Citizens Financial Group Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 8, 2025), Citizens Financial Group Inc. reported 692 stock positions worth $6.2 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 6.6% of the portfolio, followed by Microsoft (MSFT, 4.3%) and iShares Core S&P 500 ETF (IVV, 4.3%). Compared with Q1 2025, it opened 103 new positions, sold out of 26, added to 409 and reduced 145. The biggest buy was Nvidia (NVDA, shares +16%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- PROVIDENCE, RI
- CIK
- 0000759944
- Portfolio Value
- $6.2B (Q2 2025)
- SEC Filing
- 0000759944-25-000112 ↗ filed Aug 8, 2025
Holdings Value
Holdings 692 stocks · $6.2B
| VOO Vanguard S&P 500 ETF | 6.63% | 724,517 | $412.7M | Reduce -0.7% |
| MSFT Microsoft Corp. | 4.32% | 540,509 | $268.9M | Add +17.6% |
| IVV iShares Core S&P 500 ETF | 4.25% | 426,282 | $264.7M | Reduce -0.2% |
| NVDA Nvidia Corp. | 4.09% | 1,612,468 | $254.8M | Add +16.4% |
| AAPL Apple Inc. | 3.17% | 961,212 | $197.2M | Add +54.2% |
| IJH iShares Core S&P Midcap ETF | 3.10% | 3,109,469 | $192.8M | Reduce -2.4% |
| IEFA iShares Core MSCI Eafe ETF | 3.01% | 2,240,962 | $187.1M | Add +1.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.53% | 255,062 | $157.6M | Reduce -0.6% |
| AMZN Amazon.com Inc. | 2.16% | 611,893 | $134.2M | Add +65.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.91% | 670,761 | $119.1M | Reduce -0.5% |
| GOOGL Alphabet Inc. Class A | 1.79% | 632,145 | $111.4M | Add +21.7% |
| PG The Procter & Gamble Co. | 1.68% | 655,784 | $104.5M | Add +10.9% |
| META Meta Platforms Inc. Class A | 1.58% | 133,576 | $98.6M | Add +18.7% |
| IEMG iShares Core MSCI Emerging | 1.51% | 1,562,846 | $93.8M | Add +3.6% |
| JPM JPMorgan Chase & Co. | 1.42% | 305,191 | $88.5M | Reduce -0.5% |
| IWM iShares Russell 2000 ETF | 1.33% | 382,467 | $82.5M | Reduce -4.7% |
| VEA Vanguard Ftse Developed ETF | 1.30% | 1,422,417 | $81.1M | Add +82.2% |
| MA Mastercard Inc. Class A | 1.22% | 135,118 | $75.9M | Add +1.9% |
| IUSG iShares Core S&P U.S. Growth | 1.17% | 483,873 | $72.8M | Reduce -20.9% |
| AVGO Broadcom Inc. | 1.17% | 263,029 | $72.5M | Add +54.3% |
| QQQ Invesco QQQ Trust Series 1 | 1.05% | 118,767 | $65.5M | Reduce -7.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.00% | 1,309,019 | $61.9M | Add +44.7% |
| ETN Eaton Corp. PLC | 0.91% | 158,186 | $56.5M | Add +39.1% |
| LLY Eli Lilly & Co. | 0.89% | 70,687 | $55.1M | Add +25.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.86% | 191,666 | $53.8M | Reduce -3.3% |
| VNQ Vanguard Real Estate ETF | 0.73% | 507,095 | $45.2M | Reduce -4.7% |
| EFA iShares MSCI Eafe ETF | 0.68% | 474,572 | $42.4M | Add +1.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.67% | 174,198 | $41.4M | Reduce -14.5% |
| HD Home Depot Inc. | 0.66% | 112,094 | $41.1M | Add +8.1% |
| ORCL Oracle Corp. | 0.66% | 186,866 | $40.9M | Reduce -0.4% |
