Citizens Financial Group Inc.
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 8, 2024), Citizens Financial Group Inc. reported 561 stock positions worth $5.0 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 7.7% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 4.9%) and Apple (AAPL, 4.0%). Compared with Q2 2024, it opened 57 new positions, sold out of 23, added to 326 and reduced 144. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +32%) and the biggest sale Nvidia (NVDA, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- PROVIDENCE, RI
- CIK
- 0000759944
- Portfolio Value
- $5.0B (Q3 2024)
- SEC Filing
- 0000759944-24-000181 ↗ filed Nov 8, 2024
Holdings Value
Holdings 561 stocks · $5.0B
| VOO Vanguard S&P 500 ETF | 7.71% | 724,012 | $383.1M | Add +4.4% |
| IVV iShares Core S&P 500 ETF | 4.95% | 426,538 | $246.0M | Add +2.9% |
| AAPL Apple Inc. | 3.97% | 847,414 | $197.4M | Add +4.8% |
| MSFT Microsoft Corp. | 3.84% | 444,116 | $191.1M | Add +9.6% |
| IJH iShares Core S&P Midcap ETF | 3.83% | 3,054,516 | $190.4M | Add +3.4% |
| IEFA iShares Core MSCI Eafe ETF | 3.37% | 2,148,357 | $167.7M | Add +3.3% |
| NVDA Nvidia Corp. | 3.26% | 1,336,158 | $162.3M | Reduce -0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.60% | 225,005 | $129.1M | Add +1.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.40% | 683,280 | $119.3M | Add +2.7% |
| PG The Procter & Gamble Co. | 2.03% | 582,814 | $100.9M | Add +3.1% |
| IEMG iShares Core MSCI Emerging | 1.80% | 1,561,223 | $89.6M | Add +2.7% |
| IUSG iShares Core S&P U.S. Growth | 1.80% | 678,511 | $89.5M | Add +5.2% |
| GOOGL Alphabet Inc. Class A | 1.67% | 499,569 | $82.9M | Add +5.0% |
| IWM iShares Russell 2000 ETF | 1.65% | 370,830 | $81.9M | Add +1.6% |
| AMZN Amazon.com Inc. | 1.60% | 426,930 | $79.5M | Add +4.9% |
| JPM JPMorgan Chase & Co. | 1.35% | 317,501 | $66.9M | Add +5.5% |
| QQQ Invesco QQQ Trust Series 1 | 1.20% | 122,563 | $59.8M | Add +32.1% |
| VNQ Vanguard Real Estate ETF | 1.09% | 552,299 | $54.1M | Add +8.0% |
| META Meta Platforms Inc. Class A | 1.08% | 94,176 | $53.9M | Reduce -1.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.97% | 203,534 | $48.4M | Add +4.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.96% | 181,078 | $47.8M | Add +13.3% |
| LLY Eli Lilly & Co. | 0.90% | 50,575 | $44.8M | Reduce -4.7% |
| EFA iShares MSCI Eafe ETF | 0.84% | 497,764 | $41.6M | Reduce -1.4% |
| HD Home Depot Inc. | 0.82% | 100,695 | $40.8M | Add +8.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.80% | 1,007,169 | $40.0M | Add +42.0% |
| PEP Pepsico Inc. | 0.79% | 230,480 | $39.2M | Add +7.6% |
| XOM Exxon Mobil Corp. | 0.76% | 321,423 | $37.7M | Add +8.1% |
| GOOG Alphabet Inc. Class C | 0.71% | 210,657 | $35.2M | Add +1.0% |
| ORCL Oracle Corp. | 0.65% | 190,518 | $32.5M | Add +4.9% |
| XLK SS Technology Select Sector | 0.65% | 143,657 | $32.4M | Add +19.6% |
