Certuity, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Certuity, LLC reported 554 stock positions worth $1.5 billion. Its top holding was Onemain (OMF) at 7.5% of the portfolio, followed by Citigroup (C, 5.9%) and Vanguard S&P 500 ETF (VOO, 4.5%). Compared with Q2 2025, it opened 146 new positions, sold out of 16, added to 270 and reduced 94. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +564%) and the biggest sale Wells Fargo (WFC, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- NORTH PALM BEACH, FL
- CIK
- 0001800752
- Portfolio Value
- $1.5B (Q3 2025)
- SEC Filing
- 0001172661-25-004776 ↗ filed Nov 13, 2025
Holdings Value
Holdings 554 stocks · $1.5B
| OMF Onemain Holdings Inc. | 7.49% | 1,930,792 | $109.0M | Add +107.6% |
| C Citigroup Inc. | 5.88% | 843,764 | $85.6M | Add +0.2% |
| VOO Vanguard S&P 500 ETF | 4.49% | 106,687 | $65.3M | Add +564.2% |
| GE General Electric filed as GE AEROSPACE | 3.82% | 184,881 | $55.6M | Add +0.0% |
| AAPL Apple Inc. | 3.60% | 1,158,516 | $52.4M | Add +601.2% |
| NVDA Nvidia Corp. | 3.34% | 941,508 | $48.6M | Add +272.9% |
| MU Micron Technology Inc. | 3.09% | 269,146 | $45.0M | Reduce -0.1% |
| IVV iShares Core S&P 500 ETF | 3.03% | 65,933 | $44.1M | Add +4.1% |
| MS Morgan Stanley | 2.23% | 203,804 | $32.4M | Add +0.3% |
| MSFT Microsoft Corp. | 1.92% | 53,898 | $27.9M | Add +17.2% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.85% | 523,113 | $27.0M | Add +5.1% |
| WFC Wells Fargo & Co. | 1.80% | 311,830 | $26.1M | Reduce -0.2% |
| QQQ Invesco QQQ Trust Series 1 | 1.76% | 42,570 | $25.6M | Add +4.1% |
| FLG Flagstar Bank NA | 1.69% | 2,124,280 | $24.5M | Reduce -0.0% |
| PNC PNC Financial Services Group | 1.49% | 108,144 | $21.7M | Add +1.5% |
| GOOGL Alphabet Inc. Class A | 1.35% | 80,974 | $19.7M | Add +17.7% |
| SCHG Schwab US Large-Cap Growth | 1.29% | 587,142 | $18.7M | Add +12.6% |
| AMZN Amazon.com Inc. | 1.27% | 84,149 | $18.5M | Reduce -1.8% |
| NFRA NT GLBL BRD Infra ETF | 1.17% | 271,415 | $17.1M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.17% | 25,547 | $17.0M | Add +341.4% |
| F Ford Motor Co. filed as FORD MTR CO | 1.11% | 1,354,713 | $16.2M | Reduce -0.1% |
| META Meta Platforms Inc. Class A | 1.02% | 20,312 | $14.9M | Add +5.8% |
| IWD iShares Russell 1000 Value E | 1.02% | 72,888 | $14.8M | Add +10.2% |
| VZ Verizon Communications Inc. | 0.98% | 323,381 | $14.2M | Add +0.8% |
| NOC Northrop Grumman Corp. | 0.89% | 21,264 | $13.0M | New |
| DGRW Wisdomtree U.S. Quality Divi | 0.85% | 138,585 | $12.3M | Add +1.9% |
| XOM Exxon Mobil Corp. | 0.81% | 104,845 | $11.8M | Add +4.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.79% | 34,838 | $11.4M | Add +16.7% |
| GOOG Alphabet Inc. Class C | 0.75% | 794,932 | $10.9M | Add +2457.8% |
| INTC Intel Corp. | 0.75% | 323,569 | $10.9M | Reduce -1.6% |
| FCX Freeport-McMoran Inc. | 0.69% | 255,285 | $10.0M | Add +0.1% |
