Certuity, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 13, 2025), Certuity, LLC reported 405 stock positions worth $952.9 million. Its top holding was Citigroup (C) at 6.3% of the portfolio, followed by General Electric (GE, 4.9%) and Onemain (OMF, 4.8%). Compared with Q4 2024, it opened 50 new positions, sold out of 28, added to 195 and reduced 116. The biggest buy was Onemain (OMF, shares +86%) and the biggest sale Nvidia (NVDA, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- NORTH PALM BEACH, FL
- CIK
- 0001800752
- Portfolio Value
- $952.9M (Q1 2025)
- SEC Filing
- 0001172661-25-001734 ↗ filed May 13, 2025
Holdings Value
Holdings 405 stocks · $952.9M
| C Citigroup Inc. | 6.27% | 842,165 | $59.8M | Add +0.1% |
| GE General Electric filed as GE AEROSPACE | 4.93% | 234,848 | $47.0M | Reduce -22.9% |
| OMF Onemain Holdings Inc. | 4.77% | 930,012 | $45.5M | Add +86.0% |
| IVV iShares Core S&P 500 ETF | 4.36% | 74,157 | $41.6M | Add +8.3% |
| AAPL Apple Inc. | 3.89% | 167,219 | $37.1M | Reduce -1.3% |
| MU Micron Technology Inc. | 2.87% | 314,818 | $27.4M | Add +19.2% |
| NVDA Nvidia Corp. | 2.86% | 250,472 | $27.3M | Reduce -5.3% |
| FLG Flagstar Bank NA | 2.53% | 2,074,944 | $24.1M | Add +125.1% |
| MS Morgan Stanley | 2.49% | 203,196 | $23.7M | Add +0.0% |
| WFC Wells Fargo & Co. | 2.35% | 312,591 | $22.4M | Reduce -0.0% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 2.19% | 500,598 | $20.9M | Reduce -0.0% |
| QQQ Invesco QQQ Trust Series 1 | 1.96% | 39,780 | $18.7M | Add +6.2% |
| PNC PNC Financial Services Group | 1.96% | 106,090 | $18.6M | Reduce -0.1% |
| MSFT Microsoft Corp. | 1.92% | 48,585 | $18.3M | Add +3.5% |
| AMZN Amazon.com Inc. | 1.72% | 85,981 | $16.4M | Add +7.3% |
| NFRA NT GLBL BRD Infra ETF | 1.64% | 271,415 | $15.6M | No change |
| SCHG Schwab US Large-Cap Growth | 1.51% | 575,989 | $14.4M | Add +3.9% |
| DGRW Wisdomtree U.S. Quality Divi | 1.39% | 165,861 | $13.2M | Reduce -0.1% |
| IWD iShares Russell 1000 Value E | 1.30% | 65,753 | $12.4M | Add +0.2% |
| XOM Exxon Mobil Corp. | 1.28% | 102,395 | $12.2M | Reduce -0.7% |
| OBDC Blue Owl Capital Corp. | 1.25% | 813,768 | $11.9M | Add +1255.2% |
| F Ford Motor Co. filed as FORD MTR CO | 1.22% | 1,155,058 | $11.6M | Add +0.0% |
| GOOGL Alphabet Inc. Class A | 1.12% | 69,196 | $10.7M | Add +0.3% |
| META Meta Platforms Inc. Class A | 1.10% | 18,154 | $10.5M | Add +37.1% |
| VZ Verizon Communications Inc. | 1.05% | 221,279 | $10.0M | Reduce -0.9% |
| FCX Freeport-McMoran Inc. | 1.01% | 254,988 | $9.7M | Add +0.1% |
| T AT&T Inc. | 0.88% | 296,512 | $8.4M | Add +0.2% |
| BA The Boeing Co. | 0.80% | 44,494 | $7.6M | Add +32.8% |
| IJR iShares Core S&P Small-Cap E | 0.79% | 72,406 | $7.6M | Add +13.8% |
| BMY Bristol-Myers Squibb Co. | 0.76% | 119,281 | $7.3M | Reduce -11.4% |
