Certuity, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Certuity, LLC reported 424 stock positions worth $1.1 billion. Its top holding was Citigroup (C) at 6.7% of the portfolio, followed by Onemain (OMF, 5.0%) and General Electric (GE, 4.5%). Compared with Q1 2025, it opened 54 new positions, sold out of 35, added to 178 and reduced 148. The biggest buy was Nvidia (NVDA, shares +1%) and the biggest sale Apple (AAPL, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- NORTH PALM BEACH, FL
- CIK
- 0001800752
- Portfolio Value
- $1.1B (Q2 2025)
- SEC Filing
- 0001172661-25-003246 ↗ filed Aug 14, 2025
Holdings Value
Holdings 424 stocks · $1.1B
| C Citigroup Inc. | 6.75% | 842,447 | $71.7M | Add +0.0% |
| OMF Onemain Holdings Inc. | 4.99% | 930,138 | $53.0M | Add +0.0% |
| GE General Electric filed as GE AEROSPACE | 4.48% | 184,851 | $47.6M | Reduce -21.3% |
| NVDA Nvidia Corp. | 3.76% | 252,508 | $40.0M | Add +0.8% |
| IVV iShares Core S&P 500 ETF | 3.69% | 63,328 | $39.3M | Reduce -14.6% |
| AAPL Apple Inc. | 3.18% | 165,222 | $33.8M | Reduce -1.2% |
| MU Micron Technology Inc. | 3.12% | 269,407 | $33.2M | Reduce -14.4% |
| MS Morgan Stanley | 2.69% | 203,261 | $28.6M | Add +0.0% |
| WFC Wells Fargo & Co. | 2.35% | 312,446 | $25.0M | Reduce -0.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 2.22% | 497,845 | $23.6M | Reduce -0.6% |
| MSFT Microsoft Corp. | 2.15% | 45,976 | $22.9M | Reduce -5.4% |
| QQQ Invesco QQQ Trust Series 1 | 2.12% | 40,898 | $22.6M | Add +2.8% |
| FLG Flagstar Bank NA | 2.12% | 2,124,944 | $22.5M | Add +2.4% |
| PNC PNC Financial Services Group | 1.87% | 106,540 | $19.9M | Add +0.4% |
| AMZN Amazon.com Inc. | 1.77% | 85,711 | $18.8M | Reduce -0.3% |
| NFRA NT GLBL BRD Infra ETF | 1.58% | 271,415 | $16.8M | No change |
| SCHG Schwab US Large-Cap Growth | 1.43% | 521,597 | $15.2M | Reduce -9.4% |
| F Ford Motor Co. filed as FORD MTR CO | 1.38% | 1,355,948 | $14.7M | Add +17.4% |
| META Meta Platforms Inc. Class A | 1.33% | 19,205 | $14.2M | Add +5.8% |
| VZ Verizon Communications Inc. | 1.31% | 320,694 | $13.9M | Add +44.9% |
| IWD iShares Russell 1000 Value E | 1.21% | 66,132 | $12.8M | Add +0.6% |
| GOOGL Alphabet Inc. Class A | 1.14% | 68,781 | $12.1M | Reduce -0.6% |
| DGRW Wisdomtree U.S. Quality Divi | 1.07% | 136,049 | $11.4M | Reduce -18.0% |
| OBDC Blue Owl Capital Corp. | 1.05% | 774,976 | $11.1M | Reduce -4.8% |
| FCX Freeport-McMoran Inc. | 1.04% | 255,143 | $11.1M | Add +0.1% |
| XOM Exxon Mobil Corp. | 1.02% | 100,194 | $10.8M | Reduce -2.1% |
| VOO Vanguard S&P 500 ETF | 0.86% | 16,063 | $9.1M | Add +50.7% |
| BA The Boeing Co. | 0.86% | 43,532 | $9.1M | Reduce -2.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.85% | 29,843 | $9.1M | Add +114.5% |
| T AT&T Inc. | 0.80% | 295,415 | $8.5M | Reduce -0.4% |
| IYW iShares Ustechnology ETF | 0.77% | 47,017 | $8.1M | Reduce -1.4% |
