Altiora Financial Group, LLC

Name: Altiora Financial Group, LLC 13F holdings, Q1 2025
Creator: Altiora Financial Group, LLC
Published: 2025-05-08

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 8, 2025), Altiora Financial Group, LLC reported 91 stock positions worth $470.3 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 21.4% of the portfolio, followed by Dimensional Short Duration (DFSD, 9.4%) and Dimensional World Ex US Core (DFAX, 8.3%). Compared with Q4 2024, it opened 3 new positions, sold out of 5, added to 32 and reduced 27. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +50%) and the biggest sale Schwab Short-Term US Treas (SCHO, shares −10%).

Most Recent 13F: Q2 2026
Location: LEBANON, OH
CIK: 0001986156
Portfolio Value: $470.3M (Q1 2025)
SEC Filing: 0001986156-25-000004 ↗ filed May 8, 2025

Holdings Value

Holdings 91 stocks · $470.3M


DFAC Dimensional US Core Equity 2	21.36%	3,045,031	$100.5M	Add +0.5%
DFSD Dimensional Short Duration	9.37%	927,418	$44.1M	Add +19.0%
DFAX Dimensional World Ex US Core	8.25%	1,481,629	$38.8M	Reduce -2.6%
SCHO Schwab Short-Term US Treas	4.83%	934,244	$22.7M	Reduce -10.0%
SGOV iShares 0-3 Month Treasury B	4.61%	215,446	$21.7M	Add +50.1%
VTI VG Morningstar TS MKT ETF-US	4.56%	78,068	$21.5M	Add +9.3%
SCHR Schwab Intermediate-Term US	3.34%	632,289	$15.7M	Reduce -1.0%
SCHP Schwab U.S. Tips ETF	2.96%	517,455	$13.9M	Add +0.0%
DFUV Dimensional US Marketwide Va	2.69%	307,573	$12.7M	Add +1.8%
DFAT Dimensional US Target Value	2.62%	239,437	$12.3M	Add +2.7%
CTA Simplify Managed Futures St	2.47%	392,260	$11.6M	Add +39.3%
DUSB Dimension Ultrashort Fi ETF	2.33%	216,209	$11.0M	Reduce -0.8%
DCOR Dimensional US Core Eq 1 ETF	2.26%	173,675	$10.7M	Add +6.9%
BILS SS Spdrb B 3-12M T-Bill ETF	2.24%	106,036	$10.5M	Add +7.9%
VTEB Vanguard Tax-Exempt Bond ETF	1.83%	173,870	$8.6M	Add +9.4%
DFIV Dimensional International Va	1.57%	187,869	$7.4M	Reduce -0.2%
DFUS Dimensional US Eq MKT ETF	1.44%	111,630	$6.8M	No change
IAU iShares Gold Trust	1.23%	97,822	$5.8M	Reduce -40.3%
DUHP Dimensional US High Profi Et	1.22%	173,319	$5.7M	Add +5.5%
STIP iShares 0-5 Year Tips Bond E	1.06%	48,373	$5.0M	Add +4.3%
VXUS Vanguard Total Intl Stock	1.05%	79,283	$4.9M	Add +4.8%
VGSH Vanguard Short-Term Treasury	1.03%	82,523	$4.8M	Add +26.0%
DFAS Dimensional US Small Cap ETF	0.97%	76,499	$4.6M	Add +0.1%
VTES Vanguard SH Term Tax-Ex Bond	0.90%	42,118	$4.2M	Add +13.0%
VUG Vanguard Mrngstar GR ETF-Sui	0.83%	10,530	$3.9M	No change
DFIP Dimensional Inflation-Protec	0.73%	81,573	$3.4M	Add +0.1%
VTIP Vanguard Short-Term Tips	0.58%	54,990	$2.7M	Reduce -4.7%
MSFT Microsoft Corp.	0.57%	7,158	$2.7M	Reduce -0.5%
SPY SS SPDR S&P 500 ETF Trust-US	0.56%	4,728	$2.6M	Add +3.1%
VGIT Vanguard Intermediate-Term T	0.52%	40,859	$2.4M	Reduce -22.9%
AAPL Apple Inc.	0.50%	10,590	$2.4M	Reduce -1.2%
SPTS SS SPDR P St Term TSY ETF	0.48%	77,683	$2.3M	Reduce -0.0%
DFAU Dimensional US Core Equity M	0.43%	52,365	$2.0M	Add +0.2%
SCHJ Schwab 1-5 YR Corp. BND ETF	0.36%	69,420	$1.7M	No change
DFAI Dimensional International Co.	0.36%	53,595	$1.7M	Add +12.7%
DFSV Dimensional US Small Cap Val	0.35%	58,601	$1.6M	Reduce -8.1%
BILL Bill Holdings Inc.	0.34%	34,612	$1.6M	No change