| VEA Vanguard Ftse Developed ETF | 0.63% | 590,795 | $31.2M | Add +4.3% |
| ETN Eaton Corp. PLC | 0.61% | 92,092 | $30.5M | Add +14.3% |
| JNJ Johnson & Johnson | 0.57% | 174,461 | $28.3M | Reduce -3.4% |
| MRK Merck & Co. Inc. | 0.56% | 243,997 | $27.8M | Add +3.3% |
| MDY State Street SPDR S&P Midcap | 0.55% | 48,115 | $27.4M | Reduce -5.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.54% | 58,034 | $26.7M | Reduce -2.2% |
| V Visa Inc. Class A | 0.53% | 96,237 | $26.5M | Add +3.8% |
| USMV iShares MSCI USA Min Vol Fac | 0.51% | 279,541 | $25.5M | Reduce -1.1% |
| UNH Unitedhealth Group Inc. | 0.51% | 43,036 | $25.2M | Add +6.4% |
| SUB iShares Short-Term National | 0.50% | 234,880 | $24.9M | Reduce -1.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.50% | 394,918 | $24.9M | Reduce -1.6% |
| SCHF Schwab Intl Equity ETF | 0.48% | 584,052 | $24.0M | Add +12.6% |
| KO The Coca-Cola Co. | 0.48% | 330,078 | $23.8M | Add +2.4% |
| AXP American Express Co. | 0.47% | 86,541 | $23.5M | Reduce -1.3% |
| COST Costco Wholesale Corp. | 0.46% | 25,844 | $22.9M | Reduce -8.0% |
| FDN First Trust DJ Internet Ind | 0.45% | 106,690 | $22.6M | Reduce -3.2% |
| CRM Salesforce Inc. | 0.45% | 81,696 | $22.4M | Add +0.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.45% | 230,530 | $22.2M | Add +42.5% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.43% | 259,364 | $21.5M | Add +21.3% |
| IJR iShares Core S&P Small-Cap E | 0.42% | 176,487 | $20.6M | Add +33.3% |
| GS Goldman Sachs Group Inc. | 0.41% | 41,501 | $20.5M | Add +9.9% |
| VWO Vanguard Ftse Emerging Marke | 0.41% | 421,737 | $20.2M | Add +1.0% |
| SYK Stryker Corp. | 0.40% | 55,673 | $20.1M | Add +9.9% |
| ABBV Abbvie Inc. | 0.39% | 99,228 | $19.6M | Add +4.3% |
| HON Honeywell International Inc. | 0.38% | 92,355 | $19.1M | Add +5.9% |
| CFG Citizens Financial Group | 0.38% | 461,271 | $18.9M | Reduce -3.9% |
| IVW iShares S&P 500 Growth ETF | 0.36% | 186,815 | $17.9M | Add +15.5% |
| MUB iShares National Muni Bond E | 0.36% | 162,850 | $17.7M | Reduce -7.0% |
| PH Parker Hannifin Corp. | 0.35% | 27,644 | $17.5M | Add +33.5% |
| TMO Thermo Fisher Scientific Inc. | 0.35% | 27,816 | $17.2M | Add +1.6% |
| AMAT Applied Materials Inc. | 0.34% | 82,647 | $16.7M | Reduce -0.3% |
| LIN Linde PLC | 0.34% | 34,980 | $16.7M | Reduce -3.1% |
| VIG Vanguard Dividend Apprec ETF | 0.34% | 83,771 | $16.7M | Add +13.3% |
| AVGO Broadcom Inc. | 0.33% | 94,792 | $16.4M | Add +21.4% |
| IWV iShares Russell 3000 ETF | 0.33% | 49,814 | $16.3M | Add +6.7% |
| NEE Nextera Energy Inc. | 0.33% | 191,932 | $16.2M | Reduce -1.6% |
| XLF SS Financial Select Sector | 0.32% | 353,889 | $16.0M | Add +21.6% |
| JPST JPMorgan Ultra-Short Income | 0.32% | 311,554 | $15.8M | Reduce -7.3% |
| ACN Accenture PLC Class A | 0.31% | 43,265 | $15.3M | Add +0.6% |
| CSCO Cisco Systems Inc. | 0.29% | 272,068 | $14.5M | Add +2.8% |
