Altiora Financial Group, LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 10, 2026), Altiora Financial Group, LLC reported 112 stock positions worth $634.5 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 20.2% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 8.5%) and Dimensional Short Duration (DFSD, 6.6%). Compared with Q1 2026, it opened 7 new positions, sold out of 5, added to 37 and reduced 33. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +13%) and the biggest sale iShares 0-3 Month Treasury B (SGOV, shares −60%).

Most Recent 13F
Q2 2026
Location
LEBANON, OH
CIK
0001986156
Portfolio Value
$634.5M (Q2 2026)
SEC Filing
0001986156-26-000004 ↗ filed Aug 10, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $368.3M Q1 2024 Q2 2024: $416.6M Q2 2024 Q3 2024: $452.3M Q3 2024 Q4 2024: $459.6M Q4 2024 Q1 2025: $470.3M Q1 2025 Q2 2025: $511.8M Q2 2025 Q3 2025: $546.7M Q3 2025 Q4 2025: $580.2M Q4 2025 Q1 2026: $607.1M Q1 2026 Q2 2026: $634.5M $634.5M Q2 2026

Holdings 112 stocks · $634.5M
DFAC Dimensional US Core Equity 2 20.18% 2,886,811 $128.1M Reduce -0.1%
DFAX Dimensional World Ex US Core 8.53% 1,468,984 $54.1M Add +1.5%
DFSD Dimensional Short Duration 6.60% 876,910 $41.9M Reduce -4.9%
VTI VG Morningstar TS MKT ETF-US 5.95% 101,977 $37.7M Add +13.3%
VBIL Vanguard 0-3M T-Bill ETF 5.70% 477,767 $36.2M Add +27.0%
DCOR Dimensional US Core Eq 1 ETF 2.88% 223,160 $18.3M Add +0.1%
SCHR Schwab Intermediate-Term US 2.67% 687,514 $17.0M Add +5.3%
DFAT Dimensional US Target Value 2.59% 234,704 $16.4M Reduce -0.1%
VTEB Vanguard Tax-Exempt Bond ETF 2.54% 318,638 $16.1M Add +18.0%
DFUV Dimensional US Marketwide Va 2.42% 279,469 $15.4M Reduce -0.0%
BOXX Alpha Architect 1-3 MNTH Box 2.10% 113,970 $13.3M Add +20.0%
CTA Simplify Managed Futures St 2.06% 503,393 $13.1M Reduce -20.1%
CDX Simplify High Yield ETF 1.91% 572,852 $12.1M Reduce -36.3%
SCHP Schwab U.S. Tips ETF 1.82% 435,988 $11.6M Reduce -14.0%
SUB iShares Short-Term National 1.66% 98,775 $10.5M Reduce -3.4%
DFIV Dimensional International Va 1.55% 182,333 $9.8M Reduce -1.6%
DFUS Dimensional US Eq MKT ETF 1.44% 111,570 $9.1M No change
VXUS Vanguard Total Intl Stock 1.41% 104,712 $9.0M Add +11.9%
VTES Vanguard SH Term Tax-Ex Bond 1.40% 87,674 $8.9M Add +17.7%
VGSH Vanguard Short-Term Treasury 1.38% 150,390 $8.8M Add +0.8%
VGIT Vanguard Intermediate-Term T 1.35% 145,256 $8.6M Add +29.7%
SGOV iShares 0-3 Month Treasury B 1.27% 80,209 $8.1M Reduce -59.7%
SCHO Schwab Short-Term US Treas 1.27% 333,017 $8.0M Reduce -1.5%