AMZN Amazon.com Inc.	0.32%	7,980	$1.5M	Reduce -0.6%
DFIC Dimensional International Co.	0.32%	54,589	$1.5M	Add +0.1%
DIHP Dimensional International Hi	0.31%	53,611	$1.4M	Add +2.4%
IVV iShares Core S&P 500 ETF	0.31%	2,568	$1.4M	No change
IWN iShares Russell 2000 Value E	0.28%	8,571	$1.3M	No change
SUB iShares Short-Term National	0.26%	11,474	$1.2M	No change
GLD SPDR Gold Shares	0.24%	3,982	$1.1M	Add +0.3%
DFEM Dimensional Emrg MRKT Core	0.24%	42,197	$1.1M	Reduce -0.1%
IBIT iShares Bitcoin Trust ETF	0.21%	21,283	$996K	Reduce -6.0%
VPU Vanguard Utilities ETF	0.21%	5,650	$965K	No change
DISV Dimensional International SM	0.20%	32,350	$942K	Reduce -8.9%
DFSU Dimensional US Sus CORE1 ETF	0.20%	26,000	$931K	No change
VGT Vanguard Info Tech ETF	0.20%	1,697	$921K	Add +7.9%
COST Costco Wholesale Corp.	0.19%	957	$905K	No change
LLY Eli Lilly & Co.	0.17%	944	$780K	Reduce -3.1%
TSLA Tesla Inc.	0.17%	3,008	$780K	Add +33.9%
MUB iShares National Muni Bond E	0.15%	6,678	$704K	No change
CVX Chevron Corp.	0.15%	4,113	$688K	Reduce -0.3%
GOOG Alphabet Inc. Class C	0.14%	4,331	$677K	Reduce -1.3%
UNH Unitedhealth Group Inc.	0.14%	1,278	$669K	Reduce -0.8%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.13%	15,010	$626K	No change
DFEV Dimensional Emrg MRKT Val	0.13%	22,676	$613K	No change
QIS Simplify Multi-Qis Alt ETF	0.13%	26,196	$608K	New
NVDA Nvidia Corp.	0.12%	5,358	$581K	Add +1.9%
VTV Vanguard Mrngstr Val ETF-Aui	0.12%	3,342	$577K	No change
VBR Vngrd Mrngst SL-CP Val ETF-U	0.11%	2,860	$533K	No change
DFSB Dim GLB Sustain Fix Inc. ETF	0.11%	10,000	$515K	No change
SCMB Schwab Municipal Bond ETF	0.11%	20,000	$507K	No change
GOOGL Alphabet Inc. Class A	0.10%	2,933	$453K	Add +0.1%
PG The Procter & Gamble Co.	0.09%	2,563	$437K	Reduce -27.9%
SPSB SS SPDR P St C Corp. ETF	0.09%	14,498	$436K	No change
VSS Vanguard Ftse All Wo X-US SC	0.09%	3,748	$433K	No change
DFAE Dimensional Emerging Core Eq	0.09%	16,273	$421K	Add +44.0%
AVLV Avantis US Large Cap Value	0.08%	6,103	$398K	Reduce -44.3%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.08%	2,422	$389K	No change
AVIV Avantis Intl LRG Cap Val ETF	0.08%	6,800	$385K	Reduce -32.4%
VCSH Vanguard S/T Corp. Bond ETF	0.08%	4,864	$384K	Add +0.0%
VB Vanguard Most SM-Cap ETF-Usd	0.08%	1,631	$362K	No change
IJS iShares S&P Small-Cap 600 Va	0.07%	3,466	$338K	No change
LKQ LKQ Corp.	0.07%	7,600	$323K	No change
DFSI Dimensional Int Sus COR1 ETF	0.07%	9,100	$317K	No change
CHRW C.H. Robinson Worldwide Inc.	0.07%	3,000	$307K	Reduce -40.0%
IWV iShares Russell 3000 ETF	0.07%	967	$307K	Add +0.2%
MSTR Strategy Inc. filed as MICROSTRATEGY INC	0.06%	1,058	$305K	No change
JNJ Johnson & Johnson	0.06%	1,788	$297K	Reduce -20.9%
CTAS Cintas Corp.	0.06%	1,441	$296K	Reduce -7.6%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.06%	1,100	$283K	No change
WMT Walmart Inc.	0.06%	3,117	$274K	Add +0.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.06%	1,041	$259K	No change
HD Home Depot Inc.	0.05%	646	$237K	Reduce -31.0%
IUSB Ishr CR Unvrse Usd BD ETF-Ui	0.05%	4,964	$229K	No change
JPM JPMorgan Chase & Co.	0.05%	908	$223K	No change
VEU Vanguard Ftse All-World Ex-U	0.04%	3,410	$207K	New
MLPX Global X MLP & Energy Infras	0.04%	3,200	$204K	New