| GOOG Alphabet Inc. Class C | 0.65% | 228,819 | $40.6M | Add +24.6% |
| SCHF Schwab Intl Equity ETF | 0.62% | 1,733,768 | $38.3M | Add +41.6% |
| V Visa Inc. Class A | 0.60% | 104,948 | $37.3M | Add +3.3% |
| XLK SS Technology Select Sector | 0.58% | 142,532 | $36.1M | Add +0.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.55% | 70,958 | $34.5M | Add +80.6% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.55% | 361,339 | $34.4M | Add +10.1% |
| MDY State Street SPDR S&P Midcap | 0.55% | 60,781 | $34.4M | Add +30.9% |
| KO The Coca-Cola Co. | 0.54% | 469,216 | $33.4M | Add +29.9% |
| COST Costco Wholesale Corp. | 0.53% | 33,495 | $33.2M | Add +23.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.52% | 259,175 | $32.1M | Add +13.6% |
| GS Goldman Sachs Group Inc. | 0.50% | 43,625 | $30.9M | Reduce -0.8% |
| NNE Nano Nuclear Energy Inc. | 0.49% | 880,005 | $30.4M | Add +0.0% |
| ABBV Abbvie Inc. | 0.46% | 154,684 | $28.7M | Add +39.8% |
| SUB iShares Short-Term National | 0.45% | 264,342 | $28.1M | Reduce -0.2% |
| IJR iShares Core S&P Small-Cap E | 0.43% | 245,156 | $26.8M | Add +27.1% |
| TSLA Tesla Inc. | 0.42% | 81,777 | $26.0M | Add +13.2% |
| SNOW Snowflake Inc. | 0.42% | 115,914 | $25.9M | Add +137.2% |
| JNJ Johnson & Johnson | 0.40% | 164,335 | $25.1M | Add +7.6% |
| LIN Linde PLC | 0.40% | 53,094 | $24.9M | Add +45.9% |
| WFC Wells Fargo & Co. | 0.39% | 301,537 | $24.2M | Add +6.1% |
| USMV iShares MSCI USA Min Vol Fac | 0.39% | 255,666 | $24.0M | Reduce -4.4% |
| HCA HCA Healthcare Inc. | 0.38% | 62,028 | $23.8M | Reduce -4.6% |
| PH Parker Hannifin Corp. | 0.38% | 33,448 | $23.4M | Add +1.6% |
| CRM Salesforce Inc. | 0.38% | 85,639 | $23.4M | Add +1.6% |
| SYK Stryker Corp. | 0.37% | 58,886 | $23.3M | Add +1.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.37% | 343,250 | $23.1M | Reduce -12.3% |
| QUANTA SVCS INC | 0.36% | 59,650 | $22.6M | New |
| LMT Lockheed Martin Corp. | 0.36% | 48,473 | $22.4M | Add +155.5% |
| HON Honeywell International Inc. | 0.36% | 95,920 | $22.3M | Add +8.9% |
| XOM Exxon Mobil Corp. | 0.36% | 206,856 | $22.3M | Reduce -36.3% |
| MRK Merck & Co. Inc. | 0.36% | 281,090 | $22.3M | Reduce -12.3% |
| IVW iShares S&P 500 Growth ETF | 0.35% | 198,742 | $21.9M | Add +12.5% |
| CSCO Cisco Systems Inc. | 0.34% | 308,033 | $21.4M | Add +5.5% |
| XLF SS Financial Select Sector | 0.34% | 406,623 | $21.3M | Add +2.9% |
| QQQM Invesco Nasdaq 100 ETF | 0.33% | 90,711 | $20.6M | Add +16.7% |
| AXP American Express Co. | 0.33% | 64,429 | $20.6M | Add +187.4% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.33% | 222,715 | $20.3M | Add +36.1% |
| IWV iShares Russell 3000 ETF | 0.33% | 57,725 | $20.3M | Reduce -6.2% |
| URI United Rentals Inc. | 0.31% | 25,668 | $19.3M | Reduce -6.8% |
| WMT Walmart Inc. | 0.31% | 196,430 | $19.2M | Add +2.9% |
| CFG Citizens Financial Group | 0.31% | 428,065 | $19.2M | Add +0.3% |
| VWO Vanguard Ftse Emerging Marke | 0.30% | 381,238 | $18.9M | Add +0.1% |
