Citizens Financial Group Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), Citizens Financial Group Inc. reported 813 stock positions worth $7.5 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 6.3% of the portfolio, followed by Apple (AAPL, 5.2%) and iShares Core S&P 500 ETF (IVV, 4.2%). Compared with Q3 2025, it opened 66 new positions, sold out of 49, added to 356 and reduced 339. The biggest buy was a new position in Quanta Services (PWR) and the biggest sale an exit from Quanta SVCS.
- Most Recent 13F
- Q2 2026
- Location
- PROVIDENCE, RI
- CIK
- 0000759944
- Portfolio Value
- $7.5B (Q4 2025)
- SEC Filing
- 0000759944-26-000023 ↗ filed Jan 30, 2026
Holdings Value
Holdings 813 stocks · $7.5B
| VOO Vanguard S&P 500 ETF | 6.29% | 747,672 | $468.9M | Add +0.3% |
| AAPL Apple Inc. | 5.16% | 1,415,079 | $384.7M | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 4.20% | 457,655 | $313.5M | Add +4.8% |
| NVDA Nvidia Corp. | 4.12% | 1,646,361 | $307.0M | Add +0.8% |
| MSFT Microsoft Corp. | 3.78% | 582,858 | $281.9M | Reduce -0.1% |
| GOOGL Alphabet Inc. Class A | 2.93% | 698,049 | $218.5M | Reduce -1.0% |
| IJH iShares Core S&P Midcap ETF | 2.68% | 3,032,779 | $200.2M | Reduce -3.8% |
| IEFA iShares Core MSCI Eafe ETF | 2.67% | 2,227,611 | $199.3M | Reduce -2.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.21% | 242,032 | $165.0M | Reduce -2.3% |
| AMZN Amazon.com Inc. | 2.10% | 680,067 | $157.0M | Add +0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.63% | 637,292 | $121.7M | Reduce -3.1% |
| JPM JPMorgan Chase & Co. | 1.55% | 359,118 | $115.7M | Reduce -6.0% |
| VEA Vanguard Ftse Developed ETF | 1.46% | 1,740,735 | $108.7M | Add +11.1% |
| AVGO Broadcom Inc. | 1.41% | 303,523 | $105.0M | Add +9.7% |
| META Meta Platforms Inc. Class A | 1.39% | 157,112 | $103.7M | Add +5.7% |
| MA Mastercard Inc. Class A | 1.39% | 180,968 | $103.3M | Add +0.8% |
| IEMG iShares Core MSCI Emerging | 1.38% | 1,529,431 | $102.8M | Reduce -2.5% |
| PG The Procter & Gamble Co. | 1.37% | 713,376 | $102.2M | Reduce -1.1% |
| IWM iShares Russell 2000 ETF | 1.29% | 391,062 | $96.3M | Add +1.2% |
| GOOG Alphabet Inc. Class C | 1.18% | 279,318 | $87.6M | Reduce -0.2% |
| LLY Eli Lilly & Co. | 1.08% | 74,935 | $80.5M | Add +0.9% |
| IUSG iShares Core S&P U.S. Growth | 1.05% | 467,252 | $78.5M | Reduce -1.8% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.99% | 1,348,048 | $74.1M | Add +1.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.98% | 119,032 | $73.1M | Reduce -4.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.78% | 200,433 | $58.2M | Add +3.0% |
| ETN Eaton Corp. PLC | 0.64% | 150,129 | $47.8M | Reduce -6.8% |
| JPST JPMorgan Ultra-Short Income | 0.63% | 919,399 | $46.7M | Add +6.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.62% | 91,288 | $45.9M | Add +9.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.61% | 177,519 | $45.8M | Add +2.2% |
