Certuity, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 29, 2025), Certuity, LLC reported 383 stock positions worth $920.7 million. Its top holding was Citigroup (C) at 6.4% of the portfolio, followed by General Electric (GE, 5.5%) and Apple (AAPL, 4.6%). Compared with Q3 2024, it opened 60 new positions, sold out of 36, added to 176 and reduced 124. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +59%) and the biggest sale Wisdomtree Floating Rate Tre (USFR, shares −98%).
- Most Recent 13F
- Q2 2026
- Location
- NORTH PALM BEACH, FL
- CIK
- 0001800752
- Portfolio Value
- $920.7M (Q4 2024)
- SEC Filing
- 0001172661-25-000408 ↗ filed Jan 29, 2025
Holdings Value
Holdings 383 stocks · $920.7M
| C Citigroup Inc. | 6.43% | 841,615 | $59.2M | Add +0.2% |
| GE General Electric filed as GE AEROSPACE | 5.52% | 304,780 | $50.8M | Reduce -1.3% |
| AAPL Apple Inc. | 4.61% | 169,357 | $42.4M | Add +5.7% |
| IVV iShares Core S&P 500 ETF | 4.38% | 68,445 | $40.3M | Add +59.3% |
| NVDA Nvidia Corp. | 3.87% | 264,441 | $35.6M | Add +12.1% |
| OMF Onemain Holdings Inc. | 2.83% | 500,001 | $26.1M | Add +0.0% |
| MS Morgan Stanley | 2.77% | 203,121 | $25.5M | Add +0.3% |
| MU Micron Technology Inc. | 2.41% | 264,039 | $22.2M | Reduce -0.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 2.39% | 500,718 | $22.0M | Add +0.5% |
| WFC Wells Fargo & Co. | 2.38% | 312,620 | $22.0M | Add +1.9% |
| PNC PNC Financial Services Group | 2.22% | 106,193 | $20.5M | Add +2.7% |
| MSFT Microsoft Corp. | 2.15% | 46,952 | $19.8M | Reduce -4.1% |
| QQQ Invesco QQQ Trust Series 1 | 2.08% | 37,451 | $19.1M | Reduce -12.0% |
| AMZN Amazon.com Inc. | 1.91% | 80,101 | $17.6M | Reduce -11.1% |
| SCHG Schwab US Large-Cap Growth | 1.68% | 554,235 | $15.4M | Add +27.8% |
| NFRA NT GLBL BRD Infra ETF | 1.60% | 271,415 | $14.7M | No change |
| DGRW Wisdomtree U.S. Quality Divi | 1.46% | 166,080 | $13.4M | Add +41.0% |
| GOOGL Alphabet Inc. Class A | 1.42% | 69,008 | $13.1M | Add +1.4% |
| IWD iShares Russell 1000 Value E | 1.32% | 65,633 | $12.2M | Add +59.7% |
| F Ford Motor Co. filed as FORD MTR CO | 1.24% | 1,154,811 | $11.4M | Reduce -0.6% |
| JPM JPMorgan Chase & Co. | 1.21% | 46,456 | $11.1M | Reduce -6.4% |
| XOM Exxon Mobil Corp. | 1.21% | 103,149 | $11.1M | Add +5.8% |
| FCX Freeport-McMoran Inc. | 1.05% | 254,873 | $9.7M | Add +0.8% |
| VZ Verizon Communications Inc. | 0.97% | 223,329 | $8.9M | Reduce -0.8% |
| OBDE Blue Owl Capital Corp. III | 0.96% | 615,085 | $8.9M | Add +99.8% |
| FLG Flagstar Bank NA | 0.93% | 921,711 | $8.6M | Reduce -25.9% |
| ABR Arbor Realty Trust Inc. | 0.90% | 600,000 | $8.3M | No change |
| TSLA Tesla Inc. | 0.88% | 20,041 | $8.1M | Add +18.0% |
| META Meta Platforms Inc. Class A | 0.84% | 13,244 | $7.7M | Add +11.1% |
| BMY Bristol-Myers Squibb Co. | 0.83% | 134,632 | $7.6M | Reduce -10.5% |
| IYW iShares Ustechnology ETF | 0.83% | 47,716 | $7.6M | Add +28.9% |