DUHP Dimensional US High Profi Et 0.93% 141,876 $5.9M Reduce -12.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.91% 67,274 $5.8M Reduce -14.3%
DFAS Dimensional US Small Cap ETF 0.88% 67,906 $5.6M Reduce -0.1%
STIP iShares 0-5 Year Tips Bond E 0.83% 51,816 $5.3M Add +1.6%
BILS SS Spdrb B 3-12M T-Bill ETF 0.82% 52,463 $5.2M Reduce -7.5%
DUSB Dimension Ultrashort Fi ETF 0.82% 102,137 $5.2M Reduce -6.5%
VTEC Vanguard Ca Tax-Ex Bond 0.79% 50,000 $5.0M No change
IAU iShares Gold Trust 0.77% 64,394 $4.9M No change
DFAI Dimensional International Co. 0.68% 105,182 $4.3M Add +0.2%
DBMF Imgp Dbi MFT STR ETF-Usd Inc. 0.64% 133,389 $4.1M Add +90.0%
DFAU Dimensional US Core Equity M 0.56% 68,359 $3.5M Add +0.2%
DFIP Dimensional Inflation-Protec 0.51% 78,994 $3.3M Add +0.5%
DIHP Dimensional International Hi 0.50% 93,873 $3.2M Reduce -8.1%
ITOT iShares Core S&P Total U.S. 0.47% 18,130 $3.0M Add +1.2%
AAPL Apple Inc. 0.46% 10,181 $2.9M No change
IVV iShares Core S&P 500 ETF 0.44% 3,725 $2.8M Reduce -1.4%
MSFT Microsoft Corp. 0.41% 7,040 $2.6M No change
VTIP Vanguard Short-Term Tips 0.41% 51,569 $2.6M Add +35.1%
TSLA Tesla Inc. 0.38% 5,795 $2.4M Add +14.1%
GOVT iShares US Treasury Bond ETF 0.34% 94,459 $2.2M Reduce -11.5%
IWN iShares Russell 2000 Value E 0.27% 7,831 $1.7M No change
SCHJ Schwab 1-5 YR Corp. BND ETF 0.27% 69,420 $1.7M No change
DFIC Dimensional International Co. 0.26% 44,944 $1.7M Add +0.9%
SBAR Simplify Barrier Income ETF 0.24% 58,291 $1.5M Reduce -7.9%
GOOG Alphabet Inc. Class C 0.23% 4,187 $1.5M Add +0.0%
AMZN Amazon.com Inc. 0.23% 6,154 $1.5M Reduce -0.2%
DISV Dimensional International SM 0.20% 31,617 $1.3M Add +1.5%
DFSU Dimensional US Sus CORE1 ETF 0.19% 26,000 $1.2M No change
VPU Vanguard Utilities ETF 0.17% 5,650 $1.1M No change
DFEM Dimensional Emrg MRKT Core 0.17% 26,911 $1.1M Add +0.2%
LLY Eli Lilly & Co. 0.17% 898 $1.1M Add +0.3%
SPTS SS SPDR P St Term TSY ETF 0.17% 36,813 $1.1M Reduce -42.9%
GOOGL Alphabet Inc. Class A 0.17% 2,959 $1.1M Add +0.7%
VCRB Vanguard Core Bond ETF 0.16% 13,002 $1.0M New
DFEV Dimensional Emrg MRKT Val 0.15% 22,676 $968K No change
BAC Bank of America Corp. 0.13% 15,010 $855K No change
COST Costco Wholesale Corp. 0.13% 877 $820K Reduce -0.2%
DFAE Dimensional Emerging Core Eq 0.13% 19,999 $804K Add +0.2%
MUB iShares National Muni Bond E 0.12% 7,103 $764K Add +0.3%
MLPX Global X MLP & Energy Infras 0.11% 9,848 $725K Add +2.6%
VTV Vanguard Mrngstr Val ETF-Aui 0.11% 3,298 $719K No change
BILL Bill Holdings Inc. 0.11% 19,000 $687K No change
CVX Chevron Corp. 0.11% 4,112 $682K No change