| SCHF Schwab Intl Equity ETF | 0.61% | 1,899,391 | $45.7M | Add +3.9% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.61% | 423,033 | $45.1M | Add +8.9% |
| EFA iShares MSCI Eafe ETF | 0.60% | 467,574 | $44.9M | Reduce -2.7% |
| VNQ Vanguard Real Estate ETF | 0.57% | 482,194 | $42.7M | Reduce -3.3% |
| XLK SS Technology Select Sector | 0.56% | 292,697 | $42.1M | Reduce -0.8% |
| V Visa Inc. Class A | 0.56% | 119,365 | $41.9M | Reduce -1.1% |
| JNJ Johnson & Johnson | 0.55% | 198,834 | $41.1M | Add +1.7% |
| GS Goldman Sachs Group Inc. | 0.55% | 46,682 | $41.0M | Add +1.2% |
| ABBV Abbvie Inc. | 0.54% | 175,121 | $40.0M | Reduce -0.2% |
| TSLA Tesla Inc. | 0.48% | 80,406 | $36.2M | Reduce -1.4% |
| MDY State Street SPDR S&P Midcap | 0.48% | 59,213 | $35.7M | Reduce -0.9% |
| HD Home Depot Inc. | 0.47% | 102,974 | $35.4M | Reduce -12.2% |
| COST Costco Wholesale Corp. | 0.45% | 39,254 | $33.9M | Reduce -1.2% |
| KO The Coca-Cola Co. | 0.45% | 481,954 | $33.7M | Add +1.6% |
| ORCL Oracle Corp. | 0.44% | 166,568 | $32.5M | Reduce -12.2% |
| PWR Quanta Services Inc. | 0.42% | 74,649 | $31.5M | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.42% | 274,030 | $31.2M | Reduce -0.7% |
| HCA HCA Healthcare Inc. | 0.42% | 66,718 | $31.1M | Add +4.0% |
| PH Parker Hannifin Corp. | 0.41% | 34,733 | $30.5M | Add +0.6% |
| QQQM Invesco Nasdaq 100 ETF | 0.41% | 120,630 | $30.5M | Add +31.4% |
| MRK Merck & Co. Inc. | 0.39% | 276,194 | $29.1M | Reduce -2.3% |
| WFC Wells Fargo & Co. | 0.39% | 310,144 | $28.9M | Reduce -0.3% |
| XOM Exxon Mobil Corp. | 0.38% | 237,270 | $28.6M | Reduce -6.9% |
| SUB iShares Short-Term National | 0.38% | 262,501 | $28.0M | Reduce -0.3% |
| IJR iShares Core S&P Small-Cap E | 0.37% | 232,450 | $27.9M | Reduce -2.8% |
| BR Broadridge Financial Solutio | 0.36% | 119,378 | $26.8M | Add +0.1% |
| IVW iShares S&P 500 Growth ETF | 0.36% | 216,347 | $26.7M | Add +6.4% |
| VEU Vanguard Ftse All-World Ex-U | 0.36% | 361,264 | $26.6M | Add +4.2% |
| LMT Lockheed Martin Corp. | 0.36% | 54,862 | $26.5M | Add +11.6% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.34% | 220,078 | $25.5M | Reduce -1.1% |
| C Citigroup Inc. | 0.34% | 218,193 | $25.5M | Reduce -4.8% |
| AXP American Express Co. | 0.34% | 68,023 | $25.2M | Reduce -1.7% |
| CSCO Cisco Systems Inc. | 0.33% | 316,176 | $24.4M | Reduce -0.1% |
| WMT Walmart Inc. | 0.32% | 212,287 | $23.7M | Add +0.9% |
| TMO Thermo Fisher Scientific Inc. | 0.31% | 40,209 | $23.3M | Reduce -0.8% |
| XLF SS Financial Select Sector | 0.30% | 413,431 | $22.6M | Add +1.0% |
| LIN Linde PLC | 0.30% | 52,893 | $22.6M | Reduce -2.8% |
| SYK Stryker Corp. | 0.30% | 63,446 | $22.3M | Add +3.2% |
| USMV iShares MSCI USA Min Vol Fac | 0.30% | 236,531 | $22.3M | Reduce -1.4% |
| IWV iShares Russell 3000 ETF | 0.29% | 56,340 | $21.8M | Reduce -1.5% |
| URI United Rentals Inc. | 0.28% | 25,564 | $20.7M | Reduce -0.6% |
| VWO Vanguard Ftse Emerging Marke | 0.27% | 371,124 | $20.0M | Add +1.4% |
