Altiora Financial Group, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 8, 2025), Altiora Financial Group, LLC reported 93 stock positions worth $511.8 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 21.1% of the portfolio, followed by Dimensional Short Duration (DFSD, 9.0%) and Dimensional World Ex US Core (DFAX, 8.4%). Compared with Q1 2025, it opened 4 new positions, sold out of 2, added to 29 and reduced 26. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +45%) and the biggest sale Schwab Short-Term US Treas (SCHO, shares −2%).

Most Recent 13F
Q2 2026
Location
LEBANON, OH
CIK
0001986156
Portfolio Value
$511.8M (Q2 2025)
SEC Filing
0001986156-25-000006 ↗ filed Aug 8, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $368.3M Q1 2024 Q2 2024: $416.6M Q2 2024 Q3 2024: $452.3M Q3 2024 Q4 2024: $459.6M Q4 2024 Q1 2025: $470.3M Q1 2025 Q2 2025: $511.8M $511.8M Q2 2025 Q3 2025: $546.7M Q3 2025 Q4 2025: $580.2M Q4 2025 Q1 2026: $607.1M Q1 2026 Q2 2026: $634.5M Q2 2026

Holdings 93 stocks · $511.8M
DFAC Dimensional US Core Equity 2 21.10% 3,013,823 $108.0M Reduce -1.0%
DFSD Dimensional Short Duration 8.98% 956,818 $45.9M Add +3.2%
DFAX Dimensional World Ex US Core 8.40% 1,464,348 $43.0M Reduce -1.2%
SGOV iShares 0-3 Month Treasury B 6.14% 312,240 $31.4M Add +44.9%
VTI VG Morningstar TS MKT ETF-US 5.09% 85,648 $26.0M Add +9.7%
SCHO Schwab Short-Term US Treas 4.37% 917,059 $22.4M Reduce -1.8%
SCHR Schwab Intermediate-Term US 3.09% 632,372 $15.8M Add +0.0%
DCOR Dimensional US Core Eq 1 ETF 2.67% 204,695 $13.7M Add +17.9%
SCHP Schwab U.S. Tips ETF 2.58% 495,039 $13.2M Reduce -4.3%
DFAT Dimensional US Target Value 2.56% 243,145 $13.1M Add +1.6%
DFUV Dimensional US Marketwide Va 2.51% 303,439 $12.8M Reduce -1.3%
DUSB Dimension Ultrashort Fi ETF 2.08% 209,326 $10.6M Reduce -3.2%
CTA Simplify Managed Futures St 2.07% 395,833 $10.6M Add +0.9%
BILS SS Spdrb B 3-12M T-Bill ETF 1.82% 93,772 $9.3M Reduce -11.6%
VTEB Vanguard Tax-Exempt Bond ETF 1.67% 174,193 $8.5M Add +0.2%
DFIV Dimensional International Va 1.56% 186,434 $8.0M Reduce -0.8%
DFUS Dimensional US Eq MKT ETF 1.46% 111,570 $7.5M Reduce -0.1%
VXUS Vanguard Total Intl Stock 1.17% 86,825 $6.0M Add +9.5%
DUHP Dimensional US High Profi Et 1.15% 165,296 $5.9M Reduce -4.6%
CDX Simplify High Yield ETF 1.14% 250,417 $5.8M New
STIP iShares 0-5 Year Tips Bond E 0.99% 49,364 $5.1M Add +2.0%
VGSH Vanguard Short-Term Treasury 0.95% 82,649 $4.9M Add +0.1%
DFAS Dimensional US Small Cap ETF 0.94% 75,308 $4.8M Reduce -1.6%
IAU iShares Gold Trust 0.91% 74,774 $4.7M Reduce -23.6%
VUG Vanguard Mrngstar GR ETF-Sui 0.90% 10,530 $4.6M No change
