Citizens Financial Group Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Citizens Financial Group Inc. reported 578 stock positions worth $5.1 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 7.3% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 4.9%) and Apple (AAPL, 4.4%). Compared with Q3 2024, it opened 69 new positions, sold out of 52, added to 318 and reduced 165. The biggest buy was Apple (AAPL, shares +5%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- PROVIDENCE, RI
- CIK
- 0000759944
- Portfolio Value
- $5.1B (Q4 2024)
- SEC Filing
- 0000759944-25-000010 ↗ filed Feb 7, 2025
Holdings Value
Holdings 578 stocks · $5.1B
| VOO Vanguard S&P 500 ETF | 7.33% | 697,910 | $376.0M | Reduce -3.6% |
| IVV iShares Core S&P 500 ETF | 4.95% | 431,207 | $253.8M | Add +1.1% |
| AAPL Apple Inc. | 4.36% | 893,366 | $223.7M | Add +5.4% |
| IJH iShares Core S&P Midcap ETF | 3.73% | 3,071,734 | $191.4M | Add +0.6% |
| MSFT Microsoft Corp. | 3.69% | 449,028 | $189.3M | Add +1.1% |
| NVDA Nvidia Corp. | 3.62% | 1,380,707 | $185.4M | Add +3.3% |
| IEFA iShares Core MSCI Eafe ETF | 2.99% | 2,178,970 | $153.1M | Add +1.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.75% | 240,622 | $141.0M | Add +6.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.18% | 661,059 | $111.9M | Reduce -3.3% |
| AMZN Amazon.com Inc. | 1.95% | 455,778 | $100.0M | Add +6.8% |
| PG The Procter & Gamble Co. | 1.91% | 584,036 | $97.9M | Add +0.2% |
| GOOGL Alphabet Inc. Class A | 1.85% | 502,379 | $95.1M | Add +0.6% |
| IUSG iShares Core S&P U.S. Growth | 1.81% | 666,587 | $92.9M | Reduce -1.8% |
| IWM iShares Russell 2000 ETF | 1.70% | 394,594 | $87.2M | Add +6.4% |
| IEMG iShares Core MSCI Emerging | 1.54% | 1,513,678 | $79.0M | Reduce -3.0% |
| JPM JPMorgan Chase & Co. | 1.52% | 325,464 | $78.0M | Add +2.5% |
| QQQ Invesco QQQ Trust Series 1 | 1.24% | 124,869 | $63.8M | Add +1.9% |
| META Meta Platforms Inc. Class A | 1.07% | 93,839 | $54.9M | Reduce -0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.00% | 193,475 | $51.1M | Add +6.8% |
| VNQ Vanguard Real Estate ETF | 0.94% | 540,851 | $48.2M | Reduce -2.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.92% | 196,177 | $47.1M | Reduce -3.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.89% | 1,040,862 | $45.7M | Add +3.4% |
| LLY Eli Lilly & Co. | 0.81% | 54,047 | $41.7M | Add +6.9% |
| EFA iShares MSCI Eafe ETF | 0.75% | 509,308 | $38.5M | Add +2.3% |
| HD Home Depot Inc. | 0.75% | 98,903 | $38.5M | Reduce -1.8% |
| SUB iShares Short-Term National | 0.71% | 343,326 | $36.2M | Add +46.2% |
| GOOG Alphabet Inc. Class C | 0.70% | 188,675 | $35.9M | Reduce -10.4% |
| XOM Exxon Mobil Corp. | 0.66% | 316,696 | $34.1M | Reduce -1.5% |
| VEA Vanguard Ftse Developed ETF | 0.66% | 712,288 | $34.1M | Add +20.6% |
| XLK SS Technology Select Sector | 0.64% | 140,966 | $32.8M | Reduce -1.9% |
| V Visa Inc. Class A | 0.62% | 101,289 | $32.0M | Add +5.3% |