| OBDC Blue Owl Capital Corp. | 0.67% | 759,375 | $9.7M | Reduce -2.0% |
| BA The Boeing Co. | 0.65% | 43,906 | $9.5M | Add +0.9% |
| IJR iShares Core S&P Small-Cap E | 0.64% | 78,764 | $9.4M | Add +8.3% |
| BMNR Bitmine Immersion Technologi | 0.64% | 180,155 | $9.4M | New |
| IYW iShares Ustechnology ETF | 0.63% | 47,030 | $9.2M | Add +0.0% |
| IWF iShares Russell 1000 Growth | 0.59% | 18,444 | $8.6M | Add +3.6% |
| T AT&T Inc. | 0.57% | 292,950 | $8.3M | Reduce -0.8% |
| TSLA Tesla Inc. | 0.53% | 17,372 | $7.7M | Reduce -9.8% |
| ABR Arbor Realty Trust Inc. | 0.50% | 600,000 | $7.3M | No change |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.50% | 204,390 | $7.2M | No change |
| PANW Palo Alto Networks Inc. | 0.46% | 32,850 | $6.7M | Add +24.2% |
| UBER Uber Technologies Inc. | 0.45% | 67,298 | $6.6M | Add +10.5% |
| AVGO Broadcom Inc. | 0.44% | 19,578 | $6.5M | Add +0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.41% | 11,737 | $5.9M | Add +17.2% |
| PHYS Sprott Physical Gold Trust | 0.40% | 196,585 | $5.8M | New |
| IWM iShares Russell 2000 ETF | 0.39% | 23,693 | $5.7M | Add +10.4% |
| JPM JPMorgan Chase & Co. | 0.39% | 18,029 | $5.7M | Add +20.9% |
| ANET Arista Networks Inc. | 0.38% | 37,489 | $5.5M | Reduce -4.3% |
| BMY Bristol-Myers Squibb Co. | 0.37% | 120,765 | $5.4M | Add +3.2% |
| NFLX Netflix Inc. | 0.32% | 3,859 | $4.6M | Add +20.0% |
| VEA Vanguard Ftse Developed ETF | 0.32% | 76,877 | $4.6M | Add +43.5% |
| COST Costco Wholesale Corp. | 0.30% | 4,698 | $4.3M | Add +143.3% |
| LLY Eli Lilly & Co. | 0.30% | 5,694 | $4.3M | Add +9.8% |
| CSCO Cisco Systems Inc. | 0.29% | 62,702 | $4.3M | Add +33.8% |
| XLV SS Health Care Select Sector | 0.28% | 29,729 | $4.1M | Reduce -0.5% |
| PFE Pfizer Inc. | 0.27% | 154,627 | $3.9M | Add +3.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.27% | 42,541 | $3.9M | Add +21.4% |
| IWV iShares Russell 3000 ETF | 0.27% | 10,241 | $3.9M | Reduce -1.5% |
| VGT Vanguard Info Tech ETF | 0.26% | 5,122 | $3.8M | Add +3.8% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.26% | 34,331 | $3.8M | No change |
| V Visa Inc. Class A | 0.26% | 11,099 | $3.8M | Add +7.1% |
| TYG Tortoise Energy Infrastruct | 0.25% | 85,000 | $3.7M | No change |
| MA Mastercard Inc. Class A | 0.25% | 6,414 | $3.6M | Add +29.0% |
| CVX Chevron Corp. | 0.25% | 23,387 | $3.6M | Add +47.3% |
| GLD SPDR Gold Shares | 0.24% | 9,876 | $3.5M | Add +90.6% |
| DOW Dow Inc. | 0.24% | 152,699 | $3.5M | Add +24.6% |
| SHOP Shopify Inc. Class A | 0.24% | 23,239 | $3.5M | Reduce -0.5% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.23% | 52,170 | $3.4M | No change |
| WMT Walmart Inc. | 0.22% | 31,396 | $3.2M | Add +9.7% |
| PBR Petroleo Brasileiro-Spon ADR | 0.22% | 250,000 | $3.2M | No change |
| LRCX Lam Research Corp. | 0.22% | 23,443 | $3.1M | Reduce -7.9% |
| RIVN Rivian Automotive Inc. Class A | 0.21% | 207,936 | $3.1M | Reduce -0.3% |
