Certuity, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), Certuity, LLC reported 584 stock positions worth $1.6 billion. Its top holding was Onemain (OMF) at 8.2% of the portfolio, followed by Citigroup (C, 6.2%) and Micron Technology (MU, 4.8%). Compared with Q3 2025, it opened 79 new positions, sold out of 49, added to 246 and reduced 209. The biggest buy was Micron Technology (MU, shares +0%) and the biggest sale Blue Owl Capital (OBDC, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- NORTH PALM BEACH, FL
- CIK
- 0001800752
- Portfolio Value
- $1.6B (Q4 2025)
- SEC Filing
- 0001172661-26-000396 ↗ filed Jan 30, 2026
Holdings Value
Holdings 584 stocks · $1.6B
| OMF Onemain Holdings Inc. | 8.21% | 1,930,764 | $130.4M | Reduce 0.0% |
| C Citigroup Inc. | 6.20% | 844,600 | $98.6M | Add +0.1% |
| MU Micron Technology Inc. | 4.85% | 269,749 | $77.0M | Add +0.2% |
| VOO Vanguard S&P 500 ETF | 4.46% | 113,015 | $70.9M | Add +5.9% |
| GE General Electric filed as GE AEROSPACE | 3.59% | 185,039 | $57.0M | Add +0.1% |
| AAPL Apple Inc. | 3.57% | 1,161,622 | $56.8M | Add +0.3% |
| NVDA Nvidia Corp. | 3.18% | 951,652 | $50.4M | Add +1.1% |
| IVV iShares Core S&P 500 ETF | 2.86% | 66,260 | $45.4M | Add +0.5% |
| MS Morgan Stanley | 2.28% | 204,438 | $36.3M | Add +0.3% |
| WFC Wells Fargo & Co. | 1.83% | 312,131 | $29.1M | Add +0.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.74% | 502,163 | $27.6M | Reduce -4.0% |
| MSFT Microsoft Corp. | 1.69% | 55,659 | $26.9M | Add +3.3% |
| FLG Flagstar Bank NA | 1.68% | 2,124,280 | $26.7M | No change |
| QQQ Invesco QQQ Trust Series 1 | 1.63% | 42,250 | $26.0M | Reduce -0.8% |
| GOOGL Alphabet Inc. Class A | 1.58% | 80,296 | $25.1M | Reduce -0.8% |
| SCHG Schwab US Large-Cap Growth | 1.52% | 740,884 | $24.2M | Add +26.2% |
| PNC PNC Financial Services Group | 1.34% | 102,083 | $21.3M | Reduce -5.6% |
| AMZN Amazon.com Inc. | 1.30% | 89,542 | $20.7M | Add +6.4% |
| F Ford Motor Co. filed as FORD MTR CO | 1.12% | 1,354,491 | $17.8M | Reduce -0.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.09% | 25,422 | $17.3M | Reduce -0.5% |
| NFRA NT GLBL BRD Infra ETF | 1.03% | 271,415 | $16.4M | No change |
| META Meta Platforms Inc. Class A | 0.88% | 21,251 | $14.0M | Add +4.6% |
| IWD iShares Russell 1000 Value E | 0.87% | 66,075 | $13.9M | Reduce -9.3% |
| GOOG Alphabet Inc. Class C | 0.87% | 794,792 | $13.8M | Reduce -0.0% |
| VZ Verizon Communications Inc. | 0.83% | 322,694 | $13.1M | Reduce -0.2% |
| FCX Freeport-McMoran Inc. | 0.81% | 253,848 | $12.9M | Reduce -0.6% |
| XOM Exxon Mobil Corp. | 0.78% | 103,371 | $12.4M | Reduce -1.4% |
| NOC Northrop Grumman Corp. | 0.76% | 21,229 | $12.1M | Reduce -0.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.76% | 35,851 | $12.0M | Add +2.9% |
| INTC Intel Corp. | 0.75% | 323,831 | $11.9M | Add +0.1% |
| DGRW Wisdomtree U.S. Quality Divi | 0.73% | 129,972 | $11.6M | Reduce -6.2% |