| ETN Eaton Corp. PLC | 0.62% | 95,793 | $31.8M | Add +4.0% |
| ORCL Oracle Corp. | 0.62% | 190,490 | $31.7M | Reduce -0.0% |
| PEP Pepsico Inc. | 0.55% | 185,283 | $28.2M | Reduce -19.6% |
| CRM Salesforce Inc. | 0.55% | 83,864 | $28.0M | Add +2.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.54% | 61,042 | $27.7M | Add +5.2% |
| AVGO Broadcom Inc. | 0.52% | 115,961 | $26.9M | Add +22.3% |
| MDY State Street SPDR S&P Midcap | 0.52% | 46,519 | $26.5M | Reduce -3.3% |
| AXP American Express Co. | 0.50% | 86,149 | $25.6M | Reduce -0.5% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.50% | 290,363 | $25.5M | Add +11.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.48% | 222,213 | $24.7M | Reduce -3.6% |
| GS Goldman Sachs Group Inc. | 0.48% | 42,723 | $24.5M | Add +2.9% |
| USMV iShares MSCI USA Min Vol Fac | 0.47% | 274,126 | $24.3M | Reduce -1.9% |
| TSLA Tesla Inc. | 0.46% | 58,972 | $23.8M | Add +121.9% |
| SCHF Schwab Intl Equity ETF | 0.46% | 1,286,946 | $23.8M | Add +10.2% |
| COST Costco Wholesale Corp. | 0.46% | 25,937 | $23.8M | Add +0.4% |
| MRK Merck & Co. Inc. | 0.45% | 231,322 | $23.0M | Reduce -5.2% |
| JNJ Johnson & Johnson | 0.44% | 157,578 | $22.8M | Reduce -9.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.44% | 396,644 | $22.8M | Add +0.4% |
| UNH Unitedhealth Group Inc. | 0.44% | 44,946 | $22.7M | Add +4.4% |
| NNE Nano Nuclear Energy Inc. | 0.44% | 900,000 | $22.4M | Add +23.5% |
| IJR iShares Core S&P Small-Cap E | 0.43% | 191,245 | $22.0M | Add +8.4% |
| FDN First Trust DJ Internet Ind | 0.43% | 90,604 | $22.0M | Reduce -15.1% |
| KO The Coca-Cola Co. | 0.41% | 338,530 | $21.1M | Add +2.6% |
| HON Honeywell International Inc. | 0.41% | 93,183 | $21.0M | Add +0.9% |
| IVW iShares S&P 500 Growth ETF | 0.39% | 198,991 | $20.2M | Add +6.5% |
| SYK Stryker Corp. | 0.39% | 56,103 | $20.2M | Add +0.8% |
| VWO Vanguard Ftse Emerging Marke | 0.39% | 455,677 | $20.1M | Add +8.1% |
| ABBV Abbvie Inc. | 0.39% | 112,770 | $20.0M | Add +13.7% |
| CFG Citizens Financial Group | 0.38% | 443,509 | $19.4M | Reduce -3.9% |
| PH Parker Hannifin Corp. | 0.37% | 29,788 | $18.9M | Add +7.8% |
| XLF SS Financial Select Sector | 0.36% | 381,379 | $18.4M | Add +7.8% |
| IWV iShares Russell 3000 ETF | 0.35% | 53,436 | $17.9M | Add +7.3% |
| MUB iShares National Muni Bond E | 0.34% | 162,404 | $17.3M | Reduce -0.3% |
| WMT Walmart Inc. | 0.33% | 188,116 | $17.0M | Add +11.7% |
| PWR Quanta Services Inc. | 0.33% | 53,622 | $16.9M | Add +52.3% |
| VIG Vanguard Dividend Apprec ETF | 0.32% | 83,237 | $16.3M | Reduce -0.6% |
| CSCO Cisco Systems Inc. | 0.31% | 272,155 | $16.1M | Add +0.0% |
| ACN Accenture PLC Class A | 0.30% | 44,044 | $15.5M | Add +1.8% |
| TMO Thermo Fisher Scientific Inc. | 0.30% | 29,708 | $15.5M | Add +6.8% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.30% | 125,595 | $15.2M | Add +5.7% |
| LIN Linde PLC | 0.30% | 36,235 | $15.2M | Add +3.6% |