| PLTR Palantir Technologies Inc. Class A | 0.20% | 16,290 | $3.0M | Reduce -6.2% |
| SCHF Schwab Intl Equity ETF | 0.20% | 127,197 | $3.0M | No change |
| ORCL Oracle Corp. | 0.20% | 10,374 | $2.9M | Add +40.7% |
| IWB iShares Russell 1000 ETF | 0.20% | 7,957 | $2.9M | Add +0.0% |
| JNJ Johnson & Johnson | 0.19% | 15,262 | $2.8M | Add +23.4% |
| ABBV Abbvie Inc. | 0.19% | 12,164 | $2.8M | Reduce -2.2% |
| RF Regions Financial Corp. | 0.19% | 102,887 | $2.7M | Add +0.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.18% | 5,492 | $2.6M | Add +3.1% |
| RSP Invesco S&P 500 Equal Weight | 0.17% | 13,344 | $2.5M | Add +163.7% |
| QQQM Invesco Nasdaq 100 ETF | 0.17% | 9,907 | $2.4M | Add +148.2% |
| CAT Caterpillar Inc. | 0.17% | 5,091 | $2.4M | Reduce -5.6% |
| XLK SS Technology Select Sector | 0.17% | 8,560 | $2.4M | Add +1.5% |
| SYF Synchrony Financial | 0.17% | 33,872 | $2.4M | Add +3.9% |
| SG Sweetgreen Inc. Class A | 0.16% | 300,000 | $2.4M | Add +110.5% |
| HD Home Depot Inc. | 0.16% | 5,781 | $2.3M | Add +69.7% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.16% | 46,844 | $2.3M | Add +2.6% |
| MRK Merck & Co. Inc. | 0.16% | 27,171 | $2.3M | Add +47.5% |
| VGK Vanguard Ftse Europe ETF | 0.16% | 28,450 | $2.3M | No change |
| ADBE Adobe Inc. | 0.16% | 6,403 | $2.3M | Add +13.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.15% | 15,270 | $2.2M | Add +95.7% |
| BKNG Booking Holdings Inc. | 0.15% | 402 | $2.2M | Add +37.7% |
| VRTX Vertex Pharmaceuticals Inc. | 0.15% | 5,498 | $2.2M | Add +66.2% |
| EFA iShares MSCI Eafe ETF | 0.15% | 22,912 | $2.1M | Add +140.8% |
| CART Maplebear Inc. | 0.14% | 56,435 | $2.1M | No change |
| SCHV Schwab US Large-Cap Value | 0.14% | 70,240 | $2.0M | Add +175.7% |
| CMCSA Comcast Corp. Class A | 0.14% | 64,212 | $2.0M | Add +1.4% |
| DBJP Xtrackers MSCI Japan Hedged | 0.14% | 23,485 | $2.0M | No change |
Options reported separately and not counted above: MSFT puts ($518K), NVDA puts ($187K), NBIS calls ($101K), TTD calls ($49K), ANET calls ($44K).
Portfolio Sells Q2 2025 → Q3 2025
| WFC Wells Fargo & Co. | Reduce -0.2% | 1.80% | −0.56 |
| AMZN Amazon.com Inc. | Reduce -1.8% | 1.27% | −0.50 |
| FLG Flagstar Bank NA | Reduce -0.0% | 1.69% | −0.43 |
| OBDC Blue Owl Capital Corp. | Reduce -2.0% | 0.67% | −0.38 |
| F Ford Motor Co. | Reduce -0.1% | 1.11% | −0.27 |
| T AT&T Inc. | Reduce -0.8% | 0.57% | −0.24 |
| XLV SS Health Care Select Sector | Reduce -0.5% | 0.28% | −0.09 |
| IWV iShares Russell 3000 ETF | Reduce -1.5% | 0.27% | −0.08 |
| ARCC Ares Capital Corp. | Reduce -75.0% | 0.02% | −0.07 |
| PG The Procter & Gamble Co. | Reduce -11.8% | 0.11% | −0.07 |
| CRM Salesforce Inc. | Reduce -0.8% | 0.11% | −0.06 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -34.6% | 0.07% | −0.06 |
| RIVN Rivian Automotive Inc. Class A | Reduce -0.3% | 0.21% | −0.06 |
| DIS The Walt Disney Co. | Reduce -1.7% | 0.09% | −0.05 |