| BA The Boeing Co. | 0.60% | 44,012 | $9.6M | Add +0.2% |
| IYW iShares Ustechnology ETF | 0.58% | 46,350 | $9.3M | Reduce -1.4% |
| IJR iShares Core S&P Small-Cap E | 0.56% | 74,530 | $9.0M | Reduce -5.4% |
| IWF iShares Russell 1000 Growth | 0.54% | 18,156 | $8.6M | Reduce -1.6% |
| OBDC Blue Owl Capital Corp. | 0.50% | 640,315 | $8.0M | Reduce -15.7% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.48% | 204,390 | $7.7M | No change |
| TSLA Tesla Inc. | 0.48% | 16,864 | $7.6M | Reduce -2.9% |
| T AT&T Inc. | 0.46% | 293,190 | $7.3M | Add +0.1% |
| AVGO Broadcom Inc. | 0.43% | 19,704 | $6.8M | Add +0.6% |
| VEA Vanguard Ftse Developed ETF | 0.41% | 104,253 | $6.5M | Add +35.6% |
| PHYS Sprott Physical Gold Trust | 0.41% | 196,585 | $6.5M | No change |
| BMY Bristol-Myers Squibb Co. | 0.41% | 120,255 | $6.5M | Reduce -0.4% |
| PANW Palo Alto Networks Inc. | 0.39% | 33,566 | $6.2M | Add +2.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.39% | 12,287 | $6.2M | Add +4.7% |
| JPM JPMorgan Chase & Co. | 0.38% | 18,694 | $6.0M | Add +3.7% |
| IWM iShares Russell 2000 ETF | 0.37% | 23,711 | $5.8M | Add +0.1% |
| UBER Uber Technologies Inc. | 0.35% | 67,940 | $5.6M | Add +0.9% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.33% | 57,464 | $5.3M | Add +35.1% |
| BMNR Bitmine Immersion Technologi | 0.31% | 180,707 | $4.9M | Add +0.3% |
| ANET Arista Networks Inc. | 0.30% | 35,846 | $4.7M | Reduce -4.4% |
| ABR Arbor Realty Trust Inc. | 0.29% | 600,000 | $4.7M | No change |
| VGT Vanguard Info Tech ETF | 0.28% | 5,969 | $4.5M | Add +16.5% |
| CSCO Cisco Systems Inc. | 0.28% | 57,185 | $4.4M | Reduce -8.8% |
| V Visa Inc. Class A | 0.27% | 12,355 | $4.3M | Add +11.3% |
| XLV SS Health Care Select Sector | 0.26% | 26,551 | $4.1M | Reduce -10.7% |
| RIVN Rivian Automotive Inc. Class A | 0.26% | 207,836 | $4.1M | Reduce -0.1% |
| COST Costco Wholesale Corp. | 0.25% | 4,621 | $4.0M | Reduce -1.6% |
| IWV iShares Russell 3000 ETF | 0.25% | 10,263 | $4.0M | Add +0.2% |
| MA Mastercard Inc. Class A | 0.25% | 6,897 | $3.9M | Add +7.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.25% | 43,992 | $3.9M | Add +98.1% |
| GLD SPDR Gold Shares | 0.25% | 9,906 | $3.9M | Add +0.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.24% | 48,180 | $3.9M | New |
| VIOO Vanguard S&P Small-Cap 600 E | 0.24% | 34,787 | $3.9M | Add +1.3% |
| SHOP Shopify Inc. Class A | 0.24% | 23,365 | $3.8M | Add +0.5% |
| PFE Pfizer Inc. | 0.23% | 149,331 | $3.7M | Reduce -3.4% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.23% | 54,638 | $3.7M | Add +4.7% |
| LRCX Lam Research Corp. | 0.23% | 20,908 | $3.6M | Reduce -10.8% |
| SCHV Schwab US Large-Cap Value | 0.22% | 120,104 | $3.6M | Add +71.0% |
| DOW Dow Inc. | 0.22% | 151,557 | $3.5M | Reduce -0.8% |
| WMT Walmart Inc. | 0.22% | 31,697 | $3.5M | Add +1.0% |
| TYG Tortoise Energy Infrastruct | 0.22% | 85,000 | $3.5M | No change |