VTES Vanguard SH Term Tax-Ex Bond 0.77% 38,831 $3.9M Reduce -7.8%
MSFT Microsoft Corp. 0.70% 7,158 $3.6M No change
DFIP Dimensional Inflation-Protec 0.67% 81,946 $3.4M Add +0.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.55% 4,517 $2.8M Reduce -4.5%
DFAI Dimensional International Co. 0.54% 80,399 $2.8M Add +50.0%
VTIP Vanguard Short-Term Tips 0.49% 49,550 $2.5M Reduce -9.9%
DFAU Dimensional US Core Equity M 0.48% 57,900 $2.5M Add +10.6%
VGIT Vanguard Intermediate-Term T 0.47% 40,559 $2.4M Reduce -0.7%
SPTS SS SPDR P St Term TSY ETF 0.45% 77,883 $2.3M Add +0.3%
AAPL Apple Inc. 0.42% 10,590 $2.2M No change
SUB iShares Short-Term National 0.41% 19,512 $2.1M Add +70.0%
AMZN Amazon.com Inc. 0.34% 8,040 $1.8M Add +0.8%
DIHP Dimensional International Hi 0.34% 58,979 $1.7M Add +10.0%
DFIC Dimensional International Co. 0.34% 55,518 $1.7M Add +1.7%
SCHJ Schwab 1-5 YR Corp. BND ETF 0.34% 69,420 $1.7M No change
DFSV Dimensional US Small Cap Val 0.33% 57,509 $1.7M Reduce -1.9%
IVV iShares Core S&P 500 ETF 0.33% 2,708 $1.7M Add +5.5%
TSLA Tesla Inc. 0.31% 5,060 $1.6M Add +68.2%
BILL Bill Holdings Inc. 0.31% 34,612 $1.6M No change
DFEM Dimensional Emrg MRKT Core 0.25% 43,378 $1.3M Add +2.8%
IWN iShares Russell 2000 Value E 0.24% 7,831 $1.2M Reduce -8.6%
VGT Vanguard Info Tech ETF 0.22% 1,707 $1.1M Add +0.6%
DISV Dimensional International SM 0.21% 32,175 $1.1M Reduce -0.5%
DFSU Dimensional US Sus CORE1 ETF 0.20% 26,000 $1.0M No change
VPU Vanguard Utilities ETF 0.19% 5,650 $997K No change
COST Costco Wholesale Corp. 0.19% 957 $947K No change
NVDA Nvidia Corp. 0.17% 5,358 $846K No change
GOOG Alphabet Inc. Class C 0.15% 4,333 $769K Add +0.1%
LLY Eli Lilly & Co. 0.14% 944 $736K No change
MUB iShares National Muni Bond E 0.14% 7,028 $734K Add +5.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.14% 15,010 $710K No change
DFEV Dimensional Emrg MRKT Val 0.13% 22,676 $680K No change
IBIT iShares Bitcoin Trust ETF 0.12% 10,190 $624K Reduce -52.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.12% 3,342 $591K No change
CVX Chevron Corp. 0.12% 4,115 $589K Add +0.1%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.11% 2,860 $558K No change
DFSB Dim GLB Sustain Fix Inc. ETF 0.10% 10,000 $524K No change
GOOGL Alphabet Inc. Class A 0.10% 2,936 $517K Add +0.1%
QIS Simplify Multi-Qis Alt ETF 0.10% 23,136 $509K Reduce -11.7%
VSS Vanguard Ftse All Wo X-US SC 0.10% 3,748 $504K No change
SCMB Schwab Municipal Bond ETF 0.10% 20,000 $504K No change
SPSB SS SPDR P St C Corp. ETF 0.10% 16,365 $494K Add +12.9%
GLD SPDR Gold Shares 0.10% 1,610 $491K Reduce -59.6%
DFAE Dimensional Emerging Core Eq 0.09% 16,300 $472K Add +0.2%
