Community Bank, N.A.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 11, 2025), Community Bank, N.A. reported 388 stock positions worth $779.8 million. Its top holding was Apple (AAPL) at 12.5% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 7.4%) and iShares Core MSCI Eafe ETF (IEFA, 3.4%). Compared with Q3 2024, it opened 15 new positions, sold out of 15, added to 53 and reduced 135. The biggest buy was Amazon.com (AMZN, shares +5%) and the biggest sale iShares Core MSCI Eafe ETF (IEFA, shares −1%).

Most Recent 13F
Q2 2026
Location
DeWitt, NY
CIK
0001632187
Portfolio Value
$779.8M (Q4 2024)
SEC Filing
0001376474-25-000186 ↗ filed Feb 11, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $762.0M Q1 2024 Q2 2024: $759.8M Q2 2024 Q3 2024: $792.8M Q3 2024 Q4 2024: $779.8M $779.8M Q4 2024 Q1 2025: $746.0M Q1 2025 Q2 2025: $760.4M Q2 2025 Q3 2025: $826.8M Q3 2025 Q4 2025: $846.1M Q4 2025 Q1 2026: $840.1M Q1 2026 Q2 2026: $926.3M Q2 2026

Holdings 388 stocks · $779.8M

AAPL Apple Inc. 12.54% 390,498 $97.8M Reduce -0.7%
IVV iShares Core S&P 500 ETF 7.37% 97,611 $57.5M Reduce -0.0%
IEFA iShares Core MSCI Eafe ETF 3.42% 379,097 $26.6M Reduce -0.5%
MSFT Microsoft Corp. 3.33% 61,605 $26.0M Reduce -1.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 2.85% 101,131 $22.2M Reduce -2.3%
VTI VG Morningstar TS MKT ETF-US 2.41% 64,978 $18.8M Add +0.9%
JPM JPMorgan Chase & Co. 2.33% 75,821 $18.2M Reduce -2.0%
IJR iShares Core S&P Small-Cap E 1.72% 116,238 $13.4M Reduce -0.3%
BMY Bristol-Myers Squibb Co. 1.62% 222,927 $12.6M Reduce -1.2%
AVGO Broadcom Inc. 1.47% 49,418 $11.5M Reduce -3.8%
MRK Merck & Co. Inc. 1.41% 110,608 $11.0M Reduce -1.4%
IJH iShares Core S&P Midcap ETF 1.30% 163,220 $10.2M Reduce -0.3%
CSCO Cisco Systems Inc. 1.28% 169,121 $10.0M Reduce -1.4%
WMT Walmart Inc. 1.27% 109,325 $9.9M Reduce -3.7%
SPY SS SPDR S&P 500 ETF Trust-US 1.24% 16,478 $9.7M Reduce -0.7%
PEP Pepsico Inc. 1.22% 62,736 $9.5M Add +0.9%
JEPI JPMorgan Equity Premium Inco 1.18% 159,319 $9.2M Add +0.2%
ABBV Abbvie Inc. 1.16% 50,960 $9.1M Reduce -0.8%
IWF iShares Russell 1000 Growth 1.16% 22,503 $9.0M Reduce -0.3%
PG The Procter & Gamble Co. 1.12% 52,275 $8.8M Reduce -2.7%