| CVX Chevron Corp. | 0.21% | 22,080 | $3.4M | Reduce -5.6% |
| NFLX Netflix Inc. | 0.21% | 34,594 | $3.3M | Reduce -10.4% |
| JNJ Johnson & Johnson | 0.20% | 15,106 | $3.1M | Reduce -1.0% |
| PLTR Palantir Technologies Inc. Class A | 0.19% | 16,878 | $3.0M | Add +3.6% |
| LLY Eli Lilly & Co. | 0.19% | 2,766 | $3.0M | Reduce -51.4% |
| IWB iShares Russell 1000 ETF | 0.19% | 7,957 | $3.0M | No change |
| PBR Petroleo Brasileiro-Spon ADR | 0.19% | 250,000 | $3.0M | No change |
| CAT Caterpillar Inc. | 0.19% | 5,147 | $2.9M | Add +1.1% |
| VRTX Vertex Pharmaceuticals Inc. | 0.18% | 6,439 | $2.9M | Add +17.1% |
| SYF Synchrony Financial | 0.18% | 34,828 | $2.9M | Add +2.8% |
| RF Regions Financial Corp. | 0.18% | 103,062 | $2.8M | Add +0.2% |
| ABBV Abbvie Inc. | 0.17% | 12,112 | $2.8M | Reduce -0.4% |
| ADBE Adobe Inc. | 0.17% | 7,906 | $2.8M | Add +23.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.17% | 5,551 | $2.7M | Add +1.1% |
| QQQM Invesco Nasdaq 100 ETF | 0.17% | 10,403 | $2.6M | Add +5.0% |
| WTV Wisdomtree U.S. Value Fund | 0.16% | 27,799 | $2.6M | Add +1152.2% |
| SCHF Schwab Intl Equity ETF | 0.16% | 106,494 | $2.6M | Reduce -16.3% |
| RSP Invesco S&P 500 Equal Weight | 0.16% | 13,328 | $2.6M | Reduce -0.1% |
| CART Maplebear Inc. | 0.16% | 56,435 | $2.5M | No change |
| AXP American Express Co. | 0.16% | 6,747 | $2.5M | Add +146.3% |
| BKNG Booking Holdings Inc. | 0.15% | 455 | $2.4M | Add +13.2% |
| M Macy's Inc. | 0.15% | 109,113 | $2.4M | Add +5.0% |
| VGK Vanguard Ftse Europe ETF | 0.15% | 28,500 | $2.4M | Add +0.2% |
| AMD Advanced Micro Devices | 0.15% | 11,122 | $2.4M | Reduce -3.9% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.15% | 15,493 | $2.4M | Add +1.5% |
| RDVY First Trust Rising Dividend | 0.15% | 34,224 | $2.4M | Add +31.4% |
| VWO Vanguard Ftse Emerging Marke | 0.14% | 42,802 | $2.3M | Add +162.7% |
| MRK Merck & Co. Inc. | 0.14% | 21,660 | $2.3M | Reduce -20.3% |
Options reported separately and not counted above: NBIS calls ($75K), ANET calls ($39K), TTD calls ($38K).
Portfolio Sells Q3 2025 → Q4 2025
| OBDC Blue Owl Capital Corp. | Reduce -15.7% | 0.50% | −0.17 |
| PNC PNC Financial Services Group | Reduce -5.6% | 1.34% | −0.15 |
| VZ Verizon Communications Inc. | Reduce -0.2% | 0.83% | −0.15 |
| IWD iShares Russell 1000 Value E | Reduce -9.3% | 0.87% | −0.14 |
| NOC Northrop Grumman Corp. | Reduce -0.2% | 0.76% | −0.13 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.8% | 1.63% | −0.12 |
| BAC Bank of America Corp. | Reduce -4.0% | 1.74% | −0.12 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -6.2% | 0.73% | −0.12 |
| NFLX Netflix Inc. | Reduce -10.4% | 0.21% | −0.11 |
| LLY Eli Lilly & Co. | Reduce -51.4% | 0.19% | −0.11 |
| ANET Arista Networks Inc. | Reduce -4.4% | 0.30% | −0.08 |
| IJR iShares Core S&P Small-Cap E | Reduce -5.4% | 0.56% | −0.08 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.5% | 1.09% | −0.08 |