| INTC Intel Corp. | 0.76% | 318,792 | $7.2M | Add +94.0% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.76% | 204,390 | $7.2M | Reduce -0.5% |
| ABR Arbor Realty Trust Inc. | 0.74% | 600,000 | $7.0M | No change |
| IWF iShares Russell 1000 Growth | 0.71% | 18,709 | $6.8M | Add +6.6% |
| IYW iShares Ustechnology ETF | 0.70% | 47,674 | $6.7M | Reduce -0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.60% | 10,812 | $5.7M | Add +0.7% |
| VOO Vanguard S&P 500 ETF | 0.57% | 10,658 | $5.5M | Add +8.9% |
| TSLA Tesla Inc. | 0.57% | 20,876 | $5.4M | Add +4.2% |
| UBER Uber Technologies Inc. | 0.56% | 72,705 | $5.3M | Add +968.9% |
| GOOG Alphabet Inc. Class C | 0.53% | 32,123 | $5.0M | Add +4.4% |
| LLY Eli Lilly & Co. | 0.47% | 5,474 | $4.5M | Reduce -3.6% |
| PANW Palo Alto Networks Inc. | 0.47% | 26,420 | $4.5M | Add +1.1% |
| V Visa Inc. Class A | 0.41% | 11,017 | $3.9M | Reduce -0.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.40% | 13,915 | $3.8M | Add +10.6% |
| IWM iShares Russell 2000 ETF | 0.40% | 19,133 | $3.8M | Reduce -1.6% |
| PFE Pfizer Inc. | 0.40% | 150,035 | $3.8M | Reduce -0.5% |
| JPM JPMorgan Chase & Co. | 0.40% | 15,420 | $3.8M | Reduce -66.8% |
| NFLX Netflix Inc. | 0.40% | 4,042 | $3.8M | Add +23.4% |
| XLV SS Health Care Select Sector | 0.39% | 25,767 | $3.8M | Add +0.9% |
| TYG Tortoise Energy Infrastruct | 0.38% | 85,000 | $3.7M | No change |
| AVGO Broadcom Inc. | 0.38% | 21,676 | $3.6M | Add +15.1% |
| CMCSA Comcast Corp. Class A | 0.36% | 93,704 | $3.4M | Add +23.1% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.36% | 37,016 | $3.4M | Add +68.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.35% | 6,013 | $3.4M | Reduce -6.7% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.35% | 34,331 | $3.3M | No change |
| IWV iShares Russell 3000 ETF | 0.35% | 10,375 | $3.3M | Add +0.2% |
| CVX Chevron Corp. | 0.34% | 19,424 | $3.2M | Reduce -7.7% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.33% | 67,065 | $3.1M | Reduce -4.5% |
| ABBV Abbvie Inc. | 0.33% | 14,876 | $3.1M | Add +24.3% |
| CSCO Cisco Systems Inc. | 0.30% | 47,097 | $2.9M | Add +9.1% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.30% | 51,437 | $2.9M | No change |
| WMT Walmart Inc. | 0.30% | 32,270 | $2.8M | Add +24.6% |
| MA Mastercard Inc. Class A | 0.29% | 4,966 | $2.7M | Reduce -5.1% |
| ANET Arista Networks Inc. | 0.28% | 33,887 | $2.6M | Add +4.8% |
| SCHF Schwab Intl Equity ETF | 0.26% | 126,373 | $2.5M | Reduce -0.4% |
| IWB iShares Russell 1000 ETF | 0.26% | 7,980 | $2.4M | Reduce -4.6% |
| VGT Vanguard Info Tech ETF | 0.25% | 4,392 | $2.4M | Add +1.1% |
| CAT Caterpillar Inc. | 0.24% | 6,914 | $2.3M | Add +14.6% |
| JNJ Johnson & Johnson | 0.24% | 13,709 | $2.3M | Reduce -0.5% |
| CART Maplebear Inc. | 0.24% | 56,435 | $2.3M | No change |
| SHOP Shopify Inc. Class A | 0.24% | 23,472 | $2.2M | Reduce -3.1% |
| RF Regions Financial Corp. | 0.23% | 102,478 | $2.2M | Add +0.0% |