GOOGL Alphabet Inc. Class A 1.12% 46,173 $8.7M Add +6.4%
AMZN Amazon.com Inc. 1.08% 38,278 $8.4M Add +5.5%
VZ Verizon Communications Inc. 1.06% 207,176 $8.3M Reduce -1.1%
NVDA Nvidia Corp. 1.00% 57,951 $7.8M Reduce -1.6%
IEMG iShares Core MSCI Emerging 0.92% 137,163 $7.2M Reduce -0.0%
CBU Community Financial System I 0.92% 115,949 $7.2M Reduce -1.3%
MDY State Street SPDR S&P Midcap 0.86% 11,830 $6.7M Reduce -0.4%
EMR Emerson Electric Co. 0.86% 54,292 $6.7M Reduce -2.6%
JNJ Johnson & Johnson 0.85% 45,821 $6.6M Add +5.4%
KO The Coca-Cola Co. 0.80% 100,140 $6.2M Reduce -0.8%
XOM Exxon Mobil Corp. 0.79% 57,035 $6.1M Add +1.6%
CAT Caterpillar Inc. 0.77% 16,635 $6.0M Reduce -1.2%
PEG Public Service Enterprise GP 0.71% 65,119 $5.5M Reduce -3.8%
IWD iShares Russell 1000 Value E 0.69% 29,079 $5.4M Reduce -1.3%
TXN Texas Instruments Inc. 0.64% 26,820 $5.0M Reduce -7.8%
ITW Illinois Tool Works 0.64% 19,697 $5.0M Reduce -1.1%
LOW Lowe's Cos Inc. 0.64% 20,181 $5.0M Reduce -1.6%
CVX Chevron Corp. 0.64% 34,213 $5.0M Add +1.1%
UPS United Parcel Service Class B 0.62% 38,061 $4.8M Add +1.5%
QCOM Qualcomm Inc. 0.62% 31,237 $4.8M Add +1.8%
IWS iShares Russell Mid-Cap Valu 0.59% 35,748 $4.6M Reduce -4.2%
ABT Abbott Laboratories 0.58% 39,753 $4.5M Reduce -3.3%
GLW Corning Inc. 0.56% 92,253 $4.4M Reduce -0.5%
V Visa Inc. Class A 0.56% 13,708 $4.3M Add +0.4%
RTX RTX Corp. 0.55% 36,944 $4.3M No change
MCD McDonald's Corp. 0.53% 14,235 $4.1M Reduce -0.5%
AMGN Amgen Inc. 0.53% 15,804 $4.1M Add +2.0%
CB Chubb Ltd. 0.52% 14,563 $4.0M Add +0.8%
NUE Nucor Corp. 0.52% 34,452 $4.0M No change
CMI Cummins Inc. 0.51% 11,321 $3.9M No change
NEE Nextera Energy Inc. 0.50% 54,583 $3.9M Reduce -1.7%
HD Home Depot Inc. 0.48% 9,566 $3.7M Reduce -4.6%
OMC Omnicom Group 0.46% 41,815 $3.6M Reduce -5.8%
TFC Truist Financial Corp. 0.46% 82,725 $3.6M Reduce -7.8%
UNH Unitedhealth Group Inc. 0.46% 7,068 $3.6M Reduce -9.0%
AEP American Electric Power 0.45% 38,417 $3.5M Reduce -0.5%
ADP Automatic Data Processing 0.45% 11,922 $3.5M Reduce -0.9%
SCHA Schwab US Small-Cap ETF 0.44% 133,918 $3.5M Reduce -1.2%
T AT&T Inc. 0.44% 150,236 $3.4M Reduce -0.8%
PFF iShares Preferred & Income S 0.43% 106,657 $3.4M Add +10.9%