| TSLA Tesla Inc. | Reduce -9.8% | 0.53% | −0.05 |
| AMP Ameriprise Financial Inc. | Reduce -5.4% | 0.08% | −0.05 |
| CMG Chipotle Mexican Grill Inc. | Reduce -23.8% | 0.03% | −0.05 |
| ISRG Intuitive Surgical Inc. | Reduce -4.5% | 0.06% | −0.05 |
| MCD McDonald's Corp. | Reduce -1.3% | 0.11% | −0.04 |
| IWR iShares Russell Mid-Cap ETF | Reduce -4.2% | 0.10% | −0.04 |
| AMD Advanced Micro Devices | Reduce -4.0% | 0.13% | −0.03 |
| DASH DoorDash Inc. Class A | Reduce -0.5% | 0.13% | −0.03 |
| PDYN Palladyne AI Corp. | Reduce -61.0% | 0.01% | −0.03 |
| MU Micron Technology Inc. | Reduce -0.1% | 3.09% | −0.03 |
| CAT Caterpillar Inc. | Reduce -5.6% | 0.17% | −0.03 |
| BUG Global X Cybersecurity ETF | Reduce 0.0% | 0.06% | −0.03 |
| KVUE Kenvue Inc. | Sold out | 0.00% | −0.03 |
| TTE Totalenergies SE -Spon ADR | Reduce -0.6% | 0.06% | −0.02 |
| ABBV Abbvie Inc. | Reduce -2.2% | 0.19% | −0.02 |
| MDLZ Mondelez International Inc. Class A | Sold out | 0.00% | −0.02 |
| NXPI NXP Semiconductors NV | Sold out | 0.00% | −0.02 |
| SAP Sap SE-Sponsored ADR | Reduce -9.8% | 0.03% | −0.02 |
| TM Toyota Motor Corp. -Spon ADR | Sold out | 0.00% | −0.02 |
| RELX Relx PLC - Spon ADR | Sold out | 0.00% | −0.02 |
| WAB Wabtec Corp. | Sold out | 0.00% | −0.02 |
| SNY Sanofi-ADR | Sold out | 0.00% | −0.02 |
| UL Unilever PLC | Sold out | 0.00% | −0.02 |
| AMT American Tower Corp. | Sold out | 0.00% | −0.02 |
| NTNX Nutanix Inc. Class A | Sold out | 0.00% | −0.02 |
| SHEL Shell PLC-ADR | Reduce -5.1% | 0.05% | −0.02 |
| JEPI JPMorgan Equity Premium Inco | Sold out | 0.00% | −0.02 |
| NVS Novartis AG-Sponsored ADR | Sold out | 0.00% | −0.02 |
| CSX CSX Corp. | Sold out | 0.00% | −0.02 |
| BOTZ Global X Robotics & Artifici | Reduce -2.9% | 0.06% | −0.02 |
| NET Cloudflare Inc. Class A | Reduce -10.7% | 0.05% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -4.5% | 0.04% | −0.02 |
| LRCX Lam Research Corp. | Reduce -7.9% | 0.22% | −0.02 |
| PLTR Palantir Technologies Inc. Class A | Reduce -6.2% | 0.20% | −0.02 |
| EEM iShares MSCI Emerging Market | Reduce -0.5% | 0.07% | −0.02 |
| SPRY Ars Pharmaceuticals Inc. | Sold out | 0.00% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Add +564.2% | 4.49% | +3.63 |
| OMF Onemain Holdings Inc. | Add +107.6% | 7.49% | +2.50 |
| NOC Northrop Grumman Corp. | New | 0.89% | +0.89 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +341.4% | 1.17% | +0.83 |
| BMNR Bitmine Immersion Technologi | New | 0.64% | +0.64 |
| AAPL Apple Inc. | Add +601.2% | 3.60% | +0.42 |
| PHYS Sprott Physical Gold Trust | New | 0.40% | +0.40 |
| GOOG Alphabet Inc. Class C | Add +2457.8% | 0.75% | +0.23 |
| GOOGL Alphabet Inc. Class A | Add +17.7% | 1.35% | +0.21 |
| COST Costco Wholesale Corp. | Add +143.3% | 0.30% | +0.12 |
| GLD SPDR Gold Shares | Add +90.6% | 0.24% | +0.09 |
| TT Trane Technologies PLC | Add +343.0% | 0.13% | +0.09 |