| IJR iShares Core S&P Small-Cap E | 0.80% | 63,616 | $7.3M | Add +22.6% |
| IWF iShares Russell 1000 Growth | 0.77% | 17,547 | $7.0M | Reduce -4.0% |
| T AT&T Inc. | 0.73% | 295,891 | $6.7M | Add +2.2% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.72% | 205,325 | $6.6M | Reduce -14.7% |
| GEV GE Vernova Inc. | 0.65% | 18,322 | $6.0M | Reduce -3.9% |
| BA The Boeing Co. | 0.64% | 33,505 | $5.9M | Add +2118.9% |
| GOOG Alphabet Inc. Class C | 0.64% | 30,770 | $5.9M | Reduce -14.7% |
| VOO Vanguard S&P 500 ETF | 0.57% | 9,788 | $5.3M | Reduce -41.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.53% | 10,736 | $4.9M | Add +8.1% |
| PANW Palo Alto Networks Inc. | 0.52% | 26,146 | $4.8M | Reduce -12.4% |
| LLY Eli Lilly & Co. | 0.48% | 5,676 | $4.4M | Add +107.1% |
| AVGO Broadcom Inc. | 0.47% | 18,833 | $4.4M | Add +31.7% |
| IWM iShares Russell 2000 ETF | 0.47% | 19,437 | $4.3M | Reduce -5.1% |
| PFE Pfizer Inc. | 0.43% | 150,810 | $4.0M | Add +170.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.41% | 6,446 | $3.8M | Reduce -50.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.40% | 12,582 | $3.6M | Add +9.0% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.40% | 34,331 | $3.6M | Add +1.5% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.39% | 70,252 | $3.6M | Add +75.9% |
| ANET Arista Networks Inc. | 0.39% | 32,339 | $3.6M | Reduce -6.7% |
| TYG Tortoise Energy Infrastruct | 0.39% | 85,000 | $3.6M | No change |
| XLV SS Health Care Select Sector | 0.38% | 25,541 | $3.5M | Add +13.8% |
| V Visa Inc. Class A | 0.38% | 11,039 | $3.5M | Reduce -12.0% |
| IWV iShares Russell 3000 ETF | 0.38% | 10,355 | $3.5M | Add +0.2% |
| INTC Intel Corp. | 0.36% | 164,285 | $3.3M | Reduce -2.4% |
| CVX Chevron Corp. | 0.33% | 21,040 | $3.0M | Reduce -0.3% |
| NFLX Netflix Inc. | 0.32% | 3,276 | $2.9M | Add +65.5% |
| MA Mastercard Inc. Class A | 0.30% | 5,231 | $2.8M | Reduce -65.4% |
| VGT Vanguard Info Tech ETF | 0.29% | 4,345 | $2.7M | Reduce -34.0% |
| IWB iShares Russell 1000 ETF | 0.29% | 8,364 | $2.7M | Add +0.0% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.29% | 51,437 | $2.7M | Add +1.5% |
| SHOP Shopify Inc. Class A | 0.28% | 24,217 | $2.6M | Add +21.0% |
| CSCO Cisco Systems Inc. | 0.28% | 43,186 | $2.6M | Reduce -12.5% |
| PG The Procter & Gamble Co. | 0.26% | 14,409 | $2.4M | Add +5.8% |
| RF Regions Financial Corp. | 0.26% | 102,475 | $2.4M | Add +0.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.26% | 5,824 | $2.4M | Add +4.2% |
| SCHF Schwab Intl Equity ETF | 0.26% | 126,887 | $2.3M | Add +1.6% |
| WMT Walmart Inc. | 0.25% | 25,888 | $2.3M | Add +12.6% |
| CART Maplebear Inc. | 0.25% | 56,435 | $2.3M | Add +67.8% |
| CRM Salesforce Inc. | 0.25% | 6,898 | $2.3M | Reduce -2.4% |
| CAT Caterpillar Inc. | 0.24% | 6,036 | $2.2M | Add +66.5% |
| ABBV Abbvie Inc. | 0.23% | 11,964 | $2.1M | Add +82.8% |