LMT Lockheed Martin Corp. 0.41% 6,548 $3.2M No change
MS Morgan Stanley 0.36% 22,593 $2.8M Reduce -7.9%
FLCA Franklin Ftse Canada ETF 0.36% 77,004 $2.8M Reduce -0.0%
AVUV Avantis US Small Cap Value 0.36% 29,163 $2.8M No change
APD Air Products & Chemicals Inc. 0.35% 9,322 $2.7M Add +1.8%
SBUX Starbucks Corp. 0.34% 29,471 $2.7M Reduce -0.9%
XLE SS Energy Select Sector 0.34% 30,869 $2.6M Reduce -1.4%
HON Honeywell International Inc. 0.34% 11,621 $2.6M Add +1.4%
TGT Target Corp. 0.33% 19,162 $2.6M Add +0.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.33% 23,028 $2.6M Add +0.3%
EMXC iShares MSCI Emr MRK Ex Chna 0.32% 45,682 $2.5M No change
DD Dupont DE Nemours Inc. 0.31% 31,362 $2.4M Reduce -9.9%
SYK Stryker Corp. 0.30% 6,594 $2.4M Add +3.4%
LLY Eli Lilly & Co. 0.30% 3,020 $2.3M Reduce -3.3%
EFA iShares MSCI Eafe ETF 0.30% 30,700 $2.3M Reduce -0.6%
TMO Thermo Fisher Scientific Inc. 0.30% 4,443 $2.3M Add +10.2%
PSX Phillips 66 0.29% 20,157 $2.3M Add +18.7%
ACWX iShares MSCI Acwi Ex US ETF 0.29% 43,255 $2.3M Reduce -1.9%
PNC PNC Financial Services Group 0.29% 11,630 $2.2M Reduce -0.8%
ELV Elevance Health Inc. 0.28% 6,025 $2.2M Add +19.7%
SHY iShares 1-3 Year Treasury Bo 0.28% 26,193 $2.1M Add +12.2%
UNP Union Pacific Corp. 0.27% 9,344 $2.1M No change
LRCX Lam Research Corp. 0.27% 29,489 $2.1M Add +67.1%
PFE Pfizer Inc. 0.27% 77,952 $2.1M Reduce -26.5%
DE Deere & Co. 0.25% 4,576 $1.9M Add +3.7%
CSX CSX Corp. 0.25% 59,580 $1.9M No change
VWO Vanguard Ftse Emerging Marke 0.24% 43,319 $1.9M Reduce -0.3%
CRM Salesforce Inc. 0.24% 5,529 $1.8M Add +2.5%
KVUE Kenvue Inc. 0.24% 86,372 $1.8M Reduce -1.5%
BLK BlackRock Inc. 0.24% 1,795 $1.8M No change
TRV The Travelers Cos Inc. 0.24% 7,631 $1.8M Reduce -2.7%
SRE Sempra 0.24% 20,930 $1.8M No change
GIS General Mills Inc. 0.23% 28,687 $1.8M Reduce -3.0%
VGT Vanguard Info Tech ETF 0.23% 2,850 $1.8M No change
USB US Bancorp 0.23% 36,812 $1.8M Reduce -18.9%
AXP American Express Co. 0.23% 5,912 $1.8M Reduce -1.4%
KMI Kinder Morgan Inc. 0.22% 63,510 $1.7M Reduce -2.7%
DMLP Dorchester Minerals LP 0.21% 50,010 $1.7M No change
CL Colgate-Palmolive Co. 0.20% 17,500 $1.6M No change
XLU St Sr Utl SL SE SPDR ETF-Usd 0.20% 20,523 $1.6M Reduce -0.3%

