Altiora Financial Group, LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 12, 2024), Altiora Financial Group, LLC reported 91 stock positions worth $452.3 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 23.6% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 9.1%) and Dimensional Short Duration (DFSD, 7.7%). Compared with Q2 2024, it opened 7 new positions, added to 32 and reduced 23. The biggest buy was Dimensional Short Duration (DFSD, shares +38%) and the biggest sale SS Spdrb B 3-12M T-Bill ETF (BILS, shares −33%).

Most Recent 13F
Q2 2026
Location
LEBANON, OH
CIK
0001986156
Portfolio Value
$452.3M (Q3 2024)
SEC Filing
0001986156-24-000008 ↗ filed Nov 12, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $368.3M Q1 2024 Q2 2024: $416.6M Q2 2024 Q3 2024: $452.3M $452.3M Q3 2024 Q4 2024: $459.6M Q4 2024 Q1 2025: $470.3M Q1 2025 Q2 2025: $511.8M Q2 2025 Q3 2025: $546.7M Q3 2025 Q4 2025: $580.2M Q4 2025 Q1 2026: $607.1M Q1 2026 Q2 2026: $634.5M Q2 2026

Holdings 91 stocks · $452.3M
DFAC Dimensional US Core Equity 2 23.59% 3,111,951 $106.7M Add +0.6%
DFAX Dimensional World Ex US Core 9.09% 1,522,651 $41.1M Add +1.6%
DFSD Dimensional Short Duration 7.74% 733,706 $35.0M Add +37.9%
SCHO Schwab Short-Term US Treas 5.54% 511,639 $25.1M Reduce -4.3%
VTI VG Morningstar TS MKT ETF-US 4.13% 66,036 $18.7M Add +4.4%
SCHR Schwab Intermediate-Term US 3.81% 340,164 $17.2M Reduce -1.0%
SCHP Schwab U.S. Tips ETF 3.02% 255,041 $13.7M Reduce -1.8%
DFUV Dimensional US Marketwide Va 2.92% 317,250 $13.2M Add +0.0%
SGOV iShares 0-3 Month Treasury B 2.58% 116,040 $11.7M Reduce -19.8%
DFAT Dimensional US Target Value 2.55% 207,677 $11.6M Add +15.9%
BILS SS Spdrb B 3-12M T-Bill ETF 2.30% 104,255 $10.4M Reduce -33.2%
DCOR Dimensional US Core Eq 1 ETF 2.19% 156,591 $9.9M Add +10.5%
DUSB Dimension Ultrashort Fi ETF 2.13% 189,899 $9.6M Add +135.6%
VTEB Vanguard Tax-Exempt Bond ETF 1.79% 158,583 $8.1M No change
IAU iShares Gold Trust 1.72% 156,430 $7.8M Reduce -6.9%
DFIV Dimensional International Va 1.58% 188,169 $7.2M Reduce -0.7%
DFUS Dimensional US Eq MKT ETF 1.54% 111,630 $6.9M Reduce -0.1%
DUHP Dimensional US High Profi Et 1.23% 163,629 $5.6M Add +122.0%
VXUS Vanguard Total Intl Stock 1.12% 78,369 $5.1M Reduce -5.8%
VGSH Vanguard Short-Term Treasury 1.08% 82,908 $4.9M Reduce -14.4%
DFAS Dimensional US Small Cap ETF 1.05% 73,503 $4.8M Add +2.1%
STIP iShares 0-5 Year Tips Bond E 1.04% 46,378 $4.7M Add +1.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.89% 10,530 $4.0M No change
VTES Vanguard SH Term Tax-Ex Bond 0.84% 37,260 $3.8M No change