| IJR iShares Core S&P Small-Cap E | 0.75% | 72,718 | $7.9M | Add +0.4% |
| IWF iShares Russell 1000 Growth | 0.71% | 17,808 | $7.6M | Reduce -4.8% |
| INTC Intel Corp. | 0.69% | 328,655 | $7.4M | Add +3.1% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.65% | 204,390 | $6.9M | No change |
| ABR Arbor Realty Trust Inc. | 0.60% | 600,000 | $6.4M | No change |
| TSLA Tesla Inc. | 0.58% | 19,264 | $6.1M | Reduce -7.7% |
| UBER Uber Technologies Inc. | 0.53% | 60,899 | $5.7M | Reduce -16.2% |
| GOOG Alphabet Inc. Class C | 0.52% | 31,079 | $5.5M | Reduce -3.3% |
| BMY Bristol-Myers Squibb Co. | 0.51% | 117,054 | $5.4M | Reduce -1.9% |
| PANW Palo Alto Networks Inc. | 0.51% | 26,440 | $5.4M | Add +0.1% |
| AVGO Broadcom Inc. | 0.51% | 19,514 | $5.4M | Reduce -10.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.46% | 10,018 | $4.9M | Reduce -7.3% |
| IWM iShares Russell 2000 ETF | 0.44% | 21,463 | $4.6M | Add +12.2% |
| JPM JPMorgan Chase & Co. | 0.41% | 14,915 | $4.3M | Reduce -3.3% |
| NFLX Netflix Inc. | 0.40% | 3,217 | $4.3M | Reduce -20.4% |
| LLY Eli Lilly & Co. | 0.38% | 5,186 | $4.0M | Reduce -5.3% |
| XLV SS Health Care Select Sector | 0.38% | 29,867 | $4.0M | Add +15.9% |
| ANET Arista Networks Inc. | 0.38% | 39,181 | $4.0M | Add +15.6% |
| TYG Tortoise Energy Infrastruct | 0.35% | 85,000 | $3.7M | No change |
| V Visa Inc. Class A | 0.35% | 10,365 | $3.7M | Reduce -5.9% |
| IWV iShares Russell 3000 ETF | 0.34% | 10,395 | $3.6M | Add +0.2% |
| PFE Pfizer Inc. | 0.34% | 149,698 | $3.6M | Reduce -0.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 5,787 | $3.6M | Reduce -3.8% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.33% | 34,331 | $3.5M | No change |
| VGT Vanguard Info Tech ETF | 0.31% | 4,935 | $3.3M | Add +12.4% |
| CSCO Cisco Systems Inc. | 0.31% | 46,874 | $3.3M | Reduce -0.5% |
| DOW Dow Inc. | 0.31% | 122,571 | $3.2M | Add +93.7% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.30% | 35,055 | $3.2M | Reduce -5.3% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.30% | 52,170 | $3.2M | Add +1.4% |
| PBR Petroleo Brasileiro-Spon ADR | 0.29% | 250,000 | $3.1M | Add +66.7% |
| VEA Vanguard Ftse Developed ETF | 0.29% | 53,575 | $3.1M | Add +24.9% |
| RIVN Rivian Automotive Inc. Class A | 0.27% | 208,477 | $2.9M | New |
| SCHF Schwab Intl Equity ETF | 0.26% | 127,197 | $2.8M | Add +0.7% |
| WMT Walmart Inc. | 0.26% | 28,627 | $2.8M | Reduce -11.3% |
| MA Mastercard Inc. Class A | 0.26% | 4,971 | $2.8M | Add +0.1% |
| IWB iShares Russell 1000 ETF | 0.25% | 7,956 | $2.7M | Reduce -0.3% |
| SHOP Shopify Inc. Class A | 0.25% | 23,345 | $2.7M | Reduce -0.5% |
| CART Maplebear Inc. | 0.24% | 56,435 | $2.6M | No change |
| LRCX Lam Research Corp. | 0.23% | 25,445 | $2.5M | Add +10.0% |
| RF Regions Financial Corp. | 0.23% | 102,835 | $2.4M | Add +0.3% |