Show all 388 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $385 (not counted above)
SecurityClassShares / PrincipalValueChange
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 14$385No change

Total filed on the 13F, all lines: $779.8M.

Portfolio Sells Q3 2024 → Q4 2024

IEFA iShares Core MSCI Eafe ETF Reduce -0.5% 3.42% −0.34
IXJ iShares Global Healthcare Et Reduce -98.1% 0.00% −0.25
MRK Merck & Co. Inc. Reduce -1.4% 1.41% −0.20
CVS CVS Health Corp. Reduce -21.3% 0.18% −0.13
VZ Verizon Communications Inc. Reduce -1.1% 1.06% −0.12
PFE Pfizer Inc. Reduce -26.5% 0.27% −0.12
DOW Dow Inc. Reduce -20.2% 0.18% −0.12
ABBV Abbvie Inc. Reduce -0.8% 1.16% −0.12
OMC Omnicom Group Reduce -5.8% 0.46% −0.12
KO The Coca-Cola Co. Reduce -0.8% 0.80% −0.12
UNH Unitedhealth Group Inc. Reduce -9.0% 0.46% −0.11
TXN Texas Instruments Inc. Reduce -7.8% 0.64% −0.11
NEE Nextera Energy Inc. Reduce -1.7% 0.50% −0.09
DD Dupont DE Nemours Inc. Reduce -9.9% 0.31% −0.08
IEMG iShares Core MSCI Emerging Reduce -0.0% 0.92% −0.07
LOW Lowe's Cos Inc. Reduce -1.6% 0.64% −0.06
BWA Borgwarner Inc. Reduce -33.5% 0.09% −0.06
MSFT Microsoft Corp. Reduce -1.3% 3.33% −0.06
CAT Caterpillar Inc. Reduce -1.2% 0.77% −0.06
NKE Nike Inc. Class B Reduce -12.2% 0.18% −0.06
PEG Public Service Enterprise GP Reduce -3.8% 0.71% −0.06
PG The Procter & Gamble Co. Reduce -2.7% 1.12% −0.05
LLY Eli Lilly & Co. Reduce -3.3% 0.30% −0.05
AEP American Electric Power Reduce -0.5% 0.45% −0.05
GIS General Mills Inc. Reduce -3.0% 0.23% −0.04
USB US Bancorp Reduce -18.9% 0.23% −0.04
IBM Intl Business Machines Corp. Reduce -2.3% 2.85% −0.04
HD Home Depot Inc. Reduce -4.6% 0.48% −0.04
IWS iShares Russell Mid-Cap Valu Reduce -4.2% 0.59% −0.03
DG Dollar General Corp. Reduce -91.9% 0.00% −0.03
ACWX iShares MSCI Acwi Ex US ETF Reduce -1.9% 0.29% −0.03
EFA iShares MSCI Eafe ETF Reduce -0.6% 0.30% −0.03
ED Consolidated Edison Inc. Reduce -36.0% 0.03% −0.02
TFC Truist Financial Corp. Reduce -7.8% 0.46% −0.02
EFX Equifax Inc. Reduce -5.3% 0.12% −0.02
SBUX Starbucks Corp. Reduce -0.9% 0.34% −0.02
MCD McDonald's Corp. Reduce -0.5% 0.53% −0.02
KVUE Kenvue Inc. Reduce -1.5% 0.24% −0.02
KMB Kimberly-Clark Corp. Reduce -5.0% 0.15% −0.02
CMCSA Comcast Corp. Class A Reduce -6.0% 0.11% −0.02
BHP BHP Group Ltd.-Spon ADR Reduce -62.1% 0.01% −0.02
EXC Exelon Corp. Reduce -11.1% 0.09% −0.02
ITW Illinois Tool Works Reduce -1.1% 0.64% −0.02
VWO Vanguard Ftse Emerging Marke Reduce -0.3% 0.24% −0.02
CARR Carrier Global Corp. Reduce -3.5% 0.09% −0.02
DUK Duke Energy Corp. Reduce -97.8% 0.00% −0.02
XLB SS Materials Select Sector Reduce -0.5% 0.13% −0.02
MDLZ Mondelez International Inc. Class A Reduce -7.0% 0.05% −0.02
EZU iShares MSCI Eurozone ETF Reduce -0.5% 0.16% −0.01
ABT Abbott Laboratories Reduce -3.3% 0.58% −0.01