AVIV Avantis Intl LRG Cap Val ETF 0.08% 6,800 $423K No change
AVLV Avantis US Large Cap Value 0.08% 6,103 $416K No change
PG The Procter & Gamble Co. 0.08% 2,563 $408K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.08% 2,422 $398K No change
VB Vanguard Most SM-Cap ETF-Usd 0.08% 1,631 $387K No change
VCSH Vanguard S/T Corp. Bond ETF 0.07% 4,590 $365K Reduce -5.6%
DFSI Dimensional Int Sus COR1 ETF 0.07% 9,100 $359K No change
IJS iShares S&P Small-Cap 600 Va 0.07% 3,466 $345K No change
IWV iShares Russell 3000 ETF 0.07% 967 $339K No change
UNH Unitedhealth Group Inc. 0.07% 1,078 $336K Reduce -15.7%
META Meta Platforms Inc. Class A 0.06% 442 $326K New
CTAS Cintas Corp. 0.06% 1,441 $321K No change
NFLX Netflix Inc. 0.06% 235 $315K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.06% 1,100 $314K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 1,041 $307K No change
LKQ LKQ Corp. 0.06% 7,600 $281K No change
WMT Walmart Inc. 0.05% 2,863 $280K Reduce -8.2%
CHRW C.H. Robinson Worldwide Inc. 0.05% 2,850 $273K Reduce -5.0%
JNJ Johnson & Johnson 0.05% 1,788 $273K No change
PLTR Palantir Technologies Inc. Class A 0.05% 2,000 $273K New
JPM JPMorgan Chase & Co. 0.05% 908 $263K No change
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.04% 4,964 $229K No change
VEU Vanguard Ftse All-World Ex-U 0.04% 3,410 $229K No change
MLPX Global X MLP & Energy Infras 0.04% 3,200 $201K No change

Portfolio Sells Q1 2025 → Q2 2025
SCHO Schwab Short-Term US Treas Reduce -1.8% 4.37% −0.47
BILS SS Spdrb B 3-12M T-Bill ETF Reduce -11.6% 1.82% −0.42
SCHP Schwab U.S. Tips ETF Reduce -4.3% 2.58% −0.38
IAU iShares Gold Trust Reduce -23.6% 0.91% −0.32
DUSB Dimension Ultrashort Fi ETF Reduce -3.2% 2.08% −0.26
DFAC Dimensional US Core Equity 2 Reduce -1.0% 21.10% −0.25
DFUV Dimensional US Marketwide Va Reduce -1.3% 2.51% −0.19
GLD SPDR Gold Shares Reduce -59.6% 0.10% −0.15
VTES Vanguard SH Term Tax-Ex Bond Reduce -7.8% 0.77% −0.13
VTIP Vanguard Short-Term Tips Reduce -9.9% 0.49% −0.10
IBIT iShares Bitcoin Trust ETF Reduce -52.1% 0.12% −0.09
UNH Unitedhealth Group Inc. Reduce -15.7% 0.07% −0.08
DUHP Dimensional US High Profi Et Reduce -4.6% 1.15% −0.07
MSTR Strategy Inc. Sold out 0.00% −0.06
HD Home Depot Inc. Sold out 0.00% −0.05
VGIT Vanguard Intermediate-Term T Reduce -0.7% 0.47% −0.04
DFAS Dimensional US Small Cap ETF Reduce -1.6% 0.94% −0.03
IWN iShares Russell 2000 Value E Reduce -8.6% 0.24% −0.03
QIS Simplify Multi-Qis Alt ETF Reduce -11.7% 0.10% −0.03
DFSV Dimensional US Small Cap Val Reduce -1.9% 0.33% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -4.5% 0.55% −0.02