| FDN First Trust DJ Internet Ind | 0.30% | 69,710 | $18.8M | Reduce -21.2% |
| JPST JPMorgan Ultra-Short Income | 0.30% | 367,532 | $18.6M | Add +26.4% |
| FPEI First Trust Institutional PR | 0.29% | 951,002 | $18.1M | Add +65.7% |
| ABT Abbott Laboratories | 0.29% | 131,350 | $17.9M | Add +39.9% |
| VIG Vanguard Dividend Apprec ETF | 0.28% | 85,404 | $17.6M | Add +5.8% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.28% | 187,882 | $17.2M | New |
| AMAT Applied Materials Inc. | 0.27% | 90,630 | $16.6M | Add +211.8% |
| COP Conocophillips | 0.26% | 183,144 | $16.4M | Reduce -3.6% |
| IWF iShares Russell 1000 Growth | 0.25% | 37,264 | $15.8M | Add +1.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.25% | 126,461 | $15.6M | Add +1.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.24% | 33,700 | $14.8M | Add +7.1% |
| VRTX Vertex Pharmaceuticals Inc. | 0.24% | 32,918 | $14.7M | Add +44.3% |
| IEI iShares 3-7 Year Treasury Bo | 0.23% | 118,277 | $14.1M | Add +4.4% |
| MUB iShares National Muni Bond E | 0.23% | 134,359 | $14.0M | Reduce -17.1% |
| NEE Nextera Energy Inc. | 0.23% | 201,973 | $14.0M | Add +0.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.22% | 45,416 | $13.8M | Add +11.7% |
| TMUS T-Mobile US Inc. | 0.22% | 57,778 | $13.8M | Add +20.9% |
| NFLX Netflix Inc. | 0.22% | 10,231 | $13.7M | Add +8.8% |
| TMO Thermo Fisher Scientific Inc. | 0.22% | 33,725 | $13.7M | Add +16.3% |
| EEM iShares MSCI Emerging Market | 0.22% | 282,154 | $13.6M | Reduce -3.3% |
| IWB iShares Russell 1000 ETF | 0.22% | 39,655 | $13.5M | Add +114.8% |
| UNH Unitedhealth Group Inc. | 0.22% | 42,927 | $13.4M | Reduce -6.8% |
| EBAY eBay Inc. | 0.20% | 170,024 | $12.7M | Add +1.8% |
| PEP Pepsico Inc. | 0.20% | 94,640 | $12.5M | Reduce -43.0% |
| INTU Intuit Inc. | 0.20% | 15,715 | $12.4M | Add +12.7% |
| MAR Marriott International Class A | 0.19% | 44,359 | $12.1M | Reduce -2.8% |
| IDEV iShares Core MSCI Dev MKTS | 0.19% | 157,316 | $12.0M | Add +13.3% |
| VGSH Vanguard Short-Term Treasury | 0.19% | 201,331 | $11.8M | Reduce -25.1% |
Portfolio Sells Q1 2025 → Q2 2025
| VOO Vanguard S&P 500 ETF | Reduce -0.7% | 6.63% | −0.77 |
| IJH iShares Core S&P Midcap ETF | Reduce -2.4% | 3.10% | −0.57 |
| IVV iShares Core S&P 500 ETF | Reduce -0.2% | 4.25% | −0.48 |
| XOM Exxon Mobil Corp. | Reduce -36.3% | 0.36% | −0.40 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.5% | 1.91% | −0.38 |
| IUSG iShares Core S&P U.S. Growth | Reduce -20.9% | 1.17% | −0.37 |
| TARGET CORP | Reduce -89.3% | 0.03% | −0.30 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.6% | 2.53% | −0.30 |
| PEP Pepsico Inc. | Reduce -43.0% | 0.20% | −0.29 |
| UNH Unitedhealth Group Inc. | Reduce -6.8% | 0.22% | −0.26 |
| IWM iShares Russell 2000 ETF | Reduce -4.7% | 1.33% | −0.25 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -14.5% | 0.67% | −0.23 |