| QQQM Invesco Nasdaq 100 ETF | 0.29% | 71,644 | $15.1M | Add +13.8% |
| JPST JPMorgan Ultra-Short Income | 0.29% | 293,090 | $14.8M | Reduce -5.9% |
| AMAT Applied Materials Inc. | 0.29% | 90,036 | $14.6M | Add +8.9% |
| IWF iShares Russell 1000 Growth | 0.28% | 35,347 | $14.2M | Add +13.4% |
| NEE Nextera Energy Inc. | 0.28% | 197,638 | $14.2M | Add +3.0% |
| ABT Abbott Laboratories | 0.26% | 117,220 | $13.3M | Reduce -1.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.26% | 31,871 | $13.1M | Add +2.6% |
| T AT&T Inc. | 0.25% | 561,356 | $12.8M | Reduce -0.1% |
| IVE iShares S&P 500 Value ETF | 0.24% | 64,620 | $12.3M | Add +0.2% |
| CEG Constellation Energy | 0.24% | 54,959 | $12.3M | Add +33.2% |
| MAR Marriott International Class A | 0.24% | 44,002 | $12.3M | Reduce -1.2% |
| EEM iShares MSCI Emerging Market | 0.23% | 287,869 | $12.0M | Add +0.5% |
| STZ Constellation Brands Inc. Class A | 0.23% | 53,717 | $11.9M | Add +0.2% |
| ADBE Adobe Inc. | 0.23% | 26,415 | $11.7M | Add +6.3% |
| TARGET CORP | 0.23% | 85,606 | $11.6M | Add +28.6% |
| WFC Wells Fargo & Co. | 0.22% | 164,109 | $11.5M | Reduce -1.7% |
| LMT Lockheed Martin Corp. | 0.22% | 23,660 | $11.5M | Add +0.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.22% | 39,634 | $11.5M | Reduce -4.0% |
| ESGD iShares Trust iShares ESG Aw | 0.22% | 148,081 | $11.3M | Reduce -13.4% |
| CMI Cummins Inc. | 0.22% | 31,770 | $11.1M | Add +5.1% |
| NOW ServiceNow Inc. | 0.21% | 10,286 | $10.9M | Add +172.2% |
| FPEI First Trust Institutional PR | 0.21% | 582,266 | $10.9M | Reduce -5.8% |
| TMUS T-Mobile US Inc. | 0.21% | 47,883 | $10.6M | Reduce -0.2% |
| IDEV iShares Core MSCI Dev MKTS | 0.19% | 154,885 | $10.0M | Add +1.2% |
| URI United Rentals Inc. | 0.19% | 13,745 | $9.7M | Reduce -1.2% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.19% | 124,687 | $9.6M | Add +191.4% |
| TRAVELERS COMPANIES INC | 0.18% | 38,598 | $9.3M | Reduce -0.9% |
| VRTX Vertex Pharmaceuticals Inc. | 0.18% | 22,694 | $9.1M | Add +2.6% |
Portfolio Sells Q3 2024 → Q4 2024
| VOO Vanguard S&P 500 ETF | Reduce -3.6% | 7.33% | −0.37 |
| IEMG iShares Core MSCI Emerging | Reduce -3.0% | 1.54% | −0.26 |
| PEP Pepsico Inc. | Reduce -19.6% | 0.55% | −0.24 |
| REGN Regeneron Pharmaceuticals | Reduce -89.6% | 0.02% | −0.24 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -3.3% | 2.18% | −0.22 |
| CMCSA Comcast Corp. Class A | Reduce -70.6% | 0.06% | −0.18 |
| VNQ Vanguard Real Estate ETF | Reduce -2.1% | 0.94% | −0.15 |
| SNOW Snowflake Inc. | Reduce -75.4% | 0.07% | −0.15 |
| JNJ Johnson & Johnson | Reduce -9.7% | 0.44% | −0.12 |
| PEN Penumbra Inc. | Sold out | 0.00% | −0.12 |
| MRK Merck & Co. Inc. | Reduce -5.2% | 0.45% | −0.11 |
| NKE Nike Inc. Class B | Reduce -53.1% | 0.06% | −0.10 |
| MDLZ Mondelez International Inc. Class A | Reduce -58.1% | 0.05% | −0.09 |
| XOM Exxon Mobil Corp. | Reduce -1.5% | 0.66% | −0.09 |