DFIV Dimensional International Va Reduce -0.8% 1.56% −0.01
CHRW C.H. Robinson Worldwide Inc. Reduce -5.0% 0.05% −0.01
VCSH Vanguard S/T Corp. Bond ETF Reduce -5.6% 0.07% −0.01
WMT Walmart Inc. Reduce -8.2% 0.05% −0.00
DISV Dimensional International SM Reduce -0.5% 0.21% +0.01
DFUS Dimensional US Eq MKT ETF Reduce -0.1% 1.46% +0.03
DFAX Dimensional World Ex US Core Reduce -1.2% 8.40% +0.15

Portfolio Buys Q1 2025 → Q2 2025
SGOV iShares 0-3 Month Treasury B Add +44.9% 6.14% +1.53
CDX Simplify High Yield ETF New 1.14% +1.14
VTI VG Morningstar TS MKT ETF-US Add +9.7% 5.09% +0.52
DCOR Dimensional US Core Eq 1 ETF Add +17.9% 2.67% +0.41
DFAI Dimensional International Co. Add +50.0% 0.54% +0.19
TSLA Tesla Inc. Add +68.2% 0.31% +0.15
SUB iShares Short-Term National Add +70.0% 0.41% +0.15
VXUS Vanguard Total Intl Stock Add +9.5% 1.17% +0.13
META Meta Platforms Inc. Class A New 0.06% +0.06
NFLX Netflix Inc. New 0.06% +0.06
PLTR Palantir Technologies Inc. Class A New 0.05% +0.05
DFAU Dimensional US Core Equity M Add +10.6% 0.48% +0.05
DIHP Dimensional International Hi Add +10.0% 0.34% +0.03
VGT Vanguard Info Tech ETF Add +0.6% 0.22% +0.03
AMZN Amazon.com Inc. Add +0.8% 0.34% +0.02
IVV iShares Core S&P 500 ETF Add +5.5% 0.33% +0.02
DFIC Dimensional International Co. Add +1.7% 0.34% +0.01
DFEM Dimensional Emrg MRKT Core Add +2.8% 0.25% +0.01
GOOG Alphabet Inc. Class C Add +0.1% 0.15% +0.01
GOOGL Alphabet Inc. Class A Add +0.1% 0.10% +0.00
SPSB SS SPDR P St C Corp. ETF Add +12.9% 0.10% +0.00
DFAE Dimensional Emerging Core Eq Add +0.2% 0.09% +0.00
MUB iShares National Muni Bond E Add +5.2% 0.14% −0.01
CVX Chevron Corp. Add +0.1% 0.12% −0.03
SPTS SS SPDR P St Term TSY ETF Add +0.3% 0.45% −0.04
DFAT Dimensional US Target Value Add +1.6% 2.56% −0.06
DFIP Dimensional Inflation-Protec Add +0.5% 0.67% −0.06
STIP iShares 0-5 Year Tips Bond E Add +2.0% 0.99% −0.07
VGSH Vanguard Short-Term Treasury Add +0.1% 0.95% −0.08
VTEB Vanguard Tax-Exempt Bond ETF Add +0.2% 1.67% −0.17
SCHR Schwab Intermediate-Term US Add +0.0% 3.09% −0.25
DFSD Dimensional Short Duration Add +3.2% 8.98% −0.40
CTA Simplify Managed Futures St Add +0.9% 2.07% −0.40

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$634.5MDFAC, DFAX, DFSD, VTI, VBIL
Q1 2026 110$607.1MDFAC, DFAX, DFSD, VTI, VBIL
Q4 2025 97$580.2MDFAC, DFAX, DFSD, VTI, CDX
Q3 2025 94$546.7MDFAC, DFSD, DFAX, SGOV, VTI
Q2 2025 93$511.8MDFAC, DFSD, DFAX, SGOV, VTI
Q1 2025 91$470.3MDFAC, DFSD, DFAX, SCHO, SGOV
Q4 2024 93$459.6MDFAC, DFAX, DFSD, SCHO, VTI
Q3 2024 91$452.3MDFAC, DFAX, DFSD, SCHO, VTI
Q2 2024 84$416.6MDFAC, DFAX, SCHO, DFSD, VTI
Q1 2024 82$368.3MDFAC, DFAX, SCHO, BILS, VTI