Portfolio Sells Q4 2024 → Q1 2025


SCHO Schwab Short-Term US Treas	Reduce -10.0%	4.83%	−0.60
IAU iShares Gold Trust	Reduce -40.3%	1.23%	−0.54
VGIT Vanguard Intermediate-Term T	Reduce -22.9%	0.52%	−0.15
DEHP Dimensional Emrg MRK Hi Prof	Sold out	0.00%	−0.10
DBMF Imgp Dbi MFT STR ETF-Usd Inc.	Sold out	0.00%	−0.10
MSFT Microsoft Corp.	Reduce -0.5%	0.57%	−0.09
AAPL Apple Inc.	Reduce -1.2%	0.50%	−0.08
DFSV Dimensional US Small Cap Val	Reduce -8.1%	0.35%	−0.08
AVLV Avantis US Large Cap Value	Reduce -44.3%	0.08%	−0.07
DUSB Dimension Ultrashort Fi ETF	Reduce -0.8%	2.33%	−0.07
AMZN Amazon.com Inc.	Reduce -0.6%	0.32%	−0.06
BITO Proshares Bitcoin ETF-Usd	Sold out	0.00%	−0.05
IBIT iShares Bitcoin Trust ETF	Reduce -6.0%	0.21%	−0.05
BWX SS SPDR BB Intl Treasury BD	Sold out	0.00%	−0.05
CHRW C.H. Robinson Worldwide Inc.	Reduce -40.0%	0.07%	−0.05
OKE Oneok Inc.	Sold out	0.00%	−0.04
GOOG Alphabet Inc. Class C	Reduce -1.3%	0.14%	−0.04
PG The Procter & Gamble Co.	Reduce -27.9%	0.09%	−0.04
SCHR Schwab Intermediate-Term US	Reduce -1.0%	3.34%	−0.03
AVIV Avantis Intl LRG Cap Val ETF	Reduce -32.4%	0.08%	−0.03
HD Home Depot Inc.	Reduce -31.0%	0.05%	−0.03
VTIP Vanguard Short-Term Tips	Reduce -4.7%	0.58%	−0.02
JNJ Johnson & Johnson	Reduce -20.9%	0.06%	−0.01
SPTS SS SPDR P St Term TSY ETF	Reduce -0.0%	0.48%	−0.01
DISV Dimensional International SM	Reduce -8.9%	0.20%	−0.01
DFEM Dimensional Emrg MRKT Core	Reduce -0.1%	0.24%	−0.00
UNH Unitedhealth Group Inc.	Reduce -0.8%	0.14%	+0.00
CTAS Cintas Corp.	Reduce -7.6%	0.06%	+0.00
LLY Eli Lilly & Co.	Reduce -3.1%	0.17%	+0.00
CVX Chevron Corp.	Reduce -0.3%	0.15%	+0.02
DFAX Dimensional World Ex US Core	Reduce -2.6%	8.25%	+0.02
DFIV Dimensional International Va	Reduce -0.2%	1.57%	+0.12