| PLTR Palantir Technologies Inc. Class A | 0.22% | 17,359 | $2.4M | Reduce -5.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.22% | 5,329 | $2.3M | Reduce -0.5% |
| ABBV Abbvie Inc. | 0.22% | 12,434 | $2.3M | Reduce -16.4% |
| CVX Chevron Corp. | 0.21% | 15,875 | $2.3M | Reduce -18.3% |
| CMCSA Comcast Corp. Class A | 0.21% | 63,309 | $2.2M | Reduce -32.4% |
| VGK Vanguard Ftse Europe ETF | 0.21% | 28,450 | $2.2M | No change |
| ADBE Adobe Inc. | 0.21% | 5,641 | $2.2M | Add +12.5% |
| SYF Synchrony Financial | 0.20% | 32,605 | $2.2M | Add +1.8% |
| XLK SS Technology Select Sector | 0.20% | 8,431 | $2.1M | Add +41.5% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.20% | 45,658 | $2.1M | Reduce -31.9% |
| SG Sweetgreen Inc. Class A | 0.20% | 142,500 | $2.1M | New |
| CAT Caterpillar Inc. | 0.20% | 5,392 | $2.1M | Reduce -22.0% |
| COST Costco Wholesale Corp. | 0.18% | 1,931 | $1.9M | Add +1.1% |
| JNJ Johnson & Johnson | 0.18% | 12,367 | $1.9M | Reduce -9.8% |
| PG The Procter & Gamble Co. | 0.18% | 11,700 | $1.9M | Add +16.2% |
| CRM Salesforce Inc. | 0.17% | 6,738 | $1.8M | Reduce -3.1% |
| DBJP Xtrackers MSCI Japan Hedged | 0.17% | 23,485 | $1.8M | No change |
| DASH DoorDash Inc. Class A | 0.16% | 7,052 | $1.7M | Add +0.7% |
| AMD Advanced Micro Devices | 0.16% | 12,054 | $1.7M | Reduce -2.3% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.16% | 3,380 | $1.7M | Reduce -1.2% |
| BKNG Booking Holdings Inc. | 0.16% | 292 | $1.7M | Reduce -15.1% |
| TXN Texas Instruments Inc. | 0.16% | 8,021 | $1.7M | Add +1.4% |
| ORCL Oracle Corp. | 0.15% | 7,371 | $1.6M | Add +9.1% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.15% | 3,618 | $1.6M | Add +2.4% |
| MCD McDonald's Corp. | 0.15% | 5,417 | $1.6M | Reduce -23.9% |
| GLD SPDR Gold Shares | 0.15% | 5,182 | $1.6M | Reduce -16.4% |
| RDVY First Trust Rising Dividend | 0.15% | 25,102 | $1.6M | Add +561.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.14% | 11,931 | $1.5M | Reduce -21.5% |
| IWR iShares Russell Mid-Cap ETF | 0.14% | 16,026 | $1.5M | Add +14.7% |
Options reported separately and not counted above: NBIS calls ($50K), ANET calls ($31K).
Portfolio Sells Q1 2025 → Q2 2025
| AAPL Apple Inc. | Reduce -1.2% | 3.18% | −0.71 |
| IVV iShares Core S&P 500 ETF | Reduce -14.6% | 3.69% | −0.67 |
| GE General Electric | Reduce -21.3% | 4.48% | −0.46 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -18.0% | 1.07% | −0.32 |
| XOM Exxon Mobil Corp. | Reduce -2.1% | 1.02% | −0.26 |
| BMY Bristol-Myers Squibb Co. | Reduce -1.9% | 0.51% | −0.25 |
| OBDC Blue Owl Capital Corp. | Reduce -4.8% | 1.05% | −0.21 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.16 |
| CMCSA Comcast Corp. Class A | Reduce -32.4% | 0.21% | −0.15 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -7.3% | 0.46% | −0.15 |
| DGRS Wisdomtree U.S. Smallcap Qua | Reduce -31.9% | 0.20% | −0.13 |