VGIT Vanguard Intermediate-Term T 0.75% 56,007 $3.4M Add +0.1%
CTA Simplify Managed Futures St 0.70% 121,670 $3.2M New
VTIP Vanguard Short-Term Tips 0.70% 63,905 $3.2M Add +1.9%
DFIP Dimensional Inflation-Protec 0.67% 71,869 $3.0M Reduce -15.2%
MSFT Microsoft Corp. 0.63% 6,670 $2.9M Add +0.1%
SPTS SS SPDR P St Term TSY ETF 0.54% 83,495 $2.5M Reduce -0.1%
DFAU Dimensional US Core Equity M 0.46% 52,075 $2.1M Add +2.7%
DFSV Dimensional US Small Cap Val 0.43% 63,485 $2.0M Add +7.1%
BILL Bill Holdings Inc. 0.40% 34,612 $1.8M No change
SCHJ Schwab 1-5 YR Corp. BND ETF 0.38% 34,710 $1.7M No change
GLD SPDR Gold Shares 0.36% 6,765 $1.6M Reduce -1.3%
DFIC Dimensional International Co. 0.34% 53,980 $1.5M Reduce -20.3%
AAPL Apple Inc. 0.34% 6,506 $1.5M No change
AMZN Amazon.com Inc. 0.33% 8,024 $1.5M Reduce -0.1%
DIHP Dimensional International Hi 0.32% 52,629 $1.5M Add +42.6%
IWN iShares Russell 2000 Value E 0.32% 8,571 $1.4M Reduce -0.2%
AVIV Avantis Intl LRG Cap Val ETF 0.29% 23,400 $1.3M Reduce -42.0%
AVLV Avantis US Large Cap Value 0.28% 19,583 $1.3M Reduce -33.8%
DFAI Dimensional International Co. 0.27% 38,037 $1.2M Add +0.0%
SUB iShares Short-Term National 0.26% 11,214 $1.2M Add +5.1%
DISV Dimensional International SM 0.23% 36,527 $1.1M Add +9.8%
IVV iShares Core S&P 500 ETF 0.23% 1,818 $1.0M No change
VPU Vanguard Utilities ETF 0.22% 5,650 $983K No change
DFSU Dimensional US Sus CORE1 ETF 0.21% 26,000 $967K No change
DFEM Dimensional Emrg MRKT Core 0.20% 32,683 $920K No change
PFIX Simplify Interest Rate Hedge 0.20% 22,183 $912K New
CHRW C.H. Robinson Worldwide Inc. 0.20% 8,000 $883K Reduce -43.8%
COST Costco Wholesale Corp. 0.19% 990 $878K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.17% 3,860 $775K No change
IBIT iShares Bitcoin Trust ETF 0.17% 21,292 $769K Add +74.5%
UNH Unitedhealth Group Inc. 0.17% 1,288 $753K Reduce -0.5%
MUB iShares National Muni Bond E 0.16% 6,678 $725K Add +18.7%
GOOG Alphabet Inc. Class C 0.16% 4,240 $709K No change
DEHP Dimensional Emrg MRK Hi Prof 0.15% 25,480 $685K New
GILD Gilead Sciences Inc. 0.15% 8,154 $684K New
SPY SS SPDR S&P 500 ETF Trust-US 0.15% 1,188 $681K Add +75.2%
DFEV Dimensional Emrg MRKT Val 0.14% 22,676 $645K Add +0.1%
NVDA Nvidia Corp. 0.14% 5,239 $636K Reduce -0.1%
CVX Chevron Corp. 0.13% 4,130 $608K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.13% 15,010 $596K No change
VTV Vanguard Mrngstr Val ETF-Aui 0.13% 3,342 $583K Add +5.4%
LLY Eli Lilly & Co. 0.13% 638 $565K No change
TSLA Tesla Inc. 0.12% 2,118 $554K Add +3.7%
DFSB Dim GLB Sustain Fix Inc. ETF 0.12% 10,000 $532K No change
SCMB Schwab Municipal Bond ETF 0.12% 10,000 $525K No change
