Citizens Financial Group Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Citizens Financial Group Inc. reported 796 stock positions worth $7.3 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 6.3% of the portfolio, followed by Apple (AAPL, 5.0%) and Nvidia (NVDA, 4.2%). Compared with Q2 2025, it opened 125 new positions, sold out of 21, added to 453 and reduced 173. The biggest buy was Apple (AAPL, shares +48%) and the biggest sale Nano Nuclear Energy (NNE, shares −97%).
- Most Recent 13F
- Q2 2026
- Location
- PROVIDENCE, RI
- CIK
- 0000759944
- Portfolio Value
- $7.3B (Q3 2025)
- SEC Filing
- 0000759944-25-000146 ↗ filed Oct 24, 2025
Holdings Value
Holdings 796 stocks · $7.3B
| VOO Vanguard S&P 500 ETF | 6.27% | 745,381 | $457.6M | Add +2.9% |
| AAPL Apple Inc. | 4.98% | 1,426,605 | $363.3M | Add +48.4% |
| NVDA Nvidia Corp. | 4.18% | 1,634,011 | $304.9M | Add +1.3% |
| MSFT Microsoft Corp. | 4.14% | 583,576 | $302.3M | Add +8.0% |
| IVV iShares Core S&P 500 ETF | 4.00% | 436,512 | $292.2M | Add +2.4% |
| IJH iShares Core S&P Midcap ETF | 2.82% | 3,152,906 | $205.8M | Add +1.4% |
| IEFA iShares Core MSCI Eafe ETF | 2.72% | 2,276,167 | $198.7M | Add +1.6% |
| GOOGL Alphabet Inc. Class A | 2.35% | 704,873 | $171.4M | Add +11.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.26% | 247,602 | $164.9M | Reduce -2.9% |
| AMZN Amazon.com Inc. | 2.03% | 674,399 | $148.1M | Add +10.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.69% | 657,583 | $123.2M | Reduce -2.0% |
| JPM JPMorgan Chase & Co. | 1.65% | 381,952 | $120.5M | Add +25.1% |
| PG The Procter & Gamble Co. | 1.52% | 721,121 | $110.8M | Add +10.0% |
| META Meta Platforms Inc. Class A | 1.50% | 148,617 | $109.1M | Add +11.3% |
| IEMG iShares Core MSCI Emerging | 1.42% | 1,568,565 | $103.4M | Add +0.4% |
| MA Mastercard Inc. Class A | 1.40% | 179,533 | $102.1M | Add +32.9% |
| VEA Vanguard Ftse Developed ETF | 1.29% | 1,566,625 | $93.9M | Add +10.1% |
| IWM iShares Russell 2000 ETF | 1.28% | 386,528 | $93.5M | Add +1.1% |
| AVGO Broadcom Inc. | 1.25% | 276,728 | $91.3M | Add +5.2% |
| IUSG iShares Core S&P U.S. Growth | 1.07% | 475,926 | $78.3M | Reduce -1.6% |
| QQQ Invesco QQQ Trust Series 1 | 1.02% | 124,032 | $74.5M | Add +4.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.94% | 1,334,526 | $68.8M | Add +1.9% |
| GOOG Alphabet Inc. Class C | 0.93% | 279,844 | $68.2M | Add +22.3% |
| ETN Eaton Corp. PLC | 0.83% | 161,007 | $60.3M | Add +1.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.79% | 194,580 | $57.4M | Add +1.5% |
| LLY Eli Lilly & Co. | 0.78% | 74,287 | $56.7M | Add +5.1% |
| ORCL Oracle Corp. | 0.73% | 189,796 | $53.4M | Add +1.6% |
| HD Home Depot Inc. | 0.65% | 117,304 | $47.5M | Add +4.7% |
| VNQ Vanguard Real Estate ETF | 0.62% | 498,828 | $45.6M | Reduce -1.6% |
| EFA iShares MSCI Eafe ETF | 0.61% | 480,349 | $44.9M | Add +1.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.61% | 173,709 | $44.3M | Reduce -0.3% |