| RBLX Roblox Corp. Class A | Sold out | 0.00% | −0.08 |
| HCA HCA Healthcare Inc. | Reduce -0.7% | 0.17% | −0.07 |
| HD Home Depot Inc. | Reduce -1.8% | 0.75% | −0.07 |
| ESGD iShares Trust iShares ESG Aw | Reduce -13.4% | 0.22% | −0.07 |
| BA The Boeing Co. | Reduce -68.0% | 0.03% | −0.06 |
| ESML iShares ESG Aware MSCI USA S | Reduce -25.2% | 0.16% | −0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.6% | 0.92% | −0.06 |
| FCX Freeport-McMoran Inc. | Reduce -0.9% | 0.14% | −0.05 |
| NEM Newmont Corp. | Reduce -1.6% | 0.09% | −0.05 |
| SLB SLB Ltd. | Reduce -17.1% | 0.12% | −0.04 |
| HOOD Robinhood Markets Inc. Class A | Sold out | 0.00% | −0.04 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.9% | 0.47% | −0.04 |
| SOFI Sofi Technologies Inc. | Sold out | 0.00% | −0.04 |
| URI United Rentals Inc. | Reduce -1.2% | 0.19% | −0.04 |
| UNP Union Pacific Corp. | Reduce -9.0% | 0.15% | −0.03 |
| MDY State Street SPDR S&P Midcap | Reduce -3.3% | 0.52% | −0.03 |
| ABNB Airbnb Inc. Class A | Reduce -59.9% | 0.02% | −0.03 |
| ORCL Oracle Corp. | Reduce -0.0% | 0.62% | −0.03 |
| JPST JPMorgan Ultra-Short Income | Reduce -5.9% | 0.29% | −0.03 |
| SHOP Shopify Inc. Class A | Reduce -50.5% | 0.05% | −0.03 |
| FDN First Trust DJ Internet Ind | Reduce -15.1% | 0.43% | −0.03 |
| FPEI First Trust Institutional PR | Reduce -5.8% | 0.21% | −0.02 |
| CVS CVS Health Corp. | Reduce -30.3% | 0.02% | −0.02 |
| HDV iShares Core High Dividend E | Reduce -7.5% | 0.14% | −0.02 |
| SYY Sysco Corp. | Reduce -13.1% | 0.10% | −0.02 |
| AMGN Amgen Inc. | Reduce -0.4% | 0.08% | −0.02 |
| TXT Textron Inc. | Reduce -1.6% | 0.09% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -11.9% | 0.06% | −0.02 |
| DHR Danaher Corp. | Reduce -0.6% | 0.08% | −0.02 |
| SBAC SBA Communications Corp. | Reduce -2.5% | 0.08% | −0.02 |
| RSG Republic Services Inc. | Reduce -46.3% | 0.02% | −0.02 |
| GTLB Gitlab Inc. Class A | Sold out | 0.00% | −0.02 |
| MUB iShares National Muni Bond E | Reduce -0.3% | 0.34% | −0.02 |
| DE Deere & Co. | Reduce -8.6% | 0.16% | −0.02 |
| RTX RTX Corp. | Reduce -12.0% | 0.08% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.6% | 0.32% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| AAPL Apple Inc. | Add +5.4% | 4.36% | +0.39 |
| NVDA Nvidia Corp. | Add +3.3% | 3.62% | +0.35 |
| AMZN Amazon.com Inc. | Add +6.8% | 1.95% | +0.35 |
| TSLA Tesla Inc. | Add +121.9% | 0.46% | +0.32 |
| NNE Nano Nuclear Energy Inc. | Add +23.5% | 0.44% | +0.23 |
| SUB iShares Short-Term National | Add +46.2% | 0.71% | +0.20 |
| AVGO Broadcom Inc. | Add +22.3% | 0.52% | +0.20 |
| GOOGL Alphabet Inc. Class A | Add +0.6% | 1.85% | +0.19 |
| JPM JPMorgan Chase & Co. | Add +2.5% | 1.52% | +0.17 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +6.9% | 2.75% | +0.15 |
| SPGP Invesco S&P 500 Garp ETF | New | 0.15% | +0.15 |
| ANET Arista Networks Inc. | Add +592.1% | 0.17% | +0.15 |