| EAGL Eagle Capital Select Eqty | 0.27% | 612,696 | $19.9M | Add +13.3% |
| CFG Citizens Financial Group | 0.27% | 339,374 | $19.8M | Reduce -14.6% |
| VIG Vanguard Dividend Apprec ETF | 0.26% | 89,870 | $19.8M | Add +3.1% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.26% | 215,455 | $19.7M | Add +15.0% |
| VRTX Vertex Pharmaceuticals Inc. | 0.26% | 43,403 | $19.7M | Add +1.2% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.26% | 127,469 | $19.6M | Reduce -2.3% |
| CAT Caterpillar Inc. | 0.26% | 33,679 | $19.3M | Add +9.2% |
| FCNCA First Citizens Bcshs Class A | 0.26% | 8,926 | $19.2M | Reduce -0.3% |
| FPEI First Trust Institutional PR | 0.25% | 968,524 | $18.8M | Reduce -0.1% |
| HON Honeywell International Inc. | 0.25% | 95,225 | $18.6M | Reduce -0.2% |
| ABT Abbott Laboratories | 0.25% | 147,400 | $18.5M | Reduce -2.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.25% | 37,589 | $18.3M | Reduce -0.0% |
| FDN First Trust DJ Internet Ind | 0.24% | 66,582 | $17.9M | Reduce -1.5% |
| IWF iShares Russell 1000 Growth | 0.24% | 37,137 | $17.6M | Reduce -0.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.22% | 56,031 | $16.6M | Add +2.2% |
| COP Conocophillips | 0.22% | 175,651 | $16.4M | Reduce -6.6% |
| NEE Nextera Energy Inc. | 0.22% | 202,271 | $16.2M | Reduce -0.4% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.22% | 200,174 | $16.1M | Add +15.8% |
| NFLX Netflix Inc. | 0.21% | 166,666 | $15.6M | Add +1.1% |
| GLD SPDR Gold Shares | 0.21% | 38,785 | $15.4M | Add +15.8% |
| CMI Cummins Inc. | 0.21% | 30,101 | $15.4M | Reduce -3.3% |
| EEM iShares MSCI Emerging Market | 0.20% | 279,210 | $15.3M | Reduce -1.4% |
| CB Chubb Ltd. | 0.20% | 48,790 | $15.2M | Add +1.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.20% | 44,670 | $15.0M | Reduce -17.3% |
| SNOW Snowflake Inc. | 0.20% | 67,971 | $14.9M | Reduce -27.9% |
| MUB iShares National Muni Bond E | 0.20% | 136,089 | $14.6M | Add +6.0% |
| EBAY eBay Inc. | 0.19% | 163,448 | $14.2M | Reduce -4.0% |
| UBER Uber Technologies Inc. | 0.19% | 172,002 | $14.1M | Add +32.1% |
| IEI iShares 3-7 Year Treasury Bo | 0.18% | 114,732 | $13.7M | Add +0.1% |
Portfolio Sells Q3 2025 → Q4 2025
| QUANTA SVCS INC | Sold out | 0.00% | −0.42 |
| MSFT Microsoft Corp. | Reduce -0.1% | 3.78% | −0.36 |
| ORCL Oracle Corp. | Reduce -12.2% | 0.44% | −0.30 |
| ETN Eaton Corp. PLC | Reduce -6.8% | 0.64% | −0.18 |
| HD Home Depot Inc. | Reduce -12.2% | 0.47% | −0.18 |
| TRAVELERS COMPANIES INC | Sold out | 0.00% | −0.17 |
| PG The Procter & Gamble Co. | Reduce -1.1% | 1.37% | −0.15 |
| IJH iShares Core S&P Midcap ETF | Reduce -3.8% | 2.68% | −0.14 |
| VZ Verizon Communications Inc. | Reduce -63.6% | 0.06% | −0.11 |
| JPM JPMorgan Chase & Co. | Reduce -6.0% | 1.55% | −0.10 |
| CRM Salesforce Inc. | Reduce -56.0% | 0.09% | −0.10 |
| SNOW Snowflake Inc. | Reduce -27.9% | 0.20% | −0.09 |
| GIS General Mills Inc. | Reduce -87.9% | 0.01% | −0.08 |