| TXN Texas Instruments Inc. | Reduce -59.0% | 0.04% | −0.08 |
| CMCSA Comcast Corp. Class A | Reduce -48.2% | 0.06% | −0.08 |
| ORCL Oracle Corp. | Reduce -0.3% | 0.13% | −0.07 |
| ICE Intercontinental Exchange Inc. | Reduce -57.5% | 0.04% | −0.07 |
| TSLA Tesla Inc. | Reduce -2.9% | 0.48% | −0.05 |
| REGN Regeneron Pharmaceuticals | Reduce -70.7% | 0.03% | −0.05 |
| IWF iShares Russell 1000 Growth | Reduce -1.6% | 0.54% | −0.05 |
| IYW iShares Ustechnology ETF | Reduce -1.4% | 0.58% | −0.05 |
| COST Costco Wholesale Corp. | Reduce -1.6% | 0.25% | −0.05 |
| NOW ServiceNow Inc. | Reduce -35.5% | 0.04% | −0.04 |
| BOTZ Global X Robotics & Artifici | Reduce -65.7% | 0.02% | −0.04 |
| SCHF Schwab Intl Equity ETF | Reduce -16.3% | 0.16% | −0.04 |
| EFA iShares MSCI Eafe ETF | Reduce -24.0% | 0.11% | −0.04 |
| CVX Chevron Corp. | Reduce -5.6% | 0.21% | −0.04 |
| PFE Pfizer Inc. | Reduce -3.4% | 0.23% | −0.04 |
| HD Home Depot Inc. | Reduce -0.6% | 0.12% | −0.04 |
| HACK Amplify Cybersecurity ETF | Reduce -34.7% | 0.04% | −0.04 |
| DASH DoorDash Inc. Class A | Reduce -4.0% | 0.10% | −0.04 |
| JMTG Mortgage-Backed Securities | Sold out | 0.00% | −0.04 |
| UNH Unitedhealth Group Inc. | Reduce -29.6% | 0.06% | −0.03 |
| CMF iShares California Muni Bond | Sold out | 0.00% | −0.03 |
| BUG Global X Cybersecurity ETF | Reduce -41.0% | 0.03% | −0.03 |
| ZTS Zoetis Inc. | Reduce -23.9% | 0.05% | −0.03 |
| PH Parker Hannifin Corp. | Reduce -48.4% | 0.04% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -1.4% | 0.78% | −0.03 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -13.2% | 0.08% | −0.03 |
| SCHH Schwab US REIT ETF | Reduce -56.6% | 0.02% | −0.03 |
| ABT Abbott Laboratories | Reduce -11.5% | 0.08% | −0.03 |
| COP Conocophillips | Reduce -19.7% | 0.07% | −0.03 |
| DIS The Walt Disney Co. | Reduce -21.0% | 0.07% | −0.03 |
| XLK SS Technology Select Sector | Reduce -9.8% | 0.14% | −0.03 |
| ETSY Etsy Inc. | Sold out | 0.00% | −0.03 |
| XLV SS Health Care Select Sector | Reduce -10.7% | 0.26% | −0.03 |
| MOH Molina Healthcare Inc. | Sold out | 0.00% | −0.03 |
| XYZ Block Inc. | Sold out | 0.00% | −0.02 |
| CAG Conagra Brands Inc. | Sold out | 0.00% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| MU Micron Technology Inc. | Add +0.2% | 4.85% | +1.75 |
| C Citigroup Inc. | Add +0.1% | 6.20% | +0.32 |
| SPYM Ste STR SPDR PT S&P 500 ETF | New | 0.24% | +0.24 |
| SCHG Schwab US Large-Cap Growth | Add +26.2% | 1.52% | +0.23 |
| WTV Wisdomtree U.S. Value Fund | Add +1152.2% | 0.16% | +0.15 |
| INCY Incyte Corp. | New | 0.12% | +0.12 |
| IEFA iShares Core MSCI Eafe ETF | Add +98.1% | 0.25% | +0.11 |
| SLDE Slide Insurance Holdings Inc. | New | 0.10% | +0.10 |
| AXP American Express Co. | Add +146.3% | 0.16% | +0.09 |
| VEA Vanguard Ftse Developed ETF | Add +35.6% | 0.41% | +0.09 |