| ESGD iShares Trust iShares ESG Aw | 0.29% | 170,944 | $14.4M | Reduce -25.2% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.28% | 118,818 | $14.0M | Add +4.1% |
| STZ Constellation Brands Inc. Class A | 0.28% | 53,587 | $13.8M | Add +16.7% |
| LMT Lockheed Martin Corp. | 0.28% | 23,542 | $13.8M | Add +8.3% |
| WMT Walmart Inc. | 0.27% | 168,419 | $13.6M | Add +1.5% |
| ABT Abbott Laboratories | 0.27% | 118,708 | $13.5M | Reduce -4.4% |
| EEM iShares MSCI Emerging Market | 0.26% | 286,556 | $13.1M | Reduce -0.8% |
| ADBE Adobe Inc. | 0.26% | 24,851 | $12.9M | Add +1.6% |
| IVE iShares S&P 500 Value ETF | 0.26% | 64,463 | $12.7M | Reduce -4.6% |
| QQQM Invesco Nasdaq 100 ETF | 0.25% | 62,949 | $12.6M | Add +63.3% |
| REGN Regeneron Pharmaceuticals | 0.25% | 12,018 | $12.6M | Reduce -0.9% |
| T AT&T Inc. | 0.25% | 561,897 | $12.4M | Reduce -1.3% |
| HCA HCA Healthcare Inc. | 0.25% | 30,105 | $12.2M | Reduce -0.4% |
| CMCSA Comcast Corp. Class A | 0.24% | 286,802 | $12.0M | Add +0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.24% | 31,047 | $11.9M | Add +5.1% |
| FPEI First Trust Institutional PR | 0.24% | 617,850 | $11.8M | Add +38.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 41,296 | $11.7M | Add +47.3% |
| IWF iShares Russell 1000 Growth | 0.24% | 31,177 | $11.7M | Add +1.9% |
| URI United Rentals Inc. | 0.23% | 13,917 | $11.3M | Add +0.1% |
| MAR Marriott International Class A | 0.22% | 44,535 | $11.1M | Reduce -2.2% |
| SNOW Snowflake Inc. | 0.22% | 94,597 | $10.9M | Add +13.4% |
| IDEV iShares Core MSCI Dev MKTS | 0.22% | 153,064 | $10.8M | Reduce -0.6% |
| CEG Constellation Energy | 0.22% | 41,247 | $10.7M | Add +4.8% |
| ESML iShares ESG Aware MSCI USA S | 0.21% | 253,829 | $10.6M | Reduce -33.7% |
| NNE Nano Nuclear Energy Inc. | 0.21% | 729,000 | $10.5M | Add +747.7% |
| PWR Quanta Services Inc. | 0.21% | 35,207 | $10.5M | Add +7.9% |
| TARGET CORP | 0.21% | 66,594 | $10.4M | New |
| VRTX Vertex Pharmaceuticals Inc. | 0.21% | 22,117 | $10.3M | Reduce -25.0% |
| TMUS T-Mobile US Inc. | 0.20% | 47,960 | $9.9M | Add +0.7% |
| CMI Cummins Inc. | 0.20% | 30,216 | $9.8M | Reduce -1.9% |
Portfolio Sells Q2 2024 → Q3 2024
| NVDA Nvidia Corp. | Reduce -0.4% | 3.26% | −0.41 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -62.1% | 0.15% | −0.24 |
| TGT Target Corp. | Sold out | 0.00% | −0.21 |
| EMR Emerson Electric Co. | Reduce -74.3% | 0.05% | −0.18 |
| LLY Eli Lilly & Co. | Reduce -4.7% | 0.90% | −0.16 |
| EA Electronic Arts Inc. | Reduce -94.6% | 0.01% | −0.12 |
| ESML iShares ESG Aware MSCI USA S | Reduce -33.7% | 0.21% | −0.11 |
| ESGD iShares Trust iShares ESG Aw | Reduce -25.2% | 0.29% | −0.11 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -25.0% | 0.21% | −0.10 |
| AMAT Applied Materials Inc. | Reduce -0.3% | 0.34% | −0.10 |
| COST Costco Wholesale Corp. | Reduce -8.0% | 0.46% | −0.07 |
| JPST JPMorgan Ultra-Short Income | Reduce -7.3% | 0.32% | −0.06 |