PG The Procter & Gamble Co. 0.11% 2,990 $518K No change
GOOGL Alphabet Inc. Class A 0.11% 2,929 $486K Add +0.1%
SPSB SS SPDR P St C Corp. ETF 0.10% 14,498 $439K Add +15.0%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.09% 2,422 $406K No change
VB Vanguard Most SM-Cap ETF-Usd 0.09% 1,631 $387K No change
VCSH Vanguard S/T Corp. Bond ETF 0.09% 4,858 $386K Add +0.1%
IJS iShares S&P Small-Cap 600 Va 0.08% 3,466 $373K No change
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.08% 2,040 $344K Reduce -3.3%
DFSI Dimensional Int Sus COR1 ETF 0.07% 9,100 $325K No change
CTAS Cintas Corp. 0.07% 1,560 $321K No change
VEU Vanguard Ftse All-World Ex-U 0.07% 5,070 $319K No change
IWV iShares Russell 3000 ETF 0.07% 962 $314K Add +0.4%
LKQ LKQ Corp. 0.07% 7,600 $303K New
JNJ Johnson & Johnson 0.06% 1,788 $290K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.06% 1,100 $290K No change
PDBC Invesco Optimum Yield Divers 0.06% 20,347 $273K No change
WMT Walmart Inc. 0.06% 3,115 $252K Add +0.1%
BWX SS SPDR BB Intl Treasury BD 0.05% 10,194 $238K Add +0.5%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.05% 4,964 $234K No change
CAT Caterpillar Inc. 0.05% 598 $234K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 1,032 $228K New
BITO Proshares Bitcoin ETF-Usd 0.04% 10,448 $200K Reduce -36.7%

Portfolio Sells Q2 2024 → Q3 2024
BILS SS Spdrb B 3-12M T-Bill ETF Reduce -33.2% 2.30% −1.43
SGOV iShares 0-3 Month Treasury B Reduce -19.8% 2.58% −0.91
SCHO Schwab Short-Term US Treas Reduce -4.3% 5.54% −0.64
VGSH Vanguard Short-Term Treasury Reduce -14.4% 1.08% −0.27
SCHP Schwab U.S. Tips ETF Reduce -1.8% 3.02% −0.22
SCHR Schwab Intermediate-Term US Reduce -1.0% 3.81% −0.22
AVIV Avantis Intl LRG Cap Val ETF Reduce -42.0% 0.29% −0.22
AVLV Avantis US Large Cap Value Reduce -33.8% 0.28% −0.16
DFIP Dimensional Inflation-Protec Reduce -15.2% 0.67% −0.16
CHRW C.H. Robinson Worldwide Inc. Reduce -43.8% 0.20% −0.11
DFIC Dimensional International Co. Reduce -20.3% 0.34% −0.09
VXUS Vanguard Total Intl Stock Reduce -5.8% 1.12% −0.08
IAU iShares Gold Trust Reduce -6.9% 1.72% −0.05
DFIV Dimensional International Va Reduce -0.7% 1.58% −0.05
BITO Proshares Bitcoin ETF-Usd Reduce -36.7% 0.04% −0.04
DFUS Dimensional US Eq MKT ETF Reduce -0.1% 1.54% −0.04
AMZN Amazon.com Inc. Reduce -0.1% 0.33% −0.04
SPTS SS SPDR P St Term TSY ETF Reduce -0.1% 0.54% −0.04
NVDA Nvidia Corp. Reduce -0.1% 0.14% −0.01
IWN iShares Russell 2000 Value E Reduce -0.2% 0.32% +0.00
MSTR Strategy Inc. Reduce -3.3% 0.08% +0.01
UNH Unitedhealth Group Inc. Reduce -0.5% 0.17% +0.01