| VEA Vanguard Ftse Developed ETF | 0.23% | 44,260 | $2.1M | Reduce -19.8% |
| SYF Synchrony Financial | 0.23% | 31,998 | $2.1M | Add +3.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.22% | 4,726 | $2.0M | Reduce -58.0% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.22% | 21,990 | $2.0M | Reduce -42.7% |
| JNJ Johnson & Johnson | 0.22% | 13,777 | $2.0M | Reduce -12.9% |
| ADBE Adobe Inc. | 0.22% | 4,467 | $2.0M | Add +25.3% |
| CMCSA Comcast Corp. Class A | 0.21% | 76,111 | $2.0M | Reduce -11.2% |
| MRK Merck & Co. Inc. | 0.21% | 19,481 | $1.9M | Add +30.7% |
| PBR Petroleo Brasileiro-Spon ADR | 0.21% | 150,000 | $1.9M | No change |
| COST Costco Wholesale Corp. | 0.21% | 2,084 | $1.9M | Add +64.2% |
| UPS United Parcel Service Class B | 0.19% | 13,518 | $1.7M | Add +3.3% |
| DBJP Xtrackers MSCI Japan Hedged | 0.18% | 22,468 | $1.7M | Reduce -13.5% |
| BKNG Booking Holdings Inc. | 0.18% | 334 | $1.7M | Reduce -4.8% |
| MCD McDonald's Corp. | 0.18% | 5,651 | $1.6M | Add +73.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.17% | 14,265 | $1.6M | Add +25.5% |
| TXN Texas Instruments Inc. | 0.17% | 8,425 | $1.6M | Reduce -16.1% |
| VGK Vanguard Ftse Europe ETF | 0.17% | 24,454 | $1.6M | Reduce -18.9% |
| AMP Ameriprise Financial Inc. | 0.17% | 2,875 | $1.5M | Add +58.0% |
| LRCX Lam Research Corp. | 0.16% | 20,590 | $1.5M | New |
| UNH Unitedhealth Group Inc. | 0.16% | 2,825 | $1.4M | Add +24.1% |
| COP Conocophillips | 0.15% | 13,790 | $1.4M | Reduce -3.2% |
| VONG Vanguard Russell 1000 Growth | 0.15% | 13,167 | $1.4M | Reduce -3.9% |
| DOW Dow Inc. | 0.14% | 33,256 | $1.3M | New |
| VRTX Vertex Pharmaceuticals Inc. | 0.14% | 3,302 | $1.3M | Reduce -12.7% |
| HD Home Depot Inc. | 0.14% | 3,361 | $1.3M | Add +20.7% |
| ORCL Oracle Corp. | 0.14% | 7,811 | $1.3M | Add +28.9% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.14% | 3,786 | $1.3M | Add +0.2% |
| IWC iShares Micro-Cap ETF | 0.14% | 9,890 | $1.3M | Add +0.3% |
Portfolio Sells Q3 2024 → Q4 2024
| USFR Wisdomtree Floating Rate Tre | Reduce -98.2% | 0.05% | −2.65 |
| GE General Electric | Reduce -1.3% | 5.52% | −0.77 |
| FLG Flagstar Bank NA | Reduce -25.9% | 0.93% | −0.57 |
| XLK SS Technology Select Sector | Reduce -91.6% | 0.05% | −0.57 |
| MU Micron Technology Inc. | Reduce -0.1% | 2.41% | −0.55 |
| MA Mastercard Inc. Class A | Reduce -65.4% | 0.30% | −0.51 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -50.6% | 0.41% | −0.40 |
| VOO Vanguard S&P 500 ETF | Reduce -41.2% | 0.57% | −0.38 |
| IQV Iqvia Holdings Inc. | Sold out | 0.00% | −0.34 |
| COO The Cooper Cos Inc. | Sold out | 0.00% | −0.32 |
| ETN Eaton Corp. PLC | Reduce -88.5% | 0.04% | −0.31 |
| SCHW Schwab (charles) Corp. | Sold out | 0.00% | −0.30 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -58.0% | 0.22% | −0.30 |
| STZ Constellation Brands Inc. Class A | Sold out | 0.00% | −0.28 |