VEA Vanguard Ftse Developed ETF 0.11% 9,400 $670K No change
KMLM Kraneshares MT LC MN FT Id S 0.10% 23,975 $660K Add +47.5%
VSS Vanguard Ftse All Wo X-US SC 0.09% 3,748 $578K No change
GLD SPDR Gold Shares 0.09% 1,560 $575K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.09% 737 $550K Reduce -26.0%
IDEV iShares Core MSCI Dev MKTS 0.09% 6,173 $549K Reduce -0.1%
AVIV Avantis Intl LRG Cap Val ETF 0.08% 6,800 $526K No change
SCMB Schwab Municipal Bond ETF 0.08% 20,000 $516K No change
SPSB SS SPDR P St C Corp. ETF 0.08% 17,050 $512K Add +1.1%
VB Vanguard Most SM-Cap ETF-Usd 0.08% 1,603 $486K No change
QQQ Invesco QQQ Trust Series 1 0.07% 645 $475K Add +11.0%
IJS iShares S&P Small-Cap 600 Va 0.07% 3,466 $474K No change
FOXY Simplify Currency Strtgy ETF 0.07% 15,251 $454K Add +16.6%
AVLV Avantis US Large Cap Value 0.07% 4,890 $446K No change
SPCX Space Exploration Techn Class A 0.07% 2,594 $443K New
CAT Caterpillar Inc. 0.07% 406 $432K Add +1.5%
UNH Unitedhealth Group Inc. 0.07% 1,038 $431K Reduce -1.1%
IJH iShares Core S&P Midcap ETF 0.07% 5,549 $428K No change
BSV Vanguard Short-Term Bond ETF 0.07% 5,478 $427K Reduce -27.4%
DFSI Dimensional Int Sus COR1 ETF 0.06% 9,100 $410K No change
IWV iShares Russell 3000 ETF 0.06% 953 $406K No change
JNJ Johnson & Johnson 0.06% 1,593 $405K Reduce -10.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.06% 1,100 $378K No change
PG The Procter & Gamble Co. 0.06% 2,563 $376K Reduce -1.0%
VCSH Vanguard S/T Corp. Bond ETF 0.06% 4,608 $364K Reduce -1.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.06% 1,441 $350K No change
IUSG iShares Core S&P U.S. Growth 0.05% 1,695 $319K Reduce -7.4%
KLAC KLA Corp. 0.05% 1,000 $302K New
VEU Vanguard Ftse All-World Ex-U 0.04% 3,410 $286K No change
WMT Walmart Inc. 0.04% 2,448 $277K Add +0.7%
JPM JPMorgan Chase & Co. 0.04% 847 $277K Add +1.4%
NVDA Nvidia Corp. 0.04% 1,381 $276K Add +3.2%
BND Vanguard Total Bond Market 0.04% 3,560 $261K New
SPYG SS SPDR P S&P 500 Growth ETF 0.04% 2,158 $257K No change
VOO Vanguard S&P 500 ETF 0.04% 367 $252K Reduce -0.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.04% 892 $251K No change
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.04% 4,964 $229K No change
VIG Vanguard Dividend Apprec ETF 0.04% 965 $228K No change
NEM Newmont Corp. 0.04% 2,432 $227K No change
IBIT iShares Bitcoin Trust ETF 0.04% 6,800 $226K Reduce -47.5%
IEMG iShares Core MSCI Emerging 0.03% 2,600 $215K New
B Barrick Mining Corp. 0.03% 5,840 $215K No change
XOM Exxon Mobil Corp. 0.03% 1,567 $214K Add +1.0%