| URI United Rentals Inc. | Reduce -0.6% | 0.28% | −0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -3.1% | 1.63% | −0.06 |
| VNQ Vanguard Real Estate ETF | Reduce -3.3% | 0.57% | −0.05 |
| LIN Linde PLC | Reduce -2.8% | 0.30% | −0.05 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -2.1% | 2.67% | −0.05 |
| COST Costco Wholesale Corp. | Reduce -1.2% | 0.45% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.3% | 2.21% | −0.05 |
| SBAC SBA Communications Corp. | Sold out | 0.00% | −0.05 |
| TMUS T-Mobile US Inc. | Reduce -5.0% | 0.16% | −0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -17.3% | 0.20% | −0.04 |
| UNH Unitedhealth Group Inc. | Reduce -27.4% | 0.09% | −0.04 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -4.0% | 0.98% | −0.04 |
| HOOD Robinhood Markets Inc. Class A | Reduce -0.2% | 0.13% | −0.04 |
| IEMG iShares Core MSCI Emerging | Reduce -2.5% | 1.38% | −0.04 |
| ESML iShares ESG Aware MSCI USA S | Reduce -51.8% | 0.03% | −0.04 |
| GRAB Grab Holdings Ltd. Class A | Sold out | 0.00% | −0.04 |
| MPC Marathon Petroleum Corp. | Reduce -0.7% | 0.16% | −0.04 |
| ESGD iShares Trust iShares ESG Aw | Reduce -28.3% | 0.08% | −0.03 |
| EMR Emerson Electric Co. | Reduce -28.5% | 0.07% | −0.03 |
| XLRE SS Real Estate Select Sector | Reduce -30.5% | 0.06% | −0.03 |
| ABT Abbott Laboratories | Reduce -2.6% | 0.25% | −0.03 |
| TXN Texas Instruments Inc. | Reduce -20.3% | 0.08% | −0.03 |
| TLT iShares 20+ Year Treasury BD | Reduce -21.0% | 0.08% | −0.03 |
| T AT&T Inc. | Reduce -3.0% | 0.14% | −0.03 |
| BA The Boeing Co. | Reduce -40.6% | 0.04% | −0.03 |
| HON Honeywell International Inc. | Reduce -0.2% | 0.25% | −0.03 |
| RSP Invesco S&P 500 Equal Weight | Reduce -17.5% | 0.11% | −0.03 |
| CFG Citizens Financial Group | Reduce -14.6% | 0.27% | −0.02 |
| COP Conocophillips | Reduce -6.6% | 0.22% | −0.02 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -14.3% | 0.12% | −0.02 |
| EBAY eBay Inc. | Reduce -4.0% | 0.19% | −0.02 |
| IUSG iShares Core S&P U.S. Growth | Reduce -1.8% | 1.05% | −0.02 |
| ABBV Abbvie Inc. | Reduce -0.2% | 0.54% | −0.02 |
| FDN First Trust DJ Internet Ind | Reduce -1.5% | 0.24% | −0.02 |
| PGR Progressive Corp. | Reduce -19.2% | 0.05% | −0.02 |
| MSTR Strategy Inc. | Reduce -17.4% | 0.01% | −0.02 |
| FISV Fiserv Inc. | Reduce -30.4% | 0.01% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| PWR Quanta Services Inc. | New | 0.42% | +0.42 |
| LLY Eli Lilly & Co. | Add +0.9% | 1.08% | +0.30 |
| IVV iShares Core S&P 500 ETF | Add +4.8% | 4.20% | +0.20 |
| VEA Vanguard Ftse Developed ETF | Add +11.1% | 1.46% | +0.17 |
| TRV The Travelers Cos Inc. | New | 0.17% | +0.17 |
| AVGO Broadcom Inc. | Add +9.7% | 1.41% | +0.16 |
| J Jacobs Solutions Inc. | New | 0.10% | +0.10 |
| QQQM Invesco Nasdaq 100 ETF | Add +31.4% | 0.41% | +0.10 |
| AMZN Amazon.com Inc. | Add +0.8% | 2.10% | +0.08 |
| GLOB Globant SA | New | 0.07% | +0.07 |
| CAT Caterpillar Inc. | Add +9.2% | 0.26% | +0.06 |