| JPST JPMorgan Ultra-Short Income | 0.60% | 866,913 | $44.0M | Add +135.9% |
| SCHF Schwab Intl Equity ETF | 0.58% | 1,828,142 | $42.6M | Add +5.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.58% | 83,783 | $42.1M | Add +18.1% |
| XLK SS Technology Select Sector | 0.57% | 147,599 | $41.6M | Add +3.5% |
| V Visa Inc. Class A | 0.56% | 120,644 | $41.2M | Add +15.0% |
| ABBV Abbvie Inc. | 0.56% | 175,520 | $40.6M | Add +13.5% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.56% | 388,422 | $40.6M | Add +7.5% |
| COST Costco Wholesale Corp. | 0.50% | 39,743 | $36.8M | Add +18.6% |
| GS Goldman Sachs Group Inc. | 0.50% | 46,123 | $36.7M | Add +5.7% |
| TSLA Tesla Inc. | 0.50% | 81,557 | $36.3M | Reduce -0.3% |
| JNJ Johnson & Johnson | 0.50% | 195,465 | $36.2M | Add +18.9% |
| MDY State Street SPDR S&P Midcap | 0.49% | 59,770 | $35.6M | Reduce -1.7% |
| KO The Coca-Cola Co. | 0.43% | 474,318 | $31.6M | Add +1.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.43% | 275,866 | $31.6M | Add +6.4% |
| QUANTA SVCS INC | 0.42% | 74,660 | $30.9M | Add +25.2% |
| XOM Exxon Mobil Corp. | 0.39% | 254,960 | $28.7M | Add +23.3% |
| BR Broadridge Financial Solutio | 0.39% | 119,211 | $28.5M | Add +4390.1% |
| IJR iShares Core S&P Small-Cap E | 0.39% | 239,207 | $28.4M | Reduce -2.4% |
| SUB iShares Short-Term National | 0.39% | 263,251 | $28.1M | Reduce -0.4% |
| HCA HCA Healthcare Inc. | 0.37% | 64,126 | $27.3M | Add +3.4% |
| PH Parker Hannifin Corp. | 0.36% | 34,523 | $26.2M | Add +3.2% |
| WFC Wells Fargo & Co. | 0.36% | 311,028 | $26.1M | Add +3.1% |
| LIN Linde PLC | 0.35% | 54,433 | $25.9M | Add +2.5% |
| VEU Vanguard Ftse All-World Ex-U | 0.34% | 346,803 | $24.8M | Add +1.0% |
| IVW iShares S&P 500 Growth ETF | 0.34% | 203,395 | $24.6M | Add +2.3% |
| URI United Rentals Inc. | 0.34% | 25,718 | $24.6M | Add +0.2% |
| LMT Lockheed Martin Corp. | 0.34% | 49,146 | $24.5M | Add +1.4% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.33% | 222,545 | $24.2M | Reduce -0.1% |
| MRK Merck & Co. Inc. | 0.33% | 282,793 | $23.9M | Add +0.6% |
| C Citigroup Inc. | 0.32% | 229,091 | $23.3M | Add +78.1% |
| AXP American Express Co. | 0.31% | 69,218 | $23.0M | Add +7.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.31% | 239,934 | $22.8M | Reduce -6.2% |
| SYK Stryker Corp. | 0.31% | 61,498 | $22.7M | Add +4.4% |
| QQQM Invesco Nasdaq 100 ETF | 0.31% | 91,824 | $22.7M | Add +1.2% |
| XLF SS Financial Select Sector | 0.30% | 409,264 | $22.0M | Add +0.7% |
| WMT Walmart Inc. | 0.30% | 210,405 | $21.7M | Add +7.1% |
| IWV iShares Russell 3000 ETF | 0.30% | 57,177 | $21.7M | Reduce -0.9% |
| CSCO Cisco Systems Inc. | 0.30% | 316,343 | $21.6M | Add +2.7% |
| SNOW Snowflake Inc. | 0.29% | 94,323 | $21.3M | Reduce -18.6% |
| CFG Citizens Financial Group | 0.29% | 397,212 | $21.1M | Reduce -7.2% |
| ABT Abbott Laboratories | 0.28% | 151,357 | $20.3M | Add +15.2% |