| MUB iShares National Muni Bond E | Reduce -7.0% | 0.36% | −0.06 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.05 |
| MDY State Street SPDR S&P Midcap | Reduce -5.0% | 0.55% | −0.05 |
| SUB iShares Short-Term National | Reduce -1.2% | 0.50% | −0.05 |
| HIGH Simplify Enhanced Income ETF | Sold out | 0.00% | −0.05 |
| FDN First Trust DJ Internet Ind | Reduce -3.2% | 0.45% | −0.05 |
| SLB SLB Ltd. | Reduce -0.6% | 0.17% | −0.04 |
| EFA iShares MSCI Eafe ETF | Reduce -1.4% | 0.84% | −0.04 |
| BA The Boeing Co. | Reduce -2.6% | 0.09% | −0.03 |
| COP Conocophillips | Reduce -0.3% | 0.16% | −0.03 |
| REGN Regeneron Pharmaceuticals | Reduce -0.9% | 0.25% | −0.03 |
| LRCX Lam Research Corp. | Sold out | 0.00% | −0.03 |
| INTC Intel Corp. | Reduce -31.3% | 0.02% | −0.03 |
| NTAP Netapp Inc. | Reduce -0.9% | 0.14% | −0.02 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.6% | 0.50% | −0.02 |
| MAR Marriott International Class A | Reduce -2.2% | 0.22% | −0.02 |
| ABNB Airbnb Inc. Class A | Reduce -0.8% | 0.06% | −0.02 |
| IVE iShares S&P 500 Value ETF | Reduce -4.6% | 0.26% | −0.02 |
| FCX Freeport-McMoran Inc. | Reduce -1.5% | 0.19% | −0.02 |
| RJF Raymond James Financial Inc. | Reduce -2.0% | 0.12% | −0.02 |
| JNJ Johnson & Johnson | Reduce -3.4% | 0.57% | −0.02 |
| LIN Linde PLC | Reduce -3.1% | 0.34% | −0.02 |
| ABT Abbott Laboratories | Reduce -4.4% | 0.27% | −0.01 |
| SYY Sysco Corp. | Reduce -9.4% | 0.13% | −0.01 |
| DE Deere & Co. | Reduce -7.9% | 0.18% | −0.01 |
| P Everpure Inc. Class A | Reduce -3.4% | 0.03% | −0.01 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.1% | 0.51% | −0.01 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.01 |
| FAST Fastenal Co. | Reduce -67.2% | 0.01% | −0.01 |
| EXC Exelon Corp. | Sold out | 0.00% | −0.01 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -66.8% | 0.01% | −0.01 |
| HST Host Hotels & Resorts Inc. | Reduce -2.3% | 0.08% | −0.01 |
| AME Ametek Inc. | Sold out | 0.00% | −0.01 |
| ED Consolidated Edison Inc. | Reduce -44.6% | 0.02% | −0.01 |
| WRK Westrock Co. | Sold out | 0.00% | −0.01 |
| FTV Fortive Corp. | Reduce -69.8% | 0.00% | −0.01 |
| VOOG Vanguard S&P 500 Growth ETF | Reduce -4.8% | 0.10% | −0.01 |
| MU Micron Technology Inc. | Reduce -27.4% | 0.01% | −0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| QQQ Invesco QQQ Trust Series 1 | Add +32.1% | 1.20% | +0.22 |
| TARGET CORP | New | 0.21% | +0.21 |
| AAPL Apple Inc. | Add +4.8% | 3.97% | +0.19 |
| BAC Bank of America Corp. | Add +42.0% | 0.80% | +0.18 |
| NNE Nano Nuclear Energy Inc. | Add +747.7% | 0.21% | +0.17 |
| VNQ Vanguard Real Estate ETF | Add +8.0% | 1.09% | +0.13 |
| NEM Newmont Corp. | Add +905.7% | 0.14% | +0.13 |
| PH Parker Hannifin Corp. | Add +33.5% | 0.35% | +0.12 |
| HD Home Depot Inc. | Add +8.3% | 0.82% | +0.11 |
| IJR iShares Core S&P Small-Cap E | Add +33.3% | 0.42% | +0.10 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +13.3% | 0.96% | +0.10 |
| SBAC SBA Communications Corp. | New | 0.10% | +0.10 |