| HFSI Hartfor Strateg Income ETF-U | New | 0.06% | +0.06 |
| JNJ Johnson & Johnson | Add +1.7% | 0.55% | +0.06 |
| BAC Bank of America Corp. | Add +1.0% | 0.99% | +0.05 |
| PH Parker Hannifin Corp. | Add +0.6% | 0.41% | +0.05 |
| DASH DoorDash Inc. Class A | Add +145.0% | 0.10% | +0.05 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +8.9% | 0.61% | +0.05 |
| GS Goldman Sachs Group Inc. | Add +1.2% | 0.55% | +0.05 |
| KMI Kinder Morgan Inc. | Add +48.2% | 0.16% | +0.05 |
| HCA HCA Healthcare Inc. | Add +4.0% | 0.42% | +0.04 |
| GLD SPDR Gold Shares | Add +15.8% | 0.21% | +0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +9.0% | 0.62% | +0.04 |
| GLDM SPDR Gold Minishares Trust | New | 0.04% | +0.04 |
| CEG Constellation Energy | Add +64.3% | 0.08% | +0.04 |
| EAGL Eagle Capital Select Eqty | Add +13.3% | 0.27% | +0.04 |
| PFE Pfizer Inc. | Add +34.8% | 0.16% | +0.03 |
| VRTX Vertex Pharmaceuticals Inc. | Add +1.2% | 0.26% | +0.03 |
| HII Huntington Ingalls Industrie | Add +463.9% | 0.04% | +0.03 |
| ISRG Intuitive Surgical Inc. | Add +5.7% | 0.13% | +0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +15.8% | 0.22% | +0.03 |
| SCHF Schwab Intl Equity ETF | Add +3.9% | 0.61% | +0.03 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +15.0% | 0.26% | +0.03 |
| SFM Sprouts Farmers Market Inc. | Add +504.1% | 0.04% | +0.03 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +85.4% | 0.06% | +0.03 |
| JMST JPM Ultra-Short Muni Income | Add +27.4% | 0.12% | +0.02 |
| JPST JPMorgan Ultra-Short Income | Add +6.0% | 0.63% | +0.02 |
| HSY The Hershey Co. | Add +84.1% | 0.05% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Add +6.4% | 0.36% | +0.02 |
| AMGN Amgen Inc. | Add +2.5% | 0.15% | +0.02 |
| MU Micron Technology Inc. | Add +9.7% | 0.05% | +0.02 |
| WMT Walmart Inc. | Add +0.9% | 0.32% | +0.02 |
| AMD Advanced Micro Devices | Add +3.6% | 0.08% | +0.02 |
| LMT Lockheed Martin Corp. | Add +11.6% | 0.36% | +0.02 |
| MS Morgan Stanley | Add +2.6% | 0.17% | +0.02 |
| KO The Coca-Cola Co. | Add +1.6% | 0.45% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +0.3% | 6.29% | +0.02 |
| XPO Xpo Inc. | Add +61.5% | 0.04% | +0.02 |
| CB Chubb Ltd. | Add +1.0% | 0.20% | +0.02 |
| BSV Vanguard Short-Term Bond ETF | Add +53.5% | 0.05% | +0.02 |
| VEU Vanguard Ftse All-World Ex-U | Add +4.2% | 0.36% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,047 | $8.3B | VOO, AAPL, IVV, NVDA, GOOGL |
| Q1 2026 | 836 | $7.2B | VOO, AAPL, IVV, NVDA, MSFT |
| Q4 2025 | 813 | $7.5B | VOO, AAPL, IVV, NVDA, MSFT |
| Q3 2025 | 796 | $7.3B | VOO, AAPL, NVDA, MSFT, IVV |
| Q2 2025 | 692 | $6.2B | VOO, MSFT, IVV, NVDA, AAPL |
| Q1 2025 | 615 | $5.1B | VOO, IVV, IJH, MSFT, IEFA |
| Q4 2024 | 578 | $5.1B | VOO, IVV, AAPL, IJH, MSFT |
| Q3 2024 | 561 | $5.0B | VOO, IVV, AAPL, MSFT, IJH |
| Q2 2024 | 527 | $4.5B | VOO, IVV, MSFT, IJH, AAPL |
| Q1 2024Amended | 404 | $3.0B | VOO, IVV, IJH, IEFA, MSFT |