| APH Amphenol Corp. Class A | Sold out | 0.00% | −0.28 |
| ADP Automatic Data Processing | Reduce -68.7% | 0.14% | −0.28 |
| AMT American Tower Corp. | Sold out | 0.00% | −0.25 |
| CDW CDW Corp. | Sold out | 0.00% | −0.25 |
| VXUS Vanguard Total Intl Stock | Sold out | 0.00% | −0.24 |
| ZTS Zoetis Inc. | Reduce -88.9% | 0.02% | −0.24 |
| TJX TJX Companies Inc. | Reduce -71.8% | 0.10% | −0.23 |
| ROP Roper Technologies Inc. | Reduce -86.5% | 0.03% | −0.22 |
| IT Gartner Inc. | Sold out | 0.00% | −0.17 |
| FICO Fair Isaac Corp. | Sold out | 0.00% | −0.17 |
| ECL Ecolab Inc. | Reduce -83.5% | 0.03% | −0.17 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -12.0% | 2.08% | −0.17 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -42.7% | 0.22% | −0.16 |
| MSFT Microsoft Corp. | Reduce -4.1% | 2.15% | −0.13 |
| VGT Vanguard Info Tech ETF | Reduce -34.0% | 0.29% | −0.12 |
| DJP Ipath Bloomberg Commodity Inc. | Reduce -14.7% | 0.72% | −0.12 |
| VZ Verizon Communications Inc. | Reduce -0.8% | 0.97% | −0.12 |
| ILMN Illumina Inc. | Sold out | 0.00% | −0.11 |
| CDNS Cadence Design SYS Inc. | Reduce -73.3% | 0.04% | −0.10 |
| VEA Vanguard Ftse Developed ETF | Reduce -19.8% | 0.23% | −0.09 |
| F Ford Motor Co. | Reduce -0.6% | 1.24% | −0.08 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.07 |
| INTC Intel Corp. | Reduce -2.4% | 0.36% | −0.07 |
| HOOD Robinhood Markets Inc. Class A | Reduce -72.9% | 0.05% | −0.07 |
| CMCSA Comcast Corp. Class A | Reduce -11.2% | 0.21% | −0.07 |
| REGN Regeneron Pharmaceuticals | Reduce -7.1% | 0.11% | −0.06 |
| VGK Vanguard Ftse Europe ETF | Reduce -18.9% | 0.17% | −0.06 |
| JNJ Johnson & Johnson | Reduce -12.9% | 0.22% | −0.06 |
| AMGN Amgen Inc. | Reduce -26.3% | 0.09% | −0.06 |
| IJH iShares Core S&P Midcap ETF | Reduce -51.3% | 0.05% | −0.05 |
| TXN Texas Instruments Inc. | Reduce -16.1% | 0.17% | −0.05 |
| AIO Virtus Artific Intel & Tech | Sold out | 0.00% | −0.05 |
| GSBD Goldman Sachs BDC Inc. | Sold out | 0.00% | −0.05 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -12.7% | 0.14% | −0.05 |
| KO The Coca-Cola Co. | Reduce -22.1% | 0.09% | −0.04 |
| DFAC Dimensional US Core Equity 2 | Sold out | 0.00% | −0.04 |
Portfolio Buys Q3 2024 → Q4 2024
| IVV iShares Core S&P 500 ETF | Add +59.3% | 4.38% | +1.70 |
| NVDA Nvidia Corp. | Add +12.1% | 3.87% | +0.76 |
| C Citigroup Inc. | Add +0.2% | 6.43% | +0.75 |
| BA The Boeing Co. | Add +2118.9% | 0.64% | +0.62 |
| AAPL Apple Inc. | Add +5.7% | 4.61% | +0.57 |
| WFC Wells Fargo & Co. | Add +1.9% | 2.38% | +0.51 |
| MS Morgan Stanley | Add +0.3% | 2.77% | +0.49 |
| OBDE Blue Owl Capital Corp. III | Add +99.8% | 0.96% | +0.49 |
| IWD iShares Russell 1000 Value E | Add +59.7% | 1.32% | +0.48 |
| SCHG Schwab US Large-Cap Growth | Add +27.8% | 1.68% | +0.46 |
| DGRW Wisdomtree U.S. Quality Divi | Add +41.0% | 1.46% | +0.40 |