| MCD McDonald's Corp. | 0.23% | 7,118 | $2.2M | Add +26.0% |
| DOW Dow Inc. | 0.23% | 63,273 | $2.2M | Add +90.3% |
| VEA Vanguard Ftse Developed ETF | 0.23% | 42,884 | $2.2M | Reduce -3.1% |
| PBR Petroleo Brasileiro-Spon ADR | 0.23% | 150,000 | $2.2M | No change |
| VGK Vanguard Ftse Europe ETF | 0.21% | 28,450 | $2.0M | Add +16.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.21% | 5,354 | $2.0M | Reduce -8.1% |
| ADBE Adobe Inc. | 0.20% | 5,013 | $1.9M | Add +12.2% |
| CRM Salesforce Inc. | 0.20% | 6,957 | $1.9M | Add +0.9% |
| COST Costco Wholesale Corp. | 0.19% | 1,909 | $1.8M | Reduce -8.4% |
| GLD SPDR Gold Shares | 0.19% | 6,199 | $1.8M | Add +109.3% |
| DBJP Xtrackers MSCI Japan Hedged | 0.18% | 23,485 | $1.7M | Add +4.5% |
| PG The Procter & Gamble Co. | 0.18% | 10,071 | $1.7M | Reduce -30.1% |
| SYF Synchrony Financial | 0.18% | 32,045 | $1.7M | Add +0.1% |
| LRCX Lam Research Corp. | 0.18% | 23,127 | $1.7M | Add +12.3% |
| BKNG Booking Holdings Inc. | 0.17% | 344 | $1.6M | Add +3.0% |
| PLTR Palantir Technologies Inc. Class A | 0.16% | 18,341 | $1.6M | Add +13.1% |
| MRK Merck & Co. Inc. | 0.16% | 17,269 | $1.6M | Reduce -11.3% |
| VRTX Vertex Pharmaceuticals Inc. | 0.16% | 3,170 | $1.5M | Reduce -4.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.16% | 15,198 | $1.5M | Add +6.5% |
| REGN Regeneron Pharmaceuticals | 0.16% | 2,359 | $1.5M | Add +66.8% |
| UPS United Parcel Service Class B | 0.16% | 13,592 | $1.5M | Add +0.6% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.15% | 3,533 | $1.5M | Reduce -25.2% |
| COP Conocophillips | 0.15% | 13,735 | $1.4M | Reduce -0.4% |
| TXN Texas Instruments Inc. | 0.15% | 7,912 | $1.4M | Reduce -6.1% |
| UNH Unitedhealth Group Inc. | 0.15% | 2,685 | $1.4M | Reduce -5.0% |
| EELV Invesco S&P Emerging Markets | 0.14% | 56,286 | $1.4M | Add +10.6% |
| CB Chubb Ltd. | 0.14% | 4,290 | $1.3M | Reduce -4.5% |
| M Macy's Inc. | 0.14% | 103,051 | $1.3M | New |
Options reported separately and not counted above: ANET calls ($23K).
Portfolio Sells Q4 2024 → Q1 2025
| NVDA Nvidia Corp. | Reduce -5.3% | 2.86% | −1.01 |
| OBDE Blue Owl Capital Corp. III | Sold out | 0.00% | −0.96 |
| JPM JPMorgan Chase & Co. | Reduce -66.8% | 0.40% | −0.81 |
| AAPL Apple Inc. | Reduce -1.3% | 3.89% | −0.72 |
| GEV GE Vernova Inc. | Reduce -95.5% | 0.03% | −0.63 |
| GE General Electric | Reduce -22.9% | 4.93% | −0.59 |
| PNC PNC Financial Services Group | Reduce -0.1% | 1.96% | −0.27 |
| BAC Bank of America Corp. | Reduce -0.0% | 2.19% | −0.20 |
| IYW iShares Ustechnology ETF | Reduce -0.1% | 0.70% | −0.12 |
| PG The Procter & Gamble Co. | Reduce -30.1% | 0.18% | −0.08 |
| TTD Trade Desk Inc./the Class A | Reduce -1.8% | 0.06% | −0.07 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -0.1% | 1.39% | −0.07 |
| IWM iShares Russell 2000 ETF | Reduce -1.6% | 0.40% | −0.07 |