Portfolio Buys Q3 2024 → Q4 2024

AMZN Amazon.com Inc. Add +5.5% 1.08% +0.22
GOOGL Alphabet Inc. Class A Add +6.4% 1.12% +0.21
KCE SS SPDR S&P Cap MKTS ETF New 0.17% +0.17
VTI VG Morningstar TS MKT ETF-US Add +0.9% 2.41% +0.12
LRCX Lam Research Corp. Add +67.1% 0.27% +0.09
V Visa Inc. Class A Add +0.4% 0.56% +0.08
CRM Salesforce Inc. Add +2.5% 0.24% +0.05
DIS The Walt Disney Co. Add +0.3% 0.33% +0.05
AVDV Avantis Intl S/C Value ETF Add +50.0% 0.15% +0.04
HON Honeywell International Inc. Add +1.4% 0.34% +0.04
SHY iShares 1-3 Year Treasury Bo Add +12.2% 0.28% +0.03
PFF iShares Preferred & Income S Add +10.9% 0.43% +0.03
CMG Chipotle Mexican Grill Inc. Add +31.2% 0.08% +0.02
EOG EOG Resources Inc. Add +9.6% 0.20% +0.02
TSLA Tesla Inc. Add +0.8% 0.05% +0.02
VTV Vanguard Mrngstr Val ETF-Aui New 0.02% +0.02
DE Deere & Co. Add +3.7% 0.25% +0.02
SYK Stryker Corp. Add +3.4% 0.30% +0.01
VCIT Vanguard Int-Term Corporate New 0.01% +0.01
PSX Phillips 66 Add +18.7% 0.29% +0.01
JAAA Janus Henderson Aaa Clo ETF Add +7.0% 0.15% +0.01
PANW Palo Alto Networks Inc. Add +1.6% 0.12% +0.01
JSI JH Securitized Income ETF Add +14.2% 0.07% +0.01
VRTX Vertex Pharmaceuticals Inc. Add +29.9% 0.07% +0.01
VEU Vanguard Ftse All-World Ex-U New 0.01% +0.01
CVX Chevron Corp. Add +1.1% 0.64% +0.01
VCSH Vanguard S/T Corp. Bond ETF Add +10.9% 0.07% +0.01
BSCS Invesco Bulletshares 2028 CB Add +293.0% 0.01% +0.01
MET Metlife Inc. Add +5.8% 0.09% +0.01
BSCX Invesco Bulletshares 2033 CB Add +294.2% 0.01% +0.01
TECK Teck Resources Ltd.-CLS B New 0.00% +0.00
MBB iShares MBS ETF Add +4.5% 0.20% +0.00
ADM Archer-Daniels-Midland Co. Add +18.1% 0.19% +0.00
APD Air Products & Chemicals Inc. Add +1.8% 0.35% +0.00
XLF SS Financial Select Sector Add +5.0% 0.02% +0.00
TLT iShares 20+ Year Treasury BD New 0.00% +0.00
SPIB SS SPDR P Int C Corp. ETF Add +2.9% 0.11% +0.00
CAPL Crossamerica Partners LP New 0.00% +0.00
NVG Nuveen Amt-FR Muni CRDT Add +25.0% 0.01% +0.00
DINO HF Sinclair Corp. New 0.00% +0.00
MPT Medical Properties Trust Inc. New 0.00% +0.00
QUAL iShares MSCI USA Quality Fac New 0.00% +0.00
PSTL Postal Realty Trust Inc. Class A New 0.00% +0.00
GRX Gabelli Healthcare & Well New 0.00% +0.00
F Ford Motor Co. Add +13.6% 0.01% +0.00
AMTM Amentum Holdings Inc. New 0.00% +0.00
EFV iShares MSCI Eafe Value ETF New 0.00% +0.00
FCX Freeport-McMoran Inc. Add +29.0% 0.16% +0.00
NOK Nokia Corp.-Spon ADR New 0.00% 0.00
VCLT Vanguard Long-Term Corp. Bond Add +3.2% 0.03% −0.00

Notes & Other Activity Q3 2024 → Q4 2024

GABELLI UTILITY TRUST/THE RIGHT 10/21/2024 Sold out 330 $6before exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 529$926.3MAAPL, IVV, IEFA, IBM, VOO
Q1 2026 501$840.1MAAPL, IVV, IEFA, MSFT, IBM
Q4 2025 488$846.1MAAPL, IVV, IEFA, MSFT, IBM
Q3 2025 498$826.8MAAPL, IVV, MSFT, IEFA, IBM
Q2 2025 385$760.4MAAPL, IVV, MSFT, IBM, IEFA
Q1 2025 382$746.0MAAPL, IEFA, IVV, IBM, MSFT
Q4 2024 388$779.8MAAPL, IVV, IEFA, MSFT, IBM
Q3 2024 388$792.8MAAPL, IVV, IEFA, MSFT, IBM
Q2 2024 405$759.8MAAPL, IVV, IEFA, MSFT, IBM
Q1 2024 411$762.0MAAPL, IVV, IEFA, MSFT, IBM