| TSLA Tesla Inc. | Add +18.0% | 0.88% | +0.40 |
| OMF Onemain Holdings Inc. | Add +0.0% | 2.83% | +0.29 |
| PFE Pfizer Inc. | Add +170.6% | 0.43% | +0.26 |
| BAC Bank of America Corp. | Add +0.5% | 2.39% | +0.25 |
| IYW iShares Ustechnology ETF | Add +28.9% | 0.83% | +0.22 |
| LLY Eli Lilly & Co. | Add +107.1% | 0.48% | +0.21 |
| AVGO Broadcom Inc. | Add +31.7% | 0.47% | +0.21 |
| GOOGL Alphabet Inc. Class A | Add +1.4% | 1.42% | +0.20 |
| DGRS Wisdomtree U.S. Smallcap Qua | Add +75.9% | 0.39% | +0.17 |
| NFLX Netflix Inc. | Add +65.5% | 0.32% | +0.17 |
| LRCX Lam Research Corp. | New | 0.16% | +0.16 |
| PNC PNC Financial Services Group | Add +2.7% | 2.22% | +0.16 |
| DOW Dow Inc. | New | 0.14% | +0.14 |
| IJR iShares Core S&P Small-Cap E | Add +22.6% | 0.80% | +0.14 |
| SHOP Shopify Inc. Class A | Add +21.0% | 0.28% | +0.11 |
| CART Maplebear Inc. | Add +67.8% | 0.25% | +0.11 |
| META Meta Platforms Inc. Class A | Add +11.1% | 0.84% | +0.11 |
| ABBV Abbvie Inc. | Add +82.8% | 0.23% | +0.09 |
| COST Costco Wholesale Corp. | Add +64.2% | 0.21% | +0.09 |
| CAT Caterpillar Inc. | Add +66.5% | 0.24% | +0.08 |
| PLTR Palantir Technologies Inc. Class A | Add +27.1% | 0.13% | +0.08 |
| AMP Ameriprise Financial Inc. | Add +58.0% | 0.17% | +0.07 |
| ARCC Ares Capital Corp. | Add +181.9% | 0.11% | +0.07 |
| MCD McDonald's Corp. | Add +73.7% | 0.18% | +0.07 |
| HACK Amplify Cybersecurity ETF | Add +145.7% | 0.11% | +0.07 |
| SYF Synchrony Financial | Add +3.0% | 0.23% | +0.06 |
| BOTZ Global X Robotics & Artifici | Add +169.5% | 0.09% | +0.06 |
| ROBO Robo Global Robotics and Aut | New | 0.06% | +0.06 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +56.3% | 0.12% | +0.05 |
| DIS The Walt Disney Co. | Add +25.5% | 0.17% | +0.05 |
| WMT Walmart Inc. | Add +12.6% | 0.25% | +0.05 |
| ET Energy Transfer LP | New | 0.05% | +0.05 |
| BUG Global X Cybersecurity ETF | Add +116.9% | 0.09% | +0.05 |
| IBB iShares Biotechnology ETF | New | 0.05% | +0.05 |
| ACWI iShares MSCI Acwi ETF | New | 0.05% | +0.05 |
| APP AppLovin Corp. Class A | New | 0.05% | +0.05 |
| T AT&T Inc. | Add +2.2% | 0.73% | +0.04 |
| CHD Church & Dwight Co. Inc. | New | 0.04% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Add +9.0% | 0.40% | +0.04 |
Options Activity Q3 2024 → Q4 2024
| SPY SS SPDR S&P 500 ETF Trust-US | put | Sold out | 1,200 | $689Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 672 | $2.0B | MU, C, AAPL, VOO, GE |
| Q1 2026 | 656 | $1.5B | C, MU, VOO, AAPL, GE |
| Q4 2025 | 584 | $1.6B | OMF, C, MU, VOO, GE |
| Q3 2025 | 554 | $1.5B | OMF, C, VOO, GE, AAPL |
| Q2 2025 | 424 | $1.1B | C, OMF, GE, NVDA, IVV |
| Q1 2025 | 405 | $952.9M | C, GE, OMF, IVV, AAPL |
| Q4 2024 | 383 | $920.7M | C, GE, AAPL, IVV, NVDA |
| Q3 2024 | 359 | $925.4M | GE, C, AAPL, NVDA, MU |
| Q2 2024 | 356 | $1.3B | USFR, SPY, QQQ, GE, IVV |
| Q1 2024 | 328 | $1.1B | USFR, SPY, GE, QQQ, XOM |