| CVX Chevron Corp. | Reduce -18.3% | 0.21% | −0.13 |
| ABBV Abbvie Inc. | Reduce -16.4% | 0.22% | −0.11 |
| LLY Eli Lilly & Co. | Reduce -5.3% | 0.38% | −0.09 |
| MCD McDonald's Corp. | Reduce -23.9% | 0.15% | −0.08 |
| SCHG Schwab US Large-Cap Growth | Reduce -9.4% | 1.43% | −0.08 |
| T AT&T Inc. | Reduce -0.4% | 0.80% | −0.08 |
| JNJ Johnson & Johnson | Reduce -9.8% | 0.18% | −0.06 |
| REGN Regeneron Pharmaceuticals | Reduce -17.0% | 0.10% | −0.06 |
| V Visa Inc. Class A | Reduce -5.9% | 0.35% | −0.06 |
| PFE Pfizer Inc. | Reduce -0.2% | 0.34% | −0.06 |
| NKE Nike Inc. Class B | Reduce -55.4% | 0.05% | −0.06 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -5.3% | 0.30% | −0.05 |
| KRYS Krystal Biotech Inc. | Sold out | 0.00% | −0.05 |
| CPRT Copart Inc. | Reduce -21.3% | 0.08% | −0.05 |
| ET Energy Transfer LP | Reduce -47.2% | 0.04% | −0.05 |
| CAT Caterpillar Inc. | Reduce -22.0% | 0.20% | −0.04 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −0.04 |
| CYTK Cytokinetics Inc. | Sold out | 0.00% | −0.04 |
| GLD SPDR Gold Shares | Reduce -16.4% | 0.15% | −0.04 |
| COP Conocophillips | Reduce -2.1% | 0.11% | −0.04 |
| GILD Gilead Sciences Inc. | Reduce -20.1% | 0.08% | −0.03 |
| WMT Walmart Inc. | Reduce -11.3% | 0.26% | −0.03 |
| APD Air Products & Chemicals Inc. | Reduce -34.7% | 0.04% | −0.03 |
| CHD Church & Dwight Co. Inc. | Reduce -33.5% | 0.04% | −0.03 |
| CB Chubb Ltd. | Reduce -10.5% | 0.10% | −0.03 |
| ASND Ascendis Pharma A/S | Sold out | 0.00% | −0.03 |
| CORT Corcept Therapeutics Inc. | Sold out | 0.00% | −0.03 |
| BBIO Bridgebio Pharma Inc. | Sold out | 0.00% | −0.03 |
| SPHY SS SPDR P High Yield ETF | Sold out | 0.00% | −0.03 |
| ABNB Airbnb Inc. Class A | Sold out | 0.00% | −0.03 |
| CSGP Costar Group Inc. | Sold out | 0.00% | −0.03 |
| KHC The Kraft Heinz Co. | Sold out | 0.00% | −0.03 |
| DFS Discover Financial Services | Sold out | 0.00% | −0.03 |
| OKE Oneok Inc. | Sold out | 0.00% | −0.02 |
| PINS Pinterest Inc. Class A | Sold out | 0.00% | −0.02 |
| MTD Mettler-Toledo International | Sold out | 0.00% | −0.02 |
| COWZ Pacer US Cash Cows 100 ETF | Sold out | 0.00% | −0.02 |
| SYY Sysco Corp. | Sold out | 0.00% | −0.02 |
| LEN Lennar Corp. Class A | Sold out | 0.00% | −0.02 |
Portfolio Buys Q1 2025 → Q2 2025
| NVDA Nvidia Corp. | Add +0.8% | 3.76% | +0.90 |
| C Citigroup Inc. | Add +0.0% | 6.75% | +0.47 |
| VTI VG Morningstar TS MKT ETF-US | Add +114.5% | 0.85% | +0.45 |
| VOO Vanguard S&P 500 ETF | Add +50.7% | 0.86% | +0.28 |
| RIVN Rivian Automotive Inc. Class A | New | 0.27% | +0.27 |
| VZ Verizon Communications Inc. | Add +44.9% | 1.31% | +0.25 |
| META Meta Platforms Inc. Class A | Add +5.8% | 1.33% | +0.23 |
| OMF Onemain Holdings Inc. | Add +0.0% | 4.99% | +0.22 |
| MS Morgan Stanley | Add +0.0% | 2.69% | +0.21 |
| SG Sweetgreen Inc. Class A | New | 0.20% | +0.20 |