| HON Honeywell International Inc. | 0.28% | 95,434 | $20.1M | Reduce -0.5% |
| VWO Vanguard Ftse Emerging Marke | 0.27% | 365,945 | $19.8M | Reduce -4.0% |
| NFLX Netflix Inc. | 0.27% | 16,485 | $19.8M | Add +61.1% |
| TMO Thermo Fisher Scientific Inc. | 0.27% | 40,514 | $19.7M | Add +20.1% |
| FDN First Trust DJ Internet Ind | 0.26% | 67,596 | $18.9M | Reduce -3.0% |
| VIG Vanguard Dividend Apprec ETF | 0.26% | 87,148 | $18.9M | Add +2.0% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.26% | 130,431 | $18.9M | Add +3.1% |
| FPEI First Trust Institutional PR | 0.26% | 969,212 | $18.7M | Add +1.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.25% | 37,596 | $18.1M | Add +11.6% |
| COP Conocophillips | 0.24% | 188,125 | $17.8M | Add +2.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 54,009 | $17.8M | Add +18.9% |
| IWF iShares Russell 1000 Growth | 0.24% | 37,493 | $17.6M | Add +0.6% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.24% | 187,386 | $17.2M | Reduce -0.3% |
| EAGL Eagle Capital Select Eqty | 0.23% | 540,739 | $16.9M | New |
| VRTX Vertex Pharmaceuticals Inc. | 0.23% | 42,881 | $16.8M | Add +30.3% |
| FCNCA First Citizens Bcshs Class A | 0.22% | 8,949 | $16.0M | New |
| EBAY eBay Inc. | 0.21% | 170,238 | $15.5M | Add +0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 54,825 | $15.5M | Add +61.5% |
| NEE Nextera Energy Inc. | 0.21% | 203,135 | $15.3M | Add +0.6% |
| EEM iShares MSCI Emerging Market | 0.21% | 283,238 | $15.1M | Add +0.4% |
| TMUS T-Mobile US Inc. | 0.20% | 61,675 | $14.8M | Add +6.7% |
| CAT Caterpillar Inc. | 0.20% | 30,853 | $14.7M | Add +5.9% |
| IWB iShares Russell 1000 ETF | 0.20% | 39,696 | $14.5M | Add +0.1% |
| MPC Marathon Petroleum Corp. | 0.20% | 73,979 | $14.3M | Add +6.9% |
| IEI iShares 3-7 Year Treasury Bo | 0.19% | 114,674 | $13.7M | Reduce -3.0% |
| CRM Salesforce Inc. | 0.19% | 57,775 | $13.7M | Reduce -32.5% |
| MUB iShares National Muni Bond E | 0.19% | 128,385 | $13.7M | Reduce -4.5% |
| CB Chubb Ltd. | 0.19% | 48,286 | $13.7M | Add +153.4% |
Portfolio Sells Q2 2025 → Q3 2025
| NNE Nano Nuclear Energy Inc. | Reduce -96.6% | 0.02% | −0.47 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.9% | 2.26% | −0.27 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.0% | 1.69% | −0.23 |
| CRM Salesforce Inc. | Reduce -32.5% | 0.19% | −0.19 |
| AMAT Applied Materials Inc. | Reduce -59.9% | 0.10% | −0.16 |
| SNOW Snowflake Inc. | Reduce -18.6% | 0.29% | −0.13 |
| VGSH Vanguard Short-Term Treasury | Reduce -60.1% | 0.06% | −0.13 |
| VNQ Vanguard Real Estate ETF | Reduce -1.6% | 0.62% | −0.10 |
| IUSG iShares Core S&P U.S. Growth | Reduce -1.6% | 1.07% | −0.10 |
| UNH Unitedhealth Group Inc. | Reduce -35.9% | 0.13% | −0.09 |
| HON Honeywell International Inc. | Reduce -0.5% | 0.28% | −0.08 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -6.2% | 0.31% | −0.07 |
| SUB iShares Short-Term National | Reduce -0.4% | 0.39% | −0.07 |