Portfolio Buys Q4 2024 → Q1 2025


SGOV iShares 0-3 Month Treasury B	Add +50.1%	4.61%	+1.48
DFSD Dimensional Short Duration	Add +19.0%	9.37%	+1.42
CTA Simplify Managed Futures St	Add +39.3%	2.47%	+0.76
VGSH Vanguard Short-Term Treasury	Add +26.0%	1.03%	+0.20
QIS Simplify Multi-Qis Alt ETF	New	0.13%	+0.13
BILS SS Spdrb B 3-12M T-Bill ETF	Add +7.9%	2.24%	+0.12
VTEB Vanguard Tax-Exempt Bond ETF	Add +9.4%	1.83%	+0.10
VTES Vanguard SH Term Tax-Ex Bond	Add +13.0%	0.90%	+0.09
VXUS Vanguard Total Intl Stock	Add +4.8%	1.05%	+0.08
VTI VG Morningstar TS MKT ETF-US	Add +9.3%	4.56%	+0.06
DFAI Dimensional International Co.	Add +12.7%	0.36%	+0.05
SCHP Schwab U.S. Tips ETF	Add +0.0%	2.96%	+0.05
STIP iShares 0-5 Year Tips Bond E	Add +4.3%	1.06%	+0.05
VEU Vanguard Ftse All-World Ex-U	New	0.04%	+0.04
MLPX Global X MLP & Energy Infras	New	0.04%	+0.04
GLD SPDR Gold Shares	Add +0.3%	0.24%	+0.03
DFAE Dimensional Emerging Core Eq	Add +44.0%	0.09%	+0.03
DIHP Dimensional International Hi	Add +2.4%	0.31%	+0.02
DFIC Dimensional International Co.	Add +0.1%	0.32%	+0.02
DUHP Dimensional US High Profi Et	Add +5.5%	1.22%	+0.01
DFIP Dimensional Inflation-Protec	Add +0.1%	0.73%	+0.01
DFUV Dimensional US Marketwide Va	Add +1.8%	2.69%	+0.01
VCSH Vanguard S/T Corp. Bond ETF	Add +0.0%	0.08%	−0.00
WMT Walmart Inc.	Add +0.1%	0.06%	−0.00
DCOR Dimensional US Core Eq 1 ETF	Add +6.9%	2.26%	−0.00
IWV iShares Russell 3000 ETF	Add +0.2%	0.07%	−0.00
VGT Vanguard Info Tech ETF	Add +7.9%	0.20%	−0.02
SPY SS SPDR S&P 500 ETF Trust-US	Add +3.1%	0.56%	−0.02
GOOGL Alphabet Inc. Class A	Add +0.1%	0.10%	−0.02
NVDA Nvidia Corp.	Add +1.9%	0.12%	−0.03
TSLA Tesla Inc.	Add +33.9%	0.17%	−0.03
DFAU Dimensional US Core Equity M	Add +0.2%	0.43%	−0.03
DFAS Dimensional US Small Cap ETF	Add +0.1%	0.97%	−0.11
DFAT Dimensional US Target Value	Add +2.7%	2.62%	−0.20
DFAC Dimensional US Core Equity 2	Add +0.5%	21.36%	−1.44

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	112	$634.5M	DFAC, DFAX, DFSD, VTI, VBIL
Q1 2026	110	$607.1M	DFAC, DFAX, DFSD, VTI, VBIL
Q4 2025	97	$580.2M	DFAC, DFAX, DFSD, VTI, CDX
Q3 2025	94	$546.7M	DFAC, DFSD, DFAX, SGOV, VTI
Q2 2025	93	$511.8M	DFAC, DFSD, DFAX, SGOV, VTI
Q1 2025	91	$470.3M	DFAC, DFSD, DFAX, SCHO, SGOV
Q4 2024	93	$459.6M	DFAC, DFAX, DFSD, SCHO, VTI
Q3 2024	91	$452.3M	DFAC, DFAX, DFSD, SCHO, VTI
Q2 2024	84	$416.6M	DFAC, DFAX, SCHO, DFSD, VTI
Q1 2024	82	$368.3M	DFAC, DFAX, SCHO, BILS, VTI