| VNQ Vanguard Real Estate ETF | Reduce -4.7% | 0.73% | −0.23 |
| PWR Quanta Services Inc. | Sold out | 0.00% | −0.22 |
| MRK Merck & Co. Inc. | Reduce -12.3% | 0.36% | −0.21 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.3% | 0.86% | −0.15 |
| ACN Accenture PLC Class A | Reduce -41.9% | 0.12% | −0.15 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -7.6% | 1.05% | −0.14 |
| COP Conocophillips | Reduce -3.6% | 0.26% | −0.13 |
| ADBE Adobe Inc. | Reduce -52.8% | 0.08% | −0.13 |
| VGSH Vanguard Short-Term Treasury | Reduce -25.1% | 0.19% | −0.12 |
| SLB SLB Ltd. | Reduce -79.8% | 0.02% | −0.12 |
| MUB iShares National Muni Bond E | Reduce -17.1% | 0.23% | −0.11 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -4.4% | 0.39% | −0.11 |
| TAIL Cambria Tail Risk ETF | Reduce -84.7% | 0.02% | −0.11 |
| SUB iShares Short-Term National | Reduce -0.2% | 0.45% | −0.10 |
| NTAP Netapp Inc. | Reduce -93.9% | 0.01% | −0.10 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -12.3% | 0.37% | −0.10 |
| RTX RTX Corp. | Sold out | 0.00% | −0.09 |
| PSQ Proshares Short QQQ | Reduce -92.5% | 0.00% | −0.09 |
| FDN First Trust DJ Internet Ind | Reduce -21.2% | 0.30% | −0.09 |
| JPM JPMorgan Chase & Co. | Reduce -0.5% | 1.42% | −0.06 |
| GIS General Mills Inc. | Reduce -11.8% | 0.10% | −0.06 |
| HCA HCA Healthcare Inc. | Reduce -4.6% | 0.38% | −0.06 |
| IWV iShares Russell 3000 ETF | Reduce -6.2% | 0.33% | −0.06 |
| XLE SS Energy Select Sector | Reduce -57.2% | 0.03% | −0.06 |
| HST Host Hotels & Resorts Inc. | Sold out | 0.00% | −0.06 |
| TLT iShares 20+ Year Treasury BD | Reduce -12.6% | 0.13% | −0.06 |
| DVY iShares Select Dividend ETF | Reduce -17.3% | 0.11% | −0.05 |
| VZ Verizon Communications Inc. | Reduce -0.4% | 0.18% | −0.05 |
| PFE Pfizer Inc. | Reduce -6.3% | 0.14% | −0.05 |
| IVE iShares S&P 500 Value ETF | Reduce -3.6% | 0.19% | −0.05 |
| SLV iShares Silver Trust | Reduce -90.5% | 0.00% | −0.04 |
| RSG Republic Services Inc. | Reduce -11.1% | 0.11% | −0.04 |
| SJB Proshares Short High Yield | Sold out | 0.00% | −0.04 |
| TRAVELERS COMPANIES INC | Reduce -2.5% | 0.16% | −0.04 |
| HDV iShares Core High Dividend E | Reduce -2.6% | 0.12% | −0.04 |
| URA Global X Uranium ETF | Sold out | 0.00% | −0.04 |
| CMI Cummins Inc. | Reduce -2.2% | 0.16% | −0.03 |
| EEM iShares MSCI Emerging Market | Reduce -3.3% | 0.22% | −0.03 |
Portfolio Buys Q1 2025 → Q2 2025
| NVDA Nvidia Corp. | Add +16.4% | 4.09% | +1.13 |
| MSFT Microsoft Corp. | Add +17.6% | 4.32% | +0.92 |
| AMZN Amazon.com Inc. | Add +65.0% | 2.16% | +0.77 |
| AVGO Broadcom Inc. | Add +54.3% | 1.17% | +0.60 |
| VEA Vanguard Ftse Developed ETF | Add +82.2% | 1.30% | +0.52 |
| AAPL Apple Inc. | Add +54.2% | 3.17% | +0.44 |
| QUANTA SVCS INC | New | 0.36% | +0.36 |
| META Meta Platforms Inc. Class A | Add +18.7% | 1.58% | +0.30 |
| ETN Eaton Corp. PLC | Add +39.1% | 0.91% | +0.30 |
| BIL SS SPDR BB 1-3M T-Bill ETF | New | 0.28% | +0.28 |