| VWO Vanguard Ftse Emerging Marke | Add +162.7% | 0.14% | +0.08 |
| SCHV Schwab US Large-Cap Value | Add +71.0% | 0.22% | +0.08 |
| RMD Resmed Inc. | Add +561.7% | 0.10% | +0.08 |
| EMLP First Trust North American E | Add +200.7% | 0.12% | +0.08 |
| MPWR Monolithic Power Systems Inc. | Add +365.0% | 0.08% | +0.06 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +35.1% | 0.33% | +0.06 |
| MS Morgan Stanley | Add +0.3% | 2.28% | +0.06 |
| VRTX Vertex Pharmaceuticals Inc. | Add +17.1% | 0.18% | +0.04 |
| WFC Wells Fargo & Co. | Add +0.1% | 1.83% | +0.04 |
| CASY Casey's General Stores Inc. | New | 0.03% | +0.03 |
| AMZN Amazon.com Inc. | Add +6.4% | 1.30% | +0.03 |
| IJS iShares S&P Small-Cap 600 Va | New | 0.03% | +0.03 |
| AVY Avery Dennison Corp. | New | 0.03% | +0.03 |
| BBEU JPMorgan Betabuilders Europe | New | 0.03% | +0.03 |
| RDVY First Trust Rising Dividend | Add +31.4% | 0.15% | +0.03 |
| DDLS Wisdmtre DY Int Smlcap Ef-US | Add +53.7% | 0.09% | +0.03 |
| INGR Ingredion Inc. | New | 0.03% | +0.03 |
| NEM Newmont Corp. | Add +20.6% | 0.12% | +0.03 |
| CL Colgate-Palmolive Co. | Add +106.2% | 0.06% | +0.03 |
| EPAM Epam Systems Inc. | New | 0.03% | +0.03 |
| DT Dynatrace Inc. | New | 0.03% | +0.03 |
| RPM RPM International Inc. | New | 0.03% | +0.03 |
| ODFL Old Dominion Freight Line | Add +45.7% | 0.08% | +0.03 |
| EXPE Expedia Group Inc. | Add +25.8% | 0.07% | +0.02 |
| M Macy's Inc. | Add +5.0% | 0.15% | +0.02 |
| MIDD Middleby Corp. | New | 0.02% | +0.02 |
| AWI Armstrong World Industries | New | 0.02% | +0.02 |
| LAMR Lamar Advertising Co. Class A | New | 0.02% | +0.02 |
| ILMN Illumina Inc. | New | 0.02% | +0.02 |
| TRU Transunion | New | 0.02% | +0.02 |
| PSLV Sprott Physical Silver Trust | New | 0.02% | +0.02 |
| QRVO Qorvo Inc. | New | 0.02% | +0.02 |
| CTSH Cognizant Tech Solutions-A | New | 0.02% | +0.02 |
| VGT Vanguard Info Tech ETF | Add +16.5% | 0.28% | +0.02 |
| BBY Best Buy Co. Inc. | New | 0.02% | +0.02 |
| HEI Heico Corp. | New | 0.02% | +0.02 |
| PVLA Palvella Therapeutics Inc. | New | 0.02% | +0.02 |
| UAL United Airlines Holdings Inc. | New | 0.02% | +0.02 |
| MTG Mgic Investment Corp. | New | 0.02% | +0.02 |
| ABNB Airbnb Inc. Class A | Add +109.4% | 0.04% | +0.02 |
Options Activity Q3 2025 → Q4 2025
| MSFT Microsoft Corp. | put | Sold out | 1,000 | $518Kbefore exit |
| NVDA Nvidia Corp. | put | Sold out | 1,000 | $187Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 672 | $2.0B | MU, C, AAPL, VOO, GE |
| Q1 2026 | 656 | $1.5B | C, MU, VOO, AAPL, GE |
| Q4 2025 | 584 | $1.6B | OMF, C, MU, VOO, GE |
| Q3 2025 | 554 | $1.5B | OMF, C, VOO, GE, AAPL |
| Q2 2025 | 424 | $1.1B | C, OMF, GE, NVDA, IVV |
| Q1 2025 | 405 | $952.9M | C, GE, OMF, IVV, AAPL |
| Q4 2024 | 383 | $920.7M | C, GE, AAPL, IVV, NVDA |
| Q3 2024 | 359 | $925.4M | GE, C, AAPL, NVDA, MU |
| Q2 2024 | 356 | $1.3B | USFR, SPY, QQQ, GE, IVV |
| Q1 2024 | 328 | $1.1B | USFR, SPY, GE, QQQ, XOM |