| BMY Bristol-Myers Squibb Co. | Reduce -11.4% | 0.76% | −0.06 |
| DGRS Wisdomtree U.S. Smallcap Qua | Reduce -4.5% | 0.33% | −0.06 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -25.2% | 0.15% | −0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.7% | 0.35% | −0.06 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -8.1% | 0.21% | −0.05 |
| USFR Wisdomtree Floating Rate Tre | Sold out | 0.00% | −0.05 |
| MRK Merck & Co. Inc. | Reduce -11.3% | 0.16% | −0.05 |
| SHOP Shopify Inc. Class A | Reduce -3.1% | 0.24% | −0.04 |
| MDY State Street SPDR S&P Midcap | Sold out | 0.00% | −0.04 |
| ORCL Oracle Corp. | Reduce -13.5% | 0.10% | −0.04 |
| APD Air Products & Chemicals Inc. | Reduce -33.5% | 0.07% | −0.04 |
| AMP Ameriprise Financial Inc. | Reduce -11.7% | 0.13% | −0.04 |
| IWB iShares Russell 1000 ETF | Reduce -4.6% | 0.26% | −0.04 |
| PFE Pfizer Inc. | Reduce -0.5% | 0.40% | −0.04 |
| TPL Texas Pacific Land Corp. | Reduce -34.8% | 0.09% | −0.03 |
| PCAR Paccar Inc. | Sold out | 0.00% | −0.03 |
| WFC Wells Fargo & Co. | Reduce -0.0% | 2.35% | −0.03 |
| JACK Jack in the Box Inc. | Sold out | 0.00% | −0.03 |
| WST West Pharmaceutical Services | Sold out | 0.00% | −0.03 |
| EVR Evercore Inc. Class A | Sold out | 0.00% | −0.03 |
| VRT Vertiv Holdings Co. Class A | Sold out | 0.00% | −0.03 |
| GVA Granite Construction Inc. | Sold out | 0.00% | −0.03 |
| EW Edwards Lifesciences Corp. | Sold out | 0.00% | −0.03 |
| ALL Allstate Corp. | Sold out | 0.00% | −0.02 |
| HUBS HubSpot Inc. | Sold out | 0.00% | −0.02 |
| NOW ServiceNow Inc. | Reduce -6.4% | 0.05% | −0.02 |
| HIG Hartford Insurance Group Inc. | Sold out | 0.00% | −0.02 |
| ARKK ARK Innovation ETF | Sold out | 0.00% | −0.02 |
| PKG Packaging Corp. of America | Sold out | 0.00% | −0.02 |
| DVY iShares Select Dividend ETF | Reduce -36.6% | 0.04% | −0.02 |
| IPO Renaissance Ipo ETF | Sold out | 0.00% | −0.02 |
| DAL Delta Air Lines Inc. | Sold out | 0.00% | −0.02 |
| AFL Aflac Inc. | Sold out | 0.00% | −0.02 |
| ALGN Align Technology Inc. | Sold out | 0.00% | −0.02 |
| TOL Toll Brothers Inc. | Sold out | 0.00% | −0.02 |
| EMR Emerson Electric Co. | Reduce -9.8% | 0.08% | −0.02 |
| TXN Texas Instruments Inc. | Reduce -6.1% | 0.15% | −0.02 |
Portfolio Buys Q4 2024 → Q1 2025
| OMF Onemain Holdings Inc. | Add +86.0% | 4.77% | +1.94 |
| FLG Flagstar Bank NA | Add +125.1% | 2.53% | +1.60 |
| OBDC Blue Owl Capital Corp. | Add +1255.2% | 1.25% | +1.15 |
| UBER Uber Technologies Inc. | Add +968.9% | 0.56% | +0.51 |
| MU Micron Technology Inc. | Add +19.2% | 2.87% | +0.46 |
| INTC Intel Corp. | Add +94.0% | 0.76% | +0.40 |
| META Meta Platforms Inc. Class A | Add +37.1% | 1.10% | +0.26 |
| BA The Boeing Co. | Add +32.8% | 0.80% | +0.15 |
| CMCSA Comcast Corp. Class A | Add +23.1% | 0.36% | +0.15 |
| T AT&T Inc. | Add +0.2% | 0.88% | +0.15 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +68.3% | 0.36% | +0.14 |