| RSP Invesco S&P 500 Equal Weight | Add +163.7% | 0.17% | +0.09 |
| ICE Intercontinental Exchange Inc. | Add +604.9% | 0.11% | +0.08 |
| QQQM Invesco Nasdaq 100 ETF | Add +148.2% | 0.17% | +0.08 |
| SCHV Schwab US Large-Cap Value | Add +175.7% | 0.14% | +0.07 |
| IEFA iShares Core MSCI Eafe ETF | Add +190.3% | 0.13% | +0.07 |
| EFA iShares MSCI Eafe ETF | Add +140.8% | 0.15% | +0.07 |
| ACN Accenture PLC Class A | Add +307.7% | 0.10% | +0.06 |
| TJX TJX Companies Inc. | Add +95.7% | 0.15% | +0.06 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | New | 0.06% | +0.06 |
| SYK Stryker Corp. | Add +338.7% | 0.09% | +0.06 |
| TSM Taiwan Semiconductor-SP ADR | Add +128.3% | 0.11% | +0.05 |
| SCHW Schwab (charles) Corp. | Add +278.3% | 0.08% | +0.05 |
| KO The Coca-Cola Co. | Add +142.2% | 0.12% | +0.05 |
| ORCL Oracle Corp. | Add +40.7% | 0.20% | +0.05 |
| HD Home Depot Inc. | Add +69.7% | 0.16% | +0.04 |
| VXUS Vanguard Total Intl Stock | New | 0.04% | +0.04 |
| CORT Corcept Therapeutics Inc. | New | 0.04% | +0.04 |
| ORLY O'reilly Automotive Inc. | Add +107.7% | 0.09% | +0.04 |
| TRGP Targa Resources Corp. | New | 0.04% | +0.04 |
| NEM Newmont Corp. | Add +68.8% | 0.09% | +0.04 |
| CVX Chevron Corp. | Add +47.3% | 0.25% | +0.04 |
| TECB iShares US Tech Breakthrough | New | 0.04% | +0.04 |
| CTAS Cintas Corp. | Add +135.3% | 0.10% | +0.04 |
| JMTG Mortgage-Backed Securities | New | 0.04% | +0.04 |
| JACK Jack in the Box Inc. | New | 0.03% | +0.03 |
| CMF iShares California Muni Bond | New | 0.03% | +0.03 |
| OHI Omega Healthcare Investors | New | 0.03% | +0.03 |
| YUM Yum! Brands Inc. | New | 0.03% | +0.03 |
| ALSN Allison Transmission Holding | Add +307.5% | 0.05% | +0.03 |
| TSN Tyson Foods Inc. Class A | New | 0.03% | +0.03 |
| APP AppLovin Corp. Class A | Add +9.5% | 0.08% | +0.03 |
| CRUS Cirrus Logic Inc. | New | 0.03% | +0.03 |
| KRC Kilroy Realty Corp. | New | 0.03% | +0.03 |
| WST West Pharmaceutical Services | New | 0.03% | +0.03 |
| HCA HCA Healthcare Inc. | New | 0.03% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +43.5% | 0.32% | +0.03 |
| BYD Boyd Gaming Corp. | New | 0.03% | +0.03 |
| MCK McKesson Corp. | Add +106.2% | 0.08% | +0.03 |
Options Activity Q2 2025 → Q3 2025
| MSFT Microsoft Corp. | put | New | 1,000 | $518K |
| NVDA Nvidia Corp. | put | New | 1,000 | $187K |
| TTD Trade Desk Inc./the Class A | call | New | 1,000 | $49K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 672 | $2.0B | MU, C, AAPL, VOO, GE |
| Q1 2026 | 656 | $1.5B | C, MU, VOO, AAPL, GE |
| Q4 2025 | 584 | $1.6B | OMF, C, MU, VOO, GE |
| Q3 2025 | 554 | $1.5B | OMF, C, VOO, GE, AAPL |
| Q2 2025 | 424 | $1.1B | C, OMF, GE, NVDA, IVV |
| Q1 2025 | 405 | $952.9M | C, GE, OMF, IVV, AAPL |
| Q4 2024 | 383 | $920.7M | C, GE, AAPL, IVV, NVDA |
| Q3 2024 | 359 | $925.4M | GE, C, AAPL, NVDA, MU |
| Q2 2024 | 356 | $1.3B | USFR, SPY, QQQ, GE, IVV |
| Q1 2024 | 328 | $1.1B | USFR, SPY, GE, QQQ, XOM |