GLD SPDR Gold Shares Reduce -1.3% 0.36% +0.01

Portfolio Buys Q2 2024 → Q3 2024
DFSD Dimensional Short Duration Add +37.9% 7.74% +1.74
DUSB Dimension Ultrashort Fi ETF Add +135.6% 2.13% +1.15
CTA Simplify Managed Futures St New 0.70% +0.70
DUHP Dimensional US High Profi Et Add +122.0% 1.23% +0.67
DFAT Dimensional US Target Value Add +15.9% 2.55% +0.32
PFIX Simplify Interest Rate Hedge New 0.20% +0.20
DCOR Dimensional US Core Eq 1 ETF Add +10.5% 2.19% +0.17
DEHP Dimensional Emrg MRK Hi Prof New 0.15% +0.15
GILD Gilead Sciences Inc. New 0.15% +0.15
DIHP Dimensional International Hi Add +42.6% 0.32% +0.09
VTI VG Morningstar TS MKT ETF-US Add +4.4% 4.13% +0.07
IBIT iShares Bitcoin Trust ETF Add +74.5% 0.17% +0.07
LKQ LKQ Corp. New 0.07% +0.07
SPY SS SPDR S&P 500 ETF Trust-US Add +75.2% 0.15% +0.06
CAT Caterpillar Inc. New 0.05% +0.05
IBM Intl Business Machines Corp. New 0.05% +0.05
TSLA Tesla Inc. Add +3.7% 0.12% +0.03
DFSV Dimensional US Small Cap Val Add +7.1% 0.43% +0.02
DISV Dimensional International SM Add +9.8% 0.23% +0.02
MUB iShares National Muni Bond E Add +18.7% 0.16% +0.02
DFAS Dimensional US Small Cap ETF Add +2.1% 1.05% +0.02
SPSB SS SPDR P St C Corp. ETF Add +15.0% 0.10% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +5.4% 0.13% +0.01
WMT Walmart Inc. Add +0.1% 0.06% +0.01
DFAU Dimensional US Core Equity M Add +2.7% 0.46% +0.00
BWX SS SPDR BB Intl Treasury BD Add +0.5% 0.05% +0.00
IWV iShares Russell 3000 ETF Add +0.4% 0.07% −0.00
DFAI Dimensional International Co. Add +0.0% 0.27% −0.00
SUB iShares Short-Term National Add +5.1% 0.26% −0.00
VCSH Vanguard S/T Corp. Bond ETF Add +0.1% 0.09% −0.00
DFEV Dimensional Emrg MRKT Val Add +0.1% 0.14% −0.01
GOOGL Alphabet Inc. Class A Add +0.1% 0.11% −0.02
VTIP Vanguard Short-Term Tips Add +1.9% 0.70% −0.03
VGIT Vanguard Intermediate-Term T Add +0.1% 0.75% −0.03
DFAX Dimensional World Ex US Core Add +1.6% 9.09% −0.05
STIP iShares 0-5 Year Tips Bond E Add +1.3% 1.04% −0.05
DFUV Dimensional US Marketwide Va Add +0.0% 2.92% −0.07
MSFT Microsoft Corp. Add +0.1% 0.63% −0.08
DFAC Dimensional US Core Equity 2 Add +0.6% 23.59% −0.34

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$634.5MDFAC, DFAX, DFSD, VTI, VBIL
Q1 2026 110$607.1MDFAC, DFAX, DFSD, VTI, VBIL
Q4 2025 97$580.2MDFAC, DFAX, DFSD, VTI, CDX
Q3 2025 94$546.7MDFAC, DFSD, DFAX, SGOV, VTI
Q2 2025 93$511.8MDFAC, DFSD, DFAX, SGOV, VTI
Q1 2025 91$470.3MDFAC, DFSD, DFAX, SCHO, SGOV
Q4 2024 93$459.6MDFAC, DFAX, DFSD, SCHO, VTI
Q3 2024 91$452.3MDFAC, DFAX, DFSD, SCHO, VTI
Q2 2024 84$416.6MDFAC, DFAX, SCHO, DFSD, VTI
Q1 2024 82$368.3MDFAC, DFAX, SCHO, BILS, VTI