AVGO Broadcom Inc. 0.03% 548 $207K New
AEM Agnico Eagle Mines Ltd. 0.03% 1,296 $201K No change
CTAS Cintas Corp. 0.03% 1,178 $200K New

Portfolio Sells Q1 2026 → Q2 2026
SGOV iShares 0-3 Month Treasury B Reduce -59.7% 1.27% −2.03
CDX Simplify High Yield ETF Reduce -36.3% 1.91% −1.25
CTA Simplify Managed Futures St Reduce -20.1% 2.06% −1.08
HIGH Simplify Enhanced Income ETF Sold out 0.00% −0.81
DFSD Dimensional Short Duration Reduce -4.9% 6.60% −0.68
SCHP Schwab U.S. Tips ETF Reduce -14.0% 1.82% −0.40
SPTS SS SPDR P St Term TSY ETF Reduce -42.9% 0.17% −0.14
SUB iShares Short-Term National Reduce -3.4% 1.66% −0.14
BILS SS Spdrb B 3-12M T-Bill ETF Reduce -7.5% 0.82% −0.11
DUSB Dimension Ultrashort Fi ETF Reduce -6.5% 0.82% −0.10
SCHO Schwab Short-Term US Treas Reduce -1.5% 1.27% −0.08
MCHI iShares MSCI China ETF Sold out 0.00% −0.07
GOVT iShares US Treasury Bond ETF Reduce -11.5% 0.34% −0.06
DFIV Dimensional International Va Reduce -1.6% 1.55% −0.06
IBIT iShares Bitcoin Trust ETF Reduce -47.5% 0.04% −0.05
DUHP Dimensional US High Profi Et Reduce -12.3% 0.93% −0.05
META Meta Platforms Inc. Class A Sold out 0.00% −0.04
DIHP Dimensional International Hi Reduce -8.1% 0.50% −0.04
NFLX Netflix Inc. Sold out 0.00% −0.04
VT Vanguard Tot World STK ETF Sold out 0.00% −0.03
BSV Vanguard Short-Term Bond ETF Reduce -27.4% 0.07% −0.03
VUG Vanguard Mrngstar GR ETF-Sui Reduce -14.3% 0.91% −0.03
SBAR Simplify Barrier Income ETF Reduce -7.9% 0.24% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -26.0% 0.09% −0.02
COST Costco Wholesale Corp. Reduce -0.2% 0.13% −0.01
JNJ Johnson & Johnson Reduce -10.9% 0.06% −0.01
VCSH Vanguard S/T Corp. Bond ETF Reduce -1.4% 0.06% −0.00
PG The Procter & Gamble Co. Reduce -1.0% 0.06% −0.00
IDEV iShares Core MSCI Dev MKTS Reduce -0.1% 0.09% +0.00
VOO Vanguard S&P 500 ETF Reduce -0.5% 0.04% +0.00
IUSG iShares Core S&P U.S. Growth Reduce -7.4% 0.05% +0.00
AMZN Amazon.com Inc. Reduce -0.2% 0.23% +0.02
UNH Unitedhealth Group Inc. Reduce -1.1% 0.07% +0.02
IVV iShares Core S&P 500 ETF Reduce -1.4% 0.44% +0.03
DFAS Dimensional US Small Cap ETF Reduce -0.1% 0.88% +0.08
DFAT Dimensional US Target Value Reduce -0.1% 2.59% +0.17
DFUV Dimensional US Marketwide Va Reduce -0.0% 2.42% +0.19
DFAC Dimensional US Core Equity 2 Reduce -0.1% 20.18% +1.68

Portfolio Buys Q1 2026 → Q2 2026
VTI VG Morningstar TS MKT ETF-US Add +13.3% 5.95% +1.19
VBIL Vanguard 0-3M T-Bill ETF Add +27.0% 5.70% +1.01
DFAX Dimensional World Ex US Core Add +1.5% 8.53% +0.43