| NOW ServiceNow Inc. | Add +172.2% | 0.21% | +0.14 |
| BNY Bank of New York Mellon Corp. | Add +191.4% | 0.19% | +0.12 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +3239.7% | 0.13% | +0.12 |
| PWR Quanta Services Inc. | Add +52.3% | 0.33% | +0.12 |
| OEF iShares S&P 100 ETF | Add +896.9% | 0.13% | +0.11 |
| CRM Salesforce Inc. | Add +2.6% | 0.55% | +0.10 |
| V Visa Inc. Class A | Add +5.3% | 0.62% | +0.09 |
| BAC Bank of America Corp. | Add +3.4% | 0.89% | +0.09 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +1029.5% | 0.09% | +0.08 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +11.9% | 0.50% | +0.06 |
| GS Goldman Sachs Group Inc. | Add +2.9% | 0.48% | +0.06 |
| RL Ralph Lauren Corp. | New | 0.06% | +0.06 |
| WMT Walmart Inc. | Add +11.7% | 0.33% | +0.06 |
| IWM iShares Russell 2000 ETF | Add +6.4% | 1.70% | +0.05 |
| IWD iShares Russell 1000 Value E | Add +55.1% | 0.15% | +0.05 |
| GVI iShares Intermediate Governm | New | 0.04% | +0.04 |
| NFLX Netflix Inc. | Add +24.0% | 0.13% | +0.04 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.9% | 1.24% | +0.04 |
| IWF iShares Russell 1000 Growth | Add +13.4% | 0.28% | +0.04 |
| MS Morgan Stanley | Add +21.9% | 0.13% | +0.04 |
| QQQM Invesco Nasdaq 100 ETF | Add +13.8% | 0.29% | +0.04 |
| VMBS Vanguard Mortgage-Backed Sec | Add +248.4% | 0.06% | +0.04 |
| XLF SS Financial Select Sector | Add +7.8% | 0.36% | +0.04 |
| VEA Vanguard Ftse Developed ETF | Add +20.6% | 0.66% | +0.04 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +119.5% | 0.07% | +0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +6.8% | 1.00% | +0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +85.2% | 0.08% | +0.04 |
| IVW iShares S&P 500 Growth ETF | Add +6.5% | 0.39% | +0.03 |
| AGG iShares Core U.S. Aggregate | Add +33.6% | 0.17% | +0.03 |
| GII State Street SPDR S&P Global | Add +104.6% | 0.07% | +0.03 |
| BLK BlackRock Inc. | Add +41.2% | 0.09% | +0.03 |
| USB US Bancorp | Add +115.8% | 0.05% | +0.03 |
| MA Mastercard Inc. Class A | Add +21.5% | 0.14% | +0.03 |
| IWR iShares Russell Mid-Cap ETF | Add +46.0% | 0.09% | +0.03 |
| HON Honeywell International Inc. | Add +0.9% | 0.41% | +0.03 |
| CAT Caterpillar Inc. | Add +37.4% | 0.14% | +0.03 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +42.6% | 0.08% | +0.02 |
| MCK McKesson Corp. | Add +85.7% | 0.05% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,047 | $8.3B | VOO, AAPL, IVV, NVDA, GOOGL |
| Q1 2026 | 836 | $7.2B | VOO, AAPL, IVV, NVDA, MSFT |
| Q4 2025 | 813 | $7.5B | VOO, AAPL, IVV, NVDA, MSFT |
| Q3 2025 | 796 | $7.3B | VOO, AAPL, NVDA, MSFT, IVV |
| Q2 2025 | 692 | $6.2B | VOO, MSFT, IVV, NVDA, AAPL |
| Q1 2025 | 615 | $5.1B | VOO, IVV, IJH, MSFT, IEFA |
| Q4 2024 | 578 | $5.1B | VOO, IVV, AAPL, IJH, MSFT |
| Q3 2024 | 561 | $5.0B | VOO, IVV, AAPL, MSFT, IJH |
| Q2 2024 | 527 | $4.5B | VOO, IVV, MSFT, IJH, AAPL |
| Q1 2024Amended | 404 | $3.0B | VOO, IVV, IJH, IEFA, MSFT |