| AGG iShares Core U.S. Aggregate | Reduce -27.7% | 0.11% | −0.07 |
| MDY State Street SPDR S&P Midcap | Reduce -1.7% | 0.49% | −0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.3% | 0.61% | −0.06 |
| JMTG Mortgage-Backed Securities | Sold out | 0.00% | −0.05 |
| DASH DoorDash Inc. Class A | Reduce -46.6% | 0.05% | −0.05 |
| FDN First Trust DJ Internet Ind | Reduce -3.0% | 0.26% | −0.04 |
| RSP Invesco S&P 500 Equal Weight | Reduce -14.0% | 0.14% | −0.04 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -0.3% | 0.24% | −0.04 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.4% | 0.39% | −0.04 |
| JEPI JPMorgan Equity Premium Inco | Reduce -49.2% | 0.03% | −0.04 |
| ESGD iShares Trust iShares ESG Aw | Reduce -16.2% | 0.12% | −0.04 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -3.0% | 0.19% | −0.04 |
| MUB iShares National Muni Bond E | Reduce -4.5% | 0.19% | −0.04 |
| TXN Texas Instruments Inc. | Reduce -0.5% | 0.11% | −0.04 |
| DE Deere & Co. | Reduce -0.1% | 0.11% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Reduce -4.0% | 0.27% | −0.03 |
| IWV iShares Russell 3000 ETF | Reduce -0.9% | 0.30% | −0.03 |
| IEF iShares 7-10 Year Treasury B | Reduce -4.1% | 0.12% | −0.03 |
| MSI Motorola Solutions Inc. | Reduce -38.4% | 0.03% | −0.03 |
| ADBE Adobe Inc. | Reduce -11.7% | 0.05% | −0.02 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -42.4% | 0.03% | −0.02 |
| AON Aon PLC Class A | Reduce -1.9% | 0.13% | −0.02 |
| STZ Constellation Brands Inc. Class A | Reduce -73.8% | 0.01% | −0.02 |
| SBAC SBA Communications Corp. | Reduce -5.7% | 0.05% | −0.02 |
| PFE Pfizer Inc. | Reduce -5.9% | 0.12% | −0.02 |
| XLRE SS Real Estate Select Sector | Reduce -8.2% | 0.09% | −0.02 |
| SCHP Schwab U.S. Tips ETF | Reduce -4.6% | 0.10% | −0.02 |
| GII State Street SPDR S&P Global | Reduce -16.3% | 0.05% | −0.02 |
| DAL Delta Air Lines Inc. | Reduce -29.2% | 0.04% | −0.02 |
| CFG Citizens Financial Group | Reduce -7.2% | 0.29% | −0.02 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -34.6% | 0.02% | −0.02 |
| DVY iShares Select Dividend ETF | Reduce -7.3% | 0.09% | −0.02 |
| EMB iShares JP Morgan Usd Emergi | Reduce -9.3% | 0.07% | −0.02 |
| FTSM First Trust Enh Short Mat FD | Reduce -11.2% | 0.05% | −0.02 |
| PPG PPG Industries Inc. | Reduce -23.9% | 0.02% | −0.02 |
| IWD iShares Russell 1000 Value E | Reduce -3.5% | 0.10% | −0.02 |
| RVMD Revolution Medicines Inc. | Sold out | 0.00% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +48.4% | 4.98% | +1.81 |
| GOOGL Alphabet Inc. Class A | Add +11.5% | 2.35% | +0.56 |
| BR Broadridge Financial Solutio | Add +4390.1% | 0.39% | +0.38 |
| JPST JPMorgan Ultra-Short Income | Add +135.9% | 0.60% | +0.30 |
| GOOG Alphabet Inc. Class C | Add +22.3% | 0.93% | +0.28 |
| EAGL Eagle Capital Select Eqty | New | 0.23% | +0.23 |
| JPM JPMorgan Chase & Co. | Add +25.1% | 1.65% | +0.23 |
| FCNCA First Citizens Bcshs Class A | New | 0.22% | +0.22 |