VTEB Vanguard Tax-Exempt Bond ETF Add +18.0% 2.54% +0.32
DBMF Imgp Dbi MFT STR ETF-Usd Inc. Add +90.0% 0.64% +0.29
BOXX Alpha Architect 1-3 MNTH Box Add +20.0% 2.10% +0.28
VGIT Vanguard Intermediate-Term T Add +29.7% 1.35% +0.25
DCOR Dimensional US Core Eq 1 ETF Add +0.1% 2.88% +0.24
VXUS Vanguard Total Intl Stock Add +11.9% 1.41% +0.22
VTES Vanguard SH Term Tax-Ex Bond Add +17.7% 1.40% +0.16
VCRB Vanguard Core Bond ETF New 0.16% +0.16
VTIP Vanguard Short-Term Tips Add +35.1% 0.41% +0.09
TSLA Tesla Inc. Add +14.1% 0.38% +0.07
SPCX Space Exploration Techn Class A New 0.07% +0.07
DFAU Dimensional US Core Equity M Add +0.2% 0.56% +0.05
ITOT iShares Core S&P Total U.S. Add +1.2% 0.47% +0.05
KLAC KLA Corp. New 0.05% +0.05
BND Vanguard Total Bond Market New 0.04% +0.04
GOOG Alphabet Inc. Class C Add +0.0% 0.23% +0.04
LLY Eli Lilly & Co. Add +0.3% 0.17% +0.03
IEMG iShares Core MSCI Emerging New 0.03% +0.03
AVGO Broadcom Inc. New 0.03% +0.03
CTAS Cintas Corp. New 0.03% +0.03
KMLM Kraneshares MT LC MN FT Id S Add +47.5% 0.10% +0.03
GOOGL Alphabet Inc. Class A Add +0.7% 0.17% +0.03
CAT Caterpillar Inc. Add +1.5% 0.07% +0.02
QQQ Invesco QQQ Trust Series 1 Add +11.0% 0.07% +0.02
DFEM Dimensional Emrg MRKT Core Add +0.2% 0.17% +0.02
DFAE Dimensional Emerging Core Eq Add +0.2% 0.13% +0.02
DFAI Dimensional International Co. Add +0.2% 0.68% +0.01
FOXY Simplify Currency Strtgy ETF Add +16.6% 0.07% +0.01
NVDA Nvidia Corp. Add +3.2% 0.04% +0.01
DFIC Dimensional International Co. Add +0.9% 0.26% +0.00
JPM JPMorgan Chase & Co. Add +1.4% 0.04% +0.00
DISV Dimensional International SM Add +1.5% 0.20% −0.00
MLPX Global X MLP & Energy Infras Add +2.6% 0.11% −0.00
SPSB SS SPDR P St C Corp. ETF Add +1.1% 0.08% −0.00
MUB iShares National Muni Bond E Add +0.3% 0.12% −0.00
WMT Walmart Inc. Add +0.7% 0.04% −0.01
SCHR Schwab Intermediate-Term US Add +5.3% 2.67% −0.01
XOM Exxon Mobil Corp. Add +1.0% 0.03% −0.01
DFIP Dimensional Inflation-Protec Add +0.5% 0.51% −0.03
STIP iShares 0-5 Year Tips Bond E Add +1.6% 0.83% −0.03
VGSH Vanguard Short-Term Treasury Add +0.8% 1.38% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$634.5MDFAC, DFAX, DFSD, VTI, VBIL
Q1 2026 110$607.1MDFAC, DFAX, DFSD, VTI, VBIL
Q4 2025 97$580.2MDFAC, DFAX, DFSD, VTI, CDX
Q3 2025 94$546.7MDFAC, DFSD, DFAX, SGOV, VTI
Q2 2025 93$511.8MDFAC, DFSD, DFAX, SGOV, VTI
Q1 2025 91$470.3MDFAC, DFSD, DFAX, SCHO, SGOV
Q4 2024 93$459.6MDFAC, DFAX, DFSD, SCHO, VTI
Q3 2024 91$452.3MDFAC, DFAX, DFSD, SCHO, VTI
Q2 2024 84$416.6MDFAC, DFAX, SCHO, DFSD, VTI
Q1 2024 82$368.3MDFAC, DFAX, SCHO, BILS, VTI