vanguard Ftse All-World Ex-U 0.04% 3,410 $256K No change
META Meta Platforms Inc. Class A 0.04% 440 $252K No change

Show all 110 holdings

Portfolio Sells Q4 2025 → Q1 2026
DFAC Dimensional US Core Equity 2 Reduce -0.4% 18.50% −1.30
CDX Simplify High Yield ETF Reduce -16.3% 3.16% −0.96
DFSD Dimensional Short Duration Reduce -5.3% 7.28% −0.78
DUSB Dimension Ultrashort Fi ETF Reduce -38.8% 0.91% −0.65
SGOV iShares 0-3 Month Treasury B Reduce -8.9% 3.30% −0.48
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.7% 0.94% −0.17
MSFT Microsoft Corp. Reduce -0.8% 0.43% −0.16
BILS SS Spdrb B 3-12M T-Bill ETF Reduce -8.7% 0.93% −0.13
SCHP Schwab U.S. Tips ETF Reduce -0.0% 2.22% −0.09
VTIP Vanguard Short-Term Tips Reduce -18.5% 0.31% −0.09
DUHP Dimensional US High Profi Et Reduce -0.3% 0.98% −0.08
SPTS SS SPDR P St Term TSY ETF Reduce -16.9% 0.31% −0.08
SCHO Schwab Short-Term US Treas Reduce -0.3% 1.35% −0.07
AAPL Apple Inc. Reduce -0.2% 0.43% −0.05
CTAS Cintas Corp. Sold out 0.00% −0.04
DFSV Dimensional US Small Cap Val Sold out 0.00% −0.04
LLY Eli Lilly & Co. Reduce -0.9% 0.14% −0.03
GOOGL Alphabet Inc. Class A Reduce -3.3% 0.14% −0.02
DFAS Dimensional US Small Cap ETF Reduce -0.1% 0.80% −0.02
IBM Intl Business Machines Corp. Reduce -13.6% 0.04% −0.02
DIHP Dimensional International Hi Reduce -0.1% 0.54% −0.02
B Barrick Mining Corp. Reduce -15.4% 0.04% −0.01
VTV Vanguard Mrngstr Val ETF-Aui Reduce -6.8% 0.11% −0.01
IWV iShares Russell 3000 ETF Reduce -1.4% 0.06% −0.01
DFAT Dimensional US Target Value Reduce -0.5% 2.42% −0.01
NEM Newmont Corp. Reduce -8.1% 0.04% −0.00
DISV Dimensional International SM Reduce -0.1% 0.20% −0.00
NFLX Netflix Inc. Reduce -2.5% 0.04% −0.00
AEM Agnico Eagle Mines Ltd. Reduce -1.1% 0.04% +0.01
CTA Simplify Managed Futures St Reduce -5.1% 3.14% +0.02

Portfolio Buys Q4 2025 → Q1 2026
VBIL Vanguard 0-3M T-Bill ETF Add +22.1% 4.69% +0.68
BOXX Alpha Architect 1-3 MNTH Box Add +64.8% 1.82% +0.68
VGIT Vanguard Intermediate-Term T Add +135.7% 1.10% +0.61
VGSH Vanguard Short-Term Treasury Add +71.6% 1.44% +0.56
VTES Vanguard SH Term Tax-Ex Bond Add +68.8% 1.24% +0.47
HIGH Simplify Enhanced Income ETF Add +158.6% 0.81% +0.47
VTEB Vanguard Tax-Exempt Bond ETF Add +32.1% 2.22% +0.45
ITOT iShares Core S&P Total U.S. New 0.42% +0.42
DBMF Imgp Dbi MFT STR ETF-Usd Inc. New 0.35% +0.35
SBAR Simplify Barrier Income ETF New 0.26% +0.26
IVV iShares Core S&P 500 ETF Add +47.8% 0.41% +0.10
VEA Vanguard Ftse Developed ETF New 0.10% +0.10
BSV Vanguard Short-Term Bond ETF New 0.10% +0.10
DFAI Dimensional International Co. Add +18.5% 0.67% +0.09
IDEV iShares Core MSCI Dev MKTS New 0.09% +0.09
KMLM Kraneshares MT LC MN FT Id S New 0.08% +0.08
FOXY Simplify Currency Strtgy ETF New 0.06% +0.06
IJH iShares Core S&P Midcap ETF New 0.06% +0.06
QQQ Invesco QQQ Trust Series 1 New 0.06% +0.06
IUSG iShares Core S&P U.S. Growth New 0.05% +0.05
VXUS Vanguard Total Intl Stock Add +6.3% 1.19% +0.04
XOM Exxon Mobil Corp. New 0.04% +0.04
VOO Vanguard S&P 500 ETF New 0.04% +0.04
SPYG SS SPDR P S&P 500 Growth ETF New 0.03% +0.03
VT Vanguard Tot World STK ETF New 0.03% +0.03
MLPX Global X MLP & Energy Infras Add +19.3% 0.12% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Add +44.8% 0.11% +0.03
DFAE Dimensional Emerging Core Eq Add +22.1% 0.11% +0.02
DFIC Dimensional International Co. Add +8.4% 0.26% +0.02
COST Costco Wholesale Corp. Add +0.5% 0.14% +0.01
DCOR Dimensional US Core Eq 1 ETF Add +7.4% 2.65% +0.01
DFEM Dimensional Emrg MRKT Core Add +3.5% 0.15% +0.01
DFAU Dimensional US Core Equity M Add +9.4% 0.51% +0.00
DFAX Dimensional World Ex US Core Add +0.9% 8.10% +0.00
PG The Procter & Gamble Co. Add +1.1% 0.06% −0.00
VCSH Vanguard S/T Corp. Bond ETF Add +0.7% 0.06% −0.00
SPSB SS SPDR P St C Corp. ETF Add +0.7% 0.08% −0.00
IBIT iShares Bitcoin Trust ETF Add +27.2% 0.08% −0.01
MUB iShares National Muni Bond E Add +0.2% 0.12% −0.01
SUB iShares Short-Term National Add +4.4% 1.79% −0.01
DFUV Dimensional US Marketwide Va Add +0.3% 2.23% −0.01
UNH Unitedhealth Group Inc. Add +1.1% 0.05% −0.01
GOVT iShares US Treasury Bond ETF Add +0.3% 0.40% −0.02
GOOG Alphabet Inc. Class C Add +0.0% 0.20% −0.03
AMZN Amazon.com Inc. Add +2.1% 0.21% −0.03
TSLA Tesla Inc. Add +0.3% 0.31% −0.08
SCHR Schwab Intermediate-Term US Add +1.3% 2.68% −0.11
VTI VG Morningstar TS MKT ETF-US Add +6.0% 4.76% −0.15

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$634.5MDFAC, DFAX, DFSD, VTI, VBIL
Q1 2026 110$607.1MDFAC, DFAX, DFSD, VTI, VBIL
Q4 2025 97$580.2MDFAC, DFAX, DFSD, VTI, CDX
Q3 2025 94$546.7MDFAC, DFSD, DFAX, SGOV, VTI
Q2 2025 93$511.8MDFAC, DFSD, DFAX, SGOV, VTI
Q1 2025 91$470.3MDFAC, DFSD, DFAX, SCHO, SGOV
Q4 2024 93$459.6MDFAC, DFAX, DFSD, SCHO, VTI
Q3 2024 91$452.3MDFAC, DFAX, DFSD, SCHO, VTI
Q2 2024 84$416.6MDFAC, DFAX, SCHO, DFSD, VTI
Q1 2024 82$368.3MDFAC, DFAX, SCHO, BILS, VTI