| M Macy's Inc. | New | 0.14% | +0.14 |
| GLD SPDR Gold Shares | Add +109.3% | 0.19% | +0.11 |
| FBK FB Financial Corp. | New | 0.10% | +0.10 |
| ABBV Abbvie Inc. | Add +24.3% | 0.33% | +0.10 |
| DOW Dow Inc. | Add +90.3% | 0.23% | +0.09 |
| ZTS Zoetis Inc. | Add +346.7% | 0.11% | +0.08 |
| XLF SS Financial Select Sector | Add +252.4% | 0.11% | +0.08 |
| NFLX Netflix Inc. | Add +23.4% | 0.40% | +0.08 |
| XLK SS Technology Select Sector | Add +179.9% | 0.13% | +0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.7% | 0.60% | +0.07 |
| MCD McDonald's Corp. | Add +26.0% | 0.23% | +0.06 |
| IJH iShares Core S&P Midcap ETF | Add +123.6% | 0.10% | +0.05 |
| REGN Regeneron Pharmaceuticals | Add +66.8% | 0.16% | +0.05 |
| EMLP First Trust North American E | New | 0.04% | +0.04 |
| WMT Walmart Inc. | Add +24.6% | 0.30% | +0.04 |
| HWM Howmet Aerospace Inc. | New | 0.04% | +0.04 |
| RSP Invesco S&P 500 Equal Weight | Add +94.7% | 0.09% | +0.04 |
| IVE iShares S&P 500 Value ETF | New | 0.04% | +0.04 |
| VGK Vanguard Ftse Europe ETF | Add +16.3% | 0.21% | +0.04 |
| QCOM Qualcomm Inc. | Add +69.1% | 0.11% | +0.04 |
| AOS Smith (a.o.) Corp. | New | 0.04% | +0.04 |
| ABT Abbott Laboratories | Add +29.8% | 0.11% | +0.04 |
| ET Energy Transfer LP | Add +81.7% | 0.09% | +0.04 |
| MCO Moody's Corp. | New | 0.04% | +0.04 |
| GILD Gilead Sciences Inc. | Add +20.1% | 0.12% | +0.03 |
| COF Capital One Financial Corp. | New | 0.03% | +0.03 |
| TDTT NT Iboxx 3Y Dur Tips ETF | New | 0.03% | +0.03 |
| OLED Universal Display Corp. | New | 0.03% | +0.03 |
| ASND Ascendis Pharma A/S | New | 0.03% | +0.03 |
| BBIO Bridgebio Pharma Inc. | New | 0.03% | +0.03 |
| SCHI Schwab 5-10 Year Corporate B | New | 0.03% | +0.03 |
| LECO Lincoln Electric Holdings | New | 0.03% | +0.03 |
| SPHY SS SPDR P High Yield ETF | New | 0.03% | +0.03 |
| TTWO Take-Two Interactive Softwre | Add +49.6% | 0.08% | +0.03 |
| G Genpact Ltd. | New | 0.03% | +0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +13.1% | 0.16% | +0.03 |
| SPOT Spotify Technology SA | New | 0.03% | +0.03 |
| SBAC SBA Communications Corp. | New | 0.03% | +0.03 |
| NXPI NXP Semiconductors NV | New | 0.03% | +0.03 |
Options Activity Q4 2024 → Q1 2025
| ANET Arista Networks Inc. | call | New | 300 | $23K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 672 | $2.0B | MU, C, AAPL, VOO, GE |
| Q1 2026 | 656 | $1.5B | C, MU, VOO, AAPL, GE |
| Q4 2025 | 584 | $1.6B | OMF, C, MU, VOO, GE |
| Q3 2025 | 554 | $1.5B | OMF, C, VOO, GE, AAPL |
| Q2 2025 | 424 | $1.1B | C, OMF, GE, NVDA, IVV |
| Q1 2025 | 405 | $952.9M | C, GE, OMF, IVV, AAPL |
| Q4 2024 | 383 | $920.7M | C, GE, AAPL, IVV, NVDA |
| Q3 2024 | 359 | $925.4M | GE, C, AAPL, NVDA, MU |
| Q2 2024 | 356 | $1.3B | USFR, SPY, QQQ, GE, IVV |
| Q1 2024 | 328 | $1.1B | USFR, SPY, GE, QQQ, XOM |