| MA Mastercard Inc. Class A | Add +32.9% | 1.40% | +0.18 |
| C Citigroup Inc. | Add +78.1% | 0.32% | +0.14 |
| SPGI S&P Global Inc. | Add +629.2% | 0.17% | +0.14 |
| GLW Corning Inc. | Add +973.4% | 0.12% | +0.11 |
| CB Chubb Ltd. | Add +153.4% | 0.19% | +0.10 |
| ICE Intercontinental Exchange Inc. | Add +314.4% | 0.14% | +0.10 |
| ABBV Abbvie Inc. | Add +13.5% | 0.56% | +0.10 |
| JNJ Johnson & Johnson | Add +18.9% | 0.50% | +0.09 |
| JMST JPM Ultra-Short Muni Income | Add +2677.6% | 0.10% | +0.09 |
| APP AppLovin Corp. Class A | Add +589.4% | 0.10% | +0.09 |
| AVGO Broadcom Inc. | Add +5.2% | 1.25% | +0.09 |
| NVDA Nvidia Corp. | Add +1.3% | 4.18% | +0.08 |
| ORCL Oracle Corp. | Add +1.6% | 0.73% | +0.07 |
| QUANTA SVCS INC | Add +25.2% | 0.42% | +0.06 |
| AMGN Amgen Inc. | Add +114.0% | 0.13% | +0.06 |
| IBM Intl Business Machines Corp. | Add +61.5% | 0.21% | +0.05 |
| KMI Kinder Morgan Inc. | Add +125.5% | 0.11% | +0.05 |
| NFLX Netflix Inc. | Add +61.1% | 0.27% | +0.05 |
| MDT Medtronic PLC | Add +134.1% | 0.09% | +0.05 |
| TMO Thermo Fisher Scientific Inc. | Add +20.1% | 0.27% | +0.05 |
| HOOD Robinhood Markets Inc. Class A | Add +1.4% | 0.17% | +0.04 |
| VT Vanguard Tot World STK ETF | Add +140.6% | 0.08% | +0.04 |
| BN Brookfield Corp. | Add +777.8% | 0.04% | +0.04 |
| EOSE Eos Energy Enterprises Inc. | New | 0.04% | +0.04 |
| XOM Exxon Mobil Corp. | Add +23.3% | 0.39% | +0.04 |
| TDG Transdigm Group Inc. | Add +272.4% | 0.05% | +0.03 |
| FTEC Fidelity MSCI Info Tech Indx | New | 0.03% | +0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +53.2% | 0.07% | +0.03 |
| IBIT iShares Bitcoin Trust ETF | New | 0.03% | +0.03 |
| DDOG Datadog Inc. Class A | New | 0.03% | +0.03 |
| QCOM Qualcomm Inc. | Add +39.7% | 0.15% | +0.03 |
| GE General Electric | Add +59.5% | 0.08% | +0.03 |
| GLD SPDR Gold Shares | Add +20.7% | 0.16% | +0.03 |
| XPO Xpo Inc. | New | 0.03% | +0.03 |
| JEPQ JPM Nasdaq Equity Premium | Add +281.6% | 0.04% | +0.03 |
| URI United Rentals Inc. | Add +0.2% | 0.34% | +0.03 |
| HWM Howmet Aerospace Inc. | Add +377.5% | 0.03% | +0.02 |
| PATK Patrick Industries Inc. | New | 0.02% | +0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +18.1% | 0.58% | +0.02 |
| MSTR Strategy Inc. | Add +652.8% | 0.03% | +0.02 |
| BA The Boeing Co. | Add +77.7% | 0.06% | +0.02 |
| ABG Asbury Automotive Group | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,047 | $8.3B | VOO, AAPL, IVV, NVDA, GOOGL |
| Q1 2026 | 836 | $7.2B | VOO, AAPL, IVV, NVDA, MSFT |
| Q4 2025 | 813 | $7.5B | VOO, AAPL, IVV, NVDA, MSFT |
| Q3 2025 | 796 | $7.3B | VOO, AAPL, NVDA, MSFT, IVV |
| Q2 2025 | 692 | $6.2B | VOO, MSFT, IVV, NVDA, AAPL |
| Q1 2025 | 615 | $5.1B | VOO, IVV, IJH, MSFT, IEFA |
| Q4 2024 | 578 | $5.1B | VOO, IVV, AAPL, IJH, MSFT |
| Q3 2024 | 561 | $5.0B | VOO, IVV, AAPL, MSFT, IJH |
| Q2 2024 | 527 | $4.5B | VOO, IVV, MSFT, IJH, AAPL |
| Q1 2024Amended | 404 | $3.0B | VOO, IVV, IJH, IEFA, MSFT |