| DIS The Walt Disney Co. | Add +42.5% | 0.45% | +0.09 |
| QQQM Invesco Nasdaq 100 ETF | Add +63.3% | 0.25% | +0.09 |
| ORCL Oracle Corp. | Add +4.9% | 0.65% | +0.08 |
| VTI VG Morningstar TS MKT ETF-US | Add +47.3% | 0.24% | +0.07 |
| LZ Legalzoomcom Inc. | New | 0.06% | +0.06 |
| XLF SS Financial Select Sector | Add +21.6% | 0.32% | +0.06 |
| FPEI First Trust Institutional PR | Add +38.5% | 0.24% | +0.06 |
| ETN Eaton Corp. PLC | Add +14.3% | 0.61% | +0.05 |
| PFE Pfizer Inc. | Add +52.0% | 0.18% | +0.05 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +21.3% | 0.43% | +0.05 |
| HDV iShares Core High Dividend E | Add +48.3% | 0.17% | +0.05 |
| LMT Lockheed Martin Corp. | Add +8.3% | 0.28% | +0.05 |
| AVGO Broadcom Inc. | Add +21.4% | 0.33% | +0.05 |
| XLK SS Technology Select Sector | Add +19.6% | 0.65% | +0.05 |
| UNH Unitedhealth Group Inc. | Add +6.4% | 0.51% | +0.05 |
| CEG Constellation Energy | Add +4.8% | 0.22% | +0.04 |
| DASH DoorDash Inc. Class A | Add +113.2% | 0.07% | +0.04 |
| CAT Caterpillar Inc. | Add +43.0% | 0.11% | +0.04 |
| SCHF Schwab Intl Equity ETF | Add +12.6% | 0.48% | +0.04 |
| GS Goldman Sachs Group Inc. | Add +9.9% | 0.41% | +0.03 |
| VIG Vanguard Dividend Apprec ETF | Add +13.3% | 0.34% | +0.03 |
| SCHD Schwab US DVD Equity ETF | Add +33.7% | 0.15% | +0.03 |
| ABBV Abbvie Inc. | Add +4.3% | 0.39% | +0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +4.7% | 0.97% | +0.03 |
| IVW iShares S&P 500 Growth ETF | Add +15.5% | 0.36% | +0.03 |
| TSLA Tesla Inc. | Add +4.0% | 0.14% | +0.03 |
| PWR Quanta Services Inc. | Add +7.9% | 0.21% | +0.03 |
| URI United Rentals Inc. | Add +0.1% | 0.23% | +0.03 |
| MCD McDonald's Corp. | Add +10.9% | 0.15% | +0.03 |
| WMT Walmart Inc. | Add +1.5% | 0.27% | +0.02 |
| VST Vistra Corp. | New | 0.02% | +0.02 |
| BLK BlackRock Finance Inc. | Add +43.9% | 0.06% | +0.02 |
| CB Chubb Ltd. | Add +38.8% | 0.08% | +0.02 |
| SYK Stryker Corp. | Add +9.9% | 0.40% | +0.02 |
| KO The Coca-Cola Co. | Add +2.4% | 0.48% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +3.3% | 3.37% | +0.02 |
| NOC Northrop Grumman Corp. | Add +24.6% | 0.07% | +0.02 |
| IWN iShares Russell 2000 Value E | Add +119.5% | 0.03% | +0.02 |
Notes & Other Activity Q2 2024 → Q3 2024
| CLBTW Cellebrite Di Ltd. -CW23 | *W EXP 99/99/999 | Sold out | 10,000 | $29Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,047 | $8.3B | VOO, AAPL, IVV, NVDA, GOOGL |
| Q1 2026 | 836 | $7.2B | VOO, AAPL, IVV, NVDA, MSFT |
| Q4 2025 | 813 | $7.5B | VOO, AAPL, IVV, NVDA, MSFT |
| Q3 2025 | 796 | $7.3B | VOO, AAPL, NVDA, MSFT, IVV |
| Q2 2025 | 692 | $6.2B | VOO, MSFT, IVV, NVDA, AAPL |
| Q1 2025 | 615 | $5.1B | VOO, IVV, IJH, MSFT, IEFA |
| Q4 2024 | 578 | $5.1B | VOO, IVV, AAPL, IJH, MSFT |
| Q3 2024 | 561 | $5.0B | VOO, IVV, AAPL, MSFT, IJH |
| Q2 2024 | 527 | $4.5B | VOO, IVV, MSFT, IJH, AAPL |
| Q1 2024Amended | 404 | $3.0B | VOO, IVV, IJH, IEFA, MSFT |