| SNOW Snowflake Inc. | Add +137.2% | 0.42% | +0.28 |
| BAC Bank of America Corp. | Add +44.7% | 1.00% | +0.25 |
| AXP American Express Co. | Add +187.4% | 0.33% | +0.21 |
| GOOGL Alphabet Inc. Class A | Add +21.7% | 1.79% | +0.21 |
| LMT Lockheed Martin Corp. | Add +155.5% | 0.36% | +0.19 |
| AMAT Applied Materials Inc. | Add +211.8% | 0.27% | +0.18 |
| AGGY Wisdomtree Yield Enhanced US | New | 0.16% | +0.16 |
| C Citigroup Inc. | Add +739.4% | 0.18% | +0.15 |
| RBLX Roblox Corp. Class A | New | 0.14% | +0.14 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +80.6% | 0.55% | +0.14 |
| SCHF Schwab Intl Equity ETF | Add +41.6% | 0.62% | +0.14 |
| HOOD Robinhood Markets Inc. Class A | New | 0.13% | +0.13 |
| PEN Penumbra Inc. | New | 0.13% | +0.13 |
| MPC Marathon Petroleum Corp. | Add +250.9% | 0.18% | +0.13 |
| RSP Invesco S&P 500 Equal Weight | Add +197.1% | 0.18% | +0.11 |
| IWB iShares Russell 1000 ETF | Add +114.8% | 0.22% | +0.10 |
| RTX CORPORATION | New | 0.10% | +0.10 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +137.7% | 0.18% | +0.09 |
| FDVV Fidelity High Dividend ETF | Add +2042.1% | 0.09% | +0.09 |
| GOOG Alphabet Inc. Class C | Add +24.6% | 0.65% | +0.09 |
| FPEI First Trust Institutional PR | Add +65.7% | 0.29% | +0.08 |
| LZ Legalzoomcom Inc. | New | 0.08% | +0.08 |
| OKE Oneok Inc. | Add +495.4% | 0.10% | +0.08 |
| VOOG Vanguard S&P 500 Growth ETF | Add +88.3% | 0.17% | +0.07 |
| DIS The Walt Disney Co. | Add +13.6% | 0.52% | +0.07 |
| ADP Automatic Data Processing | Add +224.6% | 0.11% | +0.07 |
| IBM Intl Business Machines Corp. | Add +83.8% | 0.16% | +0.07 |
| LIN Linde PLC | Add +45.9% | 0.40% | +0.07 |
| MDY State Street SPDR S&P Midcap | Add +30.9% | 0.55% | +0.06 |
| PANW Palo Alto Networks Inc. | Add +92.8% | 0.13% | +0.06 |
| EMR Emerson Electric Co. | Add +110.5% | 0.11% | +0.06 |
| BNY Bank of New York Mellon Corp. | Add +36.1% | 0.33% | +0.06 |
| JMTG Mortgage-Backed Securities | New | 0.05% | +0.05 |
| TSLA Tesla Inc. | Add +13.2% | 0.42% | +0.05 |
| NFLX Netflix Inc. | Add +8.8% | 0.22% | +0.05 |
| ISRG Intuitive Surgical Inc. | Add +63.9% | 0.13% | +0.04 |
| ABT Abbott Laboratories | Add +39.9% | 0.29% | +0.04 |
| ATO Atmos Energy Corp. | Add +242.5% | 0.06% | +0.04 |
| KMI Kinder Morgan Inc. | Add +246.4% | 0.06% | +0.04 |
| DASH DoorDash Inc. Class A | Add +43.7% | 0.10% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,047 | $8.3B | VOO, AAPL, IVV, NVDA, GOOGL |
| Q1 2026 | 836 | $7.2B | VOO, AAPL, IVV, NVDA, MSFT |
| Q4 2025 | 813 | $7.5B | VOO, AAPL, IVV, NVDA, MSFT |
| Q3 2025 | 796 | $7.3B | VOO, AAPL, NVDA, MSFT, IVV |
| Q2 2025 | 692 | $6.2B | VOO, MSFT, IVV, NVDA, AAPL |
| Q1 2025 | 615 | $5.1B | VOO, IVV, IJH, MSFT, IEFA |
| Q4 2024 | 578 | $5.1B | VOO, IVV, AAPL, IJH, MSFT |
| Q3 2024 | 561 | $5.0B | VOO, IVV, AAPL, MSFT, IJH |
| Q2 2024 | 527 | $4.5B | VOO, IVV, MSFT, IJH, AAPL |
| Q1 2024Amended | 404 | $3.0B | VOO, IVV, IJH, IEFA, MSFT |