| F Ford Motor Co. | Add +17.4% | 1.38% | +0.17 |
| QQQ Invesco QQQ Trust Series 1 | Add +2.8% | 2.12% | +0.16 |
| RDVY First Trust Rising Dividend | Add +561.8% | 0.15% | +0.12 |
| ANET Arista Networks Inc. | Add +15.6% | 0.38% | +0.10 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.09% | +0.09 |
| DFAC Dimensional US Core Equity 2 | New | 0.07% | +0.07 |
| DOW Dow Inc. | Add +93.7% | 0.31% | +0.07 |
| XLK SS Technology Select Sector | Add +41.5% | 0.20% | +0.07 |
| PBR Petroleo Brasileiro-Spon ADR | Add +66.7% | 0.29% | +0.07 |
| EOG EOG Resources Inc. | New | 0.07% | +0.07 |
| NVR NVR Inc. | New | 0.07% | +0.07 |
| NTAP Netapp Inc. | New | 0.07% | +0.07 |
| FTEC Fidelity MSCI Info Tech Indx | New | 0.07% | +0.07 |
| SCHV Schwab US Large-Cap Value | New | 0.07% | +0.07 |
| HOOD Robinhood Markets Inc. Class A | Add +0.0% | 0.12% | +0.06 |
| VEA Vanguard Ftse Developed ETF | Add +24.9% | 0.29% | +0.06 |
| VGT Vanguard Info Tech ETF | Add +12.4% | 0.31% | +0.06 |
| LRCX Lam Research Corp. | Add +10.0% | 0.23% | +0.06 |
| ORCL Oracle Corp. | Add +9.1% | 0.15% | +0.05 |
| NEM Newmont Corp. | New | 0.05% | +0.05 |
| DFAX Dimensional World Ex US Core | New | 0.05% | +0.05 |
| PANW Palo Alto Networks Inc. | Add +0.1% | 0.51% | +0.04 |
| IWM iShares Russell 2000 ETF | Add +12.2% | 0.44% | +0.04 |
| ETN Eaton Corp. PLC | Add +86.8% | 0.06% | +0.03 |
| KNSL Kinsale Capital Group Inc. | New | 0.03% | +0.03 |
| TEL Te Connectivity PLC | New | 0.03% | +0.03 |
| COF Capital One Financial Corp. | Add +84.3% | 0.07% | +0.03 |
| IBIT iShares Bitcoin Trust ETF | New | 0.03% | +0.03 |
| NBIS Nebius Group NV | New | 0.03% | +0.03 |
| NET Cloudflare Inc. Class A | Add +20.0% | 0.06% | +0.03 |
| TSM Taiwan Semiconductor-SP ADR | Add +93.3% | 0.05% | +0.03 |
| DASH DoorDash Inc. Class A | Add +0.7% | 0.16% | +0.03 |
| CVS CVS Health Corp. | New | 0.03% | +0.03 |
| EVR Evercore Inc. Class A | New | 0.03% | +0.03 |
| VRT Vertiv Holdings Co. Class A | New | 0.03% | +0.03 |
| FCX Freeport-McMoran Inc. | Add +0.1% | 1.04% | +0.03 |
| DDLS Wisdmtre DY Int Smlcap Ef-US | Add +87.0% | 0.06% | +0.03 |
| SYF Synchrony Financial | Add +1.8% | 0.20% | +0.03 |
| JBL Jabil Inc. | New | 0.03% | +0.03 |
| ARKK ARK Innovation ETF | New | 0.03% | +0.03 |
Options Activity Q1 2025 → Q2 2025
| NBIS Nebius Group NV | call | New | 900 | $50K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 672 | $2.0B | MU, C, AAPL, VOO, GE |
| Q1 2026 | 656 | $1.5B | C, MU, VOO, AAPL, GE |
| Q4 2025 | 584 | $1.6B | OMF, C, MU, VOO, GE |
| Q3 2025 | 554 | $1.5B | OMF, C, VOO, GE, AAPL |
| Q2 2025 | 424 | $1.1B | C, OMF, GE, NVDA, IVV |
| Q1 2025 | 405 | $952.9M | C, GE, OMF, IVV, AAPL |
| Q4 2024 | 383 | $920.7M | C, GE, AAPL, IVV, NVDA |
| Q3 2024 | 359 | $925.4M | GE, C, AAPL, NVDA, MU |
| Q2 2024 | 356 | $1.3B | USFR, SPY, QQQ, GE, IVV |
| Q1 2024 | 328 | $1.1B | USFR, SPY, GE, QQQ, XOM |